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The 10 Best Home Care Agencies for Seniors in Hamilton, VA for 2024

Hamilton is a small town located in the historic Loudoun Valley of Northern Virginia. The town only has 630 residents, with a higher-than-average percentage of 20.3% aged 65 and older. Hamilton lies approximately 50 miles west of Washington, DC, offering seniors a small town atmosphere with the conveniences of city luxuries. Hamilton seniors have easy access to affordable health care, including the nationally recognized Inova Loudoun Hospital in nearby Leesburg.

The 2021 Genworth Cost of Care Survey indicates that seniors who need assistance with daily living activities pay an average of $5,339 per month for home care in Hamilton. Home health care may be a better alternative for older adults who require limited skilled nursing care.

Below we’ve compiled a comprehensive directory of every home care provider in Hamilton– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Home Care Agencies in Hamilton, VA

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Paying for Home Care in Hamilton, VA

The Cost of Home Care in Hamilton, VA

Given Hamilton’s proximity to Washington, DC, it shares an average monthly home care cost of $5,339, according to Genworth Financial’s 2021 Cost of Care Survey. Monthly home care costs in Hamilton and Staunton are $572 higher than the state average and $382 higher than the national average. Midwestern and southwestern cities in Virginia have the lowest home care rates, with Lynchburg being the most affordable. Cities in the southeastern corner, including Virginia Beach, are in line with the state average of $4,767. Seniors in Charlottesville and the central region of the state pay the highest home care fees.

Hamilton

$5,339

Virginia

$4,767

The United States

$4,957

Lynchburg

$4,185

Virginia Beach

$4,767

Staunton

$5,339

Charlottesville

$6,292

The Cost of Home Care vs. Other Senior Care Options in Hamilton, VA

While home care services include non-medical personal care and help with daily tasks, home health care provides light medical services, such as medication administration, wound care and rehabilitative therapies. In Hamilton, these cost the same at $5,339 per month — $609 less than assisted living and $6,128 less than nursing home care. The most affordable option is adult day health care, which involves traveling to a community or center to receive the care needed.

Home Care

$5,339

Home Health Care

$5,339

Adult Day Health Care

$2,282

Assisted Living

$5,948

Nursing Home Care (semiprivate room)

$11,467

Note:  Data for Hamilton was unavailable, so data for the nearest city, Washington, DC, was used instead.

Financial Assistance for Home Care in Hamilton, VA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Hamilton Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Hamilton:

ResourceContactAddressService
Loudoun County Meals on Wheels(703) 777-0257742 Miller Drive, SE, Leesburg, VA 20175Volunteers deliver hot, nutritious lunches Monday through Friday. Non-perishable and frozen food is available for nights and weekends. Meals are free, but donations are appreciated. Eligible Hamilton seniors take part in an in-home assessment completed by an Area Agency on Aging Program specialist.
Family Caregiver Support Group(703) 771-540744141 Russell Branch Parkway, Ashburn, VA 20147The Family Caregiver Support Group gives caregivers a chance to connect, support one another and share advice and tips on dealing with loved ones with memory loss or dementia.
Loudoun County Emergency Home Repair and Accessibility Grant(703) 777-0506102 Heritage Way NE, Suite 103, Leesburg, VA 20177-7400The Emergency Home Repair and Accessibility Grant is a program for Hamilton homeowners aged 62 or older or who have a disabled household member. To be eligible, the household income must be 50% or lower than the median income in the area.
Senior Outreach to Services (S.O.S.)(703) 777-0257742 Miller Drive SE, Leesburg, VA 20175The Senior Outreach to Services (S.O.S.) program connects Hamilton seniors aged 60 or over with services and support groups in the community. Case Management services include:

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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