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The 10 Best Home Care Agencies for Seniors in Park Forest, IL for 2024

Home to nearly 22,000 residents and seniors who make up 14.4% of the population, Park Forest offers small-town charm balanced with access to convenient amenities. It’s among the more affordable places to live in the Chicago metro area, and retiree-friendly state tax laws may help seniors with fixed incomes maintain comfortable lifestyles. Numerous hospitals are within driving distance, including Franciscan Health Olympia Fields and Advocate South Suburban Hospital in Hazel Crest. According to the Genworth 2021 Cost of Care Survey, home care agencies in Park Forest charge $5,148 per month for services such as transportation and meal preparation. Those seeking skilled nursing at home pay the same monthly rate for home health care.

Below we’ve compiled a comprehensive directory of every home care provider in the Park Forest area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Park Forest, IL

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Paying for Home Care in Park Forest, IL

The Cost of Home Care in Park Forest, IL

Seniors in Park Forest pay $5,148 per month for home care. While this is a little higher than the national norm of $4,957, it is well below the state’s median rate of $5,339. Rates are slightly more in Champaign at $5,196, and in Chicago, care costs are $524 more than in Park Forest. In Danville, rates are considerably higher than in Park Forest at $8,818, and in Bloomington, care costs are a little lower at $5,053.

Park Forest

$5,148

Illinois

$5,339

United States

$4,957

Chicago

$5,672

Bloomington

$5,053

Danville

$8,818

Champaign

$5,196

The Cost of Home Care vs. Other Senior Care Options in Park Forest, IL

Seniors in Park Forest pay $5,148 per month for in-home care, which includes services such as housekeeping, laundry and personal care. Home health care has the same monthly rate and includes skilled nursing services. Seniors may save several hundred dollars per month by opting for assisted living, which costs $4,623 for similar care services in a residential setting. Home care is a budget-friendly alternative to nursing home care, which has base rates of $7,133.

Home Care

$5,148

Home Health Care

$5,148

Assisted Living

$4,623

Nursing Home Care (semiprivate room)

$7,133

Note: Data for Park Forest was unavailable, so data for the nearest city, Kankakee, was used instead.

Financial Assistance for Home Care in Park Forest, IL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Park Forest, IL

Park Forest supports its senior population through several programs and services, including home-delivered meals, age-friendly recreational activities and transportation for errands and medical appointments. Through this resource table, seniors in the Park Forest region can connect with local providers and recreational programs.

ResourceContactService
Shirley Green Senior Center(708) 748-5454The Shirley Green Senior Center is open to residents aged 50 and over. It hosts activities such as chair exercises, book clubs, needlework, jewelry-making and monthly social outings. It also hosts AARP meetings, health screenings and monthly resource fairs, along with daily congregate meals.
AgeOptions(708) 383-0258AgeOptions can help older adults apply for state, federal and veterans’ benefits that may help them cover living costs and in-home care, and it administers services such as home-delivered and congregate meals, transportation and information and referral services. The organization also has a library program to address social isolation.
Catholic Charities(847) 376-2100Catholic Charities provides information and referrals for community-based services such as financial and legal aid, nutrition services and prescription drug assistance. It offers caregiver support services, including respite, along with in-home care, housekeeping and chore assistance.
2-1-1 Metro Chicago2-1-12-1-1 Metro Chicago is a free information and referral service that’s available to everyone in the Park Forest region. Seniors can contact this helpline to speak with a specialist who listens to their needs and makes recommendations for local programs such as congregate and home-delivered meals, transportation and chore services.
Community and Economic Development Association of Cook County, Inc.(800) 571-2332CEDA supports low-income seniors who live alone in the Park Forest region through financial assistance programs, including gas and electric assistance, furnace repair and replacement services and water assistance. Through these programs, seniors may be able to maintain a safe, comfortable environment and avoid nursing home or assisted living placement.
Meals on Wheels Foundation of Northern Illinois(312) 207-5290The local Meals on Wheels program provides free home-delivered meals to housebound individuals, along with congregate meals programs, the closest of which is 2 miles away at the South Chicago Heights Senior Center.
Senior Citizen Homestead Exemption(312) 443-5100Seniors in the Park Forest region may be eligible for the Senior Citizen Homestead Exemption, which can help them save up to $300 per year in property taxes. Qualified individuals may also avoid large increases in their property taxes through the Senior Citizen Assessment Freeze Exemption.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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