Approximately 28% of Shrewsbury’s 4,086 residents are aged 60 and over, which is more than the 18.2% recorded in the 2020 Census for Monmouth County. Statistically, only 8% of U.S. cities experience less crime, making Shrewsbury one of the safest places to live in the country. The borough is well-served by several highly regarded medical facilities, including the Monmouth Medical Center and Jersey Shore University Medical Center. Seniors using home care agencies in Shrewsbury typically pay around $4,957 per month, which is normal for New Jersey although above the national average by about $476. These shouldn’t be confused with home health agencies that also provide limited medical support.
Below we’ve compiled a comprehensive directory of every home care provider in the Shrewsbury area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.
1405 Route 18 South, Suite 203, Old Bridge, NJ, 08857
4.4
(88 reviews)
"Danielle has been a great asset and also has helped in many ways , thank you for amnesty’s being a kind voice and someone I can trust to make sure everything is taken care of...."
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4400 Route 9 South suite 1000 , Freehold, NJ, 07728
4.8
(46 reviews)
"Home Helpers transported our 92 parents from Cape Cod to NJ and took care of them throughout the weekend of our son's wedding. AnnMarie was a wonderful caregiver and very attentive to all of their needs. Their help gave us the ability to focus 100%..."
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981 Route 33 Suite C, Monroe Township, NJ, 08831
4.8
(5 reviews)
"I can’t begin to tell to you how pleased I am with Always Best Care. Not only have they placed the perfect caregiver with my mother they also take care of the billing and when I need to speak to a receptionist they are always available. Thank you..."
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76 West Main Street , Freehold, NJ, 07728
5.0
(1 reviews)
"The caregiver from United Methodist serves as a companion to my wife for a few hours a day to keep her interested in stuff when I'm not with her. The caregiver comes at 10:00 and leaves at 2:00 four times a week. She helps with anything like preparin..."
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25 Main St, Eatontown, NJ, 07724
4.7
(3 reviews)
"Well managed service provider with enthusiastic, competent caregivers. Caregivers are willing to share their concerns and involve the family in solutions. Administrative team is proactive and responsive to requests and concerns. ..."
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87 Main Street, Mahwah, NJ, 07747
4.1
(11 reviews)
"My father is using Prime Home Care 24/7. It's been fantastic. I couldn't say enough about Wilson. He's personable, he's caring, and he's strong. He spends time with you, but he also gives you a lot of room for personal space. When family comes in and..."
READ MORECaring's Family Advisors are here to help you with questions about senior living and care options.
405 Passaic Ave , Lodi, NJ, 07644
4.0
(5 reviews)
"I have been a client of Associated for a long time and I have nothing but good things to say. They've take care of my mom and dad and if it wasn't for them I don't know where I would be.. Anytime I needed them, they continue to be there for me. ..."
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25 Main Street Suite E , Toms River, NJ, 08753
5.0
(13 reviews)
"My parents live in New Jersey and I live in Florida, finding quality care for them virtually has been difficult until I heard about Easy Help at Home. They assured me that my parents would receive top care at home and they provide. My parents have ze..."
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697 Broad Street, Red Bank, NJ, 07702
4.6
(300 reviews)
"Dave E. and Comfort Keepers truly do bring comfort to seniors with excellent care and companionship...."
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2362 Route 9 South, Suite 2, Howell, NJ, 07731
5.0
(28 reviews)
"Roger and Cathy helped my Mom during a difficult time for our family. Their compassion and professionalism was very reassuring during this time. They were very thorough with their initial evaluation and made it a point to connect with Mom before any ..."
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348 US Hwy 9N , Suite D , Manalapan, NJ, 07726
4.7
(15 reviews)
"We were so pleased when we met Judith because she follow through on everything she said she would follow through. We needed a person immediately and she found somebody within a couple of hours. She said that it would be a temporary person and that by..."
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23 Main St Suite D1, Holmdel, NJ, 07733
5.0
(7 reviews)
"This this service is amazing. I’ve had others. They are caring and empathetic. They’re always extremely helpful. Empathy is key. As a caretaker to my dad for years, I tried other services. The last two times my dads cancer came back I used visiti..."
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321 Main Street, Suite 264, Avon By The Sea, NJ, 07717
5.0
(6 reviews)
"Debra provides excellent care. She is caring, respectful and attentive. Most importantly she is trustworthy, dependable and always presents herself in a positive manner with a smile. ..."
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106 Apple St., Ste. 113, Tinton Falls, NJ, 07724
5.0
(5 reviews)
"I like Assisting Hands. I've been working with them for about three or four months now. The caregiver is wonderful. They took about a week to find a caregiver. They are very quick to bill you and get your reimbursement. They are all professional. My ..."
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701 Brooklyn Blvd , Sea Girt, NJ, 08736
5.0
(4 reviews)
"We had a very positive experience with their services. Would highly recommend their live-in services which is what we had for our father...."
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80 Symmes Dr, Manalapan, NJ, 07726
5.0
(3 reviews)
"Although I never wanted to have care I become to look forward to Pam's visits and our drives to the stores to go shopping and have icecream. Pam and Firslight HomeCare treated me like family and even visited me after I fell and was in the hospital. ..."
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125 Half Mile Rd Ste 200, Red Bank, NJ, 07701
5.0
(3 reviews)
"Cyril has provided an excellent caregiver for my 92 year old mother who suffers from moderate dementia. The provider is especially caring and keeps my mom involved. The provider also keeps in regular contact with me on all matters. The provider is..."
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228 Route 34 South, Matawan, NJ, 07747
5.0
(3 reviews)
"Home Care Bears has provided us with two really great caregivers so far. They have been professional in their care of my mother. And the most important part is that she likes them. Because there have been others, from other agencies that she would no..."
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149 So. Euclid Ave, Westfield, NJ, 07090
5.0
(2 reviews)
"They were caring so beautifully for my dad. My dad already passed away. Their care for him was excellent. Everytime I call them, there's always a consistent person or two who took my calls. They always knew who I was and knew what we needed. Their re..."
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197 Route 18 South Suite 30, South Tower, East Brunswick, NJ, 08816
5.0
(2 reviews)
"Shalanda cared for my mother for more than 3 years, while she was 86 to 89 years, had Parkinson’s and her mobility and communication gradually decreased to none during that time. Her sensitivity and attention towards my mother’s needs were evident..."
READ MOREHome care costs in Shrewsbury average $4,957 according to data published in the 2020 Genworth Cost of Care Survey. This is around 10% more than the average fee paid by the typical American although it’s in line with what the ordinary New Jersey resident pays. Despite this, Shrewsbury’s costs are at the top end of the scale. Trenton’s seniors pay around $47 per month less for home care, while in Atlantic City, the savings is $190. The most affordable city in the state is Vineland, saving seniors $1,239 per month when compared to Shrewsbury.Â
Shrewsbury
$4,957
New Jersey
$4,957
United States
$4,481
Trenton
$4,910
Atlantic City
$4,767
Vineland
$3,718
Despite home health care also providing treatments by registered nurses and therapists, its average cost of $4,957 is the same as home care. Adult health centers offer the most affordable care at $1,950, while assisted living is the least expensive option that includes accommodation with fees averaging $5,991. The most costly is nursing home care where a semiprivate room typically costs $11,771.
Home Care
$4,957
Home Health Care
$4,957
Adult Day Health
$1,950
Assisted Living
$5,991
Nursing Home Care (semi-private room)
$11,771
Note: Data for Shrewsbury was unavailable, so data for the nearest city, New York, New York, was used instead.  Â
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Shrewsbury’s seniors can access a wealth of resources aimed at helping them age safely and comfortably at home. The resources listed here show where to get help if energy costs are out of control, if cooking meals at home becomes too challenging and when rent and mortgage payments are overdue and can’t be paid. There’s also help for unpaid caregivers who need a break from caring for a loved one.
| Resource | Contact | Service |
|---|---|---|
| Home Energy Programs | (732) 389-2204 | Shrewsbury seniors on low incomes who are spending more on energy than they should can get help from several state-sponsored programs. LIHEAP is for seniors struggling to keep their homes warm. For those who qualify, it can cover all the costs of repairing or replacing heating and cooling systems while also providing emergency fuel assistance. The Universal Service Fund can help reduce energy bills for seniors who qualify, and the Weatherization Assistance Program can make homes more energy-efficient while increasing residents' comfort and reducing fuel costs. |
| Meals on Wheels of Monmouth County | (732) 747-5204 | Meals on Wheels of Monmouth County provides nutritionally balanced and healthy meals to homebound seniors. The nonprofit organization's volunteers deliver freshly prepared meals to seniors daily and make wellness checks during each visit. |
| Rental & Mortgage Assistance | (732) 775-0525 | Interfaith Neighbors Inc. is a nonprofit organization founded in 1988 to help the needy in Monmouth County. It's a collective of over 45 members that contribute financially towards the rent and mortgage costs of seniors who are unable to pay. Applicants who get approval for support can get help to cover rent arrears and mortgage payments. The program's overall purpose is to help seniors get through temporary crises and find financial stability. |
| Respite Care Program | (877) 222-3737 | This program's purpose is to provide temporary support to unpaid caregivers who look after loved ones. It can cover the costs of employing a professional caregiver to care for the senior while the family member takes time off. This can be for a day to allow the caregiver to catch up on personal errands, or it could be longer if they're going on vacation. |
Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
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