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The 10 Best Home Care Agencies for Seniors in Long Island City, NY for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Long Island City, NY, residents and their loved ones rate In Home Care agencies across the 63 options below.

Home Care Agencies in Long Island City, NY

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Paying for Home Care in Long Island City, NY

The Cost of Home Care in Long Island City, NY

Located in Queens County, Long Island City shares the same home care costs as per the Genworth 2021 Cost of Care Survey. Seniors pay on average $5,529 per month, making it slightly less affordable than the state average and around $600 less affordable than the U.S. average. Further north in Albany, home care costs less, at around $5,148 per month. In upstate Buffalo, the cost of care equals the national average, and in Watertown, care is even more affordable, costing around $4,862 per month. The least affordable city for home care is Ithaca ($6,101).

Long Island City

$5,529

New York

$5,339

The United States

$4,957

Albany

$5,148

Buffalo

$4,957

Watertown

$4,862

Ithaca

$6,101

The Cost of Home Care vs. Other Senior Care Options in Long Island City, NY

Seniors in Long Island City have various care options. Home care includes personal assistance and typically costs $5,529 monthly, whereas home health care includes medical services and costs slightly more at $5,720. Seniors who only require day health care have the most affordable option ($1,950). Assisted living offers 24-hour support and costs slightly more than home care at $5,529. For the highest level of care in a nursing home, a semiprivate room costs around $12,471.

Home Care

$5,529

Home Health Care

$5,720

Adult Day Health Care

$1,950

Assisted Living

$5,750

Nursing Home Care (semiprivate room)

$12,471

Note: Data for Long Island City was not available, so data for New York was used instead.

Financial Assistance for Home Care in Long Island City, NY

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Long Island City Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Long Island City:

ResourceContactAddressService
Home Repair and Safety Audit Program(212) 962-765511 Park Place, 14th Floor, New York, NY 10007-2801Sponsored by the New York Foundation for Senior Citizens, this program offers several free home maintenance and repair programs for individuals with limited financial options to cover such maintenance. These services include seasonal readiness, minor plumbing issues, and gutter care, to name just a few. Additionally, the foundation also provides a safety audit of the home, ensuring that the residence is safe for senior residents. This includes identifying and correcting potential accidents around the home, as well as protection from burglars and dishonest scams against seniors.  
Nazareth Housing(212) 777-1010519 East 11th Street, NY, NY 10009Nazareth Housing is a benefit-sponsored non-profit program that offers many services designed to help individuals and families who are in need of housing assistance. To qualify for the majority of these services, residents must earn less than 50% of the Area Median Income. Examples of these services include financial coaching, food pantry service, and virtual assistance workshops. 
EmPower New York(212) 971-53421359 Broadway, 19th Floor, New York, NY 10018-7842EmPower New York is a program that aims to provide eligible New Yorkers with free improvements to their home’s energy efficiency. For homeowners and renters who make less than $2,494 a month, EmPower offers the following services:
Senior Citizens Homeowner Assistance Program(212) 431-9700121 Sixth Avenue, Suite 501, New York, NY 10013SCHAP is a financial assistance program which gives assistance to senior homeowners who need emergency funds to repair their home or avoid foreclosure. Provided by the Parodneck Foundation, SCHAP offers low, interest-free, and deferred loans to cover the costs of home improvements and repair in order to improve their living conditions. Eligible seniors must live within one of the five boroughs of the City of New York, they must be at least 60 years old, and they must meet years-of-residence and income requirements.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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