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The 10 Best Home Care Agencies for Seniors in Bellerose, NY for 2024

More than 10,250 people live in the village of Bellerose, NY, and within its neighboring communities that include the New Hyde Park area. Seniors aged 65 and older make up 15.9% of this population, slightly lower than the national average of 16.8%. Living in the village offers seniors an area with very low crime rates, a high number of physicians per capita compared to the national average and broad access to the arts, culture and entertainment options. Excellent medical care is moments away at North Shore University Hospital or Long Island Jewish Jewish Medical Center Valley Stream. According to the 2021 Genworth Cost of Care Survey, residents in Bellerose pay an average of $5,529 monthly for home care services that don’t require medical care provided by home health care.

Below we’ve compiled a comprehensive directory of every home care provider in Bellerose– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Bellerose, NY

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Paying for Home Care in Bellerose, NY

The Cost of Home Care in Bellerose, NY

Average monthly home care costs in Bellerose are higher than the state average of $5,529 but below the national average of $4,957. Cities to the north of Bellerose, in Kingston and in the state capital of Albany, are much more affordable, including the city of Kingston. In the upstate cities of Ithaca and Syracuse, home care prices exceed those in Bellerose. 

Bellerose

$5,529

New York State

$5,339

The United States

$4,957

Poughkeepsie

$5,339

Kingston

$5,148

Ithaca

$6,101

Albany

$5,148

Syracuse

$5,911

The Cost of Home Care vs. Other Senior Care Options in Bellerose, NY

Costs for home care in Bellerose average around $200 per month less than assisted living or home health care, which involves the assistance of a registered nurse or therapist to help seniors with light medical care services. Seniors who need nursing home care will pay the highest cost, while adult day health care offered outside the home is the least expensive option.

Home Care

$5,529

Home Health Care

$5,720

Adult Day Health Care

$1,950

Assisted Living Facility

$5,750

Nursing Home Care (semiprivate room)

$12,471

Note: Data for Bellerose was unavailable, so data for the nearest city, New York Area, NY, was used instead.

Financial Assistance for Home Care in Bellerose, NY

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.  

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs
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Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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