Pensacola sits in northwest Florida along Pensacola Bay, about 35 miles outside Fort Walton Beach. This region caters to older adults through diverse senior care solutions, including 32 assisted living residences. These facilities set monthly rates of around $3,915 in 2024, which offers hundreds of dollars in savings over the state median of $4,750 and the U.S. baseline of $5,350.
In the directory below, we provide a range of perspectives on the quality of assisted living in Pensacola by including 424 reviews testimonials. Overall, these reviews reflect an average rating of 3.9 out of 5 stars stars.
CARING STARS WINNER
8700 University Parkway, Pensacola, FL 32514
4.4
(38 reviews)
"I toured Brookdale Pensacola and I enjoyed the place. It has a welcoming atmosphere. The residents were engaged and involved. It was more structured for assisted living. The doors were locked and it was a bit more remote. I'm not sure my mom would fe..."
$4,950
5918 North Davis Highway, Pensacola, FL 32506
4.4
(38 reviews)
"I toured The Waterford at Carpenter's Creek. It's affordable and it's clean. The staff seemed to be active and genuinely concerned. The rooms were good. The space was good. They offer three meals and snacks. They have aerobics classes, like seated ae..."
$2,825
2310 Abbie Lane, Pensacola, FL 32514
4.0
(33 reviews)
"We toured Sodalis Pensacola, and from what I saw, the memory care area has more care than what my mom needs right now. It was very clean, well-organized, and well-staffed. They've been there for a long time. The facility needed a little update on th..."
$2,400
3450 Wimbledon Drive, Pensacola, FL 32504
4.1
(16 reviews)
"Summer Vista Assisted Living was extremely helpful, knowledgeable, and friendly. Everybody seemed happy. We had an excellent visit. They had large rooms and everything was very clean. The memory care side had some odor, but certainly not as bad as I'..."
$4,625
6982 Pine Forest Rd, Pensacola, FL 32526
4.3
(26 reviews)
"The Veranda of Pensacola is very nice. They had a swimming pool. I would live there in a heartbeat. They had two bedrooms and a nice-sized living room. They had a little bit bigger kitchen area. I really liked it. The whole atmosphere was good. They ..."
Pricing not available
CARING STARS WINNER
7830 Pine Forest Road, Pensacola, FL 32526
4.3
(18 reviews)
"I liked Homestead Village of Pensacola because there are not so many people and I've never liked a crowd of people. I just don't enjoy myself when there are too many people. The cottages are small as 8 to 10 people in a cottage instead of 180. It was..."
$1,000
Caring's Family Advisors are here to help you with questions about senior living and care options.
111 EAST WRIGHT STREET, Pensacola, FL 32501
4.1
(15 reviews)
"I went to Wesley Haven Villa. It was a very nice facility. It's probably about 20 years old. It's well-maintained. The food was really good, and the staff was friendly and helpful. They had activities and shopping days out for the people with a van. ..."
Pricing not available
9700 Pensacola Blvd., Pensacola, FL 32534
5.0
(3 reviews)
"We were pleased with Shelton Manor Independent and Assisted Living. No complaints, so far. My mom is in their assisted living. It's very clean, with friendly people and a lot of activities. It's brand-new. It's only been open about a year so it's ver..."
Pricing not available
428 Airport Boulevard, Pensacola, FL 32503
3.8
(13 reviews)
"My mom moved to The Blake at Pensacola. I think it's great. It's clean. It's almost luxurious. She has a one-bedroom. So, her room is a pretty good size. It has a little kitchen area. I mean, no stove or anything but a microwave and stuff. The bedroo..."
Pricing not available
10100 Hillview Drive, Pensacola, FL 32514
3.8
(13 reviews)
"Azalea Trace is a top of the line CONTINUAL CARE facility ... very professionally managed ... excellent residences, food, and activities ... a real emphasis on physical and mental well-being ... we LOVE living here..."
Pricing not available
1012 N 72nd Ave, Pensacola, FL 32506
3.6
(9 reviews)
"My mom was a resident at this facility she had dementia and early Alzheimer's the staff took care of her as though she was part of their family the food was excellent every time we visited we could tell she was well cared for . If I or my husband ev..."
Pricing not available
3291 EAST OLIVE ROAD, Pensacola, FL 32514
3.1
(22 reviews)
"The last 7 years my brother has been living at LifeCare Pensacola. The facility itself has a warm atmosphere. Shelly, Kelly and Octavia are nurses that help support his needs and are quite good at figuring out his personality swings ( that sometimes ..."
Pricing not available
4916 Mobile Highway, Pensacola, FL 32506
3.0
(11 reviews)
"Ronnie has greatly improved this facility. He has a great personality and a can do (ARMY) attitude. HE IS NEVER TO BUSY TO TALK TO YOU. He knows everyone by name and their needs. He has hired great staff in all departments. They are making it a reall..."
Pricing not available
1706 E. Olive Road, Pensacola, FL 32514
2.8
(11 reviews)
"I visited Grandview to see my great aunt before the Pandemic. She really loves living there. They have lots of fun activities to do and the staff are caring and loving towards her. ..."
Pricing not available
5101 Northpointe Pkwy., Pensacola, FL 32514
2.6
(5 reviews)
"The room are nice, the food is great and the staff are super nice!..."
Pricing not available
5100 Northpointe Parkway, Pensacola, FL 32514
1.2
(8 reviews)
"My sister has only been at Northpointe for about a week now and the facility seemed to be okay. Personally, I think they could have a little more staff, but most of them are helpful. The rooms are really nice and they keep it clean. I was able to eat..."
Pricing not available
2640 HWY 87 South, Navarre, FL 32566
5.0
(1 reviews)
"We got a great and pretty immediate assistance from Navarre Gardens. The people are very helpful, and they've been taking pretty good care of my father-in-law. We haven't been able to visit recently because of COVID protocols. They had a resident tha..."
$2,950
21298 Cotton Creek Drive, Gulf Shores, AL 36542
5.0
(2 reviews)
"Seagrass Village of Gulf Shore was very nice and very upscale with a lot of amenities. They were very accommodating and gave us a tour of all the different units and styles that they had available. The accommodations were very nice. They were as I ex..."
$3,150
4410 Gulf Breeze Parkway, Gulf Breeze, FL 32563
4.7
(15 reviews)
"We are planning on moving my mom to The Beacon at Gulf Breeze. I've seen it and I liked all the amenities they had for her. I liked the people and the staff was kind. They have a memory care facility, which is something she needs. It was a good and c..."
$3,100
5887 Berryhill Road, Milton, FL 32570
4.6
(9 reviews)
"We often hear horror stories of placing our loved ones in the care others, but Sodalis Milton has proved to be nothing other than exemplary. The staff is beyond caring and attentive to ALL the residents. We truly appreciate Sodalis and give them 5-st..."
$2,600
Assisted Living
Brenda
4.0
Review of Homestead Village of Pensacola
I wasn't that impressed with Homestead Village of Pensacola. It was nice and everything, but it just wasn't what we needed. I visited them a couple years ago and it did not smell very nice. The...
Assisted Living
George
3.0
Review of The Waterford at Carpenter's Creek
I just walked into The Waterford at Carpenter's Creek and looked around. It seemed all right. It wasn't as new as the other facility. The staff seem to be friendly. The cafeteria seemed alright...
Provider response
Hi George, we appreciate your honest feedback, as we are always looking for ways to improve. Please don't hesitate to reach out if there's anything additional we can do for you.
Assisted Living
Derrick
5.0
Review of The Waterford at Carpenter's Creek
I toured The Waterford at Carpenter's Creek. It's affordable and it's clean. The staff seemed to be active and genuinely concerned. The rooms were good. The space was good. They offer three meals...
Provider response
Hi Derrick, thank you so much for your positive comments about The Waterford at Carpenter's Creek!
The 2024 Genworth Cost of Care Survey reports that seniors in Pensacola spend around $3,915 monthly on assisted living, which runs about $800 below the Florida median. Rates in Crestview are lower, averaging around $3,125, but nearby cities tend to have higher costs. In Tallahassee, facilities charge about $6,745, and in Gainesville, seniors pay approximately $8,055.
Pensacola
$3,915
Florida
$4,750
United States
$5,350
Crestview
$3,125
Panama City
$5,871
Tallahassee
$6,745
Gainesville
$8,055
When trying to decide how to pay for assisted living, one of the first questions that comes up is "How much does it cost?" With the impact of inflation, it's more important than ever to have up-to-date information when making a financial plan for senior living. To help shed light on real senior living prices, Caring.com has compiled proprietary cost data from its network of more than 75,000 senior living providers to provide insight into the average cost of assisted living in Pensacola and 133 other cities in Florida.
Seniors who need help with long-term care costs can turn to Florida’s Assistive Care Services and Medicaid Long-Term Care plans. The programs cover the cost of services at assisted living facilities, but they don’t cover room and board. The MLTC plan does, however, negotiate rates on behalf of participants.
Florida also provides optional state supplementation for seniors who receive Federal SSI benefits. The state allows family supplementation without affecting Medicaid eligibility or benefits provided the payments are made to the provider and not the resident.
Learn more about these programs, plus who’s eligible, on our Assisted Living in Florida page.
While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:
For more information about different ways to finance assisted living, visit our Assisted Living in Florida page.
The typical price of assisted living in Pensacola is $3,449, which is relatively affordable compared to the average cost in Florida ($4,067) and nationwide ($4,459). However, the projected impact of inflation in Pensacola is slightly higher than average at 17.2% (from $3,148 to $3,741) between 2022 and 2024. Inflation will likely affect other cities in Florida similarly, as prices in Canton, Palm Coast and Brooksville are set to rise by roughly 16.5%.
| Location | 2022 Cost (Historical) | 2023 Cost (Current) | 2024 Cost (Estimated) |
|---|---|---|---|
| Pensacola | $3,148 | $3,449 | $3,741 |
| U.S. Average | $4,070 | $4,459 | $4,802 |
| Florida | $3,727 | $4,067 | $4,438 |
| Cantonment | $3,012 | $3,300 | $3,554 |
| Palm Coast | $4,842 | $5,305 | $5,713 |
| Brooksville | $3,290 | $3,604 | $3,881 |
Assisted living rates in the Pensacola region hover near $3,915, making this option more cost-effective than alternatives that include specialized support. Seniors who obtain home health care services pay about $4,767 for full-time support, and nursing home residents pay approximately $10,190 for shared accommodations.
Home Health Care
$4,767
Assisted Living Facility
$3,915
Nursing Home Facility (semiprivate room)
$10,190
There are many resources in Pensacola,FL that assist seniors in their retirement. Caring.com has compiled information on local organizations, programs and agencies and categorized them into care types for easy reference.
For information about statewide resources and those in nearby cities, go to Caring's Florida state page.
Retirees can find support and advice on various senior-related issues from their local Area Agency on Aging. The agency provides advice on topics such as financial assistance programs, in-home care and long-term care planning. It also connects seniors and caregivers with community-based resources.
| Program Name | Phone Number | Description |
|---|---|---|
| Northwest Florida Area Agency On Aging, Inc. | 866-531-8011 | Floridians aged 60 and over can access critical care, support and education programs provided through the state's Area Agencies on Aging. With multiple location offices organized by region, the AAAs offer home- and community-based services. Options include Meals on Wheels, fitness and wellness sessions and home care assistance with personal care tasks and homemaking activities. All Florida AAAs focus on helping older persons to stay independent for longer. |
Pensacola seniors wishing to remain in their own homes can find financial assistance from several local resources. These programs and organizations help retirees cover the cost of services such as home care, property modifications and utilities.
| Program Name | Phone Number | Description |
|---|---|---|
| Senior Companion Program - Pensacola | 850-432-1475 | The Council on Aging of West Florida Senior Volunteer Program provides an opportunity for seniors to remain actively engaged in their local community. Through its Senior Companion Program, older adults can socialize with and assist fellow seniors with shopping, light housekeeping, cooking and other daily tasks. The Foster Grandparent Program allows seniors to provide tutoring and help children develop skills and confidence. Both programs are open to seniors aged 55 and older who are living on a limited income. |
Whether living in their own home or in a senior living community, Pensacola seniors can find financial assistance from numerous local resources. These organizations help residents cover some of the costs associated with in-home or long-term care and connect them with other helpful community-based resources.
| Program Name | Phone Number | Description |
|---|---|---|
| 2-1-1 Northwest Florida | 855-420-8689 | 2-1-1 Northwest Florida is a free phone-based information and referral service available to everyone in the Gulf Breeze region. It's staffed with trained specialists who can help you find resources in the community, including low-cost medical care and health screenings, durable medical equipment loans and transportation. The service is available 24 hours per day, seven days per week. |
Local organizations help ensure elderly citizens have a balanced diet and receive essential vitamins and minerals to remain healthy. Through nutrition programs, congregate meals, home-delivered meals and food pantries, these programs help Pensacola seniors afford the nutritious food they need.
| Program Name | Phone Number | Description |
|---|---|---|
| Manna Food Bank - Main Pantry | 850-432-2053 | Manna Food Bank is a local grassroots organization that strives to help residents fight hunger by providing groceries free of charge to families, individuals and seniors in Santa Rosa and Escambia counties. Run by volunteers, the organization receives funding from businesses, faith-based organizations, corporations and foundations. |
| Samaritan Hands Food Pantry | 850-433-5631 | Eligible seniors and others in the Pensacola, FL, area and surrounding communities can receive food assistance from the Samaritan Hands Food Pantry, operated by the First Baptist Church of Pensacola. The ministry strives to help the underprivileged and homeless. In addition to distributing food and other necessities to recipients, the pantry also refers individuals to other resources for additional help. The pantry operates Monday through Thursday from 9 a.m. to 11:30 a.m. |
| Brent ACCESS Storefront | 800-963-5337 | The Brent ACCESS storefront allows Pensacola-area seniors to apply for the Supplemental Nutrition Assistance Program, which provides monthly grocery funds to low-income city residents. The SNAP program works by adding funds to a government-issued debit card that may only be used for purchasing approved foods at participating retailers. Seniors may apply for benefits by mail, online, by telephone or in person. When applying, proof of identity along with a documentation of monthly income, expenses and assets are required. |
Due to the high cost of purchasing new medical equipment, several organizations in Pensacola collect lightly used medical devices such as wheelchairs, ramps and walkers and distribute them to local seniors and residents in need.
| Program Name | Phone Number | Description |
|---|---|---|
| We Share Medical Equipment Program | 850-438-3930 | The We Share Medical Equipment Program provides essential medical equipment on loan to individuals in need. The program helps seniors access items such as walkers, wheelchairs, canes and bath benches, as well as bedside commodes, raised toilet seats, shower chairs and adult diapers. Items are provided at no cost and available to anyone who requires them. To receive this service, seniors can visit any one of the Goodwill stores throughout the Gulf Coast or speak with their local community center. |
Many organizations offer free or low-cost legal services to Pensacola seniors. Older adults can access advice on issues such as estate planning, living wills and power of attorney. Some firms also act as long-term care ombudsmen, advocating for the rights of seniors in senior living communities.
| Program Name | Phone Number | Description |
|---|---|---|
| Elder Law - Pensacola | 850-432-8222 | Throughout 16 counties in Florida, LSNF offers legal aid to vulnerable and low-income individuals for diverse civil matters. Individuals aged 60 and older can seek representation for elder law issues, including situations involving abuse and neglect. Eligibility is determined by income, assets and case-specific information. |
Seniors and those with disabilities can access a variety of local resources to help them pay for home repairs and modifications. Programs in Pensacola have different eligibility criteria and often assist retirees by providing grants or loans.
| Program Name | Phone Number | Description |
|---|---|---|
| Weatherization Assistance Program - Pensacola | 850-679-4817 | The program aims to make homes energy-efficient, which simultaneously can reduce the householder's energy costs and make their living spaces more comfortable. Types of assistance include insulating attics, installing solar screens and replacing inefficient HVAC units. |
Senior centers in Pensacola bring together residents through recreational activities and events. Many also offer advice and support on senior issues, run wellness and nutrition programs, and connect older adults with other resources in the local area.
| Program Name | Phone Number | Description |
|---|---|---|
| Bayview Senior Resource Center | 850-436-5190 | The center offers a space for seniors to connect and socialize with their local community. Amenities include a billiards room, library and kitchen, and it offers activities including exercise classes, art projects, educational seminars and dance events. Local residents aged 50 and older can use the facility and participate in its programming at no cost. |
| Council on Aging of West Florida, Inc. | 850-432-1475 | The Council on Aging of West Florida is a nonprofit organization that provides community-based and in-home services such as Meals on Wheels, free access to medical equipment/supplies and senior companionship. Its adult day care provides respite to family caregivers and offers activities and socialization for seniors in a safe environment. Some services require payment, but seniors can call the organization to check if they qualify for financial assistance. |
Social Security offices in Pensacola help seniors and disabled people access the benefits they're entitled to. Older adults can contact their local office for information about receiving retirement benefits, disability allowance and Supplemental Security Income.
| Program Name | Phone Number | Description |
|---|---|---|
| Pensacola Social Security Office 32502 | 800-772-1213 | Social Security is a source of income available to retirees and people who can no longer work because of a disability. The money for Social Security comes from a payroll tax levied on employers, employees and self-employed individuals. When you retire, you'll receive monthly payments based on how much you earned when you were working. |
Seniors can apply for tax assistance from several Pensacola resources. Elderly residents and those with disabilities could be eligible for tax exemptions on medical expenses, reductions on property tax and other tax assistance programs.
| Program Name | Phone Number | Description |
|---|---|---|
| Property Tax Benefits - Pensacola | 850-434-2735 | Floridians aged 65+ can get an additional homestead exemption of up to $50,000. The real estate must have a just value of no more than $250,000 and be the applicant's permanent residence for a minimum of 25 years. |
Low-income seniors who are struggling to meet the costs of maintaining their homes can find support from organizations that offer assistance with utility and energy bills. Pensacola retirees could also qualify for emergency funding programs if they're in danger of losing utility services due to unpaid invoices.
| Program Name | Phone Number | Description |
|---|---|---|
| Low-Income Home Energy Assistance Program (LIHEAP) - Pensacola | 866-384-4502 | The federally-funded program contributes towards energy costs for residents on low incomes up to three times per year (depending on monies available). The local program provider pays the utility company directly. |
Pensacola retirees who have served in the U.S. military can find support from local veteran services. These offices and organizations help vets access the benefits they're eligible for and provide advice and information on a variety of issues.
| Program Name | Phone Number | Description |
|---|---|---|
| Pensacola Vet Center | 850-456-5886 | At the Pensacola Vet Center, service members, veterans and their families can receive no-cost confidential counseling services in a nonmedical setting. Individualized one-on-one therapy sessions from trained counselors can help veterans who are struggling with grief, trauma, anger, stress and anxiety. Couples and family counseling are also available. Therapies utilized at the Pensacola Vet Center include cognitive behavioral therapy, acceptance and commitment therapy and eye movement desensitization and reprocessing. Community resources and referrals are provided to those who need them. |
Pensacola Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living facilities in FL are required to follow. Assisted Living in Florida page for more information about these laws.
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