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The 10 Best Home Care Agencies for Seniors in North Palm Beach, FL for 2024

North Palm Beach is a small community with a high proportion of seniors making up its residents — 35.5% of the population, which is more than double the national average of 16.8%. As part of the Miami Metropolitan Area, North Palm Beach has a relatively high cost of living. Still, this does enable easy access to excellent hospitals like HCA Florida JFK North Hospital. There are also smaller medical centers in the area, making it much easier for local seniors to stay healthy and remain in their homes during retirement. Home care costs are, at $4,671 per month, close to the state average, according to the 2021 Genworth Financial survey.

Below we’ve compiled a comprehensive directory of every home care provider in the North Palm Beach area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in North Palm Beach, FL

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Paying for Home Care in North Palm Beach, FL

The average cost of home care in North Palm Beach, Florida, according to the 2021 Genworth Financial survey, is around 2% lower than the national average of $4,767 per month. It’s also just over $100 lower than the Florida average. Nearby cities, for the most part, are close in cost for home care to North Palm Beach. For example, Sebastian’s average is $400 higher and Orlando’s is $100 higher, while Lakeland’s fees are $100 lower. The cheapest average cost for home care in a city near North Palm Beach can be found in Miami, which averages almost $500 less.

The Cost of Home Care in North Palm Beach, FL

North Palm Beach

$4,671

Florida

$4,957

The United States

$4,767

Miami

$4,195

Sebastian

$5,100

Lakeland

$4,576

Orlando

$4,767

The Cost of Home Care vs. Other Senior Care Options in North Palm Beach, FL

A range of care choices for seniors is available in North Palm Beach, Florida, and the option you choose will depend on the senior’s needs and available budget. Adult day health care is the cheapest option, costing an average of $1,517 per month. It’s a big jump from there to the cost of assisted living, which comes in at $3,763. Home care is available for a median price of $4,671 and home health care, which also includes some medical care, including physical therapy and skilled nursing care as required, is a little more expensive at $4,767. Finally, nursing home care is the most expensive option at $8,164 for a semiprivate room.

Home Care

$4,671

Home Health Care

$4,767

Adult Day Health Care

$1,517

Assisted Living Facility

$3,763

Nursing Home Facility (semiprivate room)

$8,164

Financial Assistance for Home Care in North Palm Beach, FL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in North Palm Beach, FL

Resources are available to seniors in North Palm Beach to assist them with aging in place. Local, state and federal programs provide assistance with nutrition, filing taxes, health and fitness, and accessing healthcare. Seniors or their caregivers can learn more by contacting these agencies:

ResourceContactService
Morselife Foundation(561)-468-6494The Morselife Foundation provides meals to seniors over 60 in Palm Beach County. There is no waiting list, and any senior in need is served regardless of their ability to pay. Their aim is to provide a nutritious meal to each senior in need every weekday and they currently provide 50,000 meals to around 2,500 homebound seniors each year.
Area Agency on Aging(561)-684-5885The Palm Beach/Treasure Coast Area Agency on Aging assists seniors with a diverse range of services from Medicaid enrollment to providing information and assistance with in-home and personal care. Help is available for seniors and their carers, funded from local, state and federal levels, and is free to use.
Senior Center(561)-694-5435The Palm Beach County North Senior Center organizes a range of activities and resources for local seniors. This includes a mobile and on-site library, fitness classes and free income tax completion and filing. There are also day trips to local restaurants and venues as well as special events including holiday and birthday events, dances and defensive driving classes. Most resources are free but there is a minimal fee for some classes.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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