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The 10 Best Home Care Agencies for Seniors in Mesquite, TX for 2024

Mesquite sits on the eastern edge of the Dallas metro area. About 11% of the population is aged 65 or older, which is slightly less than the Texas statewide average of 13.1%. This community offers warm weather and a below-average cost of living, which attracts a diverse group of people. People in Mesquite pay approximately $4,862 per month for home care services such as personal care, cooking and cleaning. Residents enjoy easy access to the Dallas Regional Medical Center from anywhere in Mesquite and the top-ranked UT Southwestern Medical Center and Baylor University Medical Center both sit less than 20 miles to the west.

Below we’ve compiled a comprehensive directory of every home care provider in the Mesquite area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Mesquite, TX

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Paying for Home Care in Mesquite, TX

The Cost of Home Care in Mesquite, TX

According to the 2021 Genworth Cost of Care Survey, home care costs in Mesquite are about $4,862, which is $95 less per month than the national average of $4,957. Compared to the rest of Texas, Mesquite residents pay about $286 more every month. Most of the surrounding cities have lower monthly costs. Waco residents pay $4,668, or $194 less; in Abilene, monthly bills are $334 lower. The cheapest nearby city is Tyler, where residents’ average cost is $4,376. 

Mesquite

$4,862

Texas

$4,576

The United States

$4,957

Waco

$4,668

Abilene

$4,528

Tyler

$4,376

The Cost of Home Care vs. Other Senior Care Options in Mesquite, TX

The most affordable senior care option in Mesquite is adult day health care, which costs about $1,517 per month. Home care and home health care both cost about $4,862 per month. It’s important to note that home health care includes medical services, while home care largely revolves around personal services. Assisted living facilities in Mesquite charge $4,195 per month, which is $667 less than home care. A semiprivate room in a nursing room costs about $5,627 per month.

Home Care

$4,862

Home Health Care

$4,862

Adult Day Health Care

$1,517

Assisted Living

$4,195

Nursing Home Care (semiprivate room)

$5,627

Note: Data for Mesquite was unavailable, so data for the nearest city, Dallas, was used instead.

Financial Assistance for Home Care in Mesquite, TX

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Mesquite, TX

Multiple organizations and government agencies in Mesquite provide resources to help local seniors stay safe and comfortable. From free meal delivery to financial assistance for home repair, each program is free or low-cost.

ResourceContactService
Emergency Home Repair Assistance Program(972) 329-8332The city of Mesquite's Emergency Home Repair Assistance Program helps local homeowners pay for unexpected damage. Income limits apply; for a two-person household, the maximum income is $55,200.
Community Development Block Grant (CDBG) Housing Rehabilitation Program(972) 329-8330The Community Development Block Grant (CDBG) Housing Rehabilitation program is run by the city of Mesquite. It provides low-income homeowners with up to $25,000 to fix safety issues on the inside and outside of their homes.
Senior property tax exemption(972) 216-6204People over the age of 65 who live in the city of Mesquite are eligible for a $65,000 property tax exemption. In Mesquite ISD, this exemption drops to $25,000.
Visiting Nurse Association Meals on Wheels(214) 689-2639The Visiting Nurse Association Meals on Wheels program provides free meals to seniors across Dallas County. Meals are delivered hot on weekdays. To qualify, seniors must be at least 60 years old, meet income limits and be unable to go out of the house or drive alone.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Frequently Asked Questions

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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