Merrimac, Massachusetts, is a small town with a population of around 6,700 residents. Of these, 23.8% are senior citizens — well above the national rate of 16.8%. Crime rates in Merrimac are lower than the national average and while the cost of living is higher, so are average household incomes. The Merrimack Valley Hospital in neighboring Haverhill and the Anna Jaques Hospital in Newburyport both offer easy and fast access to emergency care, primary care and many specialties.
The 2021 Genworth Cost of Care Survey lists home care costs in Merrimac at $6,292 per month for personal care services. For additional light medical services, home health care is available.
Below we’ve compiled a comprehensive directory of every home care provider in Merrimac– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.
Directory of Home Care Services in Merrimac, MA
350 Main Street, Haverhill, MA, 01830
Albi is a great person she treats my mom well. She’s very caring and trust worthy . I trust her with my mom. Very rare to find someone that cares these days. And she speaks fluent English also
Albi is a great person she treats my mom well. She’s very caring and trust worthy . I trust her with my mom. Very rare to find someone that cares these days. And she speaks fluent English also
231 Sutton St, Suite 2H, North Andover, MA, 01845
My sister and I contacted Home Instead in North Andover at a difficult moment, when our father began to exhibit signs of serious mental decline that called for 24/7 assistance, when we each lived some
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My sister and I contacted Home Instead in North Andover at a difficult moment, when our father began to exhibit signs of serious mental decline that called for 24/7 assistance, when we each lived some three hours away, in Rhode Island and Connecticut. Within a day or two of our reaching out, the amazing staff had constructed — somehow — a team of caregivers who were with Dad in 6- or 12-hour shifts, consistently, patiently, gently and generously. We frankly were stunned at both the speed of HISC’s response, and the manner with which every aide approached the tasks of being with a very intelligent, private, confused and often obstreperous 89-year old New England Yankee. Everyone to a person has been great: professional, attentive, communicative and able to deal with virtually any issue. We are so grateful. We’ve often looked at each other, wondered what we would have done without this service, and how we might possibly have handled the situation on our own. In a word, we couldn’t.
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My sister and I contacted Home Instead in North Andover at a difficult moment, when our father began to exhibit signs of serious mental decline that called for 24/7 assistance, when we each lived some
… (read more)
My sister and I contacted Home Instead in North Andover at a difficult moment, when our father began to exhibit signs of serious mental decline that called for 24/7 assistance, when we each lived some three hours away, in Rhode Island and Connecticut. Within a day or two of our reaching out, the amazing staff had constructed — somehow — a team of caregivers who were with Dad in 6- or 12-hour shifts, consistently, patiently, gently and generously. We frankly were stunned at both the speed of HISC’s response, and the manner with which every aide approached the tasks of being with a very intelligent, private, confused and often obstreperous 89-year old New England Yankee. Everyone to a person has been great: professional, attentive, communicative and able to deal with virtually any issue. We are so grateful. We’ve often looked at each other, wondered what we would have done without this service, and how we might possibly have handled the situation on our own. In a word, we couldn’t.
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204 2nd Ave, Waltham, MA, 02451
Mature Caregivers provides reliable in-home personal and companionship eldercare. We listen to your needs and concerns and shape a solution! Our Care Coordinators will design a customized care plan to
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Mature Caregivers provides reliable in-home personal and companionship eldercare. We listen to your needs and concerns and shape a solution! Our Care Coordinators will design a customized care plan to fit your loved one’s situation. We provide non-medical services such as personal care, medication assistance, companionship, transportation, and Dementia care. The service we provide can be as little as 4 hours per week or around the clock. Our care coordinators are on call 24 hours a day, 7 days a week.
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Mature Caregivers provides reliable in-home personal and companionship eldercare. We listen to your needs and concerns and shape a solution! Our Care Coordinators will design a customized care plan to
… (read more)
Mature Caregivers provides reliable in-home personal and companionship eldercare. We listen to your needs and concerns and shape a solution! Our Care Coordinators will design a customized care plan to fit your loved one’s situation. We provide non-medical services such as personal care, medication assistance, companionship, transportation, and Dementia care. The service we provide can be as little as 4 hours per week or around the clock. Our care coordinators are on call 24 hours a day, 7 days a week.
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153 Andover St, Suite 203, Danvers, MA, 01923
We have Senior Helpers Boston North for my mother. They offer light cleaning and companionship. They will come and cook her meal. They’re just there with her at night before she goes to bed to assist
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We have Senior Helpers Boston North for my mother. They offer light cleaning and companionship. They will come and cook her meal. They’re just there with her at night before she goes to bed to assist with anything that she needs like help her change, help her to the bathroom, maybe help her clean up, and things like that. We had this one lady, and she was phenomenal. She just clicked with my mother. I can’t say anything but great things about her. She was fantastic.
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We have Senior Helpers Boston North for my mother. They offer light cleaning and companionship. They will come and cook her meal. They’re just there with her at night before she goes to bed to assist
… (read more)
We have Senior Helpers Boston North for my mother. They offer light cleaning and companionship. They will come and cook her meal. They’re just there with her at night before she goes to bed to assist with anything that she needs like help her change, help her to the bathroom, maybe help her clean up, and things like that. We had this one lady, and she was phenomenal. She just clicked with my mother. I can’t say anything but great things about her. She was fantastic.
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638 Adamsville Road, Westport, MA, 02790
We Provide Stress-Free, Supportive Care Relationships.
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Professional Care Match Provides CONSISTENCY with
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Live-In and Hourly Caregivers
<p></p>
Caregiving Services Provided By
<
… (read more)
We Provide Stress-Free, Supportive Care Relationships.
<p></p>
Professional Care Match Provides CONSISTENCY with
<p></p>
Live-In and Hourly Caregivers
<p></p>
Caregiving Services Provided By
<p></p>
Experienced CNAs, HHAs and PCAs:
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– Expert Care For Those Challenged With Alzheimer’s & Other Dementia-Related Illnesses-Certified Dementia Practitioners on staff
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<li>Assistance with Ambulation, Safe Transfers, Encouragement of PT/OT</li>
<p></p>
Exercises-COTA/L on staff
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<li>Assistance with Personal Hygiene, Showering,</li>
Toileting, Incontinence Care</li>
<li>Medication Tracking Program</li>
<li>Meal Preparation for Well Balanced Diets & Specialty Diets</li>
(Low Salt, Diabetic, Renal, Pureed)</li>
<li>Purposeful Engagement & Companionship</li>
<li>Light Housekeeping-Transportation to Appointments & Other Errands</li>
<li>Integrative Care Approach-Board Certified Holistic Practitioner on staff (Holistic Consults Available)</li>
<li>Hospice Support-End of Life Doula Service</li>
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We Provide Stress-Free, Supportive Care Relationships.
<p></p>
Professional Care Match Provides CONSISTENCY with
<p></p>
Live-In and Hourly Caregivers
<p></p>
Caregiving Services Provided By
<
… (read more)
We Provide Stress-Free, Supportive Care Relationships.
<p></p>
Professional Care Match Provides CONSISTENCY with
<p></p>
Live-In and Hourly Caregivers
<p></p>
Caregiving Services Provided By
<p></p>
Experienced CNAs, HHAs and PCAs:
<p></p>
– Expert Care For Those Challenged With Alzheimer’s & Other Dementia-Related Illnesses-Certified Dementia Practitioners on staff
<p></p>
<li>Assistance with Ambulation, Safe Transfers, Encouragement of PT/OT</li>
<p></p>
Exercises-COTA/L on staff
<p></p>
<li>Assistance with Personal Hygiene, Showering,</li>
Toileting, Incontinence Care</li>
<li>Medication Tracking Program</li>
<li>Meal Preparation for Well Balanced Diets & Specialty Diets</li>
(Low Salt, Diabetic, Renal, Pureed)</li>
<li>Purposeful Engagement & Companionship</li>
<li>Light Housekeeping-Transportation to Appointments & Other Errands</li>
<li>Integrative Care Approach-Board Certified Holistic Practitioner on staff (Holistic Consults Available)</li>
<li>Hospice Support-End of Life Doula Service</li>
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60 Island St, Lawrence, MA, 01840
At Senior Helpers Lawrence, MA, our mission is to ensure a better quality of life for our elderly clients and their families by providing dependable and affordable care. We are a trusted and respected
… (read more)
At Senior Helpers Lawrence, MA, our mission is to ensure a better quality of life for our elderly clients and their families by providing dependable and affordable care. We are a trusted and respected organization that takes a responsible role in supporting our clients and their families, our employees, and our community.
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Our comprehensive process enables us to guarantee that you will be happy with your caregiver from Senior Helpers. We have a large staff of Certified Home Health Aides and Certified Nursing Assistants, all of whom are employees of Senior Helpers and undergo extensive training and background screening, allowing us to find the perfect fit for your family. Our staff also includes Registered Nurses who oversee the care of each of our clients.
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Please reach out today to schedule your free in-home care assessment!
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At Senior Helpers Lawrence, MA, our mission is to ensure a better quality of life for our elderly clients and their families by providing dependable and affordable care. We are a trusted and respected
… (read more)
At Senior Helpers Lawrence, MA, our mission is to ensure a better quality of life for our elderly clients and their families by providing dependable and affordable care. We are a trusted and respected organization that takes a responsible role in supporting our clients and their families, our employees, and our community.
<br></br>
Our comprehensive process enables us to guarantee that you will be happy with your caregiver from Senior Helpers. We have a large staff of Certified Home Health Aides and Certified Nursing Assistants, all of whom are employees of Senior Helpers and undergo extensive training and background screening, allowing us to find the perfect fit for your family. Our staff also includes Registered Nurses who oversee the care of each of our clients.
<br></br>
Please reach out today to schedule your free in-home care assessment!
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338 Plantation Street, Worcester, MA, 01604
MAS Home Care provides dependable home care services to the elderly, chronically ill, and physically disabled throughout Maine, Massachusetts, New Hampshire, and Rhode Island. Our qualified care profe
… (read more)
MAS Home Care provides dependable home care services to the elderly, chronically ill, and physically disabled throughout Maine, Massachusetts, New Hampshire, and Rhode Island. Our qualified care professionals are always available to take care of you and your loved one, no matter the need.
We believe that living independently is possible, even when medical conditions may make it difficult. That’s where our New England home care services can help.
Our home care professionals specialize in providing a full range of services for all ages of patients—seniors and adults. We offer Alzheimer and Dementia care, light housekeeping, and companionship. Whether you or your loved one needs bathing assistance, meal preparation, or physically disabled services, we’re here to take care of you.
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MAS Home Care provides dependable home care services to the elderly, chronically ill, and physically disabled throughout Maine, Massachusetts, New Hampshire, and Rhode Island. Our qualified care profe
… (read more)
MAS Home Care provides dependable home care services to the elderly, chronically ill, and physically disabled throughout Maine, Massachusetts, New Hampshire, and Rhode Island. Our qualified care professionals are always available to take care of you and your loved one, no matter the need.
We believe that living independently is possible, even when medical conditions may make it difficult. That’s where our New England home care services can help.
Our home care professionals specialize in providing a full range of services for all ages of patients—seniors and adults. We offer Alzheimer and Dementia care, light housekeeping, and companionship. Whether you or your loved one needs bathing assistance, meal preparation, or physically disabled services, we’re here to take care of you.
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60 Leo M. Birmingham Parkway, Suites 205 & 208, Boston, MA, 02135
5 Thomas Rd, Methuen, MA, 01844
Our in-home care services brighten the lives of seniors who can benefit from a helping hand and a friendly smile. Our caregivers, who are seniors themselves, make your life easier by providing compass
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Our in-home care services brighten the lives of seniors who can benefit from a helping hand and a friendly smile. Our caregivers, who are seniors themselves, make your life easier by providing compassionate care in the comfort of your home.
Our in-home care services empower seniors to continue to live independent lives by taking care of day-to-day tasks that become more challenging as you age. As your health and personal requirements change, we’re here to assist in the ways you find most helpful.
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Our in-home care services brighten the lives of seniors who can benefit from a helping hand and a friendly smile. Our caregivers, who are seniors themselves, make your life easier by providing compass
… (read more)
Our in-home care services brighten the lives of seniors who can benefit from a helping hand and a friendly smile. Our caregivers, who are seniors themselves, make your life easier by providing compassionate care in the comfort of your home.
Our in-home care services empower seniors to continue to live independent lives by taking care of day-to-day tasks that become more challenging as you age. As your health and personal requirements change, we’re here to assist in the ways you find most helpful.
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85 Constitution Lane, Suite 200F, Danvers, MA, 01923
I felt comfortable with the agent and my mom.
They are reliable, consistent, and they follow through.
I felt comfortable with the agent and my mom.
They are reliable, consistent, and they follow through.
275 Grove Street, Suite 2-400 , Newton, MA, 02466
Foundational Health Home Care is an excellent agency, they assisted my Elderly Father until his recent passing. Their staff was always very caring and compassionate in attending to his needs. He alway
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Foundational Health Home Care is an excellent agency, they assisted my Elderly Father until his recent passing. Their staff was always very caring and compassionate in attending to his needs. He always spoke good about how the caregivers and care manager took great care of him. I highly recommend their services
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Foundational Health Home Care is an excellent agency, they assisted my Elderly Father until his recent passing. Their staff was always very caring and compassionate in attending to his needs. He alway
… (read more)
Foundational Health Home Care is an excellent agency, they assisted my Elderly Father until his recent passing. Their staff was always very caring and compassionate in attending to his needs. He always spoke good about how the caregivers and care manager took great care of him. I highly recommend their services
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841 Main Street, West Newbury, MA, 01985
I chose them after speaking to the owner. He called me back right away and we spoke on the phone. He was actually the only person that called me back after I had reached out to them.
Their care we’re
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I chose them after speaking to the owner. He called me back right away and we spoke on the phone. He was actually the only person that called me back after I had reached out to them.
Their care we’re phenomenal. They were amazing. The owner was very invested and helped me through the entire process that I was going through. I was getting an elderly woman out of a nursing home and putting her back into her home, which was the reason why I needed his service which was a 24 hour care service. He helped me through the entire thing when I didn’t know what I was doing. Their attention to detail in individual support was amazing.
The caregivers that we had were amazing. There were several of them, because it was 24 hours so they took shifts. They were kind and compassionate and just amazing people; really kind, loving skilled, everything all combined. They were everything that you would want.
It was 24-hour care so it was everything, bathing, toileting, dressing, companion, cooking, and cleaning.
Our family friend was comfortable with the caregivers. She loved them and they had an excellent relationship. They had a passion for taking care of the elderly, which I think was something special.
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I chose them after speaking to the owner. He called me back right away and we spoke on the phone. He was actually the only person that called me back after I had reached out to them.
Their care we’re
… (read more)
I chose them after speaking to the owner. He called me back right away and we spoke on the phone. He was actually the only person that called me back after I had reached out to them.
Their care we’re phenomenal. They were amazing. The owner was very invested and helped me through the entire process that I was going through. I was getting an elderly woman out of a nursing home and putting her back into her home, which was the reason why I needed his service which was a 24 hour care service. He helped me through the entire thing when I didn’t know what I was doing. Their attention to detail in individual support was amazing.
The caregivers that we had were amazing. There were several of them, because it was 24 hours so they took shifts. They were kind and compassionate and just amazing people; really kind, loving skilled, everything all combined. They were everything that you would want.
It was 24-hour care so it was everything, bathing, toileting, dressing, companion, cooking, and cleaning.
Our family friend was comfortable with the caregivers. She loved them and they had an excellent relationship. They had a passion for taking care of the elderly, which I think was something special.
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305 Whiney St, suite G4, Leominster, MA, 01453
Truly Cherished was unbelievably helpful and kind when our family was in a time of need. My grandfather needed 24 hour assistance at home, especially when COVID restrictions would not allow family to
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Truly Cherished was unbelievably helpful and kind when our family was in a time of need. My grandfather needed 24 hour assistance at home, especially when COVID restrictions would not allow family to visit him. The owner was sure to have someone working, passing off the shift to the next employee. Everyone we met was very sweet and had so many nice things to say about my grandfather. They enjoyed getting to know our family and organization was much easier than with other services we had tried. When something was needed, they recommended options for equipment or services we could buy. When my grandfather passed, they were sure to aid us through the process and provided comfort. Overall extremely pleased with Truly Cherished and I would not hesitate to recommend them to any family requiring home assistance for a loved one.
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Truly Cherished was unbelievably helpful and kind when our family was in a time of need. My grandfather needed 24 hour assistance at home, especially when COVID restrictions would not allow family to
… (read more)
Truly Cherished was unbelievably helpful and kind when our family was in a time of need. My grandfather needed 24 hour assistance at home, especially when COVID restrictions would not allow family to visit him. The owner was sure to have someone working, passing off the shift to the next employee. Everyone we met was very sweet and had so many nice things to say about my grandfather. They enjoyed getting to know our family and organization was much easier than with other services we had tried. When something was needed, they recommended options for equipment or services we could buy. When my grandfather passed, they were sure to aid us through the process and provided comfort. Overall extremely pleased with Truly Cherished and I would not hesitate to recommend them to any family requiring home assistance for a loved one.
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495 Cabot Street, Beverly, MA, 01915
Associated Home Care is very good. They clean and take me grocery shopping. Each caregiver comes once a week, and each is very friendly and cooperative. I’m happy with the communication from the home
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Associated Home Care is very good. They clean and take me grocery shopping. Each caregiver comes once a week, and each is very friendly and cooperative. I’m happy with the communication from the home office to me.
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Associated Home Care is very good. They clean and take me grocery shopping. Each caregiver comes once a week, and each is very friendly and cooperative. I’m happy with the communication from the home
… (read more)
Associated Home Care is very good. They clean and take me grocery shopping. Each caregiver comes once a week, and each is very friendly and cooperative. I’m happy with the communication from the home office to me.
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100 Trade Center, Ste. G700, Woburn, MA, 01801
A friend recommended Plan B to me. We’ve been pleased with everything. Esther is good in checking and communicating with me. She’s on top of everything. My parents like their caregivers. They’re doing
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A friend recommended Plan B to me. We’ve been pleased with everything. Esther is good in checking and communicating with me. She’s on top of everything. My parents like their caregivers. They’re doing a great job.
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A friend recommended Plan B to me. We’ve been pleased with everything. Esther is good in checking and communicating with me. She’s on top of everything. My parents like their caregivers. They’re doing
… (read more)
A friend recommended Plan B to me. We’ve been pleased with everything. Esther is good in checking and communicating with me. She’s on top of everything. My parents like their caregivers. They’re doing a great job.
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129 Dodge Street, Suite One, Beverly, MA, 01915
Comfort Keepers was just fine. They helped my mother with the chores around the house and with the laundry. They showed up on time, called ahead, and managed appropriately.
Comfort Keepers was just fine. They helped my mother with the chores around the house and with the laundry. They showed up on time, called ahead, and managed appropriately.
1501 Main St Suite 32, Tewksbury, MA, 01876
Worst company ever, not helpful. My husband and I lost all our hours thanks to them. Stay as far away from this compa y a’s possible. They don’t even answer calls or pays employees
Worst company ever, not helpful. My husband and I lost all our hours thanks to them. Stay as far away from this compa y a’s possible. They don’t even answer calls or pays employees
10 South Main Street, Suite 208, Topsfield, MA, 01833
9 Bartlet St., Suite 143, Andover, MA, 01810
316 MAIN ST Suite 500, Worcester, MA, 01608
Paying for Home Care in Merrimac, MA
The Cost of Home Care in Merrimac, MA
According to the 2021 Genworth Cost of Care Survey, Merrimac’s home care costs run higher than the national and Massachusetts state averages as well as similar costs in other Massachusetts cities. National average costs are over $1,300 lower, while state average costs are around $380 lower. Fall River to the south offers a cost savings of $572, as do Fitchburg and Southbridge, which are in the Worcester area. Westfield is less expensive, coming in at nearly $1,000 below Merrimac’s cost.
The Cost of Home Care vs. Other Senior Care Options in Merrimac, MA
In Merrimac, seniors can expect to pay a bit less for home health care than they do for home care services. Home health care includes medical care such as vital signs monitoring and diabetes management as opposed to just help with daily living activities. Assisted living runs $527 higher than home care but does require a move, as does skilled nursing care for several thousand dollars more. Adult day programming is least expensive but does not provide as much care.
Nursing Home Care (semiprivate room)
Note: Data for Merrimac was unavailable, so data for the nearest city, Boston, was used instead.
Financial Assistance for Home Care in Merrimac, MA
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Merrimac Home Care Resources
Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Merrimac:
Address: One Ashburton Place, 5 floor, Boston, MA 02108
Phone: (800) 243-4636
Through this state program, Merrimac seniors can receive in-home services. These can include assistance with activities of daily living such as eating and bathing, housekeeping and meal preparation. Seniors must be at least 60 years old, meet income requirements and pay monthly co-payments based on a sliding income scale.
Address: 10 Phoenix Row, Haverhill, MA, 01832
Phone: (978) 469-0800
This nonprofit organization works with volunteers, including highly skilled carpenters, masons and electricians, to provide home improvements and repairs to the residences of low-income seniors, veterans and people with disabilities. Rehabilitation projects can improve home accessibility and energy efficiency. Seniors must call the office to request a mailed application.
Address: 280 Merrimack Street, Ste. 400, Lawrence, MA 01843
Phone: (800) 892-0890
A federally funded nutrition program, Meals on Wheels uses volunteers to deliver meals directly to homebound seniors and people with disabilities. These well-balanced meals can accommodate specialized, prescription diets. Meals are free with a $2.00 suggested donation, and adults must be at least 60 years old to qualify.
Address: 100 Cambridge Street, 2nd Floor, Boston, MA 02114
Phone: (800) 392-6089
Merrimac seniors may be eligible to receive a tax credit of up to $1,100 through their state income tax return. Credits are based on the property taxes of the rented or owned home serving as the senior’s primary residence. To qualify, seniors must be at least 65 years old and meet certain income criteria. Applications should be submitted as a Schedule CB completed with the senior’s personal tax return.
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.