Situated on the Great Lakes-St. Lawrence Seaway, Toledo, OH, has almost 272,800 residents. Adults ages 65 and older make up 14.1% of the population. Seniors here have access to several high-performing health care facilities, including ProMedica Toledo Hospital and Mercy Health – St. Vincent Medical Center. The University of Toledo Medical Center’s Geriatric Medicine unit provides top-rated, comprehensive services for elderly individuals as well. Nursing home costs in Toledo are on par with averages across the country, as the Genworth Financial 2020 Cost of Care Survey indicates. A semiprivate room in this city comes with an average cost of $7,604 per month, compared to the national median of $7,756.

Nursing homes provide the most sophisticated medical care available outside of hospitals. They coordinate and manage services that are not feasible in a home setting, such as 24/7 skilled nursing, physical, occupational and speech therapies and social activities. Consequently, this level of care comes at a significantly steeper price than other options. If finances are an issue, home health care services or assisted living communities offer effective, economical care alternatives.

This guide analyzes the costs of different types of senior care in Toledo. It also lists several low- and no-cost aging resources designed to support Toledo’s elders and their families.

Directory of Nursing Homes in Toledo, OH

Swan Creek Retirement Village

5916 Cresthaven Ln, Toledo, OH, 43614

Swan Creek Retirement Village is located in Toledo and easily accessible from I-80 or I-475. Tucked away on 34 acres of wooded land with ponds and walking trails, residents and their families rave abo … (read more)
Swan Creek Retirement Village is located in Toledo and easily accessible from I-80 or I-475. Tucked away on 34 acres of wooded land with ponds and walking trails, residents and their families rave abo … (read more)

Oakleaf Village of Toledo

4220 N Holland Sylvania Rd, Toledo, OH, 43623

Oakleaf Village of Toledo is a tranquil facility located on the edge of Wildwood Preserve Metro Park in Sylvania, Ohio. Residents enjoy beautiful kitchens, indoor sunrooms and an inviting fireplace in … (read more)
Oakleaf Village of Toledo is a tranquil facility located on the edge of Wildwood Preserve Metro Park in Sylvania, Ohio. Residents enjoy beautiful kitchens, indoor sunrooms and an inviting fireplace in … (read more)

Sunset House

4020 INDIAN RD, Toledo, OH, 43606

From restaurant-style food to wish lists, residents and visitors praise the Sunset House as a wonderful place for seniors to reside during their golden years. This amazing facility offers many activit … (read more)
From restaurant-style food to wish lists, residents and visitors praise the Sunset House as a wonderful place for seniors to reside during their golden years. This amazing facility offers many activit … (read more)

Merit House Senior Community

4645 Lewis Ave, Toledo, OH, 43612

I have been at Merit House since mid December. I was extremely reluctant coming in because I’ve never had to deal with this before. I had no idea what to expect. I had people checking places for me … (read more)
I have been at Merit House since mid December. I was extremely reluctant coming in because I’ve never had to deal with this before. I had no idea what to expect. I had people checking places for me … (read more)

Liberty Nursing Center of Toledo

2005 ASHLAND AVENUE, Toledo, OH, 43620

The staff at Liberty Nursing Center of Toledo are all part of the care team for the residents, that from the janitor to the director. Everyone is involved with the residents and they believe in promot … (read more)
The staff at Liberty Nursing Center of Toledo are all part of the care team for the residents, that from the janitor to the director. Everyone is involved with the residents and they believe in promot … (read more)

Harborside at Point Place

6101 N SUMMIT ST, Toledo, OH, 43611

Harborside at Point Place is an assisted living facility in the northeast corner of Toledo, located near the Ohio-Michigan border and enjoying close proximity to the meeting point of Maumee River and … (read more)
Harborside at Point Place is an assisted living facility in the northeast corner of Toledo, located near the Ohio-Michigan border and enjoying close proximity to the meeting point of Maumee River and … (read more)

Darlington Nursing & Rehab Cen

2735 DARLINGTON RD, Toledo, OH, 43606

I used to drive ambulette (wheelchair transportation) for a private ambulance company. In doing this, I visited this facility numerous times. The facility was always clean and smelled nice. This is … (read more)
I used to drive ambulette (wheelchair transportation) for a private ambulance company. In doing this, I visited this facility numerous times. The facility was always clean and smelled nice. This is … (read more)

Heatherdowns Rehab & Residential

2401 CASS RD, Toledo, OH, 43614

My dad was in Heatherdowns Center on two different occasions. I actually liked them for my dad until they sent him out to the doctor for his follow-up surgical appointment in the mid of winter. It was … (read more)
My dad was in Heatherdowns Center on two different occasions. I actually liked them for my dad until they sent him out to the doctor for his follow-up surgical appointment in the mid of winter. It was … (read more)

Laurels of Toledo Skilled Nursing and Rehabilitati

1011 Byrne Road, Toledo, OH, 43607

If looking for care for your loved ones be very careful when choosing this facility. They have gone downhill BIG time. Sadly A LOT of the staff are inconsiderate, rude, and OFTEN express their frustra … (read more)
If looking for care for your loved ones be very careful when choosing this facility. They have gone downhill BIG time. Sadly A LOT of the staff are inconsiderate, rude, and OFTEN express their frustra … (read more)

Continuing Healthcare Of Toledo

4420 SOUTH AVENUE, Toledo, OH, 43615

Facility was chosen because of location. Good thing it was close. On two occasions during my husband’s stay I had to rush over in the middle of the night to help my husband. His needs were not being m … (read more)
Facility was chosen because of location. Good thing it was close. On two occasions during my husband’s stay I had to rush over in the middle of the night to help my husband. His needs were not being m … (read more)

Liberty West Nursing Center of Toledo

2051 COLLINGWOOD BLVD, Toledo, OH, 43620

To start off, the facilities parking lot is ridiculous. There is never anywhere to park and sometimes you have to wait for hours to get a spot. The elevators (There are two) are usually jam packed w … (read more)
To start off, the facilities parking lot is ridiculous. There is never anywhere to park and sometimes you have to wait for hours to get a spot. The elevators (There are two) are usually jam packed w … (read more)

Arbors at Sylvania

7120 PORT SYLVANIA DRIVE, Toledo, OH, 43617


Communicare at Waterford Commons

955 GARDEN LAKE PKWY, Toledo, OH, 43614


Concord Care Center of Toledo

3121 GLANZMAN RD, Toledo, OH, 43614


Franciscan Care Ctr Sylvania

4111 HOLLAND SYLVANIA RD, Toledo, OH, 43623


Heartland – Holly Glen

4293 MONROE ST, Toledo, OH, 43606


Genacross Lutheran Services_ Toledo Campus

131 North Wheeling Street, Toledo, OH, 43605


Toledo Hospital Tcu

2142 NORTH COVE BOULEVARD, Toledo, OH, 43606


Ursuline Center

4035 INDIAN ROAD, Toledo, OH, 43606


Hickory Ridge of Temperance

951 HICKORY CREEK BOULEVARD, Temperance, MI, 48182

Hickory Ridge was a very nice facility. I was impressed. The staff was very good and attentive. They had everything that you would need and group and individual activities. My husband was in a nice, s … (read more)
Hickory Ridge was a very nice facility. I was impressed. The staff was very good and attentive. They had everything that you would need and group and individual activities. My husband was in a nice, s … (read more)

Nursing Home Costs in Toledo, Ohio

In Toledo, nursing home semiprivate rooms cost an average of $7,604 per month. Private rooms cost an average of $8,456 per month.

The Cost of Nursing Home Care in Nearby Cities

Compared to monthly average prices of shared nursing home rooms, Toledo is about $152 less expensive than the average American city. However, nursing home accommodations here are $456 more than Ohio’s state average of $7,148.

Nursing home residents in Toledo pay $730 more per month for care than those in Lima, and they pay $1,825 more than seniors in Mansfield. However, Toledo is more affordable than the Cleveland area, where seniors pay $244 more per month. In Akron, nursing home care is $517 more expensive than in Toledo facilities.

$7604

Toledo

$7148

Ohio

$7756

The United States

$6874

Lima

$5779

Mansfield

$7848

Cleveland Area

$8121

Akron

The Cost of Other Types of Senior Care

Understanding price differences among the types of care available in Toledo can be useful in determining the best placement for an aging loved one. The least expensive options are homemaker services and home health aide services, which each cost an average of $4,553 per month. Assisted living is $226 more per month at $4,779. Nursing homes are typically the priciest choice for senior care. Facilities in Toledo charge an average of $7,604 per month for a shared room and $8,456 per month for a private room.

$4553

Home care

$4553

Home health care

$4779

Assisted living

$7604

Nursing home (semiprivate room)

$8456

Nursing home (private room)

Financial Assistance for Nursing Home Care in Toledo, Ohio

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in Toledo, Ohio

The following programs and services can help meet the needs of aging adults in Toledo. They can help seniors delay entry into a nursing facility and ease adjustment into institutional care when it becomes necessary.

ResourceContactService
Area Office on Aging(800) 472-7277The Area Office on Aging provides information and coordinates several programs for adults ages 60 and older and their caregivers. Ohio Senior Health Insurance Information Program counselors are available for free, unbiased assistance regarding Medicare benefits. The Assisted Living Waiver Program offers a cost-effective alternative to long-term care. Additionally, the AOA’s consumer-directed In-Home Care Program helps seniors continue to live in their own residence with support such as personal care services, meal delivery, housekeeping and medical equipment.
Pro Seniors(513) 345-4160 or (800) 488-6070The Pro Seniors Legal Hotline provides free legal advice and referrals for Ohio residents ages 60 and older, regardless of income. Attorneys offer information on Medicare, Medicaid and advance directives. This hotline also serves as a gateway to Care Options and the Long-Term Care Ombudsman Program.
ABLE Long-Term Care Ombudsman Program(419) 259-2891 or (800) 542-1874Advocates for Basic Legal Equality’s Long-Term Care Ombudsman Program help protect the rights and safety of long-term care residents and their families. Through this free, confidential service, certified staff members provide information and solutions regarding quality of care and services as well as billing issues. They also investigate grievances, representing consumers in reaching resolutions. Some services are subject to income eligibility.
Catholic Charities Diocese of Toledo(419) 668-3073Catholic Charities of Toledo can arrange legal guardianship services for needy seniors ages 55 and older with no family to make critical decisions on their behalf. Court-appointed agency volunteers advocate for clients’ care and provide companionship.