The beautiful, sunny city of Pensacola has a population of over 52,000 residents, with over 17% of those aged 65 and older. Pensacola, which was named one of the best places to retire, has several medical facilities that seniors can access to receive quality care. It’s home to the Baptist Hospital and Ascension Sacred Heart Pensacola, which has a geriatrics program dedicated to providing care for seniors. 

Elderly residents who are unable to live independently and who need 24-hour monitoring and medical assistance may require the services of nursing homes. These facilities offer ongoing long-term care, help with activities of daily living, specialized rehabilitative services and more. Nursing homes are generally more expensive compared to other care services. According to the Genworth 2020 Cost of Care Survey, a semiprivate room in Pensacola costs $8,517 per month, which is pricier than the national average of $7,756. However, seniors who don’t require around-the-clock care may opt for assisted living or home health care, which are generally more affordable than nursing homes.

This guide dives into the cost of nursing homes and other care types in Pensacola, as well as the resources available for seniors and their families.

Directory of Nursing Homes in Pensacola, FL

Haven of Our Lady of Peace

1900 Summit Boulevard, Pensacola, FL, 32503

Our Lady of Peace is a lovely place and I’ve been there several times. It’s got all different kinds of areas. It has assisted living and memory care and I’ve been in all of those areas. That community … (read more)
Our Lady of Peace is a lovely place and I’ve been there several times. It’s got all different kinds of areas. It has assisted living and memory care and I’ve been in all of those areas. That community … (read more)

Life Care Center of Pensacola

3291 EAST OLIVE ROAD, Pensacola, FL, 32514

My Mom was in Life Care Pensacola for 30 days in Oct. 2019. I was very impressed with the compassion and attention to detail by both the day and night staffers. Was everything perfect, no. It took sev … (read more)
My Mom was in Life Care Pensacola for 30 days in Oct. 2019. I was very impressed with the compassion and attention to detail by both the day and night staffers. Was everything perfect, no. It took sev … (read more)

Azalea Trace

10100 Hillview Drive, Pensacola, FL, 32514

Residents of Azalea Trace in Pensacola, Florida, praise this community for the delicious meals, and especially for the formal service at dinner. Friends and family are welcomed and residents can accom … (read more)
Residents of Azalea Trace in Pensacola, Florida, praise this community for the delicious meals, and especially for the formal service at dinner. Friends and family are welcomed and residents can accom … (read more)

Bayside Health and Rehabilitation Center

4343 Langley Avenue , Pensacola, FL, 32504

I will only write about one issue. Our relative is blind and cannot read enough to dial their telephone. The minimal contact with anyone outside of Bayside is through their phone as most live out of … (read more)
I will only write about one issue. Our relative is blind and cannot read enough to dial their telephone. The minimal contact with anyone outside of Bayside is through their phone as most live out of … (read more)

Specialty Health and Rehabilitation Center

6984 Pine Forest Road, Pensacola, FL, 32526

My father in law was a long term patient at this facility. The care of the staff as he was passing, there are not words to thank them for all they did. Everyone from the dietary department to the Nu … (read more)
My father in law was a long term patient at this facility. The care of the staff as he was passing, there are not words to thank them for all they did. Everyone from the dietary department to the Nu … (read more)

Southern Oaks Rehabilitation and Nursing Center

600 West Gregory Street, Pensacola, FL, 32501

My mother is at Southern Oaks Rehabilitation and Nursing Center. We chose it because they had a bed available. They’re really friendly, the place is really clean, and the staff is really nice. They do … (read more)
My mother is at Southern Oaks Rehabilitation and Nursing Center. We chose it because they had a bed available. They’re really friendly, the place is really clean, and the staff is really nice. They do … (read more)

Rosewood Healthcare and Rehabilitation Center

3107 North H Street , Pensacola, FL, 32501

My aunt received nice care from many of the individual care givers while she was a resident here. However, we have been attempting to communicate with Rosewood for a year now to get reimbursement fo … (read more)
My aunt received nice care from many of the individual care givers while she was a resident here. However, we have been attempting to communicate with Rosewood for a year now to get reimbursement fo … (read more)

Solaris HealthCare Pensacola

8475 University Parkway, Pensacola, FL, 32514

My disabled aunt was a resident at Solaris for a decade. In November 2018 an employee decided to move her from her chair to the bed via a hoist and broke protocol by doing it unassisted. This resulted … (read more)
My disabled aunt was a resident at Solaris for a decade. In November 2018 an employee decided to move her from her chair to the bed via a hoist and broke protocol by doing it unassisted. This resulted … (read more)

Consulate Health Care of Pensacola

235 W Airport Boulevard, Pensacola, FL, 32505

This nursing home has improved so much and now they have a wonderful doctor. Wonderful place at this time.
This nursing home has improved so much and now they have a wonderful doctor. Wonderful place at this time.

Arcadia Health & Rehabilitation Center

10095 Hillview Road, Pensacola, FL, 32514

Out of all the rehab centers my mother has been to, we liked Arcadia Health & Rehabilitation Center the best. They had more hands-on deck as far as the nurses and the CNAs. Their ratio to the pati … (read more)
Out of all the rehab centers my mother has been to, we liked Arcadia Health & Rehabilitation Center the best. They had more hands-on deck as far as the nurses and the CNAs. Their ratio to the pati … (read more)

University Hills Health and Rehabilitation

10040 Hillview Road, Pensacola, FL, 32514

I went to check out the facility for a family member and was immediately disappointed. The staff was rude and unhelpful. The facility was dirty and the rooms were cramped. The staff was just hanging o … (read more)
I went to check out the facility for a family member and was immediately disappointed. The staff was rude and unhelpful. The facility was dirty and the rooms were cramped. The staff was just hanging o … (read more)

Pensacola Health Care Facility

1717 West Avery St, Pensacola, FL, 32501

The on-site doctor does nothing but listen to his breathing once every 3 months. The staff is inattentive and the food is really awful. He takes his wheelchair to a nearby restaurant to eat because … (read more)
The on-site doctor does nothing but listen to his breathing once every 3 months. The staff is inattentive and the food is really awful. He takes his wheelchair to a nearby restaurant to eat because … (read more)

Bay Breeze Senior Living and Rehabilitation Center

3387 Gulf Breeze Parkway, Gulf Breeze, FL, 32561

My wife had short-term rehab at Bay Breeze. She has been there several times over the last three years, and it’s been excellent. She was able to get a private room on her last trip, and it was very go … (read more)
My wife had short-term rehab at Bay Breeze. She has been there several times over the last three years, and it’s been excellent. She was able to get a private room on her last trip, and it was very go … (read more)

Nursing Home Costs in Pensacola, Florida

Nursing home costs for a semiprivate room in Pensacola average $8,517 per month, while a private room costs $9,368.

The Cost of Nursing Home Care in Nearby Cities

The average costs of semiprivate rooms in nursing homes in Pensacola are over $150 less expensive per month than the state average. However, Pensacola’s costs almost $800 more expensive than the national average of $7,756.

In the neighboring city of Crestview, seniors can save over $600 for a semiprivate room compared to those in Pensacola, while Panama City seniors can save more than $300. The capital city of Tallahassee averages $7,543 per month, which is almost $1,000 less than in Pensacola. In Jacksonville, seniors can expect to pay over $100 more than in Pensacola. 

$8517

Pensacola

$8669

Florida

$7756

The United States

$7908

Crestview

$8213

Panama City

$7543

Tallahassee

$8638

Jacksonville

The Cost of Other Types of Senior Care

Nursing homes, both semiprivate and private rooms, are the most expensive care option in Pensacola, averaging $8,517 and $9,368 per month. Assisted living is on the lower end of the spectrum, costing seniors $3,805 per month. Home care and home health care prices average $4,277 and $4,324, respectively. Data for adult daycare costs are unavailable for Pensacola. However, it’s generally one of the least expensive options. For instance, the Florida average is $1,408 per month.

$4277

Home Care

$4324

Home Health Care

$3805

Assisted Living

$8517

Nursing Home (semiprivate room)

$9368

Nursing Home (private room)

Financial Assistance for Nursing Home Care in Pensacola, Florida

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in Pensacola, Florida

Pensacola has various resources available for seniors and their loved ones. These services can help delay nursing home placement by providing much-needed care to seniors’ homes.

ResourceContactService
Senior Spirit at Ascension Sacred Heart(850) 416-6547Senior Spirit at Ascension Sacred Heart offers a free health program for seniors aged 55 and older. It provides health screenings and seminars. Memberships are free. Members have access to inpatient benefits, pharmacy discounts and support groups.
Council on Aging of West Florida, Inc.(850) 432-1475The Council on Aging of West Florida is a nonprofit organization that provides community-based and in-home services such as Meals on Wheels, free access to medical equipment/supplies and senior companionship. Its adult day care provides respite to family caregivers and offers activities and socialization for seniors in a safe environment. Some services require payment, but seniors can call the organization to check if they qualify for financial assistance.
Northwest Florida Area Agency on Aging(850) 494-7101Northwest Florida Area Agency on Aging is a nonprofit corporation that collaborates with community-based organizations to plan, coordinate and develop programs for individuals 60 and older. Seniors or their caregivers can contact the agency for referral to home-delivered meals, homemaker services and transportation. Staff can also answer questions and help seniors determine their eligibility for specific services.
211 Northwest Florida(855) 420-8689211 Northwest Florida is a 24/7 service to help seniors navigate various resources such as utilities and aging and disability. Its veterans support line lets former military members speak to fellow veterans for information and provides referrals to emotional support groups and VA services.
VA Long-Term Care Services(877) 222-8387Veterans can receive long-term care through Veterans Affairs. Its services include 24/7 medical care, help with daily tasks and physical therapy. Seniors can receive assistance in nursing homes, assisted living facilities or at home. The VA covers some of the services if the veteran is signed up for VA health care.