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Assisted Living Communities in St Charles, MO
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authentic reviews in St Charles, MO below include Assisted Living facility with 1607 reviews. On average in St Charles, residents and their loved ones rate Assisted Living options 4.3 out of 5 stars.
To support you in your search, our Family Advisors are standing by to provide you with a free, no-obligation care and budget consultation.
We’ve spent hundreds of hours compiling helpful information below these listings, ranging from assisted living costs statistics of in St Charles, to local laws & regulations in the area, to nearby services and programs that can help older adults in the community thrive, and more.
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Reviews of Communities Nearby
Assisted Living
Cynthia
5.0
Review of Harvester Residential Care
I toured Harvester Residential Care. I appreciated the warm welcome that I received. Everyone that I spoke with was very kind, friendly, and helpful. They answered my questions. I was glad to be...
Assisted Living
Pamela
5.0
Review of Lake St Charles Retirement Community
My mom is a resident of Lake St Charles Retirement Community. It's wonderful. They recently remodeled the inside, and they are always upgrading the apartment. If someone moves out they upgrade...
Provider response
Thank you so much for your kind words and wonderful review! We’re absolutely delighted that you’ve noticed the beauty here at Lake St Charles, our property inside and out sets us apart and is a...
Assisted Living
Karen
5.0
Review of Lake St Charles Retirement Community
My husband had decided to stay at Lake St. Charles Retirement Community. Everybody is very friendly. They're very helpful. The residents are nice, and it's got a wonderful environment. They will...
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The Cost of Assisted Living in St Charles, MO and Nearby Cities
In St. Charles, assisted living fees average $4,100. While this is $1,100 over the Missouri median, it offers potential monthly savings of $400 over the national norm. Seniors seeking more affordable care may consider Springfield, where rates average $3,250, or Columbia, where rates come in at $2,800. Cape Girardeau seniors pay $2,538 for care, and in Jefferson City, rates are over $2,000 less than in St. Charles.
St. Charles
$4,100
Missouri
$3,000
United States
$4,500
Jefferson City
$2,075
Cape Girardeau
$2,538
Columbia
$2,800
Springfield
$3,250
Paying for Assisted Living in Saint Charles
In St. Charles, assisted living facilities charge $4,100 per month for services, though costs may vary slightly at each facility.
Financial Assistance for Assisted Living in Saint Charles
More Ways to Pay for Assisted Living
While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:
- Veterans Benefits
- Life Insurance Policy
- Long-Term Care Insurance
- Reverse Mortgage
For more information about different ways to finance assisted living, visit our Assisted Living in Missouri page.
The Cost of Other Types of Senior Living in St Charles, MO
Assisted living is among the most economical long-term care options in St. Charles at $4,100 per month. This is considerably lower than the cost of nursing home care, which starts at $5,627, and it offers significant monthly savings over in-home care and home health care, which both cost $5,482 for full-time services. Only adult day health care is more cost-effective at $1,918 per month.
In-Home Care
$5,482
Home Health Care
$5,482
Adult Day Health Care
$1,918
Assisted Living Facility
$4,100
Nursing Home Facility (semiprivate room)
$5,627
Note: Data for St. Charles was unavailable, so data for the nearest city, St. Louis, was used instead.
Free Assisted Living Resources in Saint Charles
Seniors in St. Charles have access to numerous resources that can help them compare long-term care facilities in the region and identify their payment options. The following table highlights organizations and programs that serve seniors by providing information, referrals and recreational opportunities to supplement what they receive through assisted living.
| Resource | Contact | Service |
|---|---|---|
| St. Charles Senior Center | (636) 949-0658 | The St. Charles Senior Center is open on weekdays from 9 a.m. to 3 p.m. and hosts a range of social and recreational opportunities for residents aged 60 and over. At the center, seniors can obtain services such as options counseling, referrals for community-based resources, wellness programs and benefits assistance. |
| Aging Ahead | (636) 207-0847 | Aging Ahead is the designated Area Agency on Aging for the St. Charles region. This nonprofit organization connects seniors with benefits advisors and options counselors who help them determine their eligibility for programs that cover assisted living expenses. The organization also provides nutrition counseling and transportation services. |
| Legal Services of Eastern MO | (800) 444-0514 | This nonprofit organization has licensed legal professionals who help seniors apply for programs such as Supplemental Security Income and Social Security benefits, which may help them pay for assisted living. The office can also help with age-related civil law considerations such as assigning powers of attorney and advance planning. |
| Volunteer Opportunities | (636) 949-3200 | St. Charles seniors have access to numerous volunteer opportunities throughout the city, helping them build social connections while serving the community. Opportunities may include answering phones and assisting with animal care at the local animal shelter, serving as tour guides in museums, or providing tutoring services in schools and libraries. |
| VOYCE | (866) 918-8222 | In St. Charles, VOYCE is the long-term care ombudsman. Seniors can contact this nonprofit organization to get help with understanding their rights, receiving the services in their care plans and finding ways to pay for assisted living services. This organization can also represent seniors in instances such as involuntary discharges. |
Assisted Living Laws and Regulations in Saint Charles
Saint Charles Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living facilities in Missouri are required to follow. Visit our Assisted Living in Missouri page for more information about these laws.
Helpful Articles
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Assisted Living near Saint Charles County, MO
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