Assisted Living in Pensacola, FL
Known for its beautiful white sand beaches and rich history, Pensacola is a city of over 53,600 residents in the Florida Panhandle. The city offers a high quality of life for seniors, who make up 18.3% of the population. With its low living costs, warm temperatures and access to world-class health care, it’s no surprise Pensacola is considered one of the top places to retire in the United States.
As seniors age, they may require a little extra help with daily tasks. Luckily, there are a number of assisted living facilities in the Pensacola area that can provide assistance with household chores and personal care services, along with wellness programming, social activities and rehabilitative therapies. The average cost of this type of care in Pensacola is $4,323 per month, slightly higher than other areas in Florida.
Seniors and families considering long-term care can use this guide as a starting point to learn about assisted living, including how much these services cost, what other options are available and where to go for financial assistance. It also features some of the benefits and drawbacks of retirement in Pensacola and a list of local resources to support seniors’ needs.
Directory of Assisted Living Facilities in Pensacola, FL
Brookdale Pensacola
8700 University Parkway, Pensacola, FL, 32514
Brookdale Pensacola in Pensacola, Florida, offers assisted living in a home-like environment attended to by trained medical staff. Visitors remark that residents are taken care of like family in this
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Brookdale Pensacola in Pensacola, Florida, offers assisted living in a home-like environment attended to by trained medical staff. Visitors remark that residents are taken care of like family in this well-maintained facility, and they say rooms are spacious, airy and clean. Residents praise the courtyard for walking of pets and a porch area that provides a relaxing setting to enjoy the outdoors. Residents congregate in the dining room for shared meals, but also have the option to order room service. Planned social activities on and off-site, book clubs and religious services make this facility a good option for active seniors.
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Brookdale Pensacola in Pensacola, Florida, offers assisted living in a home-like environment attended to by trained medical staff. Visitors remark that residents are taken care of like family in this
… (read more)
Brookdale Pensacola in Pensacola, Florida, offers assisted living in a home-like environment attended to by trained medical staff. Visitors remark that residents are taken care of like family in this well-maintained facility, and they say rooms are spacious, airy and clean. Residents praise the courtyard for walking of pets and a porch area that provides a relaxing setting to enjoy the outdoors. Residents congregate in the dining room for shared meals, but also have the option to order room service. Planned social activities on and off-site, book clubs and religious services make this facility a good option for active seniors.
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The Waterford at Carpenter’s Creek
5918 North Davis Highway, Pensacola, FL, 32506
The Waterford at Carpenter’s Creek in Pensacola, Florida, is located on the Gulf Coast and boasts lovely manicured landscaping in its courtyard and surrounding areas. Residents enjoy walking and socia
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The Waterford at Carpenter’s Creek in Pensacola, Florida, is located on the Gulf Coast and boasts lovely manicured landscaping in its courtyard and surrounding areas. Residents enjoy walking and socializing outdoors in the pleasant weather all year. The facility is located in a popular area with many restaurants nearby for residents and their guests to frequent. Some of the favorite activities in the community include watching shows on the big-screen TV in the lounge, reading in the well-stocked library or playing the grand piano. Residents also enjoy the nutritious meals served restaurant-style three times each day.
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The Waterford at Carpenter’s Creek in Pensacola, Florida, is located on the Gulf Coast and boasts lovely manicured landscaping in its courtyard and surrounding areas. Residents enjoy walking and socia
… (read more)
The Waterford at Carpenter’s Creek in Pensacola, Florida, is located on the Gulf Coast and boasts lovely manicured landscaping in its courtyard and surrounding areas. Residents enjoy walking and socializing outdoors in the pleasant weather all year. The facility is located in a popular area with many restaurants nearby for residents and their guests to frequent. Some of the favorite activities in the community include watching shows on the big-screen TV in the lounge, reading in the well-stocked library or playing the grand piano. Residents also enjoy the nutritious meals served restaurant-style three times each day.
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Sodalis Pensacola
2310 Abbie Lane, Pensacola, FL, 32514
Sodalis Pensacola was the facility we decided on, and my mother is there now. It’s as positive as it could be. They actually worked with the doctor to get everything that they needed to admit her, so
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Sodalis Pensacola was the facility we decided on, and my mother is there now. It’s as positive as it could be. They actually worked with the doctor to get everything that they needed to admit her, so that was convenient. I had a really good feeling about the location. I wouldn’t have trusted them with my family member if I hadn’t. All in all, it was as positive an experience as it could be. The staff were great. They were really nice and really engaging. I really got the impression that they care, and they were engaged with the residents. I’ve seen her playing bingo, I’ve seen her with a virtual reality headset on her face, and I’ve seen her play the piano there. As she’s adjusting more and more, she’s taking part in more and more of the activities that they have for her, which is nice. I’m pretty happy with the value for money, too.
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Sodalis Pensacola was the facility we decided on, and my mother is there now. It’s as positive as it could be. They actually worked with the doctor to get everything that they needed to admit her, so
… (read more)
Sodalis Pensacola was the facility we decided on, and my mother is there now. It’s as positive as it could be. They actually worked with the doctor to get everything that they needed to admit her, so that was convenient. I had a really good feeling about the location. I wouldn’t have trusted them with my family member if I hadn’t. All in all, it was as positive an experience as it could be. The staff were great. They were really nice and really engaging. I really got the impression that they care, and they were engaged with the residents. I’ve seen her playing bingo, I’ve seen her with a virtual reality headset on her face, and I’ve seen her play the piano there. As she’s adjusting more and more, she’s taking part in more and more of the activities that they have for her, which is nice. I’m pretty happy with the value for money, too.
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Summer Vista Assisted Living
3450 Wimbledon Drive, Pensacola, FL, 32504
Care is lacking. This is mainly due to the caliber of staff within this facility. I’ve been understanding of a tight labor Market for the past year but that excuse is getting tired. Based upon the c
… (read more)
Care is lacking. This is mainly due to the caliber of staff within this facility. I’ve been understanding of a tight labor Market for the past year but that excuse is getting tired. Based upon the cost of this facility you would expect a better level
of care, but I’m afraid this is the new normal at any such facility.
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Care is lacking. This is mainly due to the caliber of staff within this facility. I’ve been understanding of a tight labor Market for the past year but that excuse is getting tired. Based upon the c
… (read more)
Care is lacking. This is mainly due to the caliber of staff within this facility. I’ve been understanding of a tight labor Market for the past year but that excuse is getting tired. Based upon the cost of this facility you would expect a better level
of care, but I’m afraid this is the new normal at any such facility.
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Noble Senior Living at Pensacola
4916 Mobile Highway, Pensacola, FL, 32506
Ronnie has greatly improved this facility. He has a great personality and a can do (ARMY) attitude. HE IS NEVER TO BUSY TO TALK TO YOU. He knows everyone by name and their needs. He has hired great st
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Ronnie has greatly improved this facility. He has a great personality and a can do (ARMY) attitude. HE IS NEVER TO BUSY TO TALK TO YOU. He knows everyone by name and their needs. He has hired great staff in all departments. They are making it a really nice place to live with great group activities and good food.
Keep it up.
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Ronnie has greatly improved this facility. He has a great personality and a can do (ARMY) attitude. HE IS NEVER TO BUSY TO TALK TO YOU. He knows everyone by name and their needs. He has hired great st
… (read more)
Ronnie has greatly improved this facility. He has a great personality and a can do (ARMY) attitude. HE IS NEVER TO BUSY TO TALK TO YOU. He knows everyone by name and their needs. He has hired great staff in all departments. They are making it a really nice place to live with great group activities and good food.
Keep it up.
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Veranda of Pensacola
6982 Pine Forest Road, Pensacola, FL, 32526
Veranda of Pensecola resides along the Emerald Coast in Florida, and provides a beautiful view of the shore that residents and visitors can enjoy. Residents are well taken care of and provided with an
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Veranda of Pensecola resides along the Emerald Coast in Florida, and provides a beautiful view of the shore that residents and visitors can enjoy. Residents are well taken care of and provided with an array of activities and freedoms that make life fulfilling, including being pet-friendly, holding water aerobic classes in their heated pool, a movie theater, library, fitness center and transportation by bus around the city. Activities residents are encouraged to partake in include exercise programs, games and social gatherings. Residents rave about the facility’s beauty and commitment to providing the best experience possible.
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Veranda of Pensecola resides along the Emerald Coast in Florida, and provides a beautiful view of the shore that residents and visitors can enjoy. Residents are well taken care of and provided with an
… (read more)
Veranda of Pensecola resides along the Emerald Coast in Florida, and provides a beautiful view of the shore that residents and visitors can enjoy. Residents are well taken care of and provided with an array of activities and freedoms that make life fulfilling, including being pet-friendly, holding water aerobic classes in their heated pool, a movie theater, library, fitness center and transportation by bus around the city. Activities residents are encouraged to partake in include exercise programs, games and social gatherings. Residents rave about the facility’s beauty and commitment to providing the best experience possible.
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Homestead Village of Pensacola
7830 Pine Forest Road, Pensacola, FL, 32526
Homestead Village of Pensacola is located in the heart of Pensacola, Florida, and offers assisted living options for seniors. Residents and their loved ones give high marks to this facility for the fa
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Homestead Village of Pensacola is located in the heart of Pensacola, Florida, and offers assisted living options for seniors. Residents and their loved ones give high marks to this facility for the fantastic and helpful staff members, cleanliness of the facility and spacious rooms. Residents stay active with the physical fitness opportunities that are offered and have plenty of fun things to do like bingo or trips to the local casinos. Some residents even opt to go on group outings to picnic or check out one of the local eateries.
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Homestead Village of Pensacola is located in the heart of Pensacola, Florida, and offers assisted living options for seniors. Residents and their loved ones give high marks to this facility for the fa
… (read more)
Homestead Village of Pensacola is located in the heart of Pensacola, Florida, and offers assisted living options for seniors. Residents and their loved ones give high marks to this facility for the fantastic and helpful staff members, cleanliness of the facility and spacious rooms. Residents stay active with the physical fitness opportunities that are offered and have plenty of fun things to do like bingo or trips to the local casinos. Some residents even opt to go on group outings to picnic or check out one of the local eateries.
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Wesley Haven Villa
111 EAST WRIGHT STREET, Pensacola, FL, 32501
Wesley Haven Villa is located in a thriving area of Pensacola, Florida, just a short distance from East Gregory Street and East Chase Street where you can find a multitude of restaurants, shops and ca
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Wesley Haven Villa is located in a thriving area of Pensacola, Florida, just a short distance from East Gregory Street and East Chase Street where you can find a multitude of restaurants, shops and cafés. The facility is known for its Life Enrichment Program that focuses on residents’ emotional, social, physical, spiritual and educational wellness. Residents enjoy a variety of different meals every day catered to dietary requirements or personal desires. The facility provides rooms with full kitchens and baths, a beauty barber shop, scheduled transportation to the local area and doctor appointments, musical performances and engaging daily activities.
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Wesley Haven Villa is located in a thriving area of Pensacola, Florida, just a short distance from East Gregory Street and East Chase Street where you can find a multitude of restaurants, shops and ca
… (read more)
Wesley Haven Villa is located in a thriving area of Pensacola, Florida, just a short distance from East Gregory Street and East Chase Street where you can find a multitude of restaurants, shops and cafés. The facility is known for its Life Enrichment Program that focuses on residents’ emotional, social, physical, spiritual and educational wellness. Residents enjoy a variety of different meals every day catered to dietary requirements or personal desires. The facility provides rooms with full kitchens and baths, a beauty barber shop, scheduled transportation to the local area and doctor appointments, musical performances and engaging daily activities.
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Shelton Manor
9700 Pensacola Blvd., Pensacola, FL, 32534
We were pleased with Shelton Manor Independent and Assisted Living. No complaints, so far. My mom is in their assisted living. It’s very clean, with friendly people and a lot of activities. It’s brand
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We were pleased with Shelton Manor Independent and Assisted Living. No complaints, so far. My mom is in their assisted living. It’s very clean, with friendly people and a lot of activities. It’s brand-new. It’s only been open about a year so it’s very well-kept. She’s very well-pleased with the food. They have a good menu. I know they have bingo, church services, and Bible studies. They have a washer and dryer room. They’ve got a doctor that will come in twice a week with a nurse on staff. They administer meds and have physical therapy if she needs it. It’s one of the lower-cost places of the ones that we checked and looked into.
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We were pleased with Shelton Manor Independent and Assisted Living. No complaints, so far. My mom is in their assisted living. It’s very clean, with friendly people and a lot of activities. It’s brand
… (read more)
We were pleased with Shelton Manor Independent and Assisted Living. No complaints, so far. My mom is in their assisted living. It’s very clean, with friendly people and a lot of activities. It’s brand-new. It’s only been open about a year so it’s very well-kept. She’s very well-pleased with the food. They have a good menu. I know they have bingo, church services, and Bible studies. They have a washer and dryer room. They’ve got a doctor that will come in twice a week with a nurse on staff. They administer meds and have physical therapy if she needs it. It’s one of the lower-cost places of the ones that we checked and looked into.
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Life Care Center of Pensacola
3291 E. Olive Rd., Pensacola, FL, 32514
Life care center in Pensacola is a beautiful facility. It sits off of the road and is free from traffic noise. The facility seemed very clean and the staff were friendly. A couple of bonus features is
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Life care center in Pensacola is a beautiful facility. It sits off of the road and is free from traffic noise. The facility seemed very clean and the staff were friendly. A couple of bonus features is the ice cream parlor, the barber shop and the outdoor putting green. The rooms seemed nice however most of them are 2 patient rooms. The rehab facilities were adequate but not as large or as nice as other facilities in the area. My sister and I viewed the facility to see if life care center would be a good fit for our dad. We were able to walk in with out an appointment and one of the ladies in admissions gave us a tour. The tour was only of the main floor, and I am not sure what is upstairs – possibly more patient rooms. Another nice feature is the family dining room. This room is set up like a formal dining room and is available for family functions or gatherings (dinner, birthdays etc.)
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Life care center in Pensacola is a beautiful facility. It sits off of the road and is free from traffic noise. The facility seemed very clean and the staff were friendly. A couple of bonus features is
… (read more)
Life care center in Pensacola is a beautiful facility. It sits off of the road and is free from traffic noise. The facility seemed very clean and the staff were friendly. A couple of bonus features is the ice cream parlor, the barber shop and the outdoor putting green. The rooms seemed nice however most of them are 2 patient rooms. The rehab facilities were adequate but not as large or as nice as other facilities in the area. My sister and I viewed the facility to see if life care center would be a good fit for our dad. We were able to walk in with out an appointment and one of the ladies in admissions gave us a tour. The tour was only of the main floor, and I am not sure what is upstairs – possibly more patient rooms. Another nice feature is the family dining room. This room is set up like a formal dining room and is available for family functions or gatherings (dinner, birthdays etc.)
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Azalea Trace
10100 Hillview Rd., Pensacola, FL, 32514
Residents of Azalea Trace in Pensacola, Florida, praise this community for the delicious meals, and especially for the formal service at dinner. Friends and family are welcomed and residents can accom
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Residents of Azalea Trace in Pensacola, Florida, praise this community for the delicious meals, and especially for the formal service at dinner. Friends and family are welcomed and residents can accompany them off-site when they choose. Planned activities are very popular, including Bingo night and church services. Respectful assistance is given to those who need help with daily living tasks, bathroom aid, redirection and reminders. The apartments are comfortably appointed and designed for those with mobility difficulties. Off-site trips for shopping, outings and medical appointments are scheduled and transportation is provided.
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Residents of Azalea Trace in Pensacola, Florida, praise this community for the delicious meals, and especially for the formal service at dinner. Friends and family are welcomed and residents can accom
… (read more)
Residents of Azalea Trace in Pensacola, Florida, praise this community for the delicious meals, and especially for the formal service at dinner. Friends and family are welcomed and residents can accompany them off-site when they choose. Planned activities are very popular, including Bingo night and church services. Respectful assistance is given to those who need help with daily living tasks, bathroom aid, redirection and reminders. The apartments are comfortably appointed and designed for those with mobility difficulties. Off-site trips for shopping, outings and medical appointments are scheduled and transportation is provided.
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Emerald Gardens
1012 N 72nd Ave, Pensacola, FL, 32506
Emerald Gardens assisted living is the top choice for families in the area, crediting their exemplary care for the sick and infirm. In fact, the quality of care for the residents has made Emerald Gard
… (read more)
Emerald Gardens assisted living is the top choice for families in the area, crediting their exemplary care for the sick and infirm. In fact, the quality of care for the residents has made Emerald Gardens the top selection for their families too, when they need more help with nursing care and daily living assistance. The home is clean and well-kept, with tasty, nutritious meals provided and attentive caretakers. Group activities are scheduled for residents, and the "Dancing Grannies" are said to be especially popular. Residents like that transportation for shopping trips, outings and medical appointments is provided.
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Emerald Gardens assisted living is the top choice for families in the area, crediting their exemplary care for the sick and infirm. In fact, the quality of care for the residents has made Emerald Gard
… (read more)
Emerald Gardens assisted living is the top choice for families in the area, crediting their exemplary care for the sick and infirm. In fact, the quality of care for the residents has made Emerald Gardens the top selection for their families too, when they need more help with nursing care and daily living assistance. The home is clean and well-kept, with tasty, nutritious meals provided and attentive caretakers. Group activities are scheduled for residents, and the "Dancing Grannies" are said to be especially popular. Residents like that transportation for shopping trips, outings and medical appointments is provided.
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Grandview Retirement Center
1706 E. Olive Road, Pensacola, FL, 32514
Situated south of the University of Western Florida, and just north of I-10 highway that passes through Pensacola, Grandview is a quality senior assisted living provider. Living spaces are large, and
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Situated south of the University of Western Florida, and just north of I-10 highway that passes through Pensacola, Grandview is a quality senior assisted living provider. Living spaces are large, and residents appreciate being allowed to decorate to taste with their own furniture. Visitors note that the facility is clean and well-maintained, and the dining area provides three tasty meals per day including special meal options for diabetics. During holidays, the staff decorates the facility, giving residents the feeling of being at home. Loved ones observe that the caregivers are friendly, gentle, knowledgeable and hard working.
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Situated south of the University of Western Florida, and just north of I-10 highway that passes through Pensacola, Grandview is a quality senior assisted living provider. Living spaces are large, and
… (read more)
Situated south of the University of Western Florida, and just north of I-10 highway that passes through Pensacola, Grandview is a quality senior assisted living provider. Living spaces are large, and residents appreciate being allowed to decorate to taste with their own furniture. Visitors note that the facility is clean and well-maintained, and the dining area provides three tasty meals per day including special meal options for diabetics. During holidays, the staff decorates the facility, giving residents the feeling of being at home. Loved ones observe that the caregivers are friendly, gentle, knowledgeable and hard working.
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Westpointe Retirement Community
5101 Northpointe Pkwy., Pensacola, FL, 32514
I have a reletive who resides there. I’ve visited in the last month. The conditions are deplorable. The food is inedible and on 2 occasions dead roaches were in his dinner. He has lost 80 pound
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I have a reletive who resides there. I’ve visited in the last month. The conditions are deplorable. The food is inedible and on 2 occasions dead roaches were in his dinner. He has lost 80 pounds in 5 years and is now close to death. The staff does not provide services they advertise. This place needs to be shut down. Please do not send your loved ones there.
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I have a reletive who resides there. I’ve visited in the last month. The conditions are deplorable. The food is inedible and on 2 occasions dead roaches were in his dinner. He has lost 80 pound
… (read more)
I have a reletive who resides there. I’ve visited in the last month. The conditions are deplorable. The food is inedible and on 2 occasions dead roaches were in his dinner. He has lost 80 pounds in 5 years and is now close to death. The staff does not provide services they advertise. This place needs to be shut down. Please do not send your loved ones there.
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Northpointe Retirement Community
5100 Northpointe Parkway, Pensacola, FL, 32514
Both parents stayed here, unfortunately.The food was terrible and of the poorest quality. The place ,in general, was filthy. and infested with mice and roaches. This condition was also present in my
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Both parents stayed here, unfortunately.The food was terrible and of the poorest quality. The place ,in general, was filthy. and infested with mice and roaches. This condition was also present in my parents’ room. My mother even had to purchase her own rat traps and bait. We were paying for extra care and my mother was left unattended for over 5 hours. after falling and breaking her hip. Of course, she never recovered from the surgery following and she died shortly after. This is the WORST place anyone could go. I do not understand how this man stays in business.
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Both parents stayed here, unfortunately.The food was terrible and of the poorest quality. The place ,in general, was filthy. and infested with mice and roaches. This condition was also present in my
… (read more)
Both parents stayed here, unfortunately.The food was terrible and of the poorest quality. The place ,in general, was filthy. and infested with mice and roaches. This condition was also present in my parents’ room. My mother even had to purchase her own rat traps and bait. We were paying for extra care and my mother was left unattended for over 5 hours. after falling and breaking her hip. Of course, she never recovered from the surgery following and she died shortly after. This is the WORST place anyone could go. I do not understand how this man stays in business.
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Sodalis Cantonment
150 Crossville, Cantonment, FL, 32533
I toured Sodalis Cantonment. I loved it. The staff was wonderful. The facility looked wonderful. It was close to home, very nice, updated, and just very home-like. It made you feel like you were at ho
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I toured Sodalis Cantonment. I loved it. The staff was wonderful. The facility looked wonderful. It was close to home, very nice, updated, and just very home-like. It made you feel like you were at home. The little apartments were nice, and you can bring your own things, so you feel at home. They have a nice courtyard that the clients could go out in. They have herb gardens, and there was even a little turtle that was almost extinct living out in the courtyard. They got to see him every day. It’s just a very home-like place that I think my dad would enjoy. If he could come home, I think a place like that is where he would love to be. I’ve met three people. The director was wonderful. I also met a couple of nurses, and they were all great. I did not try the food at all, but it looked nice.
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I toured Sodalis Cantonment. I loved it. The staff was wonderful. The facility looked wonderful. It was close to home, very nice, updated, and just very home-like. It made you feel like you were at ho
… (read more)
I toured Sodalis Cantonment. I loved it. The staff was wonderful. The facility looked wonderful. It was close to home, very nice, updated, and just very home-like. It made you feel like you were at home. The little apartments were nice, and you can bring your own things, so you feel at home. They have a nice courtyard that the clients could go out in. They have herb gardens, and there was even a little turtle that was almost extinct living out in the courtyard. They got to see him every day. It’s just a very home-like place that I think my dad would enjoy. If he could come home, I think a place like that is where he would love to be. I’ve met three people. The director was wonderful. I also met a couple of nurses, and they were all great. I did not try the food at all, but it looked nice.
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The Beacon at Gulf Breeze
4410 Gulf Breeze Parkway, Gulf Breeze, FL, 32563
We just moved my dad into a studio apartment. The rooms are a bit tiny for what you pay, but the peace of mind I have knowing that there are people there to help when needed makes it a little easier.
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We just moved my dad into a studio apartment. The rooms are a bit tiny for what you pay, but the peace of mind I have knowing that there are people there to help when needed makes it a little easier. It is very clean and well kept. The courtyard is warm and inviting and it has seating in the shade as well as the sun. My dad like the Happy Hour that they have daily and enjoys the company of other people.
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We just moved my dad into a studio apartment. The rooms are a bit tiny for what you pay, but the peace of mind I have knowing that there are people there to help when needed makes it a little easier.
… (read more)
We just moved my dad into a studio apartment. The rooms are a bit tiny for what you pay, but the peace of mind I have knowing that there are people there to help when needed makes it a little easier. It is very clean and well kept. The courtyard is warm and inviting and it has seating in the shade as well as the sun. My dad like the Happy Hour that they have daily and enjoys the company of other people.
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is a Caring Star Community
Earning a Caring Star means this community is among the best Senior Living commuities in America.
COVID-19 Rules for Assisted Living in Pensacola
Since most COVID-19 rules for Assisted Living Communities and other Senior Living Facilities are set at the state level, you can view the specific rules for your state on our Guide to Assisted Living in FL. Keep in mind that every community has specific policies that they put in place to protect their residents, so you should contact your local community for more information. Additionally, you can contact your local Area Agency on Aging to learn more – find contact information here.
What to Consider About Assisted Living in Pensacola
All long-term care facilities in Pensacola, including assisted living communities, are licensed and regulated by Florida’s Agency for Health Care Administration. The agency’s Bureau of Health Facility Regulation conducts inspections of facilities prior to their initial licensure and then subsequently every two years for re-licensure.
Benefits and Drawbacks of Assisted Living in Pensacola
- Pensacola’s coastal location offers access to expansive beaches, numerous public parks and plenty of opportunities for outdoor recreation, including fishing and water sports. The area is also rich in history, with numerous museums and notable sights for seniors to visit, as well as a vibrant dining scene.
- With its sunny, subtropical climate, Pensacola is an ideal spot for seniors looking to escape chilly winters in favor of warm year-round weather. Temperatures typically stay above 42 degrees, and the area sees an average of 224 sunny days. However, Pensacola does experience stormy weather during hurricane season, so it’s important for seniors to exercise proper precautions.
- The Pensacola area is a great option for seniors looking to maximize their retirement income. At an index rating of 87.3, the overall cost of living is lower than both the U.S. average of 100 and the statewide median of 102.8. Seniors will notice savings, particularly in the cost of housing, transportation, groceries and health care.
- Seniors can further benefit from Florida’s tax-friendly policies. The state doesn’t levy a tax on any form of retirement income, including Social Security benefits, pensions, IRAs and 401(k)s. Floridians are also free from paying state income tax or inheritance tax.
- Seniors in Pensacola are exposed to above-average crime rates. The city receives an index rating of 35.7 for violent crime and 61.4 in terms of property crime, which can be compared to the U.S. averages of 22.7 and 35.4, respectively, in the same categories. Most long-term care facilities provide security features and safety measures for residents’ peace of mind.
- Escambia County Area Transit (ECAT) provides reliable transportation to residents of the greater Pensacola area. The system operates a fixed-route bus service along with several free neighborhood trolleys. Seniors are eligible for highly discounted bus fares.
- The Pensacola area is served by numerous world-class health facilities specializing in geriatric care, including HCA Florida West Hospital, Baptist Hospital and Ascension Sacred Heart Pensacola, which is home to the area’s only nationally certified Comprehensive Stroke Center.
Paying for Assisted Living in Pensacola
Based on the data provided by the Genworth 2021 Cost of Care Survey, seniors can expect to pay an average of $4,323 per month for assisted living. These rates are slightly higher than the Florida state median. However, Pensacola is still nearly $200 less per month than the average American city.
The Cost of Assisted Living in Nearby Cities
While Pensacola is a little more expensive than the statewide average, it’s significantly more affordable than other cities in the Florida Panhandle. Nearby Crestview is around $600 higher than Pensacola at $4,924, and Panama City is even more expensive at a monthly cost of $5,081. Rates are also higher in Tallahassee at $4,650 per month. Farther east in Gainesville, seniors will find affordable assisted living at $2,350 per month.
The Cost of Other Types of Senior Care
Pensacola seniors have several options for long-term care. At $1,408 per month, adult day health care is the most affordable option. In-home care and home health care services are a bit more expensive than assisted living but allow seniors to remain living independently at home for $4,767 per month each. Nursing homes are the most expensive option as they offer the highest level of care. Monthly rates start at $8,760 for a semiprivate room.
Financial Assistance for Assisted Living in Pensacola
Seniors who need help with long-term care costs can turn to Florida’s Assistive Care Services and Medicaid Long-Term Care plans. The programs cover the cost of services at assisted living facilities, but they don’t cover room and board. The MLTC plan does, however, negotiate rates on behalf of participants.
Florida also provides optional state supplementation for seniors who receive Federal SSI benefits. The state allows family supplementation without affecting Medicaid eligibility or benefits provided the payments are made to the provider and not the resident.
Learn more about these programs, plus who’s eligible, on our Assisted Living in Florida page.
More Ways to Pay for Assisted Living
While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:
- Veterans Benefits
- Life Insurance Policy
- Long-Term Care Insurance
- Reverse Mortgage
For more information about different ways to finance assisted living, visit our Assisted Living in Florida page.
Free Assisted Living Resources in Pensacola
Seniors in the Pensacola area are fortunate to have access to a wide range of resources and services offered by government agencies, local nonprofits and health organizations. These groups support seniors’ aging needs through programs such as case management, benefits counseling, legal aid and caregiver support.
Resource
Contact
Service
(850) 494-7101
This agency provides information and referrals for elderly adults aged 60 and older living in Northwest Florida. It also serves as the region's Aging and Disability Resource Center (ADRC). The organization helps connect seniors to its network of aging resources, including case management, nutrition counseling, personal care services, legal aid and transportation.
(850) 432-1475
The nonprofit supports and advocates for seniors across Escambia and Santa Rosa counties. It offers a wide range of programming, including case management, senior companion services, caregiver support and congregate dining sites, and operates a Community Care Closet that provides low-income seniors with medical devices, nutritional supplements and other supplies free of charge.
(850) 436-5190
The center offers a space for seniors to connect and socialize with their local community. Amenities include a billiards room, library and kitchen, and it offers activities including exercise classes, art projects, educational seminars and dance events. Local residents aged 50 and older can use the facility and participate in its programming at no cost.
(850) 432-8222
Residents 60 and older can obtain free, confidential elder law services through this organization. Staff lawyers and volunteers provide counsel, advice and legal representation on issues affecting the region's aging population, including assistance with wills and estate planning, powers of attorney, guardianship, elder abuse and health care directives.
(850) 456-5886
This organization helps veterans and their dependents access the services and benefits they're entitled to. Staff can provide information and assistance applying for benefits such as disability compensation, pensions and Aid and Attendance payments and make referrals to other VA services. It also offers individual and group counseling, services, community outreach and education programs.
Assisted Living Laws and Regulations in Pensacola
Pensacola Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in FL are required to follow. Visit our Assisted Living in FL page for more information about these laws.
