The 10 Best Home Care Agencies for Seniors in Bryant, AR for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Bryant, AR, residents and their loved ones rate In Home Care agencies across the 14 options below.

According to the Genworth Cost of Care Survey, seniors in Bryant pay $4,290 per month for in-home care. While this is a little higher than Arkansas’s norm of $4,185, it’s well below the national median rate of $4,957. Other cities have more economically priced care, with seniors in Jonesboro paying about $3,909 for services and Pine Bluff residents paying $4,004. In Fort Smith, monthly fees are roughly $100 less than in Bryant, but in Fayetteville, monthly care costs are $670 higher than local norms.

In Bryant, home care agencies charge $4,290 for full-time nonmedical care. This is the same monthly rate as home health care, though some agencies may charge more for skilled nursing services, but it’s more economical than residential care options. Seniors in assisted living facilities pay about $200 more per month for services, and nursing homes charge even higher rates of $6,083. Adult day health care may be a budget-friendly option for seniors who want to live at home, with monthly fees averaging $1,907.

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help to pay for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

• Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations, typically a maximum benefit of $150 per day, and exact coverage terms vary depending on the exact policy, so always check the details.
• Medicare: Medicare does not cover in-home care because it is classified as custodial or nonmedical care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
• Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care services either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
• Veterans' Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with activities of daily living. Contact the Department of Veterans Affairs to learn more.
• Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a tax-free portion of your home's equity in cash. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.