The 10 Best Assisted Living Facilities in Saint Peters, MO for 2023

Saint Peters is a northern suburb of St. Louis, MO, located where the Mississippi and Missouri rivers run close together. Surrounded by greenery and several historic frontier communities, Saint Peters is home to approximately 59,000 residents, almost 17% of whom are seniors aged 65 and over. Older adults living in Saint Peters are close to high-quality health care, popular shopping and entertainment venues and opportunities for walking and hiking in the undeveloped areas along the river.

Saint Peters has several senior living options, including assisted living communities. These communities support seniors with daily assistance and caregiver services, though they don't typically offer extensive medical care. Seniors in Saint Peters pay an average of $4,100 a month for assisted living, according to the Genworth 2021 Cost of Care Survey. This is $1,100 more than the average cost in Missouri, but it's $400 less than the national average.

This guide covers the costs of senior living options in Saint Peters and includes details about paying for senior care. There's also information about assisted living laws and regulations that govern long-term care facilities in Missouri, along with a list of helpful senior resources.

Assisted living communities in Saint Peters are regulated by the Missouri Department of Health and Senior Services. The department employs an ombudsman who addresses complaints of abuse and neglect, conducts inspections of community locations and publishes regulations that senior residential care communities must follow. Seniors and family members can get referrals to resources throughout the state from the department.

• Saint Peters has a fairly low cost of living relative to the national average. Costs for common expenses in the Saint Peters area average about 92% of the aggregated national average. Transportation and housing costs are especially low in the area, but health costs are also about 4% lower than the U.S. median.
• The crime rate is low in Saint Peters, both for property and violent crimes. On a 100-point scale where the national violent crime rate is 22.7, Saint Peter's only rates at 11.5. The city's property crime rates are closer to the national average of 35.4, but they are still lower at 33.
• Saint Peters gets a bit more rain than the average place in the United States, and snow falls in town during the winter. Even so, the area gets a solid 201 sunny days in an average year, close to the national average of 205 sunny days. Summers here can be warm, with July temperatures reaching close to 88 degrees, with mild spring and fall weather ideal for seniors who enjoy the outdoors. 
• The ratio of doctors to residents in Saint Peters is about half the national rate. Across the country, communities average 210 physicians for every 100,000 residents, while the ratio in Saint Peters is just 88 per 100,000. However, seniors in Saint Peters are close to high-quality health services in St. Louis and other nearby cities, such as St. Luke's Hospital.
• Air quality in Saint Peters is close to the average for the nation, but it has shown significant improvement over the years. Since 1996, the city has seen a drop in bad air quality days from nearly 60 days a year with hazardous air to less than 10. 
• Missouri has a moderately high state and local tax system. This includes taxes on regular income, investments and retirement savings. Seniors who depend on Social Security may qualify for a full exemption, however.

Assisted living in Saint Peters averages $4,100 a month, but that figure may vary depending on location and amenities.

Seniors pay an average of $4,100 a month for assisted living in Saint Peters, which is $400 a month less than the national average. It's more expensive than the $3,000 median assisted living fee in Missouri, however. Other cities in Missouri vary greatly in their cost of care. Kansas City, for example, is significantly more expensive than Saint Peters, at $4,585 a month. More competitive pricing for assisted living can be found in Springfield ($3,250), Columbia ($2,800) and Cape Girardeau ($2,538).

Seniors in Saint Peters have living options aside from assisted living, which may cost more or less than the average local cost of assisted living, at $4,100. In-home care and home health care are more expensive; both average $5,482 per month. Adult day health care in Saint Peters is less costly at $1,918. The more intensive medical monitoring and care offered by nursing homes costs more than assisted living, at $5,627 for a semiprivate room.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Missouri page.