Caring.com
Caring.com

(800) 558-0653

The 10 Best Home Care Agencies for Seniors in Danvers, MA for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Danvers, MA, residents and their loved ones rate In Home Care agencies 4.16 out of 5 stars across the 39 options below.

Home Care Agencies in Danvers, MA

39 Results

Didn't find what you were looking for?

Caring's Family Advisors are here to help you with questions about senior living and care options.

Call us at (855) 948-3865

1

2

What you can do with Caring

  • Search the Caring database

    Quickly search the largest online senior living and senior care directory

  • Read reviews and expert guidance

    Read our authentic consumer reviews and content by experts

  • Speak to a Family Advisor for free

    Guided, expert advice to find the best community or agency for you

  • Take a tour to decide yourself

    We’ll help you book tours or get in touch with local agencies

Paying for Home Care in Danvers, MA

The Cost of Home Care in Danvers, MA

Due to its proximity to Boston, there is considerable overlap in the cost of home care in Danvers. According to the 2021 Genworth Cost of Care Survey, seniors in the area pay 6.4% more than the average for Massachusetts and 27% more than the typical American. The cost is higher still in Barnstable Town, where seniors pay $381 per month more than those in Danvers. To the west, the monthly rate for home care is lower by $572 in Worcester and by almost $1,000 in Springfield.

Danvers

$6,292

Massachusetts

$5,911

The United States

$4,957

Worcester

$5,720

Barnstable Town

$6,673

Springfield

$5,339

The Cost of Home Care vs. Other Senior Care Options in Danvers, MA

Home care and home health care are similarly priced in Danvers, with the latter costing an average of $48 per month less. Home health services can provide greater access to certified nursing care and light medical care in the home. Assisted living communities cost 8.3% more than full-time home care for seniors, whereas adult day health services cost 74.3% less. A semiprivate room in a nursing home in Danvers has an average cost that’s more than double that of in-home care.

Home Care

$6,292

Home Health Care

$6,244

Adult Day Health Care

$1,614

Assisted Living

$6,819

Nursing Home Care (semiprivate room)

$13,155

Note: Data for Danvers was unavailable, so data for the nearest city, Boston, was used instead.

Financial Assistance for Home Care in Danvers, MA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Danvers Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Danvers:

ResourceContactAddressService
Low Income Weatherization Assistance Program (WAP)(617) 573-1100100 Cambridge St, Suite 300, Boston, MA 02114Seniors can get assistance weatherizing their home in Danvers through the Low Income Weatherization Assistance Program (WAP). WAP provides no-cost home inspections, as well as licensed insulation, window and door installation for qualified homeowners. Income and asset limitations apply before work can be approved.
Home Modification Loan Program (HMLP)(617) 204-3600600 Washington St., Boston, MA 02111Seniors who own a home in Danvers can get assistance repairing or upgrading their homes with a 0% interest home improvement loan from the Home Modification Loan Program (HMLP). HMLP provides loans to qualified senior homeowners through its network of authorized lenders to help make upgrades for improved home safety and accessibility. Work must be performed by a licensed contractor and gain approval before funding is approved. Senior applicants must meet program income and asset requirements.
Low-Income Home Energy Assistance Program (LIHEAP)(617) 573-1100100 Cambridge St, Suite 300, Boston, MA 02114Seniors in Danvers can reduce the cost of their home heating and cooling costs through participation in the Low-Income Home Energy Assistance Program (LIHEAP), which is commonly known as the Fuel Assistance Program. LIHEAP can potentially reduce seniors’ home energy bills by up to 30%, as well as provide emergency help with overdue bills or disconnect notices.
Family Caregiver Support Program(617) 727-7750One Ashburton Place, Floor 5, Boston, MA 02108Seniors can get several types of help with living independently in their Danvers homes through the Family Caregiver Support Program. This program helps seniors find and pay for a caregiver to render assistance in the home environment. It also supports caregivers with education and assistance finding some medical supplies. The program also assists seniors aged 55 and over who are raising grandchildren connect with education and food support, as well as state and federal benefits the family may be eligible for.
Neighbors in Need(978) 685-832160 Island Street, Suite 214-East, MA 01840Seniors can get nutritional support and foodbank services in the Essex County area from the local nonprofit Neighbors in Need. Neighbors in Need operates 13 local foodbanks, where seniors, low-income residents and needy families can get food and personal care items at no cost.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs
Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Our Services

  • Senior Living Directory

  • Senior Care Directory

  • Caregiving Resources

  • Sitemap

  • Terms of Use

  • Privacy Policy


© 2024 Caring, LLC. All rights reserved.