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The 10 Best Home Care Agencies for Seniors in Fairfield, OH for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Fairfield, OH, residents and their loved ones rate In Home Care agencies across the 23 options below.

Home Care Agencies in Fairfield, OH

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Paying for Home Care in Fairfield, OH

The Cost of Home Care in Fairfield, OH

As one of Cincinnati’s most populous suburbs, Fairfield shares its average cost of home care with the metro area as a whole. Seniors in the region pay $191 more each month for in-home services compared to the state and national average cost, according to the Genworth Cost of Care Survey 2021. To the north, in Dayton, the typical monthly rate for home care is $286 higher than in Fairfield, whereas Springfield’s cost is lower by $763. Heading further to the east, home care in Columbus costs almost $500 per month more than in Fairfield.

Fairfield

$5,148

Ohio

$4,957

The United States

$4,957

Dayton

$5,434

Springfield

$4,385

Columbus

$5,625

The Cost of Home Care vs. Other Senior Care Options in Fairfield, OH

Residents of Fairfield pay the same average cost for both levels of in-home services, whether they need basic day-to-day assistance or light medical care from nursing staff. Assisted living is more affordable in Fairfield, with average savings of $482 per month, and provides 24/7 care and supervision. The cost of a semiprivate room in a nursing home is 52% higher than in-home services, adding $2,700 to the monthly bill, whereas adult day health costs $3,458 less.

Home Care

$5,148

Home Health Care

$5,148

Adult Day Health Care

$1,690

Assisted Living Facility

$4,666

Nursing Home Facility (semiprivate room)

$7,848

Note: Data for Fairfield was unavailable, so data for the nearest city, Cincinnati, was used instead.

Financial Assistance for Home Care in Fairfield, OH

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Fairfield Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Fairfield:

Area Agency on Aging District 7

Address: 218 N College Ave., Rio Grande, OH 45674
Phone: (800) 582-7277

Fairfield seniors are covered by the Area Agency on Aging District 7, which provides senior services and support for seniors with limited income and a need for help with home modifications. Professional construction services, which are provided by qualified and licensed local professional contractors, are mostly directed toward improving safety and accessibility inside the home. Covered services include:

  • Plumbing work, including installation and replacement of fixtures
  • Electrical work to eliminate hazards and improve efficiency
  • HVAC installation, inspection and repair of dicts, furnaces and air condensers
  • Wheelchair ramps and guard rail installation for improved accessibility
  • Some modifications to kitchen and bathroom areas
  • Structural repairs to frames, flooring and new door installation
  • Some roofing work, including storm rehab

Deupree Meals on Wheels

Address: 3870 Virginia Ave., Cincinnati, OH 45227
Phone: (513) 561-8150

Deupree Meals on Wheels provides valuable nutritional support for seniors in the Fairfield area. Services include a food bank operated by Episcopal Retirement Services, as well as at-home meal delivery. Volunteers deliver freshly prepared meals to seniors’ homes five days a week, plus frozen meals for the weekend.

Elderly Services Program 

Address: 175 Tri County Pkwy., Cincinnati, OH 45246
Phone: (937) 449-0642

The Elderly Services Program in Ross helps seniors, caregivers and other loved ones overcome the challenges of living independently in the community with caregiver classes, senior health education and direct assistance for seniors in Fairfield. Elderly Services helps seniors with limited mobility and permanent disabilities find durable medical equipment, as well as providing caregivers with adult day care and respite care support at nearby facilities. Seniors who live in their own homes can request Personal Emergency Response System (PERS) hardware to help keep them safe.

Supports to Encourage Low-income Families (SELF) 

Address: 1790 S. Erie Hwy., Suites A-E, Hamilton, OH 45011
Phone: (513) 868-9300

Seniors in Fairfield can get up to 30% off of their monthly home energy bills by signing up with the Low Income Home Energy Assistance Program (LIHEAP) through the Hamilton branch of Supports to Encourage Low-Income Families (SELF). SELF also helps seniors find and schedule low-cost and free home weatherization services, as well as providing a one-time direct payment of overdue electrical and gas utility bills to avoid disconnections. SELF services are open to all seniors in Butler County who meet the program’s income and asset limits, though emergency funds can be limited.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs
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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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