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The 10 Best Assisted Living Facilities in Severna Park, MD for 2024

Severna Park is a census-designated place in Anne Arundel County, bordered on two sides by the Severn and Magothy rivers. According to the 2020 census, 15.9% of its almost 40,000 residents are aged 65 and older. The area’s appeal lies in its affordable health care costs, low crime rates, comfortable climate and low-cost transportation. There’s also an impressive number of parks, some offering opportunities to picnic and take gentle strolls, while others, such as Lake Waterford Park, are more natural – attracting lovers of fishing and hiking.

Assisted living in Severna Park typically costs around $5,000, which is average for Maryland, and $700 per month more than what the typical American pays. For the fee, seniors retain their autonomy while deferring some daily chores, such as housekeeping, cooking and medication management, to trained staff. Assisted living communities encourage participation in shared activities but seniors are free to come and go as they wish, providing them with a mostly independent lifestyle with the addition of help when they need it.

This guide considers the pros and cons of living in Severna Park and reveals typical assisted living costs in the region. It also lists some senior-friendly resources.

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Assisted Living Facilities in Severna Park, Maryland

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What to Consider About Assisted Living in Severna Park

The Office of Health Care Quality, a division of the Maryland Department of Health, is responsible for regulating, monitoring and licensing assisted living facilities throughout the state. It also certifies facilities eligible to accept residents who benefit from Medicaid support and Medicare plans.

Benefits and Drawbacks of Assisted Living in Severna Park

  • According to Area Vibes, the average cost of living index for Severna Park is 146, which is above the state average of 121 and the national average of 100. However, the city’s health cost index is 84, which is a little better than Maryland’s average and significantly below the U.S. average. This strongly suggests that seniors pay less, on average, for their health care treatments in Severna Park.
  • Severna Park has one of the better climates in this part of the country, providing its residents with four distinct seasons and temperatures that won’t expose them to nature’s extremities. January is the coldest month — typically 27 degrees, while July is usually a comfortable 88 degrees. Snowfall is half the national average at 14 inches annually and rainfall is around six inches more than normal. Although, it can be argued that the pleasingly green landscape is well worth a little extra rain. 
  • Although all crime is unwelcome, Severna Park’s crime statistics will be envied by many cities in the state and the country. Property crime is about half the average and violent crime is even less common, with the chances of becoming a victim in Severna Park at 1 in 702. The state average is 1 in 220.
  • Several medical facilities serve the residents of Severna Park, such as Millenium Health SVC. The nearest hospital, UM Baltimore Washington Medical Center, is only 15 minutes away in Glen Burnie. U.S. News & World Report ranks it #10 in Maryland. There are also a significant number of therapists, psychiatrists, dentists and counselors who accept patients with Medicare.
  • Anne Arundell County provides two types of paratransit services for seniors. The Complementary Paratransit service operates like the fixed route service and covers the same areas. It can transport seniors to locations within three-quarters of a mile of a fixed route stop. The General Paratransit service is for disabled riders with disabilities that stop them from using other forms of transport. 

Paying for Assisted Living in Severna Park

According to the 2020 Genworth Cost of Care Survey, the typical senior in Severna Park pays $5,000 per month for assisted living services. The Maryland average is also $5,000, while the U.S. average is $700 less. However, this isn’t surprising, as the counties surrounding the nation’s capital tend to have higher costs than average

The Cost of Assisted Living in Nearby Cities

Severna Park’s assisted living costs are in the middle for Maryland. For example, seniors in California expect to pay around $6,200 for similar services to their peers further north, while in Hagerstown, fees are more likely to be $4,500. Seniors in Washington D.C. also have higher costs — typically $6,000. 

Severna Park

$5,000

Maryland

$5,000

The United States

$4,300

Hagerstown

$4,500

California

$6,200

Washington D.C.

$6,000

The Cost of Other Types of Senior Care

Assisted living is an affordable option in Severna Park, particularly when compared to home health care, at $4,957, and home care, at $4,671. Although both options have lower fees, the senior also needs to budget for home living costs. Adult day care is the most affordable option, at $1,896, while nursing homes have the highest fees — typically $12,805 for a private room (although semiprivate ones are usually available for around $11,984).

Home Care

$4,671

Home Health Care

$4,957

Adult Day Health Care

$1,896

Assisted Living Facility

$5,000

Nursing Home Facility (semiprivate room)

$11,984

Nursing Home Facility (private room)

$12,805

Note: Data for Severna Park was unavailable, so data for the nearest city, Baltimore, was used instead.

Financial Assistance for Assisted Living in Severna Park

Seniors in small assisted living facilities in Severna Park may be able to access financial assistance through Maryland’s Senior Assisted Living Group Home Subsidy. Seniors who are eligible for Social Security payments, or who would be eligible except for income, may also be able to receive the Optional State Supplement.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Maryland page.

Paying for Assisted Living Facilities in Maryland

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Maryland page.

Free Assisted Living Resources in Severna Park

Severna Park and Anne Arundel County provide numerous resources for seniors in the community. These examples of some of them can help veterans access the benefits to which they’re entitled and provide all seniors with ways of enhancing their quality of life through socializing with their peers and volunteering time to help their neighbors.

ResourceContactService
Anne Arundel County Aging and Disabilities Department(410) 222-4257The Anne Arundel County Aging and Disabilities Department is a multi-resource agency focused on improving the lives of the county's seniors and their caregivers. Its staff can help seniors consider all aspects of planning for their later years, including financial considerations. In concert with AARP, it can also help seniors file their tax returns and, for those who qualify, access the assisted living subsidy program.
Anne Arundel County Food and Resource Bank(410) 923-4255The Anne Arundel County Food Bank is a nonprofit organization dedicated to helping the area's most needy residents avoid hunger. Its work relies on the support of volunteers to pack and deliver food parcels, but also to be involved in fundraising activities to purchase food. Many of its volunteers are seniors who want to use their spare time to help this worthy cause.
Anne Arundel County Veterans Affairs Commission(410) 222-1821The Anne Arundel County Veterans Affairs Commission is managed by veterans and is focused on helping them access all the benefits and support available in the community. Examples of help include assisting with applications for the VA Aid and Attendance benefit, a monthly payment that can cover some residential care costs. The commission can also refer veterans and their families to VA medical centers and clinics across Maryland.
Arnold Senior Center(410) 222-1922Less than 10 minutes from Severna Park, Arnold Senior Center is a place for older residents to socialize and participate in activities designed to develop the mind and body. Ceramics and painting classes allow seniors to release their artistic talents, exercise classes, such as gentle yoga, help them develop stamina and strength and line dancing blends exercise with entertainment. The center's book club is popular, as are the quilting classes. There's a congregate meal program too, where seniors can share freshly prepared lunches with their friends.

Assisted Living Laws and Regulations in Severna Park

Severna Park-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Maryland are required to follow. Visit our Assisted Living in Maryland page for more information about these laws.

Assisted Living Laws and Regulations in Maryland

Reviews of Communities Nearby

Assisted Living

Cindy

I visited this facility

Review of Sunrise of Severna Park

I liked the space at Sunrise of Severna Park. I liked the atmosphere, the friendliness of it, and the convenience. I was interested in the 1-bedroom apartment, living room, little kitchenette type...

Provider response

Hi Cindy, Each and every guest who enters a Sunrise community is important to us. It is wonderful to know that you had such a positive experience when touring Sunrise of Severna Park. We would be...

Read more

Assisted Living

ReviewerFC101423A

I am a friend or relative of a current/past resident

Review of The Sheridan at Severna Park

My mother-in-law is at the Sheridan at Severna Park. We've only been there a little bit, so it makes a very nice initial impression. It is really first class pretty. Anything that we've asked them...

Read more

Assisted Living

Debbie

I visited this facility

Review of Sunrise of Severna Park

I went to Sunrise of Severna Park. It's very nice and very clean. They have a lot of frequent activities. They have bingo every week. The units were very nice and very clean. The staff were very...

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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