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The 10 Best Assisted Living Facilities in Saint Charles County, MO for 2024

Our comprehensive listings and authentic reviews in Saint Charles County, MO below include 24 Assisted Living facilities with review. On...

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Paying for Assisted Living in St. Charles County

As part of the greater St. Louis area, St. Charles County shares the city’s average assisted living price of $3,750 per month. This is higher than the state average of $3,000, according to Genworth’s 2020 Cost of Care Survey. However, assisted living in St. Charles County is more affordable than the national median cost of $4,300 per month.

The Cost of Assisted Living in Nearby Cities

St. Charles County has one of the highest assisted living costs in Missouri. It’s beaten only by the Kansas City area, which has an average cost of $4,460 per month. In the center of the state, Columbia averages $2,900. Assisted living in the nearby capital of Jefferson City costs about $3,150 per month. On the Ozark Plateau, Springfield has a slightly higher assisted living price of $3,100. Nearby Joplin has the lowest assisted living cost in the state at $2,500 per month, which is $1,250 more affordable than the average paid in St. Charles County. In the state’s northwest corner, St. Joseph the average cost of assisted living is $3,488 per month. On the opposite side of the state, Cape Girardeau has a similar cost at $3,374.

St. Charles County/St. Louis

$3,750

Missouri Average

$3,000

The United States

$4,300

Joplin

$2,500

Columbia

$2,900

Springfield

$3,100

Jefferson City

$3,150

Cape Girardeau

$3,374

St. Joseph

$3,488

Kansas City

$4,460

Financial Assistance for Assisted Living in St. Charles County

Seniors in St. Charles County may be eligible for financial assistance through Missouri’s optional state supplementation (OSS) program. This cash assistance program is available to seniors who live in a licensed assisted living facility and don’t have sufficient income to pay for their care.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Missouri page.

Financial Assistance in Missouri

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Missouri page.

Free Assisted Living Resources in St. Charles County

ResourceContactService
Aging Ahead(800) 243-6060Aging Ahead is the designated Area Agency on Aging that provides supportive services to seniors in St. Charles and surrounding counties. Aging adults can get help applying for health insurance and finding long-term care options. The AAA also offers transportation, legal and elder abuse prevention resources. The Choice program provides senior activities and educational seminars at libraries, community centers and churches throughout the agency’s service area.
Missouri Veterans Commission(314) 253-4455Service officers at this state-run agency are available to help veterans access financial assistance and entitlement programs that may help cover the cost of assisted living care. Service members can get help submitting and tracking applications for state and federal benefits, such as disability compensation, health care benefits, pensions and pension top-up benefits through the VA Aid and Attendance program.
Mayor Tom Brown Senior Center(573) 751-6400Located in St. Peters, this St. Charles County senior center offers older adults the use of a library, fitness center, billiards room and computer room. Adults aged 60 and over are invited to participate in educational seminars, art workshops and exercise classes. Health clinics, including blood pressure and blood sugar testing, are held here, and the center also offers a transportation and errand assistance program.
Missouri Department of Health & Senior Services(636) 524-8507The Department of Health & Senior Services offers a variety of educational programs designed to keep adults healthy as they age, including chronic disease control and fall prevention classes. The department’s long-term care ombudsman program provides advocacy and assistance to residents of assisted living communities. It also operates a legal helpline and a resource center where seniors can find information about local services.
Legal Services of Eastern Missouri(800) 444-0514This nonprofit organization’s elder law program offers free help with civil legal issues, such as housing disputes and consumer matters. Seniors can also get help preparing wills, care directives and powers of attorney. Attorneys here also work to ensure low-income seniors have equal access to public benefits programs and healthcare services.

Assisted Living Laws and Regulations in St. Charles County

St. Charles-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Missouri are required to follow. Visit our Assisted Living in Missouri page for more information about these laws.

Assisted Living Laws and Regulations in Missouri

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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