Lake St Charles Retirement Community
45 Honey Locust, St. Charles, MO 63303
"Lake St Charles Retirement Community is very nice. The rooms are a good size and I love the lake. I also love the...
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45 Honey Locust, St. Charles, MO 63303
"Lake St Charles Retirement Community is very nice. The rooms are a good size and I love the lake. I also love the...
35 Lillian Drive, St. Charles, MO 63304
"My mother is there at Harvester Residential and I love this place 100%, and so does mom. She has had a shared room with...
10 DuBray Drive, Saint Peters, MO 63376
"My mother moved to Clarendale of St. Peters. They are very helpful, very patient, and very thorough. They have been able...
11325 St. Charles Rock Road, Bridgeton, MO 63044
"My parents are in St. Andrews. I like it because it’s really homey, small, and the people are very caring. They provide...
1020 Woods Mill Rd, Town And Country, MO 63017
"In the last 12 months Town & Country Senior Living, has had: 2 Executive Directors, 4 Director of Wellness, High...
One New Ballas Place, Creve Coeur, MO 63146
"My ex-husband was at Brookdale Creve Coeur for fourteen months. He was in the independent living section, which had lots...
11210 Schuetz Rd., Saint Louis, MO 63146
"My brother has moved into Autumn View Gardens - St. Louis. It is a very well-kept facility. The staff is very pleasant...
15250 Village View Dr, Chesterfield, MO 63017
"My parents are going to be moving into Friendship Village Chesterfield. I like the Lifecare Plan, where the monthly rate...
307 South Woods Mill Road, Chesterfield, MO 63017
"I cannot express the love and care my mom and dad got from everyone at Brooking Park. The nursing staff knew their...
500 Bluffstone Circle, St. Charles, MO 63304
"Everything at The Boulevard of St Peters was very well done. It was relatively new. It's just been there for a year. So...
16255 Chesterfield Parkway West, Chesterfield, MO 63017
"I liked everything about The Lumiere of Chesterfield. They had a private chef who worked with the people who lived there...
135 Meadowlands Estates Lane, O Fallon, MO 63366
"I went to tour The Meadowlands. The person I talked to was very nice. She walked me through trying to explain the...
1880 Clarkson Road, Chesterfield, MO 63017
"We had a very wonderful experience with Sunrise of Chesterfield. The staff was very accommodating and wonderful. It's...
785 Henry Avenue, Ballwin, MO 63011
"Brookdale West County is a wonderful and newer community. They have a pond right behind the place where residents can...
1101 Garden Plaza Dr., Florissant, MO 63033
"I toured the Fields of Florissant. The community is very nice. The staff and the residents there were friendly. I did...
8825 Eager Rd, St. Louis, MO 63144
"My mother will do respite care here for the fourth time. I pretty much liked everything about it. The atmosphere as soon...
868 Kingsland Avenue, University City, MO 63130
"I toured Kingsland Walk Senior Living. I was impressed with how new the building seemed. The facility was excellent, but...
16219 Autumn View Terrace Drive, Ellisville, MO 63011
"My mom is a resident here and I am very pleased with the care she receives by staff. The facility is clean and the...
221 WEST WASHINGTON AVENUE, Kirkwood, MO 63122
"My wife doesn't see very well and The Mary Culver Home is designed only for visually impaired women, and they've been in...
251 Plaza Dr., Wildwood, MO 63040
"I toured here. They had a nice garden. They have nice apartments. I noticed they had full-sized kitchens and...
Assisted Living
Cynthia
5.0
Review of Harvester Residential Care
I toured Harvester Residential Care. I appreciated the warm welcome that I received. Everyone that I spoke with was very kind, friendly, and helpful. They answered my questions. I was glad to be...
Assisted Living
Pamela
5.0
Review of Lake St Charles Retirement Community
My mom is a resident of Lake St Charles Retirement Community. It's wonderful. They recently remodeled the inside, and they are always upgrading the apartment. If someone moves out they upgrade...
Provider response
Thank you so much for your kind words and wonderful review! We’re absolutely delighted that you’ve noticed the beauty here at Lake St Charles, our property inside and out sets us apart and is a...
Assisted Living
Karen
5.0
Review of Lake St Charles Retirement Community
My husband had decided to stay at Lake St. Charles Retirement Community. Everybody is very friendly. They're very helpful. The residents are nice, and it's got a wonderful environment. They will...
In St. Charles, assisted living fees average $4,100. While this is $1,100 over the Missouri median, it offers potential monthly savings of $400 over the national norm. Seniors seeking more affordable care may consider Springfield, where rates average $3,250, or Columbia, where rates come in at $2,800. Cape Girardeau seniors pay $2,538 for care, and in Jefferson City, rates are over $2,000 less than in St. Charles.
St. Charles
$4,100
Missouri
$3,000
United States
$4,500
Jefferson City
$2,075
Cape Girardeau
$2,538
Columbia
$2,800
Springfield
$3,250
In St. Charles, assisted living facilities charge $4,100 per month for services, though costs may vary slightly at each facility.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:
For more information about different ways to finance assisted living, visit our Assisted Living in Missouri page.
Assisted living is among the most economical long-term care options in St. Charles at $4,100 per month. This is considerably lower than the cost of nursing home care, which starts at $5,627, and it offers significant monthly savings over in-home care and home health care, which both cost $5,482 for full-time services. Only adult day health care is more cost-effective at $1,918 per month.
In-Home Care
$5,482
Home Health Care
$5,482
Adult Day Health Care
$1,918
Assisted Living Facility
$4,100
Nursing Home Facility (semiprivate room)
$5,627
Note: Data for St. Charles was unavailable, so data for the nearest city, St. Louis, was used instead.
Seniors in St. Charles have access to numerous resources that can help them compare long-term care facilities in the region and identify their payment options. The following table highlights organizations and programs that serve seniors by providing information, referrals and recreational opportunities to supplement what they receive through assisted living.
| Resource | Contact | Service |
|---|---|---|
| St. Charles Senior Center | (636) 949-0658 | The St. Charles Senior Center is open on weekdays from 9 a.m. to 3 p.m. and hosts a range of social and recreational opportunities for residents aged 60 and over. At the center, seniors can obtain services such as options counseling, referrals for community-based resources, wellness programs and benefits assistance. |
| Aging Ahead | (636) 207-0847 | Aging Ahead is the designated Area Agency on Aging for the St. Charles region. This nonprofit organization connects seniors with benefits advisors and options counselors who help them determine their eligibility for programs that cover assisted living expenses. The organization also provides nutrition counseling and transportation services. |
| Legal Services of Eastern MO | (800) 444-0514 | This nonprofit organization has licensed legal professionals who help seniors apply for programs such as Supplemental Security Income and Social Security benefits, which may help them pay for assisted living. The office can also help with age-related civil law considerations such as assigning powers of attorney and advance planning. |
| Volunteer Opportunities | (636) 949-3200 | St. Charles seniors have access to numerous volunteer opportunities throughout the city, helping them build social connections while serving the community. Opportunities may include answering phones and assisting with animal care at the local animal shelter, serving as tour guides in museums, or providing tutoring services in schools and libraries. |
| VOYCE | (866) 918-8222 | In St. Charles, VOYCE is the long-term care ombudsman. Seniors can contact this nonprofit organization to get help with understanding their rights, receiving the services in their care plans and finding ways to pay for assisted living services. This organization can also represent seniors in instances such as involuntary discharges. |
Saint Charles Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living facilities in Missouri are required to follow. Visit our Assisted Living in Missouri page for more information about these laws.