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The 10 Best Home Care Agencies for Seniors in Missouri City, TX for 2024

Located within the Houston metro in the southeastern region of Texas, Missouri City has over 70,000 residents and a senior community that makes up nearly 15% of the population. While this is modest compared to the national average of roughly 17%, it’s large compared to most cities in Texas. The city offers a generally warm climate with virtually no snow, which may benefit those who rely on mobility aids, and the low crime rate provides peace of mind for seniors who live alone. The city also has affordable home care rates below the national average at $4,576 for non-medical care. For those who need skilled nursing services, home health care may be a viable alternative.

Below we’ve compiled a comprehensive directory of every home care provider in the Missouri City area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Missouri City, TX

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Paying for Home Care in Missouri City, TX

The Cost of Home Care in Missouri City, TX

Home care costs in Missouri City come in at $4,576 monthly, which is consistent with the Texas average and about $400 cheaper than the national norm of $4,957. In Austin, rates are about $600 higher at $5,196. In College Station, care costs are about $150 below the Missouri City average at $4,429, and in Beaumont, fees are among the lowest in the region at $4,385. 

Missouri City

$4,576

Texas

$4,576

The United States

$4,957

Beaumont

$4,385

College Station

$4,429

Austin

$5,196

The Cost of Home Care vs. Other Senior Care Options in Missouri City, TX

In Missouri City, home care agencies charge $4,576 per month for non-medical care. Home health care, which includes skilled nursing services such as wound care and disease monitoring and management, has the same monthly rate. Adult day health care is a cheaper option for those who want to live in their own homes, averaging $1,099 per month, and assisted living is an affordable residential community option at $4,245. Nursing home care costs about $700 more than home care at $5,262.

Home Care

$4,576

Home Health Care

$4,576

Adult Day Health

$1,099

Assisted Living

$4,245

Nursing Home Care (semiprivate room)

$5,262

Note: Data for Missouri City was unavailable, so data for the nearest city, Houston, was used instead.

Financial Assistance for Home Care in Missouri City, TX

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Missouri City, TX

Seniors in Missouri City can connect with several agencies and programs within the city that can supplement private-pay in-home care. Through the following resources, you may be able to arrange volunteer-based transportation, home-delivered or congregate meals and personal care services. You can also find social and recreational programs to help you avoid isolation and boredom at home.

ResourceContactService
Missouri City Senior Programs(281) 403-8639Missouri City’s Parks and Recreation Department operates programs exclusively for older adults, many of which are free. Activities may include holiday-themed events, walking clubs, book clubs and art classes. It also hosts the monthly Afternoon with an Expert program, which features a meal and discussions on age-related topics.
Fort Bend Meals on Wheels(281) 633-7049Meals on Wheels provides home-delivered meals to housebound seniors. Meals contain a third of seniors’ nutritional needs and are delivered Monday through Thursday, and frozen meals are available Friday through Sunday. The organization also operates eight congregate meal sites throughout the region, two of which are in Missouri City.
Houston-Galveston Area Agency on Aging(800) 437-7396The AAA is a nonprofit organization that provides free and low-cost services to those aged 60 and over, including home-delivered and congregate meals, information and referral services and nonemergency medical transportation. The agency also operates the Texas Gulf Coast ADRC, which helps older adults navigate available services and benefits.
Property Tax Exemption(281) 344-8623 (Fort Bend County) (713) 957-7800 (Harris County)Seniors in Missouri City may be able to reduce housing costs through the homestead exemptions, which cut down on what they owe in property taxes. Those aged 65 and over can apply for the $25,000 homestead exemption in addition to the 2.5% residential homestead exemption.
Fort Bend Social Services(281) 342-3411Missouri City seniors in Fort Bend may obtain financial assistance through one of several county-subsidized programs. Through the Social Services office, seniors may be able to obtain vouchers for prescription medications, food assistance, partial rent or mortgage payments or utility assistance. To qualify, seniors must meet income guidelines.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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