The capital of Maryland and once temporary capital of the United States, the city of Annapolis is home to nearly 40,000 residents. Adults aged 65 and older make up 15.5% of the city’s population. These seniors benefit from affordable health care and high-quality hospitals, such as Anne Arundel Medical Center

Seniors in Annapolis who need a high level of care throughout the day may be placed in a nursing facility. These locations offer 24-hour monitoring, supervision and care from skilled nurses and other medical professionals. Nursing home costs in Annapolis are relatively high. The average monthly cost for a semiprivate room is $11,984, according to Genworth’s Cost of Care Survey for 2020. Home care and assisted living facilities are more affordable care options for seniors who don’t require the high level of service provided in nursing homes. 

Nursing home cost comparisons with nearby cities, as well as comparisons with other types of senior care, are available in this guide. There are also links to free nursing home resources in the community. 

Directory of Nursing Homes in Annapolis, MD

BayWoods of Annapolis

7101 Bay Front Drive, Annapolis, MD, 21403

My mother is now in the Arbor at Baywoods, and I have no complaints. It only goes up 6 floors. There’s an east side, west side, and the middle. There’s a library and a bar, and they have happy hour. T … (read more)
My mother is now in the Arbor at Baywoods, and I have no complaints. It only goes up 6 floors. There’s an east side, west side, and the middle. There’s a library and a bar, and they have happy hour. T … (read more)

Heritage Harbour Health and Rehabilitation Center

2700 SOUTH HAVEN ROAD, Annapolis, MD, 21401

My mother in law has been here many times.Staff was excellent with her dialysis treatment and needs.The facility was clean,food was ok (not as good as home cooked),when we called the facility for info … (read more)
My mother in law has been here many times.Staff was excellent with her dialysis treatment and needs.The facility was clean,food was ok (not as good as home cooked),when we called the facility for info … (read more)

Autumn Lake Healthcare at Spa Creek

35 Milkshake Lane, Annapolis, MD, 21403

Spa Creek Center is located minutes from the Spa Creek Marina in a suburban residential neighborhood of Annapolis, Maryland. Visitors appreciate the facility’s convenient location, which is only a sho … (read more)
Spa Creek Center is located minutes from the Spa Creek Marina in a suburban residential neighborhood of Annapolis, Maryland. Visitors appreciate the facility’s convenient location, which is only a sho … (read more)

Bay Ridge Health Care Center

900 VAN BUREN STREET, Annapolis, MD, 21403

My family is very disappointed with this facility. My sister’s care was, in my opinion, based on what we learned after she had to be admitted to the hospital, inadequate. She developed a bed sore so … (read more)
My family is very disappointed with this facility. My sister’s care was, in my opinion, based on what we learned after she had to be admitted to the hospital, inadequate. She developed a bed sore so … (read more)

Future Care Chesapeake

305 College Parkway, Arnold, MD, 21012

Staffing: The regular staff was very good. The temps ranged from good to very bad! The PT/OT staff are excellent! They work hard to help you get better. Food: It varies. Food is usually adequa … (read more)
Staffing: The regular staff was very good. The temps ranged from good to very bad! The PT/OT staff are excellent! They work hard to help you get better. Food: It varies. Food is usually adequa … (read more)

Fairfield Nursing Center

1454 FAIRFIELD LOOP ROAD, Crownsville, MD, 21032

My mom is staying at Fairfield Nursing and Rehabilitation Center. She’s in an individual room, which is what she wanted, it’s large, and has a nice window with a nice view. The staffing is good, but w … (read more)
My mom is staying at Fairfield Nursing and Rehabilitation Center. She’s in an individual room, which is what she wanted, it’s large, and has a nice window with a nice view. The staffing is good, but w … (read more)

Complete Care at Severna Park

310 Genesis Way, Severna Park, MD, 21146

My mother went there for less than 24 hours after being released from the hospital. Although I was the listed caregiver, I was never contacted. When I called, I was never able to speak to staff – ju … (read more)
My mother went there for less than 24 hours after being released from the hospital. Although I was the listed caregiver, I was never contacted. When I called, I was never able to speak to staff – ju … (read more)

South River Health and Rehabilitation Center

144 WASHINGTON ROAD, Edgewater, MD, 21037

We put my friend to rehab at South River Healthcare Center after she fell. They said she wasn’t making progress so they moved her to the nursing home. That was twice what we were paying for at this ne … (read more)
We put my friend to rehab at South River Healthcare Center after she fell. They said she wasn’t making progress so they moved her to the nursing home. That was twice what we were paying for at this ne … (read more)

Severna Park Center

24 Truckhouse Road, Severna Park, MD, 21146


Nursing Home Costs in Annapolis, MD

The average cost for a semiprivate room in an Annapolis nursing home is $11,984 per month. For a private room, the average monthly cost is $12,805.

The Cost of Nursing Home Care in Nearby Cities

Annapolis has the most expensive nursing home costs in the state of Maryland. It’s about $1,800 more than the Maryland average and about $4,000 more than the U.S. average. The only nearby city more expensive than Annapolis is Washington, D.C. at $12,471 per month. In Hagerstown to the west, the average cost is $9,794 per month. The city of California, which is at the southern end of the state, has an average cost of $8,137 per month, making it the least expensive city in Maryland for nursing home care.

$11984

Annapolis

$10190

Maryland

$7756

United States

$9794

Hagerstown

$8137

California

$12471

Washington, D.C.

The Cost of Other Types of Senior Care

Skilled services and around-the-clock supervision make nursing homes the most expensive form of senior care in Annapolis. Older adults who only require minimal supervision during the day can use adult day health care, which costs just $1,896 per month on average. Assisted living communities offer room, board and help with daily activities for an average cost of $5,000 per month. Seniors who stay at home can hire home care services for $4,671 per month or home health care for $4,957 per month. 

$4671

Home care

$4957

Home health care

$1896

Adult day health care

$5000

Assisted living

$11984

Nursing home (semiprivate room)

$12805

Nursing home (private room)

Note: Data for Annapolis was unavailable, so data for the nearest city, Baltimore, was used instead.

Financial Assistance for Nursing Home Care in Annapolis, MD

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in Annapolis, MD

The following private and public resources help seniors in Annapolis whether they are in a nursing facility or considering moving into a facility. Financial assistance, information, legal help and other services are available through these resources. 

Resource

Contact

Services

(410) 222-4257

The long-term care ombudsman program for Anne Arundel County is responsible for answering questions about nursing homes, investigating reports of abuse, providing information to the public and advocating for the improvement of conditions at long-term care facilities in the county. The ombudsman works with individuals and families, legal representatives, staff working at nursing facilities and any members of the community interested in nursing facilities. These parties can file complaints online or over the phone. 

(410) 605-7826

Staff at the Annapolis Vet Center work closely with local veterans, as well as qualifying dependents, to ensure they get the benefits they deserve. They can help with the sign-up process or resolve problems with claims. Veterans in nursing homes, or at risk for placement, may be eligible for Aid & Attendance benefits. This program provides funds in addition to the regular pension to help pay for the extra support many beneficiaries need. 

(410) 972-2700

Maryland Legal Aid is a private, nonprofit law firm that provides free legal assistance for low-income residents. Its Long-Term Care Assistance Project and the Maryland Senior Legal Helpline are targeted to seniors. Older adults aged 60 and over can contact the free telephone hotline to get brief answers to questions or referrals to resources or services. The assistance project helps seniors access long-term health care, including placement in nursing facilities. 

(410) 222-4257

The SHIP program gives seniors in Annapolis the power to obtain benefits that make affording nursing homes and other types of long-term care possible. They provide one-on-one assistance regarding supplement options, prescription drug plans and Medicare billing issues. SHIP also operates the Senior Medical Patrol program, which helps Medicare beneficiaries detect fraud and abuse, identify deceptive health care practices, recognize scams and protect their personal information.