Emerson is a quiet community where older adults make up nearly a fifth of the 7,300 residents. Older residents comprise a higher portion of the population than in the typical U.S. city, promoting access to a range of services that may help seniors remain at home. Low crime rates provide peace of mind to those who live alone, while affordable, accessible health care makes the community a prime long-term option for those with medical needs. Several hospitals are situated nearby, including Hackensack Meridian Health Pascack Valley Medical Center less than a mile away in Westwood and Bergen New Bridge Medical Center in Paramus. Home care costs in Emerson are consistent with the state median at $4,957 per month. Home care is for those who need help with daily activities, while older adults who need some skilled nursing services, such as catheter care or diabetes management, may be good candidates for home health care.  

Below we’ve compiled a comprehensive directory of every home care provider in the Emerson area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

55 Home Care Services for Seniors Serving Emerson, NJ

2021, 2022

SYNERGY HomeCare of Bergen County – Teaneck, NJ

1029 Teaneck Road Suite 3d, Teaneck, NJ, 07666

The immediate filling of my needs was helpful. I like that they were able to provide us what I asked for within two days.
The immediate filling of my needs was helpful. I like that they were able to provide us what I asked for within two days.

2019

Right at Home Ridgewood

320 Kinderkamack Road, Oradell, NJ, 07649

The help has been needed. I like their friendliness and openness.
The help has been needed. I like their friendliness and openness.

Home Instead – Teaneck, NJ

1086 Teaneck Rd, Suite 3C-2, Teaneck, NJ, 07666

Great service and caregivers. Had worked with them a couple of months back. Keep doing the good work.
Great service and caregivers. Had worked with them a couple of months back. Keep doing the good work.

Gratitude Homecare

140 E Ridgewood Avenue Suite 415 , Paramus, NJ, 07652

With over 40 years of combined experience, we are a family-owned business whose collective goal is to integrate your loved one into our family—and our purpose is finding their purpose. Whatever your … (read more)
With over 40 years of combined experience, we are a family-owned business whose collective goal is to integrate your loved one into our family—and our purpose is finding their purpose. Whatever your … (read more)

Homewatch Caregivers of Bergen

901 Teaneck Road, Teaneck, NJ, 07666

Not only a great team to work with, wiith the care of both my mom and dad, they are compassionate and caring. They are also committed to the community through their various community involvements, vol … (read more)
Not only a great team to work with, wiith the care of both my mom and dad, they are compassionate and caring. They are also committed to the community through their various community involvements, vol … (read more)

Astir Home Health Care LLC

256 Broad Street Suite 2E, Bloomfield, NJ, 07003

We hired Astir Home Health Care LLC for my mother. It’s going well, and they offer companionship services, some driving, and some tours. They also do medication management. They come in 4 hours a day, … (read more)
We hired Astir Home Health Care LLC for my mother. It’s going well, and they offer companionship services, some driving, and some tours. They also do medication management. They come in 4 hours a day, … (read more)

WeCare Home Caregivers

32 Elizabeth Ave, Suite 201 , Newark, NJ, 07108

At WeCare Home Caregivers, our goal is to help our clients achieve the best quality of life possible. We understand that one solution does not fit every situation, so we take the time to listen and le … (read more)
At WeCare Home Caregivers, our goal is to help our clients achieve the best quality of life possible. We understand that one solution does not fit every situation, so we take the time to listen and le … (read more)

Better at Home

411 Hackensack Ave 2nd floor, Hackensack, NJ, 07601

There’s No Place Like Home. Too often seniors and your loved ones are obligated to move out of their homes because of their frailty or other medical conditions that would make it unsafe for them to … (read more)
There’s No Place Like Home. Too often seniors and your loved ones are obligated to move out of their homes because of their frailty or other medical conditions that would make it unsafe for them to … (read more)

The Senior Company Ridgewood

45 N Broad St. Suite 100-1,, Ridgewood, NJ, 07450

We provide services that include personal ADL services, companionship & home support, respite care, geriatric care management, skilled nursing services and physician services. <p></p> The Senior Com … (read more)
We provide services that include personal ADL services, companionship & home support, respite care, geriatric care management, skilled nursing services and physician services. <p></p> The Senior Com … (read more)

Nurse Galinas Care Giving of New Jersey

10 Banta Place, Hackensack, NJ, 07061

Welcome to my online community. My name is Galina Murdakh. I am a nurse and care navigator. <p></p> I am looking forward to meeting you really soon. <p></p> I like to share with you all the great … (read more)
Welcome to my online community. My name is Galina Murdakh. I am a nurse and care navigator. <p></p> I am looking forward to meeting you really soon. <p></p> I like to share with you all the great … (read more)

Caregiving Of North Jersey

971 Stuyvesant Ave,, Suite 5, Union, NJ, 07083

Caregiving of North Jersey is a private corporation specialize in geriatrics services at home and concierge services . Licensed, insured and bonded we take a unique approach to care for all seniors … (read more)
Caregiving of North Jersey is a private corporation specialize in geriatrics services at home and concierge services . Licensed, insured and bonded we take a unique approach to care for all seniors … (read more)

Cornerstone Home Care & Training Academy

1492 Morris Avenue, Suite 6, Union, NJ, 07083

WELCOME TO CORNERSTONE HOME CARE & TRAINING ACADEMY LLC <p></p> Get the care that you deserve today with Cornerstone Home Care & Training Academy LLC. It is our belief that everyone deserves first-r … (read more)
WELCOME TO CORNERSTONE HOME CARE & TRAINING ACADEMY LLC <p></p> Get the care that you deserve today with Cornerstone Home Care & Training Academy LLC. It is our belief that everyone deserves first-r … (read more)

2020, 2021, 2022

BrightStar Care Greater Hackensack

70 Kinderkamack Road, Emerson, NJ, 07630

She was knowledgeable. She was easy to work with. They worked with my schedule.
She was knowledgeable. She was easy to work with. They worked with my schedule.

2017

iHeart Home Care

285 Passaic Street, Suite #12, Hackensack, NJ, 07601

My husband and I were looking into care services for my mother and father, I came across this agency. The staff was very professional making the starting process very easy, my mother and father were t … (read more)
My husband and I were looking into care services for my mother and father, I came across this agency. The staff was very professional making the starting process very easy, my mother and father were t … (read more)

LeanonWe

575 8th Avenue, New York, NY, 10018

We have been using :LeanonWe for 6 months now. It has been a complete life saver for us. They have assisted in all aspects of providing great carers for my Mother in Law.
We have been using :LeanonWe for 6 months now. It has been a complete life saver for us. They have assisted in all aspects of providing great carers for my Mother in Law.

Assisting Hands of Bergen County

140 N. State Route 17, Ste. 250, Paramus, NJ, 07652

My mom was in an independent living facility. She needed some nursing care when she came out of rehab. Assisting Hands was the agency affiliated with the facility. They provided a couple of hours’ wor … (read more)
My mom was in an independent living facility. She needed some nursing care when she came out of rehab. Assisting Hands was the agency affiliated with the facility. They provided a couple of hours’ wor … (read more)

From The Heart Elder Care

521 County Route 515, Vernon, NJ, 07462

I found myself in a situation where my mother was home and recovering from a serious injury that required someone to be with her for extended hours during the day. The care that her insurance provide … (read more)
I found myself in a situation where my mother was home and recovering from a serious injury that required someone to be with her for extended hours during the day. The care that her insurance provide … (read more)

ROYAL CAREGIVERS – Newark, NJ

1 Gateway Center, STE 2600, Newark, NJ, 07102

The agency provides home care for my father. The aides are always prompt. My interactions with the caregivers are always positive. The agency through the main contact person, Zhane, is always responsi … (read more)
The agency provides home care for my father. The aides are always prompt. My interactions with the caregivers are always positive. The agency through the main contact person, Zhane, is always responsi … (read more)

Stellar Home Care & Staffing

149 So. Euclid Ave, Westfield, NJ, 07090

They were caring so beautifully for my dad. My dad already passed away. Their care for him was excellent. Everytime I call them, there’s always a consistent person or two who took my calls. They alway … (read more)
They were caring so beautifully for my dad. My dad already passed away. Their care for him was excellent. Everytime I call them, there’s always a consistent person or two who took my calls. They alway … (read more)

Interim HealthCare of Ridgewood, NJ

27 Chestnut St., Ridgewood, NJ, 07450

I can’t say enough good things about Interim HealthCare. They’re so professional, wonderful and helpful. They made things easier for me and helped me every step of the way. The caregivers are topnotch … (read more)
I can’t say enough good things about Interim HealthCare. They’re so professional, wonderful and helpful. They made things easier for me and helped me every step of the way. The caregivers are topnotch … (read more)

Paying for Home Care in Emerson, NJ

The Cost of Home Care in Emerson, NJ 

According to data from the Genworth 2020 Cost of Care Survey, seniors in Emerson pay $4,957 per month for home care. This is equal to the New Jersey median but several hundred dollars higher than the national average rate of $4,481. In the Trenton area, located about 80 miles south of Emerson, seniors pay $4,910 for monthly care. In Atlantic City, the monthly care rate is considerably higher at $5,790, and in Ocean City, rates are competitive at $4,362.  

$4957

Emerson

$4957

New Jersey

$4481

United States

$4910

Trenton Area

$5790

Atlantic City Area

$4362

Ocean City

The Cost of Home Care vs. Other Senior Care Options in Emerson, NJ 

Seniors in Emerson have several local care options ranging in cost from less than $2,000 monthly to nearly $12,000. Home care and home health care are moderately priced at $4,957 per month and may be suitable for those who want to remain in their own homes. Seniors who live at home may obtain more affordable care via adult day health care, which costs $1,950 monthly. Assisted living, which is similar in scope to home care, is about $1,000 more at $5,991. Nursing home care is the priciest option at $11,771.  

$4957

Home Care

$4957

Home Health Care

$1950

Adult Day Health

$5991

Assisted Living

$11771

Nursing Home Care (semiprivate room)

Note: Data for Emerson was unavailable, so data for the nearest city, New York Area, was used instead. 

Financial Assistance for Home Care in Emerson, NJ

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources. 

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details. 
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care. 
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state. 
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more. 
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Emerson, NJ

The Emerson region is home to numerous nonprofit organizations and programs that help qualifying seniors obtain the services and care they need at home. Through the following resources, qualifying individuals can arrange home-delivered meals, transportation services and personal care, helping them maintain their privacy and independence.   

Resource 

 Contact 

Service 

(201) 336-7400 

The Bergen County Division of Senior Services administers a variety of programs to those aged 60 and over in the Emerson area. It oversees the region’s Meals on Wheels program, which delivers fresh, healthy meals to those unable to shop for or prepare meals themselves, and it offers the Wellness Check Program, which provides daily phone calls to older adults who live alone. The division also has options counselors who help qualifying individuals obtain veterans’ benefits, Medicare and public benefits that may help them cover in-home care expenses.

(201) 968-0200 

Greater Bergen Community Action is a nonprofit organization with an array of supportive programs for qualifying individuals in the Emerson region. It administers the Emergency Home Rehabilitation program, which provides financial assistance to qualifying individuals for necessary home repairs for roofing systems, electrical and plumbing systems, windows, doors and HVAC systems. The organization also has an energy bill assistance program to help those with burdensome gas and electric bills avoid disruptions in service.

(201) 503-5860 

Bergen Family Center’s Older Adult Services program serves those aged 60 and over in the Emerson region. It facilitates an adult day care program, which can help some individuals control home care costs, and it administers care management services to help housebound individuals aged 60 and over obtain and pay for home care services. It also has support services for caregivers, including monthly meetings and training opportunities.

(201) 489-9454 

Bergen Volunteers is a volunteer-run organization that provides a broad scope of services to help older adults in Emerson maintain their independence at home. Through this program, seniors connect with volunteers who provide services, such as prescription pick-up, library book returns and grocery shopping. Qualified volunteers provide services to help seniors remain in their homes, including light switch and outlet replacements, simple plumbing repairs and changing light bulbs and smoke alarm batteries. 

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.  

Talking with family and others about a loved one's needs


Frequently Asked Questions


What is the difference between in-home care and home health care?


In-home care and home health care are good options for older adults who want to remain in their homes, even as their personal needs change. In-home care is for those who have difficulty completing certain tasks due to age or a disability. Home care services typically include meal planning and preparation, transportation, medication reminders, bathing and grooming, mobility assistance and companionship. Home health care is specialized and generally provided by certified caregivers. This type of care is for those who need limited skilled nursing services, such as wound care, physical or occupational therapy or diabetes management.


What is the average cost for in-home elderly care in Emerson, NJ?

To estimate the cost of in-home care in Emerson, individuals can refer to the Genworth 2020 Cost of Care Survey for the New York City area fees. Based on local cost data, older adults in Emerson should expect to pay approximately $4,957 per month for nonspecialized home care. This average assumes 44 hours of weekly care at an hourly rate of $26. Those who need more extensive care may have higher monthly care costs, while those who need less care or supplement paid services with help from family or community-based programs may pay less.


How do you pay for senior care at home?


Seniors have several options for paying for home care. Collective sibling agreements, in which siblings use their own money to pay for their parents’ care with the understanding that they’ll be reimbursed upon their parents’ death, is a practical solution for some families. Homeowners may be candidates for reverse mortgages, and those with retirement savings or pension income may consider purchasing an annuity. Long-term care insurance and some health insurance plans, including certain Medicare Advantage plans, have coverage for in-home services. Qualifying individuals in Emerson may also pay for services through the state’s Medicaid Managed Long Term Services and Supports Program.


What are some popular services in home care?


Home care agencies administer a broad range of services that individuals would otherwise be able to attend to themselves if age or disability wasn’t a factor. Depending on the client’s needs, services may include help with daily living activities, such as personal grooming and dressing, mobility assistance, basic housekeeping and laundry services, transportation for errands and medical appointments, medication management and grocery shopping.


Can you write off in-home elderly care?


Older adults may deduct itemized, unreimbursed medical expenses from their taxes. Some qualified services include meal preparation, homemaker services and help with daily living activities, such as toileting, bathing and dressing. Seniors can also deduct health and long-term care insurance premiums. The portion of long-term care premiums the taxpayer can deduct depends on how old they are, with older individuals being able to claim larger deductions.