In the Boston suburb of Georgetown, Massachusetts, 17.3% of the population are seniors aged 65 and older, higher than the national average of 16.8%. This town of 8,400 has high living costs, but it has low crime rates, proximity to Boston’s historical and cultural attractions and affordable health care. Top-ranking Holy Family Hospital is only 12 minutes away in Haverhill, and Anna Jaques Hospital is easily accessible in nearby Newburyport. Home care, which involves personal assistance and companionship, costs an average of $6,292 per month here, according to the 2021 Genworth Cost of Care Survey. Home health aide services, which include light medical help from skilled nurses or therapists, are more appropriate for seniors who need minor skilled nursing.

Below we’ve compiled a comprehensive directory of every home care provider in Georgetown– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Directory of Home Care Services in Georgetown, MA

2017, 2020, 2022, 2023

Right at Home Haverhill, MA

350 Main Street, Haverhill, MA, 01830

I am writing to express my upmost appreciation for the outstanding services provided to me by Angela J. I have had CPA’s in the past and since Angela has been coming to my home ; I now understand what … (read more)
I am writing to express my upmost appreciation for the outstanding services provided to me by Angela J. I have had CPA’s in the past and since Angela has been coming to my home ; I now understand what … (read more)

Home Instead – North Andover, MA

231 Sutton St, Suite 2H, North Andover, MA, 01845

My sister and I contacted Home Instead in North Andover at a difficult moment, when our father began to exhibit signs of serious mental decline that called for 24/7 assistance, when we each lived some … (read more)
My sister and I contacted Home Instead in North Andover at a difficult moment, when our father began to exhibit signs of serious mental decline that called for 24/7 assistance, when we each lived some … (read more)

Mature Caregivers – Waltham, MA

204 2nd Ave, Waltham, MA, 02451

Mature Caregivers provides reliable in-home personal and companionship eldercare. We listen to your needs and concerns and shape a solution! Our Care Coordinators will design a customized care plan to … (read more)
Mature Caregivers provides reliable in-home personal and companionship eldercare. We listen to your needs and concerns and shape a solution! Our Care Coordinators will design a customized care plan to … (read more)

Senior Helpers Boston North

153 Andover St, Suite 203, Danvers, MA, 01923

We have Senior Helpers Boston North for my mother. They offer light cleaning and companionship. They will come and cook her meal. They’re just there with her at night before she goes to bed to assist … (read more)
We have Senior Helpers Boston North for my mother. They offer light cleaning and companionship. They will come and cook her meal. They’re just there with her at night before she goes to bed to assist … (read more)

Perfect Care Match

638 Adamsville Road, Westport, MA, 02790

We Provide Stress-Free, Supportive Care Relationships. <p></p> Professional Care Match Provides CONSISTENCY with <p></p> Live-In and Hourly Caregivers <p></p> Caregiving Services Provided By < … (read more)
We Provide Stress-Free, Supportive Care Relationships. <p></p> Professional Care Match Provides CONSISTENCY with <p></p> Live-In and Hourly Caregivers <p></p> Caregiving Services Provided By < … (read more)

Senior Helpers – Lawrence, MA

60 Island St, Lawrence, MA, 01840

At Senior Helpers Lawrence, MA, our mission is to ensure a better quality of life for our elderly clients and their families by providing dependable and affordable care. We are a trusted and respected … (read more)
At Senior Helpers Lawrence, MA, our mission is to ensure a better quality of life for our elderly clients and their families by providing dependable and affordable care. We are a trusted and respected … (read more)

Seniors Helping Seniors Merrimack Valley

5 Thomas Rd, Methuen, MA, 01844

Our in-home care services brighten the lives of seniors who can benefit from a helping hand and a friendly smile. Our caregivers, who are seniors themselves, make your life easier by providing compass … (read more)
Our in-home care services brighten the lives of seniors who can benefit from a helping hand and a friendly smile. Our caregivers, who are seniors themselves, make your life easier by providing compass … (read more)

BrightStar Care Danvers / North Shore

85 Constitution Lane, Suite 200F, Danvers, MA, 01923

I felt comfortable with the agent and my mom. They are reliable, consistent, and they follow through.
I felt comfortable with the agent and my mom. They are reliable, consistent, and they follow through.

Foundational Home Care

275 Grove Street, Suite 2-400 , Newton, MA, 02466

Foundational Health Home Care is an excellent agency, they assisted my Elderly Father until his recent passing. Their staff was always very caring and compassionate in attending to his needs. He alway … (read more)
Foundational Health Home Care is an excellent agency, they assisted my Elderly Father until his recent passing. Their staff was always very caring and compassionate in attending to his needs. He alway … (read more)

Kind Senior Care

800 Turnpike St., Suite 300 , North Andover, MA, 01845

This agency was very professional. If the normal person couldn’t come, they would find someone else. This agency had great people working for us.
This agency was very professional. If the normal person couldn’t come, they would find someone else. This agency had great people working for us.

CareTrak Home Care LLC

32 Newbury Street, Lowell, MA, 01851

This company was amazing. During my injury, they provided me with the best in-home non-medical care to help me with my leg. I hurt my leg and couldn’t move easily or prepare meals as I could not stand … (read more)
This company was amazing. During my injury, they provided me with the best in-home non-medical care to help me with my leg. I hurt my leg and couldn’t move easily or prepare meals as I could not stand … (read more)

Help in Home

841 Main Street, West Newbury, MA, 01985

I chose them after speaking to the owner. He called me back right away and we spoke on the phone. He was actually the only person that called me back after I had reached out to them. Their care we’re … (read more)
I chose them after speaking to the owner. He called me back right away and we spoke on the phone. He was actually the only person that called me back after I had reached out to them. Their care we’re … (read more)

Associated Home Care, Inc.

495 Cabot Street, Beverly, MA, 01915

Associated Home Care is very good. They clean and take me grocery shopping. Each caregiver comes once a week, and each is very friendly and cooperative. I’m happy with the communication from the home … (read more)
Associated Home Care is very good. They clean and take me grocery shopping. Each caregiver comes once a week, and each is very friendly and cooperative. I’m happy with the communication from the home … (read more)

Independence Home Care, Inc.

21 Custom House Street, Suite 910, Boston, MA, 02110

I contacted Independence Home Care because my mother needed very special care. My mother received excellent care from IHC. I had heard about Independence Home Care from MIT University, they told me IH … (read more)
I contacted Independence Home Care because my mother needed very special care. My mother received excellent care from IHC. I had heard about Independence Home Care from MIT University, they told me IH … (read more)

Plan B Home Care

100 Trade Center, Ste. G700, Woburn, MA, 01801

A friend recommended Plan B to me. We’ve been pleased with everything. Esther is good in checking and communicating with me. She’s on top of everything. My parents like their caregivers. They’re doing … (read more)
A friend recommended Plan B to me. We’ve been pleased with everything. Esther is good in checking and communicating with me. She’s on top of everything. My parents like their caregivers. They’re doing … (read more)

Comfort Keepers of the North Shore

129 Dodge Street, Suite One, Beverly, MA, 01915

Comfort Keepers was just fine. They helped my mother with the chores around the house and with the laundry. They showed up on time, called ahead, and managed appropriately.
Comfort Keepers was just fine. They helped my mother with the chores around the house and with the laundry. They showed up on time, called ahead, and managed appropriately.

All Care VNA, Hospice & Home Care

16 City Hall Square, Lynn, MA, 01901

Not a fan. They come for my mom. They look thru drawers and closets as if it’s not someone’s home and the constant threats to discharge her is why I wouldn’t recommend them. My mom is poor and i … (read more)
Not a fan. They come for my mom. They look thru drawers and closets as if it’s not someone’s home and the constant threats to discharge her is why I wouldn’t recommend them. My mom is poor and i … (read more)

Altranais Home Care

1501 Main St Suite 32, Tewksbury, MA, 01876

Worst company ever, not helpful. My husband and I lost all our hours thanks to them. Stay as far away from this compa y a’s possible. They don’t even answer calls or pays employees
Worst company ever, not helpful. My husband and I lost all our hours thanks to them. Stay as far away from this compa y a’s possible. They don’t even answer calls or pays employees

Bring Care Home

10 South Main Street, Suite 208, Topsfield, MA, 01833


Clark Care Inc.

533 Main Street,, Winchester, MA, 01890


Paying for Home Care in Georgetown, MA

The Cost of Home Care in Georgetown, MA

Monthly home care rates in Georgetown are $381 higher than the state average and $1,335 above the national median. Fees here are $572 pricier than in Worcester, about 60 miles southwest in the heart of Massachusetts. Another 55 miles west in Springfield, seniors pay $953 less than those in Georgetown. However, in-home care in Barnstable Town, 99 miles southeast, costs $381 more.

$6292

Georgetown

$5911

Massachusetts

$4957

The United States

$5720

Worcester

$5339

Springfield

$5625

Pittsfield

$6673

Barnstable Town

The Cost of Home Care vs. Other Senior Care Options in Georgetown, MA

Home care in Georgetown costs about $50 less per month than home health aide services, although the latter may include skilled nursing or professional therapy. In-home care rates are less than half those of nursing home care in this area, and adult day care programs cost roughly one-quarter of the price of home care here. However, seniors must be able to leave home and travel to a senior center to participate.

$6292

Home Care

$6244

Home Health Care

$1614

Adult Day Care

$6819

Assisted Living

$13155

Nursing Home Care (semiprivate room)

Note: Data for Georgetown was unavailable, so data for the nearest city, Boston Area, was used instead.

Financial Assistance for Home Care in Georgetown, MA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Georgetown Home Care Resources 

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Georgetown:

Massachusetts Department of Revenue

Address: 100 Cambridge Street, Boston, MA 02114
Phone:  (800) 392-6089

Although the state has some of the highest tax rates in the nation, there are a few exemptions for seniors who own property. Single people 65 and older may have a $1,000 tax exemption if their income is less than $23,718 per year and assets not in excess of $40,000. Deduction of the total water and sewer bills may be open to those 65 and older whose property taxes exceed 10% of their income. Exemptions for veterans and the legally blind are also available. 

Home Modification Loan Program (HMLP)

Address: 600 Washington Street, Boston, MA 02111
Phone: (617) 204-3600 

The Massachusetts Rehabilitation Commission offers a no-interest loan program to help adults with disabilities modify their home, including bathroom access, larger doorways, and wheelchair ramps. The amount each household is eligible for depends on income and household size, although each home may only have one loan issued. The amount available to borrow ranges from $1,000 up to $50,000 (inclusive of all costs). 

Georgetown COA Meal and Activity Site

Address: 51 North Street, Georgetown, MA, 01833
Phone: (978) 452-5726.

Nutritious lunches are served Monday through Wednesday at the Georgetown Community Center, with spaces available by reservation. This outreach program is funded by the Older Americans Act and, while a small donation is advised, the program is free. This encourages seniors to enjoy socialization, thus reducing isolation. Transportation may be provided here through the COA Transportation Services. 

COA Transportation Services

Address: 51 North Street, Georgetown, MA 01833
Phone: (978) 352-5726

Seniors in Georgetown have options for transportation assistance. Two days a week, the COA van will take the elderly on shopping trips or to run errands. A Ring-and-Ride service is available for any type of appointment in the greater Boston area but requires a 24-hour notice. The North Essex Transportation Service also provides rides on an as-needed basis, with reservations required. All of these programs are executed by the Georgetown Senior Center and the Council on Aging. 

Massachusetts LIHEAP and HEARTWAP programs

Address:  3 Washington Square, 2nd Floor, Haverhill, MA 01830
Phone: (978) 373-1971

These programs are funded by the Massachusetts Department of Housing and Community Development and offer heating and electricity bill payment assistance for those who meet certain income guidelines. Eligibility is based on household size and can vary from year to year. Other programs include home weatherization for the elderly and needy. 

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Checklist for determining the need for in-home care


Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Talking with family and others about a loved one's needs