The state of Massachusetts is known for being a retiree-friendly state, with no state tax on Social Security income and robust senior services. Middleton, Massachusetts, a suburb north of Boston, is ranked one of the best places to live in the state. The town’s seniors represent 18.4% of its population, slightly above the Massachusetts average of 17.4%. According to the 2021 Genworth Cost of Care Survey, Middleton seniors should expect to pay an average of $6,292 per month for home care services. Seniors who need the services of skilled nurses should consider home health care services, which have a similar average cost. Middleton residents are located just 20 miles from downtown Boston, giving them access to some of the best hospitals in the country, including Massachusetts General Hospital, Brigham and Women’s Hospital, Beth Israel Deaconess Medical Center and Tufts Medical Center.

Below we’ve compiled a comprehensive directory of every home care provider in Middleton– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Directory of Home Care Services in Middleton, MA

2021

Right at Home Salem Marblehead

6 Lynde Street, Salem, MA, 01970

Starr has been an exceptional caregiver to my husband who had a stroke a year ago. She always has a positive attitude and begins our day with a smile and friendly conversation. Starr goes right to her … (read more)
Starr has been an exceptional caregiver to my husband who had a stroke a year ago. She always has a positive attitude and begins our day with a smile and friendly conversation. Starr goes right to her … (read more)

Home Instead – North Andover, MA

231 Sutton St, Suite 2H, North Andover, MA, 01845

My sister and I contacted Home Instead in North Andover at a difficult moment, when our father began to exhibit signs of serious mental decline that called for 24/7 assistance, when we each lived some … (read more)
My sister and I contacted Home Instead in North Andover at a difficult moment, when our father began to exhibit signs of serious mental decline that called for 24/7 assistance, when we each lived some … (read more)

Senior Helpers Boston North

153 Andover St, Suite 203, Danvers, MA, 01923

We have Senior Helpers Boston North for my mother. They offer light cleaning and companionship. They will come and cook her meal. They’re just there with her at night before she goes to bed to assist … (read more)
We have Senior Helpers Boston North for my mother. They offer light cleaning and companionship. They will come and cook her meal. They’re just there with her at night before she goes to bed to assist … (read more)

Perfect Care Match

638 Adamsville Road, Westport, MA, 02790

We Provide Stress-Free, Supportive Care Relationships. <p></p> Professional Care Match Provides CONSISTENCY with <p></p> Live-In and Hourly Caregivers <p></p> Caregiving Services Provided By < … (read more)
We Provide Stress-Free, Supportive Care Relationships. <p></p> Professional Care Match Provides CONSISTENCY with <p></p> Live-In and Hourly Caregivers <p></p> Caregiving Services Provided By < … (read more)

IsentCare, LLC

33 Walker Road, Suite A , North Andover, MA, 01845

We are a full-service private homecare company that assists individuals and families with care at their homes and in community. We are dedicated to helping our clients lead dignified, independent life … (read more)
We are a full-service private homecare company that assists individuals and families with care at their homes and in community. We are dedicated to helping our clients lead dignified, independent life … (read more)

MAS Home Care of Massachusetts

338 Plantation Street, Worcester, MA, 01604

MAS Home Care provides dependable home care services to the elderly, chronically ill, and physically disabled throughout Maine, Massachusetts, New Hampshire, and Rhode Island. Our qualified care profe … (read more)
MAS Home Care provides dependable home care services to the elderly, chronically ill, and physically disabled throughout Maine, Massachusetts, New Hampshire, and Rhode Island. Our qualified care profe … (read more)

TheKey – Wellesley

60 Leo M. Birmingham Parkway, Suites 205 & 208, Boston, MA, 02135


BrightStar Care Danvers / North Shore

85 Constitution Lane, Suite 200F, Danvers, MA, 01923

They have helped the most by providing stability overnight. They could improve on the aides language skills.
They have helped the most by providing stability overnight. They could improve on the aides language skills.

Assisting Hands Home Care of Wilmington

5 Middlesex Ave, Ste 19, Wilmington, MA, 01887

On very short notice we needed help for my mother-in-law when she returned to her assisted living facility after spending a month in rehab for a broken arm. Her facility insisted she have 24 hour atte … (read more)
On very short notice we needed help for my mother-in-law when she returned to her assisted living facility after spending a month in rehab for a broken arm. Her facility insisted she have 24 hour atte … (read more)

CareTrak Home Care LLC

32 Newbury Street, Lowell, MA, 01851

This company was amazing. During my injury, they provided me with the best in-home non-medical care to help me with my leg. I hurt my leg and couldn’t move easily or prepare meals as I could not stand … (read more)
This company was amazing. During my injury, they provided me with the best in-home non-medical care to help me with my leg. I hurt my leg and couldn’t move easily or prepare meals as I could not stand … (read more)

Help in Home

841 Main Street, West Newbury, MA, 01985

I chose them after speaking to the owner. He called me back right away and we spoke on the phone. He was actually the only person that called me back after I had reached out to them. Their care we’re … (read more)
I chose them after speaking to the owner. He called me back right away and we spoke on the phone. He was actually the only person that called me back after I had reached out to them. Their care we’re … (read more)

Nurta Home Healthcare – Lynn, MA

330 Lynn Way, #346, Lynn, MA, 01901

I have been using this for agency for few months now, they’re amazing, very caring, great service, nothing but the best. Caregivers arrive on time to care for my aunty. My Initial call and request f … (read more)
I have been using this for agency for few months now, they’re amazing, very caring, great service, nothing but the best. Caregivers arrive on time to care for my aunty. My Initial call and request f … (read more)

Associated Home Care, Inc.

495 Cabot Street, Beverly, MA, 01915

Associated Home Care is very good. They clean and take me grocery shopping. Each caregiver comes once a week, and each is very friendly and cooperative. I’m happy with the communication from the home … (read more)
Associated Home Care is very good. They clean and take me grocery shopping. Each caregiver comes once a week, and each is very friendly and cooperative. I’m happy with the communication from the home … (read more)

Seniors Helping Seniors

380 Pearl Street, Reading, MA, 01867

Liesje from Seniors Helping Seniors really took the time to find a good match for my mom. Her companion is dedicated and genuinely concerned about making sure my mom interacts more and participates in … (read more)
Liesje from Seniors Helping Seniors really took the time to find a good match for my mom. Her companion is dedicated and genuinely concerned about making sure my mom interacts more and participates in … (read more)

Plan B Home Care

100 Trade Center, Ste. G700, Woburn, MA, 01801

A friend recommended Plan B to me. We’ve been pleased with everything. Esther is good in checking and communicating with me. She’s on top of everything. My parents like their caregivers. They’re doing … (read more)
A friend recommended Plan B to me. We’ve been pleased with everything. Esther is good in checking and communicating with me. She’s on top of everything. My parents like their caregivers. They’re doing … (read more)

Comfort Keepers of the North Shore

129 Dodge Street, Suite One, Beverly, MA, 01915

Comfort Keepers was just fine. They helped my mother with the chores around the house and with the laundry. They showed up on time, called ahead, and managed appropriately.
Comfort Keepers was just fine. They helped my mother with the chores around the house and with the laundry. They showed up on time, called ahead, and managed appropriately.

All Care VNA, Hospice & Home Care

16 City Hall Square, Lynn, MA, 01901

Not a fan. They come for my mom. They look thru drawers and closets as if it’s not someone’s home and the constant threats to discharge her is why I wouldn’t recommend them. My mom is poor and i … (read more)
Not a fan. They come for my mom. They look thru drawers and closets as if it’s not someone’s home and the constant threats to discharge her is why I wouldn’t recommend them. My mom is poor and i … (read more)

Altranais Home Care

1501 Main St Suite 32, Tewksbury, MA, 01876

Worst company ever, not helpful. My husband and I lost all our hours thanks to them. Stay as far away from this compa y a’s possible. They don’t even answer calls or pays employees
Worst company ever, not helpful. My husband and I lost all our hours thanks to them. Stay as far away from this compa y a’s possible. They don’t even answer calls or pays employees

Bring Care Home

10 South Main Street, Suite 208, Topsfield, MA, 01833


Clark Care Inc.

533 Main Street,, Winchester, MA, 01890


Paying for Home Care in Middleton, MA

The Cost of Home Care in Middleton, MA

According to the 2021 Genworth Cost of Care Survey, home care in Middleton will cost residents an average of $6,292 per month, which is $381 higher than the Massachusetts average and $1,335 higher than the national average. Middleton costs are $381 less per month than costs on Cape Cod, but they are a bit more expensive than home care costs in Worcester. For the most budget-friendly home care option, head towards the western side of the state, where home care in Springfield costs $953 less per month.

$6292

Middleton

$5911

Massachusetts

$4957

The United States

$6673

Barnstable

$5720

Worcester

$5339

Springfield

$6149

Manchester, NH

The Cost of Home Care vs. Other Senior Care Options in Middleton, MA

The cost of home health care is very close to the cost of home care, although the former provides skilled nursing, such as wound care and IV medication administration. At a cost of around $50 per day, adult day health programs are the lowest price option for elder care. Seniors unable to live at home should consider assisted living, which costs $527 more than home care, or a nursing home, which can cost twice as much. 

$6292

Home Care

$6244

Home Health Care

$1614

Adult Day Health Care

$6819

Assisted Living

$13155

Nursing Home Care (semiprivate room)

Note: Data for Middleton was unavailable, so data for the nearest city, Boston, was used instead.

Financial Assistance for Home Care in Middleton, MA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Middleton Home Care Resources 

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Middleton:

Low Income Weatherization Assistance Program (WAP)

Address: 100 Cambridge St., Suite 300, Boston, MA 02114
Phone: (617) 573-1100

Senior homeowners in Middleton can get assistance weatherizing their homes for free through the Low Income Weatherization Assistance Program (WAP). This program provides free home inspections and energy saving recommendations for local seniors, as well as no-cost work from licensed local contractors to install new insulation, windows and doors.

Home Modification Loan Program (HMLP)

Address: 600 Washington St., Boston, MA 02111
Phone: (617) 204-3600

Seniors in Middleton may be eligible for subsidized home improvement loans from the Home Modification Loan Program (HMLP). HMLP works through authorized banks to provide 0% interest loans for eligible seniors whose homes need repairs or upgrades. Seniors applying for the program must meet income and asset requirements to be eligible for a loan.

Low-Income Home Energy Assistance Program (LIHEAP)

Address: 100 Cambridge St., Suite 300, Boston, MA 02114
Phone: (617) 573-1100

Low-income seniors in Middleton may be able to get significant discounts on their monthly home heating and cooling costs by signing up for the Low-Income Home Energy Assistance Program (LIHEAP), which is also known as the Fuel Assistance Program. Seniors who meet the income and asset requirements to be eligible for LIHEAP may save up to 30% on their utility bills.

Family Caregiver Support Program

Address: One Ashburton Pl., Floor 5, Boston, MA 02108
Phone: (617) 727-7750

Middleton seniors aged 55 and over can get support for living independently at home from the Family Caregiver Support Program. This program provides in-home caregiver assistance that can help local seniors live safely and comfortably in their own homes, as well as continuing training and education for caregivers enrolled in the program. The Caregiver Support Program also helps seniors raising their grandchildren obtain state and federal benefits, along with education and nutritional support for families in need that are led by seniors.

Neighbors in Need

Address: 60 Island St., Suite 214-East, MA 01840
Phone: (978) 685-8321

Seniors in Middleton can get no-cost nutritional support from the Essex County nonprofit Neighbors in Need. Neighbors in Need operates 13 food banks in the area in and around Middleton that provide necessary nutritional support to over 750 families and seniors a week. Neighbors in Need also helps seniors obtain free and reduced cost personal care items.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Checklist for determining the need for in-home care


Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Talking with family and others about a loved one's needs