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The 10 Best Home Care Agencies for Seniors in Dulles, VA for 2024

Located toward the western edge of the Washington, DC, metro area, Dulles is a smaller enclave in Loudoun County, which has a total population of over 427,000. Approximately 42,000 county residents are aged 65 and over. At about 10%, that’s 6 points less than the nationwide average of 16.8%. The nearby Inova Loudoun Hospital in Leesburg performs well in treating heart and kidney failure, stroke, hip fracture and COPD, and there are dozens more hospitals surrounding Dulles.

In-home care costs in Dulles average $5,339 per month, higher than both state and national averages.. Home health care is priced the same but provides more access to medical and therapeutic services.

Below we’ve compiled a comprehensive directory of every home care provider in Dulles– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Home Care Agencies in Dulles, VA

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Paying for Home Care in Dulles, VA

The Cost of Home Care in Dulles, VA

Due to its proximity to Washington, DC, there is an associated increase in living costs in Dulles. Seniors receiving home care in the area pay $572 per month more than the average for Virginia and $382 more than America’s average, according to the Genworth Cost of Care Survey 2021. At the northern tip of the state, in Winchester, the average cost is lower by $668 and to the south, in Richmond, it’s lower by $191. In-home care costs are much higher in Charlottesville, where seniors pay $953 per month more than those in Dulles.

Dulles

$5,339

Virginia

$4,767

The United States

$4,957

Winchester

$4,671

Charlottesville

$6,292

Richmond

$5,148

The Cost of Home Care vs. Other Senior Care Options in Dulles, VA

The average monthly rate in Dulles is the same for home care and home health, although the latter provides medical services performed by certified personnel. Assisted living communities cost over $600 more than in-home services in Dulles, while the cost for a semiprivate room in a nursing home is more than double. The most affordable option, adult day health care, has an average cost $3,057 below that of home care.

Home Care

$5,339

Home Health Care

$5,339

Adult Day Health Care

$2,282

Assisted Living

$5,948

Nursing Home Care (semiprivate room)

$11,467

Note: Data for Dulles was unavailable, so data for the nearest city, Washington, DC, was used instead.

Financial Assistance for Home Care in Dulles, VA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Dulles Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Dulles:

ResourceContactAddressService
Emergency Home Repair and Accessibility Grant Program(703) 777-0506102 Heritage Way NE, Suite 103, Leesburg, VA 20177-7400The Loudoun County Division of Housing and Community Development helps seniors in Dulles aged 62 and over repair their homes and bring them up to code. The Emergency Home Repair and Accessibility Grant provides a one-time payment of up to $5,000 for structural, HVAC, plumbing or electrical repairs. Funds must be used to correct health and safety issues inside the home. 
Foreclosure Prevention Assistance(703) 777-055521641 Ridgetop Circle, Sterling, VA 20166The Community Support Unit at the Department of Family Services helps seniors in Dulles who are in danger of foreclosure or eviction to keep their homes with one-time emergency financial assistance. Seniors who have been unable to negotiate mortgage forbearance from a lender, and who meet program financial guidelines, may apply for emergency payment assistance through the Eastern Family Services Center in Sterling.
Sterling Link(703) 437-1776P.O Box 443, Sterling, VA 20167-0443Link Against Hunger operates a food pantry and assistance program in Herndon that provides needed services for seniors in Ashburn and Sterling, including Dulles. In addition to the food bank, Link provides needy seniors with no-cost clothing and personal needs vouchers, financial aid and cash assistance. Seniors must be referred by a social worker and meet income guidelines to participate.
Low-Income Home Energy Assistance Program (LIHEAP)(540) 347-700050 Sullivan Street, Suite A, Warrenton, VA 20186Seniors in Loudoun County, including Dulles, can get up to 30% off the cost of their home heating and cooling bills through the Low-Income Home Energy Assistance Program (LIHEAP). In Dulles, LIHEAP is administered by the Commonwealth Community Action Partnership, a private nonprofit that handles applications for aid and confirms income and assets for eligibility. Seniors can request an application by phone and submit it by mail.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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