Assisted Living Facilities in Monroe, NC
Monroe offers a little something for everyone, from its quaint downtown shops to a thriving Highway 74 Corridor with major restaurants and stores. Conveniently located less than 30 minutes from Charlotte, Monroe is the seat and retail hub of Union County and has a population of about 35,500 people, including almost 4,550 seniors aged 65 or older. Retirees can hit the links at the Monroe Country Club or Stonebridge Golf Club, catch a show at the Dowd Center Theatre, visit a nearby State Park or attend one of many popular community events held in the Monroe Downtown Historic District like car shows, live music and outdoor movies.
Assisted living offers a blend of independent living and personalized supportive care in a residential setting for seniors who only need limited help. The average cost of assisted living in Monroe is $4,649, higher than the national average and even higher than the state average.
This guide provides information about the benefits and drawbacks of retiring in Monroe and a list of free resources beneficial to seniors. It also lets readers compare the average monthly costs of assisted living in other North Carolina towns and other types of senior care options.
Directory of Assisted Living Facilities in Monroe, NC
1812 New Town Road, Monroe, NC, 28110
1101 Baucom Road, Monroe, NC, 28110
111 Maye Street, Wingate, NC, 28174
502 N Elm Street, Marshville, NC, 28103
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What to Consider About Assisted Living in Monroe
North Carolina calls assisted living residences adult care homes, which are licensed in Monroe and throughout the state by the Department of Health and Human Services, Division of Health Service Regulation. The division’s Adult Home Specialists monitor these facilities within the individual North Carolina counties’ Departments of Social Services.
Benefits and Drawbacks of Assisted Living in Monroe
- Monroe has a local hospital, making it easy for seniors to receive the care they need. Atrium Health-Union is a general medical and surgical facility with an on-site emergency department. It was rated high performing in four adult procedures and conditions, including treating heart failure, kidney failure, stroke and COPD. More than 350 doctors practice at this hospital.
- The overall cost of living in Monroe is nearly 7% lower than the national average but almost 3% higher than the state average. Although the cost of health care is nearly 3% higher than the national average, it’s almost 5% lower than the state average. Monroe also beats the state and national averages on housing, but this doesn’t necessarily include assisted living residences.
- North Carolina is considered moderately tax-friendly toward retirees, which benefits seniors in Monroe. The state fully exempts Social Security retirement benefits from income taxes, stretching those retirement dollars. Other forms of retirement income, including public and private pensions, are taxed at a flat rate of 5.25%, which is still lower than some states.
- North Carolina is also moderately friendly when it comes to sales tax rates, with its average combined state and local sales tax total of 6.98%, ranking it lower than 25 other states in the nation. Sales tax rates are even friendlier in Monroe and Union County, where residents pay a combined total of 6.75%. Seniors on a budget benefit from this.
- Monroe has a relatively rainy climate and receives 45 inches of rain each year compared to the national average of 38. It only gets about two inches of snow compared to the national average of 28 inches. Residents enjoy four months of pleasant temperatures when high temperatures range between 70 and 85 degrees, but June, July and August can be uncomfortably humid.
Paying for Assisted Living in Monroe
According to Genworth’s Cost of Care Survey, the average cost of assisted living in Monroe is $4,649 per month. While this is only $349 higher than the national average, it’s $849 higher than the state average.
The Cost of Assisted Living in Nearby Cities
Monroe’s average cost of assisted living is also higher than many other cities in North Carolina but to varying degrees. Although it’s significantly higher than Fayetteville by $1,149 per month, it’s moderately higher than Hickory by $649 and only $149 higher than Winston-Salem. However, assisted living costs are higher in Wilmington, which is $1,228 more per month than Monroe.
The United States
The Cost of Other Types of Senior Care
It’s beneficial to compare other types of senior care, especially if seniors are unsure whether assisted living meets their personal needs. Individuals who need limited assistance may only require adult day health care, the lowest cost option at only $1,408 per month. Seniors wanting at-home services may seek homemaker services for an average monthly cost of $3,813 or home health aides at $4,004 per month. Extensive care needs are fulfilled in nursing homes, which are the priciest choice at an average of $7,817 monthly for semiprivate rooms or $8,608 for private rooms.
Home Health Aide
Adult Day Health Care
Assisted Living Facility
Nursing Home Facility (semiprivate room)
Nursing Home Facility (private room)
Note: Data for Monroe was unavailable, so data for the nearest city, Charlotte, was used instead.
Financial Assistance for Assisted Living in Monroe
Learn more about these programs, plus who’s eligible, on our Assisted Living in North Carolina page.
More Ways to Pay for Assisted Living
While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:
- Veterans Benefits
- Life Insurance Policy
- Long-term Care Insurance
- Reverse Mortgage
For more information about different ways to finance assisted living, visit our Assisted Living in North Carolina page.
Free Assisted Living Resources in Monroe
Seniors have numerous resources that provide free support services and opportunities to socialize in Monroe. These free resources are administered by government entities and nonprofits in the city, county or state to help support their overall well-being and ongoing independence.
Centralina AAA serves the needs of a nine-county region, including Union County. Its aging and health services advocate for over two million adults aged 65 or older and provide a range of long-term services to support aging adults and their health and social needs. Services include transportation systems that provide mobility options for older and disabled adults throughout the region, along with health and wellness programs and age-friendly planning.
COA in Union County is an independent, nonprofit agency that supports seniors aged 60 or older through programs that help them remain active and healthy. It connects clients with services they need to remain independent, including information and options counseling, durable medical equipment and incontinence supplies, assistance with assisted living community comparisons, transportation services, senior legal services, caregiver referrals, nutrition programs and volunteer opportunities.
Legal Aid of North Carolina has partnered with COA in Union County to provide legal services to seniors aged 60 or older. Services include preparation of living wills and Power of Attorney documentation.
The Ellen Fitzgerald Senior Center brings seniors aged 55 and older together to support their independence and encourage community involvement and socialization. There’s no charge for city residents who can participate in numerous classes, fitness programs, cards and other games, health programs, seminars, day and overnight trips, support groups, tax help, flu clinics, socials and seasonal dances.
The Regional LTC Ombudsman offices assist residents of long-term care facilities in exercising their rights. The Ombudsman also strives to resolve problems between residents and facilities, answer questions and offer guidance on the LTC system.
Assisted Living Laws and Regulations in Monroe
Monroe-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in North Carolina are required to follow. Visit our Assisted Living in North Carolina page for more information about these laws.