Annapolis is a city of 39,223 people on the banks of Chesapeake Bay that’s about 32 miles east of Washington D.C. Approximately 15.5% of the population are aged 65 and over, drawn by the historical links to the country’s formation and its navy. Sandy Point State Park is popular with picnic lovers and bird watchers, while those who prefer to be on the water can join one of the numerous sailing excursions on Chesapeake Bay.

For some, aging makes daily tasks more challenging. Assisted living facilities address the problem, providing independent seniors with homes that include 24-hour security and staff who ensure meals are prepared and rooms cleaned. Since fees vary between facilities, the Genworth Cost of Care Survey finds the average to help families understand likely costs. The 2020 survey revealed them to be $5,000 per month in Annapolis, the same as the state average and $700 above the national average of $4,300.

This guide introduces average costs across Maryland and discusses the pros and cons of living in Annapolis. It also lists some resources available to seniors in assisted living facilities.

Directory of Assisted Living Facilities in Annapolis, MD

2016, 2018

Sunrise of Annapolis

800 Bestgate Road, Annapolis, MD, 21401

Sunrise of Annapolis is located in Annapolis, Maryland, near Interstate 97 and close to Quiet Waters Park, the U.S. Naval Academy and Annapolis Towne Centre. Guests give this facility excellent review … (read more)
Sunrise of Annapolis is located in Annapolis, Maryland, near Interstate 97 and close to Quiet Waters Park, the U.S. Naval Academy and Annapolis Towne Centre. Guests give this facility excellent review … (read more)

Atria Manresa

85 Manresa Road, Annapolis, MD, 21401

Atria Manresa sits next to the Severn River in Annapolis, Maryland, just minutes from Route 50 and Jonas Green State Park. Residents and their loved ones compliment the community for its warm, invitin … (read more)
Atria Manresa sits next to the Severn River in Annapolis, Maryland, just minutes from Route 50 and Jonas Green State Park. Residents and their loved ones compliment the community for its warm, invitin … (read more)

Annapolitan Assisted Living

84 North Old Mill Bottom Road, Annapolis, MD, 21409

Dad is approaching the third anniversary of arriving at The Annapolitan. I wrote a 5-Star review over a year ago, extolling the many virtues and high quality of life provided by Jim T. and his magnifi … (read more)
Dad is approaching the third anniversary of arriving at The Annapolitan. I wrote a 5-Star review over a year ago, extolling the many virtues and high quality of life provided by Jim T. and his magnifi … (read more)

Brightview Annapolis

1935 Generals Highway, Annapolis, MD, 21401

Brightview Annapolis is located in the western section of Maryland’s state capital, just north of the Westfield Annapolis shopping mall. Reviewers appreciate the pleasant atmosphere of this facility, … (read more)
Brightview Annapolis is located in the western section of Maryland’s state capital, just north of the Westfield Annapolis shopping mall. Reviewers appreciate the pleasant atmosphere of this facility, … (read more)

Autumn Lake Healthcare at Spa Creek

35 Milkshake Ln, Annapolis, MD, 21403

Spa Creek Center is located minutes from the Spa Creek Marina in a suburban residential neighborhood of Annapolis, Maryland. Visitors appreciate the facility’s convenient location, which is only a sho … (read more)
Spa Creek Center is located minutes from the Spa Creek Marina in a suburban residential neighborhood of Annapolis, Maryland. Visitors appreciate the facility’s convenient location, which is only a sho … (read more)

Chesapeake Caregivers Inc

1161 Spa Road, Annapolis, MD, 21403


HeartHomes at Bay Ridge

3023 Arundel On the Bay Road # A, Annapolis, MD, 21403


Assisted Living Of Annapolis

477 Broadneck Road, Annapolis, MD, 21409


Golden Arms Assisted Living

881 Chesterfield Rd., Annapolis, MD, 21401


2015, 2017, 2022

Sunrise of Severna Park

43 West McKinsey Road, Severna Park, MD, 21146

Sunrise of Severna Park is located between Cypress Creek Park and the Park Plaza Shopping Center in Severna Park, Maryland. Guests praise the facility for its cheerful atmosphere, modern interior and … (read more)
Sunrise of Severna Park is located between Cypress Creek Park and the Park Plaza Shopping Center in Severna Park, Maryland. Guests praise the facility for its cheerful atmosphere, modern interior and … (read more)

Spring Arbor of Severna Park

345 Ritchie Hwy, Severna Park, MD, 21146

My mother is adjusting fine at Spring Arbor of Severna Park. It’s a very nice facility, has very friendly people, is very clean, organized, and the rooms are much bigger. She hasn’t done a lot of the … (read more)
My mother is adjusting fine at Spring Arbor of Severna Park. It’s a very nice facility, has very friendly people, is very clean, organized, and the rooms are much bigger. She hasn’t done a lot of the … (read more)

Arcadia Of Crofton

1260 Defense Highway, Gambrills, MD, 21054

The staff is professional and very caring toward the residents. It’s all very wonderful. The facility has 16 private rooms for its residents and one bathroom for every two rooms. The rooms are simple … (read more)
The staff is professional and very caring toward the residents. It’s all very wonderful. The facility has 16 private rooms for its residents and one bathroom for every two rooms. The rooms are simple … (read more)

Kris-Leigh Assisted Living

831 Ritchie Highway, Severna Park, MD, 21146

The staff is very friendly and helpful. My father likes his spacious room, the level of care he is getting and the activities they provide with him. Lovely pleasant water view is a bonus as well.
The staff is very friendly and helpful. My father likes his spacious room, the level of care he is getting and the activities they provide with him. Lovely pleasant water view is a bonus as well.

Kris-Leigh Assisted Living At Davidsonville

3913 Birdsville Road,, Davidsonville, MD, 21035

Kris-Leigh Assisted Living at Davidsonville is located in the western Annapolis suburb of Davidsonville, Maryland. The facility has full-time doctors to meet the medical needs of its residents. Guests … (read more)
Kris-Leigh Assisted Living at Davidsonville is located in the western Annapolis suburb of Davidsonville, Maryland. The facility has full-time doctors to meet the medical needs of its residents. Guests … (read more)

Brightview Severna Park

469 Jumpers Hole Road, Severna Park, MD, 21146

We liked Brightview Severna Park. It was an awesome facility. I think we were most impressed with how they train the staff and the staff was invested in the organization, to the point to where we thin … (read more)
We liked Brightview Severna Park. It was an awesome facility. I think we were most impressed with how they train the staff and the staff was invested in the organization, to the point to where we thin … (read more)

Rutherford Manor

745 Governor Bridge Road, Davidsonville, MD, 21035

Rutherford Manor is a small, loving facility that is run with the resident as the top priority. From the food to the caregivers, it is exceptional home for your loved one. The owners keep the care of … (read more)
Rutherford Manor is a small, loving facility that is run with the resident as the top priority. From the food to the caregivers, it is exceptional home for your loved one. The owners keep the care of … (read more)

Brightview South River

8 Lee Airpark Drive, Edgewater, MD, 21037

We’re going to pick Brightview South River for my father because he has ended up in a wheelchair. He can get up, but he needs assistance all the time, and other places didn’t quite have that level of … (read more)
We’re going to pick Brightview South River for my father because he has ended up in a wheelchair. He can get up, but he needs assistance all the time, and other places didn’t quite have that level of … (read more)

Household of Angels Assisted Living

118 Arundel Beach Rd, Severna Park, MD, 21146

My dad spent almost the last year of his life at the Severna Park house. Margaret, Roger, and the entire staff are wonderful, friendly, and caring – they treat each resident as if he/she were their o … (read more)
My dad spent almost the last year of his life at the Severna Park house. Margaret, Roger, and the entire staff are wonderful, friendly, and caring – they treat each resident as if he/she were their o … (read more)

Severna Park Center

310 Genesis Way, Severna Park, MD, 21146

They service that my brother receives is below average. The staff do not attend to his needs in a timely manner. He has had several items stolen or misplaced.
They service that my brother receives is below average. The staff do not attend to his needs in a timely manner. He has had several items stolen or misplaced.

Riva Terrace Assisted Living

3073 Riverview Rd, Riva, MD, 21140

No activities just a TV. No group activities. Stopped getting residents together from other 5 homes they own. Takes in hospice patients
No activities just a TV. No group activities. Stopped getting residents together from other 5 homes they own. Takes in hospice patients

What to Consider About Assisted Living in Annapolis

Ultimate responsibility for ensuring standards are maintained in assisted living facilities falls to the Maryland Department of Health. The practical element of the work is conducted by the Office of Health Care Quality, which has the power to issue licenses to facilities and remove them if they fail to provide the level of care demanded.

Benefits and Drawbacks of Assisted Living in Annapolis

  • Sperling’s Best Places’ cost of living indices is based on a national average of 100. Annapolis is 125.6, while the state average is 113. The primary driver for the city’s cost of living is housing, although grocery and utility averages are also above the U.S. averages. However, health care and transportation costs are below average, which can be particularly beneficial to seniors in assisted living facilities.
  • The temperate climate in Annapolis assures seniors of four distinct seasons. January is the coldest month, with lows dropping to 29 degrees Fahrenheit. The hottest month is July, where highs often reach 89 degrees. Seniors can expect about nine inches of snowfall annually, mostly in January.
  • According to Neighborhood Scout, the chances of becoming a victim of violent crime in Annapolis is 1 in 156, compared to 1 in 220 for the state. Although this is concerning, it’s worth remembering that seniors are least likely to be involved in violent crimes, which tend to be committed by and against younger age groups. Although property crime figures are also higher, the difference is not so wide, with Annapolis coming in at 1 in 42 and Maryland 1 in 51. No area is crime-free, but some are safer than others. In Annapolis, these neighborhoods tend to be concentrated nearer Chesapeake Bay and South River Manor.
  • The air and water quality in Annapolis are average, according to Sperling’s Best Places. The city’s air quality equals the national average of 58 and the national water quality average of 55. However, when comparing the city’s focus on cleaning up contaminated land as part of the EPA’s Superfund project, Annapolis scores 91, while the national average is 87.
  • The health of the city’s seniors is in the capable hands of numerous Medicare registered physicians and well-regarded hospitals, such as the Anne Arundel Medical Center, and John Hopkins Hospital, which is less than 40 minutes away in Baltimore.

Paying for Assisted Living in Annapolis

The average monthly fee for assisted living in Annapolis is $5,000, which equals the state average. The following examples from the 2020 Genworth Cost of Care Survey compare costs in Annapolis to other major cities in Maryland. They also compare costs for other types of senior care.

The Cost of Living in Nearby Cities

At $5,000 per month, Annapolis is at the more affordable end of the spectrum for assisted living in Maryland. Only Hagerstown has lower costs at $4,500. In Salisbury, seniors pay an additional $500 per month, resulting in typical costs of $5,500. The rise is even greater in California, where fees of $6,200 are common, surpassing even the $6,000 costs in Washington D.C.

$5000

Annapolis

$5000

Maryland

$4300

The United States

$6000

Washington D.C.

$4500

Hagerstown

$6200

California

$5500

Salisbury

The Cost of Other Types of Senior Care

Sometimes cost differences between senior care services can be less than anticipated. For example, despite assisted living including accommodation, the $5,000 fees are only $43 more per month than home health care’s $4,957 (although home care is a more affordable $4,671). Seniors who can attend adult day care centers have the lowest fees, at $1,896, while nursing home care is the most expensive. A typical semiprivate room costs $11,984 per month, and a private room is $12,805.

$4671

Home care

$4957

Home health care

$1896

Adult day health care

$5000

Assisted living

$11984

Nursing home (semiprivate room)

$12805

Nursing home (private room)

Financial Assistance for Assisted Living in Annapolis

Seniors in the Maryland area may be eligible for assistance with funding from the Senior Assisted Living Group Home Subsidy program

Learn more about these programs, plus who’s eligible, on our Assisted Living in Maryland page.

Financial Assistance for Assisted Living in Annapolis

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Maryland page.

Free Assisted Living Resources in Annapolis

The following resources are available to seniors and their families. They can help meet some assisted living costs, resolve issues with care standards and give seniors access to activities that can enhance their physical and emotional well-being.

ResourceContactService
VA Aid and Attendance Benefits(410) 293-1202The VA Aid and Attendance benefit’s purpose is to help U.S. military veterans and their spouses cover some of the costs of their residential care facilities. Payments are added to the VA pension and are unique to each applicant. The maximum monthly payments are $1,881 for an individual vet, $1,209 for a surviving spouse and $2,230 for a couple. There’s no requirement to pay the benefits back. Vets unsure if they qualify can check out the free tool on the VeteranAid.org website.
Long-Term Care Ombudsman Program(410) 222-4464The purpose of the Long-Term Care Ombudsman is to ensure seniors in residential care facilities are receiving the standard of care they have the right to expect. Ombudsmen regularly make unannounced visits to assisted living communities to speak to the residents, remind them of their rights and investigate complaints made by seniors, their families and third parties. The ombudsman can also provide families with information on file about assisted living facilities in Maryland.
State Health Insurance Assistance Program (SHIP)(410) 222-4257Medicare beneficiaries and seniors can get help from the SHIP program free of charge. The program’s counselors can advise seniors on health care plans offering the widest coverage for the lowest costs and inform them if their current plans have shortfalls. The counselors are unbiased. They won’t try to guide seniors towards plans, including private health care insurance. They can also help seniors prepare appeals.
Senior Activity Centers(410) 222-1818The Annapolis Senior Activity Center is the primary center in the city. However, there are another seven in various locations. Although each center is slightly different, facilities common to all include a nutrition program, where seniors can get a freshly cooked hot meal at lunchtime on weekdays. Centers also promote healthy living through their fitness classes, which include chair yoga and tai chi. There are also educational classes, such as acrylic painting and an introduction to computers.

Assisted Living Laws and Regulations in Annapolis

Annapolis-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Maryland are required to follow. Visit our Assisted Living in Maryland page for more information about these laws.

Assisted Living Laws and Regulations in Annapolis