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The 10 Best Nursing Homes in Chesterfield, MO for 2024

Chesterfield is a St. Louis suburb with a senior population of around 12,000, accounting for nearly a quarter of the city’s 50,000 residents. Its violent crime rate is nearly half the national average, and in addition to having one of the top five best hospitals in the state, St. Luke’s Hospital Chesterfield, the city has 396 physicians per capita, well above the national average of 210.

Out of all the different types of senior care, nursing homes offer the widest array of care services with physicians and registered nurses on-site around the clock monitoring vital signs, assisting with medications and performing other skilled nursing procedures. Many facilities also offer physical and occupational therapy. Since the average cost of nursing home care in Chesterfield, $5,355 a month, is higher than most cities in Missouri, seniors who don’t need constant medical supervision may find that assisted living or home care allows more freedom and saves money.

The guide provides an overview of senior care costs and at the end, it lists several programs that may help seniors find their ideal nursing home and pay for the care. Seniors who want to remain in their homes longer can also learn about resources providing in-home care.

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Nursing Home Facilities in Chesterfield, Missouri

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Nursing Home Costs in Chesterfield, MO

Nursing home care in Chesterfield costs an average of $6,479 a month with a private room and $5,355 a month with semiprivate accommodations.

The Cost of Nursing Home Care in Nearby Cities

Within Missouri, Chesterfield is one of the pricier cities for nursing home care, but compared to the additional $2,401 a month most nursing home residents around the country pay for the same care and services, it’s quite affordable. Columbia and Jefferson City are among the least expensive nearby cities, with most of their seniors paying $415 and $336 less each month, respectively, than nursing home residents in Chesterfield. Cape Girardeau’s median cost of care is $184 lower than Chesterfields, and across the border in Carbondale, Illinois, seniors are paying $123 less, on average.

Chesterfield

$5,355

Missouri

$5,080

The United States

$7,756

Columbia

$4,940

Jefferson City

$5,019

Cape Girardeau

$5,171

Carbondale, IL

$5,232

The Cost of Other Types of Senior Care

After nursing home care, home care and home health care are the most costly types of senior care in Chesterfield with most seniors paying about $4,481 a month for either type of care. Assisted living has a median monthly care price of $3,750, and for adult day health care, seniors pay an average of $1,842 a month, making it the most affordable type of care in Chesterfield.

Home care

$4,481

Home health care

$4,481

Adult day health care

$1,842

Assisted living

$3,750

Nursing home (semiprivate room)

$5,355

Nursing home (private room)

$6,479

Note: Data for Chesterfield was unavailable, so data for the nearest city, St. Louis, was used instead.

Financial Assistance for Nursing Home Care in Chesterfield, MO

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in Chesterfield, MO

Through the following resources, seniors can receive assistance learning about nursing facilities near their home and different options to pay for care. Some programs also offer in-home services, often enabling seniors to remain living in their homes for more time.

ResourceContactService
Missouri Department of Social Services

(855) 373-4636From the Temporary Assistance program and its short-term cash relief to food assistance and MO HealthNet, the state's Medicaid Program, the Missouri DSS can assist seniors with matters related to a variety of government assistance programs. Workers at the agency can explain guidelines for nursing home care coverage and the Supplemental Nursing Care Program as well as handle paperwork for Medicaid appeals and denials. At the DSS, seniors can also apply for home and community-based services that could help delay nursing home placement.
Meals on Wheels

(800) 243-6060Seniors enrolled in Meals on Wheels receive hot, well-balanced meals delivered to their doorstep five days per week. Each meal is prepared to contain one-third of the recommended daily nutrition for seniors, and during deliveries, volunteers also perform a brief wellness check. Seniors must be at least 60 years of age to qualify, and although meals are free, a small donation is requested.

Missouri Long-Term Care Ombudsman

(800) 309-3282The goal of the Long-Term Care Ombudsman is to advocate for the best interests of Chesterfield's seniors residing in nursing homes and assisted living facilities as well as to empower them to resolve issues themselves. Ombudsmen can investigate complaints filed against senior care facilities and when necessary, collaborate with legal authorities to resolve matters favorably.

Aging Ahead

(636) 207-0847Aging Ahead is the Area Agency on Aging serving Chesterfield, functioning as a single contact to access a variety of services to help seniors live at home while maintaining their physical and mental wellness. The agency's community options specialists have extensive knowledge about Medicaid and Medicare coverage and can advise seniors how they can prolong the amount of time they can remain at home with services such as in-home care, medical transportation and home-delivered meals.

Reviews of Communities Nearby

Nursing Homes

Whitney

I am a friend or relative of a current/past resident

Review of Mercy Rehabilitation Hospital

My father was at Mercy Rehabilitation Hospital. He had to have a talk with them because they wanted to give him a shower at night, and he is a shower in the morning kind of person, so they worked...

Provider response

Hi Whitney, we are happy that you shared your positive experience with us. -- Valerie L.

Read more

Nursing Homes

Judith

I am a friend or relative of a current/past resident

Review of Delmar Gardens of Chesterfield

My husband has moved into Delmar Gardens of Chesterfield. Jeremy, the director, did the walkthrough and he was wonderful and told us everything. My husband is in hospice care right now. They're...

Read more

Nursing Homes

David

I am a friend or relative of a current/past resident

Review of Brooking Park

Brooking Park was a nice facility. It was clean and up to date. The staff was nice, but not particularly helpful because when I went to pick my sister up (they knew what day I was going to pick her...

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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