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The 10 Best Home Care Agencies for Seniors in Haddonfield, NJ for 2024

Haddonfield is a quiet borough of about 13,000 residents in the Philadelphia metro. Its senior community makes up nearly 16% of the population, promoting access to age-friendly social and recreational activities, health services and long-term care. The city has about 328 doctors per 100,000 people, which is considerably higher than the national rate of 210, and health care costs run about 7% below the national average. Haddonfield seniors pay $5,329 for home care services, which include meal preparation, companionship and personal care. Home health care is similar but provides skilled nursing services for those with greater care needs.

Below we’ve compiled a comprehensive directory of every home care provider in the Haddonfield area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Haddonfield, NJ

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Paying for Home Care in Haddonfield, NJ

The Cost of Home Care in Haddonfield, NJ 

The Genworth 2021 Cost of Care Survey shows that home care agencies in Haddonfield charge approximately $5,329 per month for care. This exceeds the national median of $4,957 by about $370, but it’s nearly $1,200 lower than the New Jersey rate of $6,495. Compared to other surveyed cities within the state, care in Haddonfield is cheaper than in Ocean City, where seniors pay $5,529 per month. In Vineland, care costs are considerably less at $4,767. However, in Trenton, home care agencies charge $5,148 per month, still lower than the national median. 

Haddonfield

$5,329

New Jersey

$6,495

The United States

$4,957

Trenton

$5,148

Vineland

$4,767

Ocean City

$5,529

The Cost of Home Care vs. Other Senior Care Options in Haddonfield, NJ 

Home care, which includes basic personal care and housekeeping services, costs $5,329 per month in Haddonfield, and home health care, which includes skilled nursing care, is roughly the same at $5,339. Older adults who obtain adult day health care pay very competitive rates of $1,777, and those who opt for residential care pay $5,685 for assisted living. Home care is considerably cheaper than nursing home care, which costs $11,437 per month.

Home Care

$5,329

Home Health Care

$5,339

Adult Day Health Care

$1,777

Assisted Living Facility

$5,685

Nursing Home Facility (semiprivate room)

$11,437

Note: Data for Haddonfield was unavailable, so data for the nearest city, Philadelphia, PA, was used instead. 

Financial Assistance for Home Care in Haddonfield, NJ

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Haddonfield, NJ

There are several nonprofit agencies and programs that serve older adults, helping them remain in their homes safely and comfortably. Older adults can find affordable care services through the following resources, determine eligibility for public benefits and learn more about health insurance options that may pay for home care.  

ResourceContactService
Camden County Senior and Disabled Services(856) 858-3220Camden County Senior and Disabled Services is the Area Agency on Aging for Haddonfield and the surrounding region. This nonprofit organization lets seniors arrange free and low-cost services such as minor home repairs, meal delivery services, transportation and medical care. The agency also organizes regular social events.
Home Improvement Program(856) 751-2242The countywide Home Improvement Program provides deferred payment loans of up to $20,000 to help qualified individuals make necessary repairs to their homes. To qualify for this program, applicants must have lived in their house for at least 12 months and meet income-based requirements.
Camden County Council On Economic Opportunity, Inc.(856) 910-1180The Camden County OEO has several programs to help older adults maintain their financial stability and safe environment throughout their retirement. Seniors can access emergency assistance with utility bills to avoid service disruptions and legal assistance to prevent evictions or foreclosures.
Senior Citizen and Disabled Persons Property Tax Deduction(856) 225-5238Seniors residing in Haddonfield may be eligible for the Senior Citizen and Disabled Persons Deduction, which reduces annual property taxes by $250. This deduction is available to those aged 55 and over with a maximum annual income of $10,000.
Mabel Kay Senior Center(856) 354-8789The local senior center is open to those aged 55 and over and hosts a range of social and recreational activities. This center offers free games and programs including age-friendly fitness classes and arts and crafts. It also hosts Something to Chew On, a congregate meal program. 

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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