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The 10 Best Assisted Living Facilities in Charlotte, NC for 2024

Our comprehensive listings and authentic reviews in Charlotte, NC below include 46 Assisted Living facilities with 773 reviews. On average in Charlotte, residents and their loved ones rate Assisted Living options 4.12 out of 5 stars.

To support you in your search, our Family Advisors are standing by to provide you with a free, no-obligation care and budget consultation.

We’ve spent hundreds of hours compiling helpful information below these listings, ranging from assisted living costs statistics of in Charlotte, to local laws & regulations in the area, to nearby services and programs that can help older adults in the community thrive, and more.

Assisted Living Facilities in Charlotte, North Carolina

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What To Consider About Assisted Living in Charlotte

The North Carolina Department of Health and Human Services oversees all assisted living facilities and regulates facility licensing. The office is responsible for performing regular, unannounced inspections to ensure all state rules and regulations are upheld.

Benefits and Drawbacks of Assisted Living in Charlotte

  • Charlotte offers a relatively warm climate for seniors who enjoy being outdoors, with 218 days of sunshine, barely two inches of snow a year and temperatures reaching 90 degrees for 41 days between May and September. The average winter low temperature is 30 degrees. Charlotte receives an average of 43 inches of rain per year, five inches more than the U.S. average.
  • North Carolina is a senior retiree tax-friendly state with income tax exemptions for all Social Security retirement benefits, allowing seniors to keep more of their retirement income. All other retirement income is taxed at a fixed rate of 5.25%.
  • Charlotte has a cost of living index of 98.9 compared to the U.S. average of 100. The city’s cost of living is higher than the state index of 90.6, with groceries costing slightly more than the state average, but health care costs are lower than the state average, with an index of 100 versus 107.5 for the state.
  • Charlotte’s crime rates are higher than U.S. averages. On a scale of 1 to 100, with 100 being the worst, Charlotte’s violent crime rate is 34.3 versus the U.S. average of 22.7, and property crime is 53.6 compared to the U.S. average of 35.4. However, assisted living facilities offer 24/7 security, providing seniors with a safe living environment.
  • Seniors have access to several world-class hospitals located in Charlotte, including the Atrium Health-Carolinas Medical Center and the Novant Health System. Atrium Health was voted the Best Regional Hospital in Charlotte by U.S. News & World Report, and Novant Health System is nationally recognized by the Joint Commission as a certified quality medical facility.
  • There’s no shortage of fine dining establishments and shopping malls in Charlotte, and for seniors who enjoy golf, the Wells Fargo Championship comes to Charlotte every year as part of the PGA Tour.  

Paying for Assisted Living in Charlotte, NC

When trying to decide how to pay for assisted living, one of the first questions that comes up is "How much does it cost?" With the impact of inflation, it's more important than ever to have up-to-date information when making a financial plan for senior living. To help shed light on real senior living prices, Caring.com has compiled proprietary cost data from its network of more than 75,000 senior living providers to provide insight into the average cost of assisted living in Charlotte and 48 other cities in North Carolina.

Inflation's Impact on the Cost of Assisted Living in Charlotte, NC

Inflation has caused assisted living costs in Charlotte to rise steadily. From 2022 to 2023, prices increased by 9.6%, from $4,244 to $4,650, and will likely increase by a further 7.7% in 2024. Current prices are 3.7% below the state average but 4.3% above national norms.

Inflation has similar impacts in Asheville and Raleigh, with prices rising 18% from $4,695 to $5,540 and $3,523 to $4,157, respectively, between 2022 and 2024. Greenville's prices will also increase by 18% to $8,172, ensuring the city remains one of North Carolina's most expensive.

Location2022 Cost (Historical)2023 Cost (Current)2024 Cost (Estimated)
Charlotte$4,244$4,650$5,008
U.S. Average$4,070$4,459$4,802
North Carolina$4,088$4,828$4,803
Raleigh$3,523$3,860$4,157
Greenville$6,926$7,588$8,172
Asheville$4,695$5,144$5,540

The Cost of Assisted Living in Nearby Cities

Charlotte is among the more expensive North Carolina cities for assisted living. Fayetteville has a much lower average of $3,000 a month for assisted living. The most expensive assisted living in North Carolina is Raleigh with a monthly average of $5,388, and for seniors on a limited budget, Goldsboro is an urban city southeast of Raleigh with the lowest cost of $2,700.

Charlotte

$4,400

North Carolina

$4,010

The United States

$4,500

Fayetteville

$3,000

Raleigh

$5,388

Goldsboro

$2,700

The Costs of Other Types of Senior Living

Senior living community prices in Charlotte depend on the level of care provided. Currently, assisted living averages $4,650, while independent living is nearly 40% cheaper at $2,824. Due to the extra supervision and specialized services seniors with dementia need, memory care is around a third more at $6,224. Factors such as location, on-site amenities and community reputation can also influence the prices individual senior living providers in the city charge.

Assisted Living

$4,650

Memory Care

$6,224

Independent Living

$2,824

Financial Assistance for Assisted Living in Charlotte

Learn more about these programs, plus who’s eligible, on our Assisted Living in North Carolina page.

Financial Assistance in North Carolina

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in North Carolina page.

Free and Low-Cost Resources for Seniors in Charlotte,NC

There are many resources in Charlotte,NC that assist seniors in their retirement. Caring.com has compiled information on local organizations, programs and agencies and categorized them into care types for easy reference.

For information about statewide resources and those in nearby cities, go to Caring’s North Carolina state page.

Area Agency on Aging

Retirees can find support and advice on various senior-related issues from their local Area Agency on Aging. The agency provides advice on topics such as financial assistance programs, in-home care and long-term care planning. It also connects seniors and caregivers with community-based resources.

Program NamePhone NumberDescription
Centralina Area Agency on Aging704-372-2416There are 16 Area Agencies on Aging (AAA) in North Carolina. Their primary responsibilities typically fall within five categories: program and resource development, advocacy, information brokerage, planning and funds administration quality assurance. Contact information for each AAA location, along with the names of the respective counties they serve, is available on the NC Department of Health and Human Services website.

Financial Assistance for Senior Care

Charlotte seniors wishing to remain in their own homes can find financial assistance from several local resources. These programs and organizations help retirees cover the cost of services such as home care, property modifications and utilities.

Program NamePhone NumberDescription
Family Caregiver Support Program919-855-3462SeniorAge Area Agency on Aging offers several programs and services for older adults and their loved ones in southwest Missouri. The Family Caregiver Support program is designed to educate and help those providing care for a senior family member. It gives advice through public presentations and individual guidance, and offers care coordination services. The agency also arranges safety equipment and facilitates dementia-focused support groups.
In-Home Aide - Charlotte704-432-1111This program connects older adults with in-home care providers who assist with day-to-day tasks. Aides provide personal care and assist with chores and administrative tasks. The service does not offer full-time care, but can help to reduce the workload faced by loved ones or other caregivers, reducing the need for nursing home or assisted living placement.

Food Assistance Programs

Local organizations help ensure elderly citizens have a balanced diet and receive essential vitamins and minerals to remain healthy. Through nutrition programs, congregate meals, home-delivered meals and food pantries, these programs help Charlotte seniors afford the nutritious food they need.

Program NamePhone NumberDescription
Friendship Trays, Inc.704-523-4333Meals on Wheels delivers meals to seniors across North Carolina, enhancing nutrition and reducing social isolation. Some groups can cater to varied dietary requirements, such as diabetic or low-sodium diets. Local offices decide how many meals to deliver each week and set delivery schedules for their area.

Free Used Medical Equipment

Due to the high cost of purchasing new medical equipment, several organizations in Charlotte collect lightly used medical devices such as wheelchairs, ramps and walkers and distribute them to local seniors and residents in need.

Program NamePhone NumberDescription
Assist M.E. - Charlotte704-659-1123Based in Charlotte, the nonprofit Assist M.E. provides free mobility and medical equipment to low-income individuals in Mecklenburg County. The organization accepts donations of gently used equipment, which is then repaired, sanitized and given to those in need.

Many organizations offer free or low-cost legal services to Charlotte seniors. Older adults can access advice on issues such as estate planning, living wills and power of attorney. Some firms also act as long-term care ombudsmen, advocating for the rights of seniors in senior living communities.

Program NamePhone NumberDescription
Charlotte Center for Legal Advocacy704-376-1600The Charlotte Center for Legal Advocacy assists seniors in Mecklenburg County with legal representation and education. Advocates protect seniors from financial exploitation, fraud and predatory lenders. They also help seniors with government benefits, including Medicaid and Medicare, food stamps and Social Security. Seniors can also get help with a power of attorney and issues regarding nursing homes, assisted living and home care services.
Legal Aid of North Carolina704-594-8662Legal Aid of North Carolina provides free support to state residents who need assistance navigating legal matters. LANC's attorneys can help seniors with guardianship cases, assist in eviction and foreclosure disputes, or help maintain housing subsidies, for example. All seniors in the state 60 years of age and up qualify for the organization's help. LANC's toll-free Senior Help Line takes calls from 9 a.m. to 11 a.m. and 1 p.m. to 3 p.m., Monday through Friday.

Senior Centers

Senior centers in Charlotte bring together residents through recreational activities and events. Many also offer advice and support on senior issues, run wellness and nutrition programs, and connect older adults with other resources in the local area.

Program NamePhone NumberDescription
Levine Senior Center704-846-4654The Levine Senior Center in Matthews is a community destination where people 50980-314-1320 can socialize, exercise and attend entertainment events. It holds N.C. Division of Aging and Adult Services certification and is open weekdays. It features a pool, a fitness center and a banquet room for rentals. Regular activities include oil and acrylic painting, water aerobics and healthy living workshops.
Bette Rae Thomas Senior Center980-314-1111At the Bette Rae Thomas Recreation Center in Charlotte, NC, seniors are offered a wide range of engaging programming and activities. The center is open Mondays through Thursdays with limited hours on Fridays, Saturdays and Sundays. Free, nutritionally balanced lunches are served for seniors Monday through Friday. Seniors can make use of the full-service gym with a running track, and exercise classes, art programming, games and social events are scheduled daily.
Shepherd's Center of Charlotte704-365-1995Since 1980, the Shepherd's Center has been serving Charlotte's senior community by offering a wide variety of programs, including book clubs, music therapy and jewelry-making. Medicare counseling and tax-filing assistance are also available. Additionally, its Travel Adventures program lets participants experience music, food and other trips into the local community.
Tyvola Senior Center 980-314-1320At the Tyvola Senior Center, adults aged 55 and older can participate in senior-focused programs and other enriching activities. The facility, which is open on weekdays from 8 a.m. to 4:30 p.m., includes a library, a fitness area and several multipurpose rooms. Seniors may also take advantage of the on-site kitchen and computer lab.

Social Security Offices

Social Security offices in Charlotte help seniors and disabled people access the benefits they're entitled to. Older adults can contact their local office for information about receiving retirement benefits, disability allowance and Supplemental Security Income.

Program NamePhone NumberDescription
Charlotte Social Security Office 28227800-772-1213Social Security is a source of income available to retirees and people who can no longer work because of a disability. The money for Social Security comes from a payroll tax levied on employers, employees and self-employed individuals. When you retire, you'll receive monthly payments based on how much you earned when you were working.

Tax Assistance

Seniors can apply for tax assistance from several Charlotte resources. Elderly residents and those with disabilities could be eligible for tax exemptions on medical expenses, reductions on property tax and other tax assistance programs.

Program NamePhone NumberDescription
Charlotte Elderly Property Tax Exemption Program980-314-4226The Charlotte Elderly Property Tax Exemption program helps lower the tax liability for low-income seniors ages 65 and older within the city limits. The program provides a $25,000 or 50% exclusion, whichever is greater.

Transportation Assistance

Assistance is available for seniors unable to access or use private transportation. These community resources help elderly and disabled residents make journeys in and around Charlotte, allowing them to run errands and attend appointments in the local area.

Program NamePhone NumberDescription
Mecklenburg Transportation System (MTS)704-336-3000The Mecklenburg Transportation System provides transportation for adults and seniors through several programs; Medicaid transportation, Elderly Disabled Transportation Assistance (EDTAP), Elderly General Purpose (EGP), Enhanced Mobility of Seniors & Individuals with Disabilities (5310), Rural General Public (RGP) and Veterans Services Transportation.

Veteran's Services

Charlotte retirees who have served in the U.S. military can find support from local veteran services. These offices and organizations help vets access the benefits they're eligible for and provide advice and information on a variety of issues.

Program NamePhone NumberDescription
Charlotte Vet Center704-423-4800The Charlotte Vet Center offers confidential counseling for veterans and helps connect them with community resources. Veterans can learn about VA benefits, including health, education and burial benefits, along with state and federal programs from the center's trained personnel. Those seeking support for mental health conditions, such as anxiety, depression, stress, PTSD and military sexual trauma, can attend individual counseling sessions. Evidence-based treatments, including supportive therapy, cognitive behavioral therapy, whole health approaches and cognitive processing therapy, are used.
Mecklenburg County Veterans Services704-336-2102Mecklenburg County Veterans Services offers advocacy, support and information regarding veteran benefits and services to Charlotte's senior veterans. In addition to counseling services, MCVS recruits and trains veterans for jobs within the community as part of their Building with Our Veterans program. The Charlotte VA outpatient clinic is also available for preventative care as well as diagnostic and treatment services.

Assisted Living Laws and Regulations in Charlotte

Charlotte-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in North Carolina are required to follow. Visit our Assisted Living in North Carolina page for more information about these laws.

Assisted Living Laws and Regulations in North Carolina

Reviews of Communities Nearby

Assisted Living

Cindy

I visited this facility

Review of Brookdale Carriage Club Providence

Brookdale Carriage Club Providence was a lovely facility, but I felt like you'd be living in a hotel room. The apartment was nice, but it was a studio and there was just a bedroom and a bathroom....

Read more

Assisted Living

Diane

I am a friend or relative of a current/past resident

Review of Waltonwood Providence

I visited my friend at Waltonwood Providence. The staff was very friendly. The dining area was very nice. They had different rooms for card playing. My friend had a one-bedroom apartment. It was a...

Read more

Assisted Living

Laurie

I visited this facility

Review of Brookdale Charlotte East

Brookdale Charlotte East was new, spacious, and very nice, but it was out of our price range. The outdoors was also very nicely landscaped. They had all the amenities that all the other assisted...

Read more

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Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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