Severna Park is a census-designated place in Anne Arundel County, bordered on two sides by the Severn and Magothy rivers. According to the 2020 census, 15.9% of its almost 40,000 residents are aged 65 and older. The area’s appeal lies in its affordable health care costs, low crime rates, comfortable climate and low-cost transportation. There’s also an impressive number of parks, some offering opportunities to picnic and take gentle strolls, while others, such as Lake Waterford Park, are more natural – attracting lovers of fishing and hiking.

Assisted living in Severna Park typically costs around $5,000, which is average for Maryland, and $700 per month more than what the typical American pays. For the fee, seniors retain their autonomy while deferring some daily chores, such as housekeeping, cooking and medication management, to trained staff. Assisted living communities encourage participation in shared activities but seniors are free to come and go as they wish, providing them with a mostly independent lifestyle with the addition of help when they need it.

This guide considers the pros and cons of living in Severna Park and reveals typical assisted living costs in the region. It also lists some senior-friendly resources.

Directory of Assisted Living Facilities in Severna Park, MD

2015, 2017, 2022

Sunrise of Severna Park

43 West McKinsey Road, Severna Park, MD, 21146

Sunrise of Severna Park is located between Cypress Creek Park and the Park Plaza Shopping Center in Severna Park, Maryland. Guests praise the facility for its cheerful atmosphere, modern interior and … (read more)
Sunrise of Severna Park is located between Cypress Creek Park and the Park Plaza Shopping Center in Severna Park, Maryland. Guests praise the facility for its cheerful atmosphere, modern interior and … (read more)

Spring Arbor of Severna Park

345 Ritchie Hwy, Severna Park, MD, 21146

My mother is adjusting fine at Spring Arbor of Severna Park. It’s a very nice facility, has very friendly people, is very clean, organized, and the rooms are much bigger. She hasn’t done a lot of the … (read more)
My mother is adjusting fine at Spring Arbor of Severna Park. It’s a very nice facility, has very friendly people, is very clean, organized, and the rooms are much bigger. She hasn’t done a lot of the … (read more)

Kris-Leigh Assisted Living

831 Ritchie Highway, Severna Park, MD, 21146

The staff is very friendly and helpful. My father likes his spacious room, the level of care he is getting and the activities they provide with him. Lovely pleasant water view is a bonus as well.
The staff is very friendly and helpful. My father likes his spacious room, the level of care he is getting and the activities they provide with him. Lovely pleasant water view is a bonus as well.

2014

Heartlands at Severna Park

715 Benfield Road, Severna Park, MD, 21146

Beautiful inside and out.. very clean. Staff is soooo caring and residents are treated with so much love and respect. If you are looking for a place for your loved one, look no further! They will get … (read more)
Beautiful inside and out.. very clean. Staff is soooo caring and residents are treated with so much love and respect. If you are looking for a place for your loved one, look no further! They will get … (read more)

Brightview Severna Park

469 Jumpers Hole Road, Severna Park, MD, 21146

We liked Brightview Severna Park. It was an awesome facility. I think we were most impressed with how they train the staff and the staff was invested in the organization, to the point to where we thin … (read more)
We liked Brightview Severna Park. It was an awesome facility. I think we were most impressed with how they train the staff and the staff was invested in the organization, to the point to where we thin … (read more)

Household of Angels Assisted Living

118 Arundel Beach Rd, Severna Park, MD, 21146

My dad spent almost the last year of his life at the Severna Park house. Margaret, Roger, and the entire staff are wonderful, friendly, and caring – they treat each resident as if he/she were their o … (read more)
My dad spent almost the last year of his life at the Severna Park house. Margaret, Roger, and the entire staff are wonderful, friendly, and caring – they treat each resident as if he/she were their o … (read more)

Complete Care at Severna Park

310 Genesis Way, Severna Park, MD, 21146

They service that my brother receives is below average. The staff do not attend to his needs in a timely manner. He has had several items stolen or misplaced.
They service that my brother receives is below average. The staff do not attend to his needs in a timely manner. He has had several items stolen or misplaced.

Severna Park Center

24 Truck House Rd, Severna Park, MD, 21146


Brookdale Woodward Estates

14997 Health Center Drive, Bowie, MD, 20716

My mother moved into Brookdale Woodward Estates in April. The first week or so, I had to go toe to toe with a couple of people about some of their staff procedures. My mother called me at almost 6:00 … (read more)
My mother moved into Brookdale Woodward Estates in April. The first week or so, I had to go toe to toe with a couple of people about some of their staff procedures. My mother called me at almost 6:00 … (read more)

2016, 2018

Sunrise of Annapolis

800 Bestgate Road, Annapolis, MD, 21401

Sunrise of Annapolis is located in Annapolis, Maryland, near Interstate 97 and close to Quiet Waters Park, the U.S. Naval Academy and Annapolis Towne Centre. Guests give this facility excellent review … (read more)
Sunrise of Annapolis is located in Annapolis, Maryland, near Interstate 97 and close to Quiet Waters Park, the U.S. Naval Academy and Annapolis Towne Centre. Guests give this facility excellent review … (read more)

Charter Senior Living at Bowie

7600 Laurel Bowie Road, Bowie, MD, 20715

I toured Charter Senior Living at Bowie for my aunt. I thought the building was very nice, what I saw there was very nice as well, this would be a great place for her to live. The staff members were a … (read more)
I toured Charter Senior Living at Bowie for my aunt. I thought the building was very nice, what I saw there was very nice as well, this would be a great place for her to live. The staff members were a … (read more)

Morningside House of Friendship

7548 Old Telegraph Rd, Hanover, MD, 21076

Morningside House of Friendship looked nice, clean, and well-furnished. They had different apartment sizes, and because my brother is just going there in for respite care, we just saw the small ones. … (read more)
Morningside House of Friendship looked nice, clean, and well-furnished. They had different apartment sizes, and because my brother is just going there in for respite care, we just saw the small ones. … (read more)

Annapolitan Assisted Living

84 North Old Mill Bottom Road, Annapolis, MD, 21409

Look no further, this assisted living home is amazing! My mother lived in an assisted living facility prior to moving to Annapolitan Assisted Living, and while we are thankful that her prior facility … (read more)
Look no further, this assisted living home is amazing! My mother lived in an assisted living facility prior to moving to Annapolitan Assisted Living, and while we are thankful that her prior facility … (read more)

Atria Manresa

85 Manresa Road, Annapolis, MD, 21401

Atria Manresa sits next to the Severn River in Annapolis, Maryland, just minutes from Route 50 and Jonas Green State Park. Residents and their loved ones compliment the community for its warm, invitin … (read more)
Atria Manresa sits next to the Severn River in Annapolis, Maryland, just minutes from Route 50 and Jonas Green State Park. Residents and their loved ones compliment the community for its warm, invitin … (read more)

Utopia’s Touch Assisted Living

237 Severn Rd., Millersville, MD, 21108

Beautiful facility, very clean and staff very friendly and educated on care for my love one! Thanks
Beautiful facility, very clean and staff very friendly and educated on care for my love one! Thanks

Bowie Assisted Living, Inc.

12001 Lanham Severn Rd, Bowie, MD, 20720

Bowie Assisted Living, Inc. had a lot of character. People were up and about. Some were in their rooms, some were getting their nails done, some were playing games, and some were watching TV. The owne … (read more)
Bowie Assisted Living, Inc. had a lot of character. People were up and about. Some were in their rooms, some were getting their nails done, some were playing games, and some were watching TV. The owne … (read more)

Access Care Assisted Living

3903 Claxton Pl, Bowie, MD, 20715

Access Care Assisted Living was clean and very open. I saw people working with other residents. Some were playing games and some were watching television. Everyone was out and about. No one was really … (read more)
Access Care Assisted Living was clean and very open. I saw people working with other residents. Some were playing games and some were watching television. Everyone was out and about. No one was really … (read more)

Bay Village of Annapolis

979 Bay Village Dr, Annapolis, MD, 21403

Bay Village of Annapolis was great. The staff was very informative and answered my questions. The community is beautiful, bright, clean, and brand new. A lot of residents were out and active. One time … (read more)
Bay Village of Annapolis was great. The staff was very informative and answered my questions. The community is beautiful, bright, clean, and brand new. A lot of residents were out and active. One time … (read more)

Regency Park

730 State Route 3 S, Gambrills, MD, 21054

The representative we spoke to at Regency Park seemed very knowledgeable. She answered all our questions and she even gave us some information we didn’t ask for. She gave us a nice tour. The facility … (read more)
The representative we spoke to at Regency Park seemed very knowledgeable. She answered all our questions and she even gave us some information we didn’t ask for. She gave us a nice tour. The facility … (read more)

Locust Lodge Assisted Living

184 Meadow Road, Pasadena, MD, 21122

My mom will be moving into Locust Lodge II. I like the price because she’s having an OK income, but it just doesn’t qualify for that high end stuff. Everything seems to be starting at $6,000 a month, … (read more)
My mom will be moving into Locust Lodge II. I like the price because she’s having an OK income, but it just doesn’t qualify for that high end stuff. Everything seems to be starting at $6,000 a month, … (read more)

What to Consider About Assisted Living in Severna Park

The Office of Health Care Quality, a division of the Maryland Department of Health, is responsible for regulating, monitoring and licensing assisted living facilities throughout the state. It also certifies facilities eligible to accept residents who benefit from Medicaid support and Medicare plans.

Benefits and Drawbacks of Assisted Living in Severna Park

  • According to Area Vibes, the average cost of living index for Severna Park is 146, which is above the state average of 121 and the national average of 100. However, the city’s health cost index is 84, which is a little better than Maryland’s average and significantly below the U.S. average. This strongly suggests that seniors pay less, on average, for their health care treatments in Severna Park.
  • Severna Park has one of the better climates in this part of the country, providing its residents with four distinct seasons and temperatures that won’t expose them to nature’s extremities. January is the coldest month — typically 27 degrees, while July is usually a comfortable 88 degrees. Snowfall is half the national average at 14 inches annually and rainfall is around six inches more than normal. Although, it can be argued that the pleasingly green landscape is well worth a little extra rain. 
  • Although all crime is unwelcome, Severna Park’s crime statistics will be envied by many cities in the state and the country. Property crime is about half the average and violent crime is even less common, with the chances of becoming a victim in Severna Park at 1 in 702. The state average is 1 in 220.
  • Several medical facilities serve the residents of Severna Park, such as Millenium Health SVC. The nearest hospital, UM Baltimore Washington Medical Center, is only 15 minutes away in Glen Burnie. U.S. News & World Report ranks it #10 in Maryland. There are also a significant number of therapists, psychiatrists, dentists and counselors who accept patients with Medicare.
  • Anne Arundell County provides two types of paratransit services for seniors. The Complementary Paratransit service operates like the fixed route service and covers the same areas. It can transport seniors to locations within three-quarters of a mile of a fixed route stop. The General Paratransit service is for disabled riders with disabilities that stop them from using other forms of transport. 

Paying for Assisted Living in Severna Park

According to the 2020 Genworth Cost of Care Survey, the typical senior in Severna Park pays $5,000 per month for assisted living services. The Maryland average is also $5,000, while the U.S. average is $700 less. However, this isn’t surprising, as the counties surrounding the nation’s capital tend to have higher costs than average

The Cost of Assisted Living in Nearby Cities

Severna Park’s assisted living costs are in the middle for Maryland. For example, seniors in California expect to pay around $6,200 for similar services to their peers further north, while in Hagerstown, fees are more likely to be $4,500. Seniors in Washington D.C. also have higher costs — typically $6,000. 

$5000

Severna Park

$5000

Maryland

$4300

The United States

$4500

Hagerstown

$6200

California

$6000

Washington D.C.

The Cost of Other Types of Senior Care

Assisted living is an affordable option in Severna Park, particularly when compared to home health care, at $4,957, and home care, at $4,671. Although both options have lower fees, the senior also needs to budget for home living costs. Adult day care is the most affordable option, at $1,896, while nursing homes have the highest fees — typically $12,805 for a private room (although semiprivate ones are usually available for around $11,984).

$4671

Home Care

$4957

Home Health Care

$1896

Adult Day Health Care

$5000

Assisted Living Facility

$11984

Nursing Home Facility (semiprivate room)

$12805

Nursing Home Facility (private room)

Note: Data for Severna Park was unavailable, so data for the nearest city, Baltimore, was used instead.

Financial Assistance for Assisted Living in Severna Park

Seniors in small assisted living facilities in Severna Park may be able to access financial assistance through Maryland’s Senior Assisted Living Group Home Subsidy. Seniors who are eligible for Social Security payments, or who would be eligible except for income, may also be able to receive the Optional State Supplement.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Maryland page.

Paying for Assisted Living Facilities in Maryland

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Maryland page.

Free Assisted Living Resources in Severna Park

Severna Park and Anne Arundel County provide numerous resources for seniors in the community. These examples of some of them can help veterans access the benefits to which they’re entitled and provide all seniors with ways of enhancing their quality of life through socializing with their peers and volunteering time to help their neighbors.

Resource

Contact

Service

(410) 222-4257

The Anne Arundel County Aging and Disabilities Department is a multi-resource agency focused on improving the lives of the county's seniors and their caregivers. Its staff can help seniors consider all aspects of planning for their later years, including financial considerations. In concert with AARP, it can also help seniors file their tax returns and, for those who qualify, access the assisted living subsidy program.

(410) 923-4255

The Anne Arundel County Food Bank is a nonprofit organization dedicated to helping the area's most needy residents avoid hunger. Its work relies on the support of volunteers to pack and deliver food parcels, but also to be involved in fundraising activities to purchase food. Many of its volunteers are seniors who want to use their spare time to help this worthy cause.

(410) 222-1821

The Anne Arundel County Veterans Affairs Commission is managed by veterans and is focused on helping them access all the benefits and support available in the community. Examples of help include assisting with applications for the VA Aid and Attendance benefit, a monthly payment that can cover some residential care costs. The commission can also refer veterans and their families to VA medical centers and clinics across Maryland.

(410) 222-1922

Less than 10 minutes from Severna Park, Arnold Senior Center is a place for older residents to socialize and participate in activities designed to develop the mind and body. Ceramics and painting classes allow seniors to release their artistic talents, exercise classes, such as gentle yoga, help them develop stamina and strength and line dancing blends exercise with entertainment. The center's book club is popular, as are the quilting classes. There's a congregate meal program too, where seniors can share freshly prepared lunches with their friends.

Assisted Living Laws and Regulations in Severna Park

Severna Park-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Maryland are required to follow. Visit our Assisted Living in Maryland page for more information about these laws.

Assisted Living Laws and Regulations in Maryland