The 10 Best In-Home Care Services in Monongahela, PA for 2023
Monongahela, known locally as Mon City, is a small town in Washington County. Approximately 17.3% of its approximately 4,000 residents are aged 65 and older, which is an above-average figure for Pennsylvania. Home care agencies in the city charge an average of $4,576 per month for their services, a figure similar to the fees charged by home health care agencies, which provide limited medical care with home care. Other providers of medical care in Monongahela include Monongahela Valley Hospital, which is rated as high-performing by U.S. News & World Report. Additionally, seniors looking for a wider choice of medical specialists need only travel 40 minutes north to Pittsburgh, which is home to over 35 well-regarded hospitals.
Below we’ve compiled a comprehensive directory of every home care provider in the Monongahela area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.
Directory of Home Care Services in Monongahela, PA
Care From My Heart
128 Mayberry Dr , Monroeville, PA, 15146
BrightStar Care Washington & Greene Counties
3244 Washington Road Suite 215 & 220, Mcmurray, PA, 15317
Harmony Home Care
8960 Hill Drive, Irwin, PA, 15642
Yerimahs Sisters Staffing and Homecare
346 Overbrook Blvd, Pittsburgh, PA, 15210
Home Stay Comfort Care
322 Northshore Dr, Suite 279, Pittsburgh, PA, 15212
All Around Care 4 U, LLC
6816 Shannon Rd, Verona, PA, 15147
Anna’s Family Home Care
322 N Shore Dr,, Pittsburgh, PA, 15212
Home Care Assistance of Pittsburgh
10850 Perry Highway, Wexford, PA, 15090
Guardian Home Care Specialties
900 Porter Ave, Scottdale, PA, 15683
Loving Hearts and Hands Home Health Agency
322 North Shore Dr, Building 1B , STE 200, Pittsburgh, PA, 15212
In the Beginning Home Care Agency LLC
305 Taft Ave , Pittsburgh, PA, 15210
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Paying for Home Care in Monongahela, PA
The Cost of Home Care in Monongahela, PA
According to the 2020 Genworth Cost of Care Survey home care costs in Monongahela are somewhere in the middle for Pennsylvania, with the city and state averages sharing a fee of $4,576. Although this is slightly above the national average of $4,481, Monongahela’s seniors pay some of the lowest costs in the region, with only Johnstown being more affordable, at $4,080. To get similar home care services to Monongahela in Erie, seniors need to pay an additional $191 per month, and their peers in State College will have to pay an extra $334.
The Cost of Home Care vs. Other Senior Care Options in Monongahela, PA
Home health care, which is home care with basic medical care added, averages $4,576 in Monongahela, which is the same as home care. Adult day care centers offer the most affordable senior care option, at $1,473 per month, while assisted living facilities are the least costly choice for seniors needing accommodation and care, at $3,550. The most expensive form of care is in nursing homes, where a typical semiprivate room costs $9,125.
Note: Data for Monongahela was unavailable, so data for the nearest city, Pittsburgh, was used instead.
Financial Assistance for Home Care in Monongahela, PA
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Free & Low-Cost Home Care Resources in Monongahela, PA
Monongahela seniors have a wealth of resources available to them. The resources listed here can help seniors struggling to pay their utility bills or cover the cost of repairs that can reduce their energy consumption. There’s also help for seniors who may be struggling to get regular healthy meals.
Resource
Contact
Service
(412) 450-8520
Habitat for Humanity of Greater Pittsburgh is a nonprofit that helps restore homes for seniors in the community. It organizes the voluntary support of tradespeople in the surrounding area to use their skills to repair a wide range of faults, such as damaged doors and windows, yards that have become overgrown and roofs that need some new tiles.
(412) 664-6800
The Low Income Home Energy Program (LIHEAP) provides a grant to seniors unable to pay an energy bill in a home that they own or rented accommodation. It's a one-off payment made directly to the utility company to cover the bill and there's no requirement for the senior to repay it. The amount paid depends on the number of people in the household and can vary between $500 and $1,500, as of 2021. To be eligible, the senior must have an income within the program's guidelines. Crisis grants may also be available to those facing a home heating emergency. These funds can be used to repair or replace broken equipment, such as furnaces, or pay a fuel bill if the senior faces disconnection.
(800) 734-9603
This agency can help homebound seniors by delivering fresh meals five days a week and performing light housekeeping work. To be eligible, the senior's home must be within Washington County and their income within the program's guidelines.
(800) 841-6899
ACTION-Housing, Inc. is a nonprofit organization that provides weatherization services for seniors in Washington County on behalf of the Pennsylvania Department of Community and Economic Development. The program helps homeowners and renters whose residences are energy-inefficient. Based on its own audit, the energy determines the work necessary to reduce energy consumption and costs, including fixing areas of the home that leak heat, such as faulty windows and doors. It may also mean replacing fixtures that can't be repaired and insulating attics, crawl spaces and walls.
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
Frequently Asked Questions
What should I look for in a good home care agency near me in Monongahela?
Before contacting an agency, seniors should check that it’s licensed to provide home care services in Pennsylvania by contacting the Department of Health. They should also read reviews on Caring.com to gain information about the quality of care and level of customer service the agency provides. Another good practice is to list the services needed as the agency may not provide all. When calling, ask lots of questions about written policies and procedures. What type of training does it give caregivers? Is its staff background-checked? What’s its policy for dealing with emergencies in the senior’s home?
What is the difference between in-home care and home health care?
In-home care providers deliver nonmedical services and companionship for seniors unable to perform some daily tasks without someone to escort them, such as shopping for groceries or driving to a medical appointment. The caregiver may also provide personal grooming services, ensuring the senior’s hair is done, nails clipped and makeup applied. Dressing and bathing the senior may also be part of this service. Home health care provides the same services with the addition of medical care delivered by registered nurses and qualified therapists.
How do you pay for senior care at home?
Most seniors pay for home care services by using their savings or raising income through a combination of annuities, liquidized investments and support from family members. Others tap equity on their homes through reverse mortgages or home equity loans. Those with Medicare can use the insurance on a part-time basis to cover some costs, while seniors with Medicare Advantage can pay for care for much longer, depending on their type of insurance. Home and Community Based Services can help some seniors remain at home if they are at risk of entering a skilled nursing facility.
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Who is eligible for the veterans’ home care program?
The veterans’ home care program assists U.S. military veterans with complex medical needs that can be managed in their own homes. As the criteria for eligibility can be confusing and complicated, many seniors may want to use the free services provided by nonprofit organizations dedicated to supporting those who served their country, such as https:>VeteranAid.org.
Can you write off in-home elderly care?
Some in-home elderly care services can be written off, but it very much depends on the senior’s unique circumstances. The first step should be to use IRS Publication 502 as a guide when building a list of medical expenses that can be claimed on Schedule A. The IRS may allow deduction of some personal and maintenance expenses, and seniors may also be eligible for deductibles related to home modifications needed due to disability, such as installing access ramps. It’s also possible, per IRS Publication 926, that seniors can write-off caregiver costs if the provider is deemed the senior’s employee.