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Nursing Home Communities in Saint Peters, Missouri

Our comprehensive listings and authentic reviews in Saint Peters, MO below include 172 nursing...

Directory of Nursing Home in Saint Peters, MO

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The Cost of Nursing Home Care in Nearby Cities

Nursing homes in Saint Peters charge about 28.8% less than the national norm. However, they're around 6.4% costlier than the state norm, and many nearby cities have lower prices. Cape Girardeau is about 7% cheaper, while Carbondale is around 8.1% less expensive. Columbia is also more cost-effective, with rates averaging 9.4% less than those in Saint Peters, emphasizing the importance of comparing options before choosing a facility.

Saint Peters

$5,627

Missouri

$5,262

United States

$7,908

Cape Girardeau

$5,232

Carbondale, IL

$5,171

Columbia

$5,095

Nursing Home Costs in Saint Peters, MO

On average, nursing homes in Saint Peters charge $5,627 per month.

 

Financial Assistance for Nursing Home Care in Saint Peters, MO

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one's stay in a nursing home and a portion of the costs until day 100. After 100 days, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those who need long-term care will have to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid:Medicaid covers most of the cost of living expenses in a skilled nursing facility for qualifying seniors. Care and room and board are covered with no time limit, but residents may be charged for extras such as specially prepared food or cosmetic services. Medicaid eligibility requirements are strict and complex, so not all seniors qualify for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren't available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about local financial assistance programs for seniors.

The Cost of Other Types of Senior Care

Nursing home rates vary based on the type of accommodations. In Saint Peters, semi-private rooms are cheaper at $5,627, while private accommodations are costlier at $6,737. Alternatives for less medically needy seniors often have lower prices. Assisted living in Saint Peters costs 27.1% less than a semi-private nursing home room, offering semi-independent seniors help with daily tasks such as bathing and dressing. Similarly, in-home care provides personalized support with daily tasks for about 2.5% less than nursing home care. Home health care is also cheaper by 2.5%, providing light nursing services in the home. Meanwhile, adult day health care is the lowest-priced option in the city, offering daytime-only medical support for about 65.9% less than nursing home care.

In-Home Care

$5,482

Home Health Care

$5,482

Adult Day Health Care

$1,918

Assisted Living Facility

$4,100

Nursing Home Care (semiprivate room)

$5,627

Nursing Home Care (private room)

$6,737

Note: Data for Saint Peters was unavailable, so data for the nearest city, St. Louis, was used instead.

 

Free & Low-Cost Resources for Seniors in Saint Peters, MO

The following resources can help with all aspects of planning nursing home care, from finding financial assistance to choosing a facility with the ideal amenities. People considering nursing home options in Saint Peters can contact the agencies and nonprofits listed below to learn more and receive support.

 

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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