32 Assisted Living Facilities near Charlotte, NC
With an average cost of $4,037 in Charlotte, it’s often difficult to find assisted living communities that provide high-quality care at an affordable price. At Caring.com, our mission is to make this process as smooth and painless as possible, and we’ve helped many families along the way.
This guide provides everything you need to quickly compare communities and narrow your search, including 247 unique reviews from residents and our comprehensive database that gives pricing, amenity information, photos and more on the 29 facilities in Charlotte.
29 Assisted Living Facilities in Charlotte, NC
3 Assisted Living Facilities near Charlotte, NC
What to Consider About Assisted Living in Charlotte
Charlotte, North Carolina, was the leader in gold production from 1799 until 1848 when the California gold rush began. This historic city is home to more than 62,000 seniors, some of whom may be in need of assisted living services. To support these seniors, there are 28 assisted living facilities in the city, with another three located in nearby communities.
Assisted Living Residences (ALRs) as assisted living facilities in Charlotte and the rest of North Carolina are called, are regulated by The North Carolina Division of Health Service Regulation.
Benefits and Drawbacks of Assisted Living in Charlotte
- Charlotte has a moderate climate with an average of 218 sunny days per year, 13 more than the national average of 205. Seniors who enjoy the outdoors may like living in Charlotte.
- The Charlotte Area Transit System (CATS) runs the city's public bus system. Seniors with a Medicare card can obtain a Transit ID card, which gives them half-price fares.
- North Carolina is fairly tax-friendly to seniors. Social security benefits are not taxed, however, retirement savings account withdrawals and pensions are fully taxed. Seniors in Charlotte who rely on social security for their monthly incomes may find that they have more money to put toward their healthcare budgets.
- The cost of living in Charlotte is 106.7, slightly higher than the U.S. average of 100. Healthcare expenses also rank higher than the average at 114. Seniors with tight budgets might want to keep the cost of living in mind when preparing for facility expenses.
- Charlotte has poor air quality. On a scale where 100 represents the areas with the cleanest air, Charlotte ranks 43, a full 15 points higher than the national average of 58. Seniors with respiratory issues like asthma or COPD might want to look for facilities in smaller communities in North Carolina.
- Charlotte has a violent crime rate of 34.3 and a property crime rate of 53.6, both significantly higher than the national averages of 22.7 and 35.4. Although these crime rates are higher than the average, seniors in assisted living are kept safe with safety precautions like alarms and security cameras.
Paying for Assisted Living in Charlotte
Average Monthly Costs
Cities in North Carolina
Assisted Living costs in Charlotte start around $4,090 per month on average, while the nationwide average cost of assisted living is $4,000 per month, according to the latest figures from Genworth’s Cost of Care Survey.
It’s important to note that assisted living rates in Charlotte and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.
Financial Assistance for Assisted Living in Charlotte
Seniors who need financial assistance to cover the costs of assisted living in Charlotte can apply for the State-County Special Assistance program and supplemental SSI payments. Both are separate from the state's Medicaid program, but can still be applied for through the Mecklenburg County Department of Social Services. The state's Medicaid program also offers a Personal Care Services (PCS) program that covers the costs of personal care services for seniors residing in assisted living facilities.
Learn more about these programs, plus who’s eligible, on our Assisted Living in North Carolina page.
More Ways to Pay for Assisted Living
While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:
- Veterans Benefits
- Life Insurance Policy
- Long-Term Care Insurance
- Reverse Mortgage
For more information about different ways to finance assisted living, visit our Assisted Living in North Carolina page.
Free Assisted Living Resources in Charlotte
Charlotte and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.
To see a list of free assisted living resources in Charlotte, please visit our Assisted Living in North Carolina page.
Assisted Living Laws and Regulations in Charlotte
Charlotte-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in North Carolina are required to follow. Visit our Assisted Living in North Carolina page for more information about these laws.
Other Options in Charlotte, NC
Recent Reviews of Assisted Living in Charlotte
Review of The Social at Cotswold
We had selected The Social at Cotswold but they were unable to accommodate us because they wanted to separate my in-laws because one was eligible for assisted living and the other one was for memor... Read more
Review of Brookdale South Charlotte
Our tour of Brookdale South Charlotte was fine. They had no idea we were coming, so we had to wait around for awhile. Then somebody came out. She was a very pleasant young lady. She took us on a to... Read more
Review of Sunrise on Providence
My sister is now at the assisted living of Sunrise on Providence. Everybody is very nice. She is happy with it; she has adjusted. However, they have a very small parking lot, and apparently there i... Read more
Assisted Living near Mecklenburg County, NC
More Options Near Charlotte, NC
What is the average cost of assisted living in North Carolina?
In several key categories, the cost of living in North Carolina is lower or on par with the national average, according to financial website SmartAsset. The median home value is relatively low at $174,380 and the median rental price for a two-bedroom apartment is $907, which is $268 less than the national average. Gas prices tend to be slightly below the national average, while healthcare costs hover around the average. This makes North Carolina relatively affordable compared to other states.
Is Charlotte expensive to live?
As one of North Carolina’s main metro areas, Charlotte is more expensive than other areas of the state. The cost of living is still slightly lower than the national average, however. And, the city makes U.S. News and World Report’s list of the best places to retire, in part due to its relatively affordable housing and healthcare.
How large is Charlotte?
According to the Census Bureau, as of July 2018, Charlotte has a population of 872,498. 9.7% of residents are age 65 and over. Charlotte is the largest city in North Carolina.
Is Charlotte NC safe to live in?
U.S. News and World Report gives Charlotte a 6.7/10 crime ranking. The crime rate is higher than the national average but lower than the average for similarly-sized metro areas. Data shows that over the course of the last decade, crime rates in Charlotte have declined significantly.
Can Social Security pay for assisted living?
Basic Social Security does not directly pay for assisted living. However, seniors who receive a monthly income from Social Security may use that income however they choose, including helping to cover the cost of assisted living. Additionally, North Carolina has supplemental Social Security income program, called the Special Assistance program, which covers the cost of rent plus provides a small monthly allowance for low-income seniors who reside in a long-term care facility. You can learn more about Special Assistance on the North Carolina Department of Health and Human Services website.