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The 10 Best Assisted Living Facilities in Saint Louis County, MO for 2024

St. Louis County is located in the heart of the nation and is a popular vacation destination for its outstanding dining venues, unique shops, exciting year-round events and must-see landmarks. It provides a vibrant backdrop for assisted living...

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Assisted Living Facilities in Saint Louis County, MO

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Paying for Assisted Living in Saint Louis County

According to Genworth Financial’s 2020 Cost of Care Survey, assisted living facilities in the United States charge approximately $4,300 per month for services. However, care costs are closely tied to factors, such as the number of available facilities and local living costs, meaning that fees range considerably across the country. In Missouri, monthly rates are $1,300 lower at $3,000, making it an economical option for seniors. In St. Louis County, which shares data with the City of St. Louis, care costs are higher than the state median but lower than the national rate at $3,750 monthly.

The Cost of Assisted Living in Nearby Cities

St. Louis County is moderately priced for assisted living services at $3,750 monthly, but seniors seeking more affordable options have several cities to choose from. The least expensive city for this level of care is Joplin, which is located about 270 miles to the southwest of the county’s center. Here, fees are lower than state and national rates at $2,500 per month. In Springfield, seniors pay about $3,100 per month, and in Jefferson City, the state’s capital city, fees are a little higher at $3,150. In Cape Girardeau, assisted living facilities charge $3,374 per month, and in St. Joseph, rates come in at $3,488. The most expensive city in Missouri for assisted living is Kansas City, where fees average $4,460.

St. Louis County/St. Louis

$3,750

Missouri

$3,000

The United States

$4,300

Kansas City

$4,460

Jefferson City

$3,150

Springfield

$3,100

St. Joseph

$3,488

Financial Assistance for Assisted Living in Saint Louis County

Seniors in St. Louis County may be eligible for financial assistance through Missouri’s optional state supplementation (OSS) program. This cash assistance program is available to seniors who live in a licensed assisted living facility and don’t have sufficient income to pay for their care.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Missouri page.

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Missouri page.

Free Assisted Living Resources in Saint Louis County

ResourceContactService
Aging Ahead(636) 207-0847Aging Ahead is the Area Agency on Aging that serves older adults in St. Louis County. It offers a wide range of free and low-cost programs and resources for those aged 60 and over. Its Community Options Specialists help seniors connect with local programs that best fit their needs, and through its 21 community centers, it provides socialization opportunities and congregate meals. Its Choice program offers information and referral services in community locations, such as libraries and senior centers, to help seniors access the resources they need. The city of St. Louis is served by its own AAA, which residents can reach by calling (314) 612-5918. 
Northside Youth and Senior Service Center(314) 531-1937Northside Youth and Senior Service Center is one of a dozen senior centers in St. Louis County. At this location, qualifying seniors can access nutrition programs, including congregate meals, and a transportation service that helps them attend social gatherings, errands and medical appointments. The center’s Senior Fitness Program promotes healthy aging and has classes that improve balance and prevent muscle loss, and it provides screenings for age-related conditions. The center also connects older adults with community and federal resources. 
Regional Veterans Office(314) 253-4389The St. Louis Regional Office is operated by the Veterans Administration and provides a variety of services to meet the needs of local veterans and their spouses or survivors. Its certified Officers counsel visitors on their eligibility for VA benefits and provide information on how to apply, as well as information about VA healthcare and memorial benefits. Through this local office, qualifying veterans can obtain benefits that help cover assisted living expenses, including the VA pension and the Aid and Attendance benefit.
Legal Services of Eastern Missouri(314) 534-4200Legal Services of Eastern Missouri is a nonprofit legal firm that provides free civil legal services to qualifying individuals in St. Louis County. It specializes in elder law and serves residents aged 60 and over through housing assistance, consumer advocacy and benefits assistance. Its representatives help older adults obtain benefits that may help them pay for assisted living, including Medicaid, Social Security and Supplemental Security Income. It also helps with assigning powers of attorney and creating simple wills.
CLAIM(800) 390-3330CLAIM is the state health insurance information program for older adults. Through this program, trained volunteers provide seniors with information about their health insurance options and help them compare Medicare Advantage Plans, long-term care insurance policies and prescription drug plans, helping them get the policies that best fit their needs and budget. CLAIM counselors can also help older adults sort and understand their medical bills and recognize and resolve billing errors. 

Assisted Living Laws and Regulations in Saint Louis County

St. Louis-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Missouri are required to follow. Visit our Assisted Living in Missouri page for more information about these laws.

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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