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The 10 Best Home Care Agencies for Seniors in Lake Ronkonkoma, NY for 2024

Lake Ronkonkoma is a census-designated place in Suffolk County that’s home to 18,619 residents, of whom the 65+ age group make up around 15.3%. Known for the deep lake after which it’s named, stunning scenery and a crime rate far below almost everywhere else in the country, Lake Ronkonkoma is also close to excellent medical facilities, such as Stony Brook University Hospital, which is ranked #12 in the state by U.S. News & World Report. The typical fee for home care services in the area is $4,767 per month, which is more affordable than many fees paid in New York, which average $4,814.

Below we’ve compiled a comprehensive directory of every home care provider in the Lake Ronkonkoma area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Lake Ronkonkoma, NY

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Paying for Home Care in Lake Ronkonkoma, NY

At $4,767, Lake Ronkonkoma is among the most affordable cities in the region for in-home care services. According to the 2020 Genworth Cost of Care Survey, only New Haven, Connecticut has equal costs, while nearby New York City averages $190 more per month for similar services. Costs are higher still in the state capital, where Albany’s seniors typically pay $5,148 for in-home care.

The Cost of Home Care in Lake Ronkonkoma, NY

Lake Ronkonkoma

$4,767

New York State

$4,814

United States

$4,481

New York City

$4,957

Albany

$5,148

New Haven, CT

$4,767

The Cost of Home Care vs. Other Senior Care Options in Lake Ronkonkoma, NY

Adult day health centers offer the most affordable care in Lake Ronkonkoma, at $1,926 per month. Home care is also at the less costly end of the spectrum, with fees of $4,767, while home health care — home care with limited medical support from professionals — costs $5,148. Seniors getting care and accommodation usually pay around $7,838 for assisted living services, while those who need 24/7 support in nursing homes pay $14,113 for semiprivate rooms — which is about a 196% increase on average home care costs.

Home Care

$4,767

Home Health Care

$5,148

Adult Day Health

$1,926

Assisted Living

$7,838

Nursing Home Care (semi-private room)

$14,113

Note: Data for Lake Ronkonkoma was unavailable, so data for the nearest city, Bridgeport, Connecticut, was used instead.  

Financial Assistance for Home Care in Lake Ronkonkoma, NY

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.

Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.

Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.

Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.

Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Lake Ronkonkoma, NY

Seniors residing in Lake Ronkonkoma can apply for support from a range of organizations that provide free and low-cost support services. These resources deal with meeting energy costs and getting fresh meals and quality medical equipment.

ResourceContactService
Weatherization Assistance Program(518) 474-5700Seniors who own or rent their homes and have an income on or below 60% of New York's median may be eligible for help from the Weatherization Assistance Program if they're struggling to meet their home's energy costs. The program can cover the costs of repairs to areas of the home that are causing excess energy consumption, such as uninsulated attics and crawl spaces, broken doors and windows and faulty heating and ventilation systems. When necessary, some damaged parts, such as doors, may be replaced.
Lake Nutrition Meals on Wheels(631) 467-8948Lake Nutrition Meals on Wheels delivers two meals daily to Lake Ronkonkoma residents who are homebound, disabled and recovering from serious illness or surgery. The meals cover lunch and dinner for a fee of $6 per day and can be tailored to some diets. To be eligible, the applicant must be able to feed themselves, have a refrigerator to store meals safely and be interviewed by a registered nurse.
The Lending Closet(631) 732-2338Seniors in need of medical equipment to enable them to continue living comfortably at home can apply for help from The Lending Closet, a program managed jointly by the Town of Brookhaven and Comfort Aids. It distributes donated gently-used equipment from New Village in Centereach on a first-come-first-served basis. Equipment available is dependent on donations, but typically includes wheelchairs, shower chairs, commodes and walkers.
Home Energy Assistance Program(212) 331-3126Available to homeowners and renters, this program can help meet some energy bill costs for residents served disconnect notices by their energy suppliers. In some cases, seniors whose boilers and furnaces have broken and are unable to pay for repairs may be eligible for support too.
Family Caregiver Support Services(631) 853-8200Suffolk County's Family Caregiver Support Services program aids unpaid caregivers. This aid can be in the form of training to help them perform their roles more effectively and one-on-one counseling to deal with the emotional challenges of caring for a loved one. There are also support groups located in two centers in the county and temporary respite care services so caregivers can focus on their own lives.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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