Silver Spring is a census-designated place several miles north of Washington D.C. Approximately 10.4% of its 71,452 population are aged 65 and over. The location holds great appeal for seniors who enjoy a diverse and vibrant downtown area while also being within easy reach of a host of more sedate attractions. Arctic Neighborhood Conservation Area is a peaceful oasis in nearby Aspen Hill, where seniors can relax among unspoiled nature. Golfers can choose from multiple public and private courses, such as the Northwest Golf Course and the exclusive Manor Country Club.

Assisted living facilities in Silver Spring offer seniors a compromise between being independent and having difficult daily chores, such as cleaning, taken care of by others. The facilities also offer 24-hour care and security. Figures published in the 2020 Genworth Cost of Care Survey show that monthly costs in Silver Spring average at $6,000, which is above the state and national averages of $5,000 and $4,300, respectively.

This guide goes into more detail about assisted living costs in Maryland and the benefits and drawbacks of living in Silver Spring. There’s also a short list of resources that can help seniors and their families.

Directory of Assisted Living Facilities in Silver Spring, MD

2015, 2016

Sunrise of Silver Spring

11621 New Hampshire Avenue, Silver Spring, MD, 20904

My brother has moved into Sunrise of Silver Spring. It is very pleasant. It is kind of a nice hotel. It’s like an inn, and the staff was very friendly. My brother has just moved in this morning. Today … (read more)
My brother has moved into Sunrise of Silver Spring. It is very pleasant. It is kind of a nice hotel. It’s like an inn, and the staff was very friendly. My brother has just moved in this morning. Today … (read more)

Homecrest Assisted Living

2857 Cairncross Terrace, Silver Spring, MD, 20906

My sister has moved into Homecrest Assisted Living. She’s only been there two nights, but everything has been positive up to this point. I find the place to be clean and well lit. The staff are friend … (read more)
My sister has moved into Homecrest Assisted Living. She’s only been there two nights, but everything has been positive up to this point. I find the place to be clean and well lit. The staff are friend … (read more)

Grace House

3214 Norbeck Road, Silver Spring, MD, 20906

The rooms at Grace House were clean and updated. They had daily activities and the staff was very informational and pleasant to deal with. The dining room was small, which was nice because it wasn’t t … (read more)
The rooms at Grace House were clean and updated. They had daily activities and the staff was very informational and pleasant to deal with. The dining room was small, which was nice because it wasn’t t … (read more)

Care Personnel Healthcare Inc

1006 Loxford Terrace, Silver Spring, MD, 20901

The owner of Care Personnel Healthcare Inc was very nice. The facility was very nice and well maintained. The residents were playing games when I arrived. They had a chef and activities scheduled. The … (read more)
The owner of Care Personnel Healthcare Inc was very nice. The facility was very nice and well maintained. The residents were playing games when I arrived. They had a chef and activities scheduled. The … (read more)

Able Plus Assisted Living

13317 Sherwood Forest Dr, Silver Spring, MD, 20904

Have been in Able Plus Assited living since November  2019. This facility is good, am happy and it’s comfortable for me, they thak care of my needs very nicly. I have good experience here. The facili … (read more)
Have been in Able Plus Assited living since November  2019. This facility is good, am happy and it’s comfortable for me, they thak care of my needs very nicly. I have good experience here. The facili … (read more)

Sunrise of Chevy Chase

2201 Colston Drive, Silver Spring, MD, 20910

Sunrise of Chevy Chase was a nice facility. They have lovely one-bedroom apartments. It seems like a lot of activity is going on, so people could certainly get what they want. The age range was varied … (read more)
Sunrise of Chevy Chase was a nice facility. They have lovely one-bedroom apartments. It seems like a lot of activity is going on, so people could certainly get what they want. The age range was varied … (read more)

Nu-Life Assisted Living Inc

12810 Tearberry Road, Silver Spring, MD, 20906


Serene Homestead

12606 Meadowood Drive, Silver Spring, MD, 20904


Silver Spring Assisted Living

13828 Bethpage Lane, Silver Spring, MD, 20906


Rose Garden Residence

1822 Arcola Avenue, Silver Spring, MD, 20851


Hands&Heart Assisted Living Silver Spring

12501 Summerwood dr, Silver Spring, MD, 20904


Riderwood

3140 Gracefield Road, Silver Spring, MD, 20904

Riderwood is a transitional care community. My grandmother is not in great health, so right now she needs assisted living, but we know she’s going to need full nursing within the next couple of months … (read more)
Riderwood is a transitional care community. My grandmother is not in great health, so right now she needs assisted living, but we know she’s going to need full nursing within the next couple of months … (read more)

2014, 2015

Bedford Court

3701 International Drive, Silver Spring, MD, 20906

Bedford Court had daily activities in the assisted living. The dining room was very intimate and the rooms were good. I only got to see one room, but it was big enough for an individual. It was like a … (read more)
Bedford Court had daily activities in the assisted living. The dining room was very intimate and the rooms were good. I only got to see one room, but it was big enough for an individual. It was like a … (read more)

2016

Aspenwood Senior Living Community

14400 Homecrest Rd, Silver Spring, MD, 20906

I was worried after reading someone’s review, but had to see for myself. I’m thinking they visited somewhere else and mistook the name? The staff were wonderful, it was clean and the residents were … (read more)
I was worried after reading someone’s review, but had to see for myself. I’m thinking they visited somewhere else and mistook the name? The staff were wonderful, it was clean and the residents were … (read more)

2013

Wellness Touch Care

15911 New Hampshire Avenue, Silver Spring, MD, 20905

Clean and very friendly staff. When I need these services, I hope they will be around. I will sign up now. Wonderful place!
Clean and very friendly staff. When I need these services, I hope they will be around. I will sign up now. Wonderful place!

B’nai B’rith Homecrest House

14508 Homecrest Road, Silver Spring, MD, 20906

Lovely facility in a convenient location to lots of things to do. The apartments are clean and smell good. I love the little store where residents can buy enough groceries if they need to. There is … (read more)
Lovely facility in a convenient location to lots of things to do. The apartments are clean and smell good. I love the little store where residents can buy enough groceries if they need to. There is … (read more)

Necitas Assisted Living

13833 Overton Lane, Silver Spring, MD, 20904

This is one of a kind, very well run assisted living home, with highly qualified staff full of compassion. I found a home and a family here. The staff are not only highly skilled, but also highly tra … (read more)
This is one of a kind, very well run assisted living home, with highly qualified staff full of compassion. I found a home and a family here. The staff are not only highly skilled, but also highly tra … (read more)

Royals Assisted Living

2424 Portage Road, Silver Spring, MD, 20906

As you know, my father spent his last days here on earth in your beautiful facility. I want you to understand that my family and I are thankful for the loving and professional care you provided him. … (read more)
As you know, my father spent his last days here on earth in your beautiful facility. I want you to understand that my family and I are thankful for the loving and professional care you provided him. … (read more)

Fairland Center

2101 Fairland Rd, Silver Spring, MD, 20904


AlfredHouse II

4 Broomall Court, Silver Spring, MD, 20906

AlfredHouse has nine facilities, but my mom is going to be in a home with eight people as opposed to a big facility. This one is very nice, and just very perfect for her needs. Some people may need la … (read more)
AlfredHouse has nine facilities, but my mom is going to be in a home with eight people as opposed to a big facility. This one is very nice, and just very perfect for her needs. Some people may need la … (read more)

What to Consider About Assisted Living in Silver Spring

The Office of Health Care Quality, a division of the Maryland Department of Health, is ultimately responsible for ensuring the state’s assisted living facilities conform to standards. It can issue licenses and revoke them from facilities that violate agreed standards. Some work is also undertaken at a local level by the Long-Term Care Ombudsman.

Benefits and Drawbacks of Assisted Living in Silver Spring

  • According to Sperling’s Best Places, Silver Spring has a cost of living of 132.4, compared to the U.S. average of 100. The figure appears to be primarily driven by housing and transportation costs, although groceries and utilities are also above the national averages. However, health care costs are significantly lower, at 92.6, which may be the most important category for seniors considering assisted living care.
  • Holycross Hospital and Adventist HealthCare White Oak Medical Center are the primary medical facilities in Silver Spring. The area also has a high number of Medicare registered physicians. Additionally, due to its location, seniors have easy access to nationally ranked hospitals, such as Inova Fairfax Hospital and MedStar Washington Hospital Center.
  • Statistics published by Neighborhood Scout reveal Silver Spring as a safer location than average for Maryland and the country. The chances of becoming a victim of violent crime in Maryland is 1 in 220, while it’s 1 in 443 in Silver Spring. Although not as favorable, the figures for property crime are also positive. In Maryland, the chances of being a victim are 1 in 51, while in Silver Spring, it’s 1 in 58. Crime statistics often make people feel uncomfortable, so it’s worth remembering that seniors are much less likely to be victims of crime than any other age group.
  • Seniors in Montgomery County have several options to offset the normally costly transportation services in the area. Connect-a-Ride (CAR) will find low-cost curb-to-curb ride services for free. The payments asked of seniors are on a sliding scale, dependent on several factors, including annual income. The Senior SmarTrip Card allows Montgomery County’s citizens aged 65+ to use Ride On and Metrobus outside of peak commuting times for half the normal fare.  
  • Homeowners aged 65+ can apply for the Senior Tax Credit. Calculated as 50 percent of the State Homeowners Tax Credit and the Montgomery County Supplement, it can help reduce tax bills for qualifying seniors. 

Paying for Assisted Living in Silver Spring

The 2020 Genworth Cost of Care Survey reveals that families in Silver Spring can expect to pay in the region of $6,000 per month for their loved ones. It also shows the costs of other types of care for seniors who may find another route more suitable for their circumstances.

The Cost of Living in Nearby Cities

At $6,000, Silver Spring’s assisted living costs are almost the most expensive in Maryland. Only the city of California, where monthly fees average at $6,200, is more costly. Seniors in Salisbury get assisted living for approximately $500 less per month when compared to Silver Spring, while the reduction in Baltimore is $1,000. The least expensive city in the state is Hagerstown, where fees average at $4,500.

$6000

Silver Spring

$5000

Maryland

$4300

The United States

$5000

Baltimore

$4500

Hagerstown

$6200

California

$5500

Salisbury

The Cost of Other Types of Senior Care

Able-bodied seniors can get adult day care services in Silver Spring for $1,744, while homebound seniors typically pay $4,601 for home care and $4,767 for added health care support. Assisted living offers the most affordable option for seniors who would prefer to live in a residential care community. Its average costs of $6,000 are substantially lower than those of the city’s nursing homes, where a semiprivate room costs in the region of $11,726 and a private room $13,059.

$4601

Home care

$4767

Home health care

$1744

Adult day health care

$6000

Assisted living

$11726

Nursing home (semiprivate room)

$13059

Nursing home (private room)

Financial Assistance for Assisted Living in Silver Spring

Seniors in the Maryland area may be eligible for assistance with funding from the Senior Assisted Living Group Home Subsidy program

Learn more about these programs, plus who’s eligible, on our Assisted Living in Maryland page.

Financial Assistance for Assisted Living in Silver Spring

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Maryland page.

Free Assisted Living Resources in Silver Spring

The list below includes resources that can help with assisted living costs, support seniors who have concerns about their assisted living facility and introduce new residents to others in their age group in Silver Spring.

ResourceContactService
VA Aid and Attendance Benefits(240) 684-2555The VA Aid and Attendance benefit is a monthly payment awarded to qualifying veterans to help cover some of their residential care costs. The benefit is also available to spouses, and there’s no requirement to pay it back. To determine if they qualify, vets can use the free tool provided on the VeteranAid.org website. Maximum monthly payments are $1,881 for a single vet, $1,209 for a surviving spouse and $2,230 for a couple. A condition of eligibility is that the senior must already be in a facility.
Long-Term Care Ombudsman Program(240) 777-3369Seniors residing in assisted living facilities throughout Maryland can register concerns about the quality of their care with the Long-Term Care Ombudsman. The ombudsman will investigate and seek to resolve issues with the owners of the facilities. If complaints are of a criminal nature, such as allegations of abuse, they will be passed on to the relevant authorities. The ombudsman also holds inspection reports for assisted living facilities, which are available to families on request.
State Health Insurance Assistance Program (SHIP)(301) 255-4250SHIP is a program that helps seniors get the most out of their Medicare plans. Counselors can help seniors understand their current coverage and introduce them to plans that can handle shortfalls, including private health care insurance. Counselors’ services are unbiased and free of charge. Additional services include helping seniors enroll in Medicare and draft appeals.
Montgomery County Senior Centers(240) 777-6840Montgomery County operates seven senior centers, four of which are in Silver Spring. They are places for seniors to meet new friends and participate in activities focused on maintaining fitness and developing the mind. There are also drop-in programs that provide health screenings and vaccinations. The main program is called “55+ & Better.” Seniors can join hobby groups, such as the Photo Club, and language classes for those who want to learn Chinese, Hindi or Spanish. There are also fitness classes for seniors who enjoy tai chi and yoga.

Assisted Living Laws and Regulations in Silver Spring

Silver Spring-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Maryland are required to follow. Visit our Assisted Living in Maryland page for more information about these laws.

Assisted Living Laws and Regulations in Silver Spring