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The 10 Best Home Care Agencies for Seniors in Catharpin, VA for 2024

Catharpin, VA, is an unincorporated community close to Dulles Airport too, making it easier for seniors to receive visits from family members from out of town. Adults aged 65 and older make up 19.1% of Catharpin’s 1,327 residents, which is above the national average of 16.8%. Home care and home health care share a median monthly cost of $5,339 in Catharpin, according to the 2021 Genworth Cost of Care Survey. Home care is non-medical care; home health care includes limited medical care. Other medical services near the community include Haymarket Medical Center, which is about 10 minutes away; and numerous nationally ranked facilities less than 50 minutes east in Washington, DC.

Below we’ve compiled a comprehensive directory of every home care provider in Catharpin– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Home Care Agencies in Catharpin, VA

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Paying for Home Care in Catharpin, VA

The Cost of Home Care in Catharpin, VA

As it’s less than 50 minutes from Washington, DC, the 2021 Genworth Cost of Care Survey includes Catharpin in the capital’s senior health care figures, finding a median fee of $5,339 per month for home care. This is above Virginia’s median of $4,767, and the country’s average cost of $4,957. Catharpin is costlier than other Virginian cities save Charlottesville, where the average is $6,292. Seniors will find that most of the state’s other cities have more affordable home care costs, such as Richmond at $5,148, Harrisonburg at $4,957 and Winchester at $4,671.

Catharpin

$5,339

Virginia

$4,767

The United States

$4,957

Winchester

$4,671

Harrisonburg

$4,957

Charlottesville

$6,292

Richmond

$5,148

The Cost of Home Care vs. Other Senior Care Options in Catharpin, VA

Home care’s non-medical services and home health care’s medical support generate the same median monthly fee of $5,339. Other care option costs reflect the level and frequency of care, which is why adult day health care, at $2,282, is more affordable than assisted living at $5,948. Nursing homes provide hospital-like levels of care, resulting in a median fee of $11,467 for a semiprivate room.

Home Care

$5,339

Home Health Care

$5,339

Adult Day Health

$2,282

Assisted Living

$5,948

Nursing Home Facility (semiprivate room)

$11,467

Note: Data for Catharpin was unavailable, so data for the nearest city, Washington, DC, was used instead.

Financial Assistance for Home Care in Catharpin, VA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Catharpin Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Catharpin:

ResourceContactAddressService
Meals on Wheels(703) 792-63745 County Complex Court, Suite 240, Prince William, VA 22192Catharpin seniors may be eligible to receive nutritious, prepared meals Monday through Friday from the nearest senior center. The program is administered by the Prince William Area Agency on Aging in Partnership with No Wrong Door. To be eligible, seniors must be aged 60 or over and be unable to prepare their own meals or leave the house to get meals. Shelf-stable or frozen items will be delivered to seniors who can’t be reached every day of the week.
Energy Assistance Program(703) 792-75007987 Ashton Avenue, Suite 200, Manassas, VA 20109The Prince William County Department of Social Services, with funding help from the federal government, provides financial assistance for seniors who are unable to pay for their heating or cooling bills. Applications for heating assistance must be submitted in October or November, and cooling assistance applications are accepted June 15 through August 15. Funds can be used for paying heating bills, purchasing or repairing cooling systems and cooling fans. There are no fees for this program.
Tax Relief for Elderly and Disabled Program(703) 792-67804379 Ridgewood Center Drive, Suite 203, Prince William, Virginia 22192-5308Depending on income, some seniors in Catharpin may be eligible for relief on their property taxes. Applicants must be aged 65 or over, have a gross household income of less than $89,900, have a combined financial net worth of $340,000 or less and currently reside in the property for which they are seeking tax relief. These eligibility requirements can change from year to year.
Project Mend-A-House(703) 792-76638787 Commerce Court, Manassas, VA 20110This non-profit organization serves low-income seniors in Prince William County, including Catharpin, with home repairs and modifications that allow for aging in place. They recruit volunteer carpenters, plumbers, electricians, gardeners and other professionals to work at no charge to the homeowner. Funds and materials are sourced from the county government as well as various private and non-profit organizations. The organization also provides fall assessment screenings to help seniors reduce their chances of getting injured.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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