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The 10 Best Home Care Agencies for Seniors in Lake Jackson, TX for 2024

Lake Jackson, Texas, is a small city near the Gulf of Mexico about 55 miles northwest of Houston. It has a population of 28,177, and seniors aged 65 and older comprise more than 14%, a figure slightly below national averages. The city’s low cost of living —  12 points below the national average, while health care is 15 points below — and important health care centers, such as the Angleton-Danbury Medical Center, make it a good location for seniors who want to age in place. According to the Genworth Cost of Care Survey 2020, the cost of home care in Lake Jackson is $4,290 a month.

Below we’ve compiled a comprehensive directory of every home care provider in the Lake Jackson area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Lake Jackson, TX

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Paying for Home Care in Lake Jackson, TX

The Cost of Home Care in Lake Jackson, TX

Lake Jackson’s average cost of in-home care is about $100 a month more than the state average of $4,195 but approximately $200 a month less than the national average of $4,481. Several nearby communities have a lower cost. Brownsville averages $2,860 a month. Victoria, which averages $3,956 a month, is approximately $330 less than Lake Jackson, and Laredo at $4,004 is about $290 less. Austin has a higher cost, averaging $4,385 a month, which is almost $100 more.

Lake Jackson

$4,290

Texas

$4,195

United States

$4,481

Brownsville

$2,860

Victoria

$3,956

Laredo

$4,004

Austin

$4,385

The Cost of Home Care vs. Other Senior Care Options in Lake Jackson, TX

If seniors don’t want to age in place, there are other care options available. Home care is reasonably priced compared to these options, at $4,290. Home health care, which also averages $4,290 a month, is for seniors requiring assistance with medical services. The cost of assisted living averages $4,750 a month. Adult daycare is the least expensive option at $1,138 a month. Requiring a semiprivate room in a nursing home facility is the costliest option at $5,627 a month.

Home Care

$4,290

Home Health Care

$4,290

Adult Day Care

$1,138

Assisted Living Facility

$4,750

Nursing Home Facility (semiprivate room)

$5,627

Note: Data for Lake Jackson was unavailable, so data for the nearest city, Houston, was used instead.

Financial Assistance for Home Care in Lake Jackson, TX

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Lake Jackson, TX

When seniors decide to age in place, it can be helpful to look to the community for resources and information about ways to stay independent and healthy in their homes. Below is a listing of free or low-cost services in the community that can help seniors in Lake Jackson save money, live more comfortably and find care.

ResourceContactService
Texas Veterans Commission(512) 463-6564The Texas Veterans Commission helps veterans and their dependents receive all the benefits to which they are entitled. The commission also helps veterans with education, employment, housing and mental health care issues. Senior veterans can use the commission to learn how they can attain property tax exemptions available to veterans aged 65 and older who are 10%-90% disabled.
Brazos Valley Area Agency on Aging(979) 595-2801The Brazos Valley Area Agency on Aging, which covers Lake Jackson, works with other organizations to coordinate resources needed by seniors in the area. One of the most important goals of the agency is to promote the welfare and independence of seniors aging in place. It provides transportation, home-delivered and congregate meals and wellness programs.
Lake Jackson Civic Center Senior And Active Adult Programs(979) 415-2600The Lake Jackson Civic Center Senior and Active Adult Programs offer activities for seniors in the community. One of these programs is Smart Talk, where seniors can learn from professionals about topics important to them, such as wills, trusts, technology and funerals. It also offers a health class where older residents can learn about important health issues from the center's home health care team.
Texas Health Information, Counseling and Advocacy Program(800) 252-9240Seniors in Texas who are eligible for Medicare or their caregivers can contact the Texas Health Information, Counseling and Advocacy Program to get information about Medicare. The program offers assistance regarding enrollment and the various available Medicare options, how to find help paying for Medicare premiums and co-pays and where they can find assistance for the cost of prescription drug plans. The trained volunteer counselors provide free, unbiased and confidential counseling.
Texas Law Help(800) 622-2520 (Option 3)Seniors in Texas aged 60 and older are eligible for free advice on noncriminal civil matters. Areas covered include advanced directives, power of attorney, adult guardianship, landlord issues, homeownership and property issues, bankruptcy and public benefits.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.  

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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