Located at the tip of Lake Erie, Toledo is a large city with a rich cultural scene and an entrepreneurial spirit. The city is the fourth most populous in Ohio, and 14.1% of its 272,779 residents are senior citizens. Toledo’s central location and low cost of living make it an appealing choice for seniors who want the perks of city living without the costs.

Assisted living facilities offer seniors the chance to live relatively independently while receiving help with the activities of daily living, housekeeping, meal service and other support to allow them to maintain a good quality of life. Assisted living is a good option for seniors who are generally in good health but have minor difficulties that make it hard for them to live independently. Seniors living in the Toledo area can expect to pay an average of $4,779 per month for assisted living, which is around 10% more than the state average of $4,350, and the national average of $4,300 per month.

This guide looks at the benefits and drawbacks of senior living in Toledo and also provides a variety of free resources to help seniors access the care and support they need.

Directory of Assisted Living Facilities in Toledo, OH

The Glendale Assisted Living

5020 Ryan Road, Toledo, OH, 43614

I am so grateful I was able to secure a place for my mother at The Glendale. Everyone has been so welcoming and kind to her and to me. It was a difficult, but necessary decision, to find someplace saf … (read more)
I am so grateful I was able to secure a place for my mother at The Glendale. Everyone has been so welcoming and kind to her and to me. It was a difficult, but necessary decision, to find someplace saf … (read more)

Alpine House of Toledo

2901 Tremainsville Road, Toledo, OH, 43613

REAT experience. I am one of their beloved patients and their nurses are very nice and always make sure I have what I need. With them I feel like family. I 100% recommend them.
REAT experience. I am one of their beloved patients and their nurses are very nice and always make sure I have what I need. With them I feel like family. I 100% recommend them.

Swan Creek Retirement Village

5916 Cresthaven Ln, Toledo, OH, 43614

Swan Creek Retirement Village is located in Toledo and easily accessible from I-80 or I-475. Tucked away on 34 acres of wooded land with ponds and walking trails, residents and their families rave abo … (read more)
Swan Creek Retirement Village is located in Toledo and easily accessible from I-80 or I-475. Tucked away on 34 acres of wooded land with ponds and walking trails, residents and their families rave abo … (read more)

Oakleaf Village of Toledo

4220 North Holland Sylvania Road, Toledo, OH, 43623

Oakleaf Village of Toledo is a tranquil facility located on the edge of Wildwood Preserve Metro Park in Sylvania, Ohio. Residents enjoy beautiful kitchens, indoor sunrooms and an inviting fireplace in … (read more)
Oakleaf Village of Toledo is a tranquil facility located on the edge of Wildwood Preserve Metro Park in Sylvania, Ohio. Residents enjoy beautiful kitchens, indoor sunrooms and an inviting fireplace in … (read more)

Sunset House

4040 Indian Road , Toledo, OH, 43606

From restaurant-style food to wish lists, residents and visitors praise the Sunset House as a wonderful place for seniors to reside during their golden years. This amazing facility offers many activit … (read more)
From restaurant-style food to wish lists, residents and visitors praise the Sunset House as a wonderful place for seniors to reside during their golden years. This amazing facility offers many activit … (read more)

Henderson House Assisted Living

5719 Ryewyck Drive, Toledo, OH, 43614

Henderson House Assisted Living, located in southwest Toledo, Ohio, is conveniently located near I-90, I-475 and numerous parks, including Swan Creek Preserve Metropark. Visitors to the facility prais … (read more)
Henderson House Assisted Living, located in southwest Toledo, Ohio, is conveniently located near I-90, I-475 and numerous parks, including Swan Creek Preserve Metropark. Visitors to the facility prais … (read more)

Parkcliffe Community at Toledo

4226 Parkcliffe Lane, Toledo, OH, 43615

Parkcliffe Alzheimer’s Community in Toledo, Ohio is conveniently located beside the Airport Highway just across from picturesque Swan Creek Preserve Metropark. Residents rate the facility highly for i … (read more)
Parkcliffe Alzheimer’s Community in Toledo, Ohio is conveniently located beside the Airport Highway just across from picturesque Swan Creek Preserve Metropark. Residents rate the facility highly for i … (read more)

Harborside at Point Place

6101 North Summit Street, Toledo, OH, 43611

Harborside at Point Place is an assisted living facility in the northeast corner of Toledo, located near the Ohio-Michigan border and enjoying close proximity to the meeting point of Maumee River and … (read more)
Harborside at Point Place is an assisted living facility in the northeast corner of Toledo, located near the Ohio-Michigan border and enjoying close proximity to the meeting point of Maumee River and … (read more)

Sunshine Children’s Home

2361 Ragan Woods Dr, Toledo, OH, 43614

Sunshine Children’s Home is located just minutes from the Michigan border in Toledo, Ohio. Offering services for seniors and developmentally delayed adults, this community gets rave reviews from resid … (read more)
Sunshine Children’s Home is located just minutes from the Michigan border in Toledo, Ohio. Offering services for seniors and developmentally delayed adults, this community gets rave reviews from resid … (read more)

Ashland Manor

2030 Ashland Ave, Toledo, OH, 43620

Ashland Manor is an assisted living facility located in Toledo, Ohio. They provide housing and assistance for both elderly and disabled individuals and strive to create a positive environment in which … (read more)
Ashland Manor is an assisted living facility located in Toledo, Ohio. They provide housing and assistance for both elderly and disabled individuals and strive to create a positive environment in which … (read more)


The Woodlands at Sunset House

4030 Indian Road, Toledo, OH, 43606


2021

Aspen Grove

7515 Secor Road, Lambertville, MI, 48144

Aspen Grove is too much money; it was way over my budget. I thought they were informative, there was nothing wrong with that, it was just the price. I thought they were all good. I thought the staff w … (read more)
Aspen Grove is too much money; it was way over my budget. I thought they were informative, there was nothing wrong with that, it was just the price. I thought they were all good. I thought the staff w … (read more)

Vibrant Life Temperance

667 West Sterns Road, Temperance, MI, 48182

We went to Vibrant Life Temperance. They had shared bathrooms. The staff looked fine. I talked to a few therapists, and I thought they were very good. You can tell it was an older facility but I don’t … (read more)
We went to Vibrant Life Temperance. They had shared bathrooms. The staff looked fine. I talked to a few therapists, and I thought they were very good. You can tell it was an older facility but I don’t … (read more)

Landings of Oregon

3450 Seaman Road, Oregon, OH, 43616

We chose Landings of Oregon for my mom because it’s clean, the amenities that they offered, and the price. Her room is clean, no stains on the carpet and no smells. The staff was polite and profession … (read more)
We chose Landings of Oregon for my mom because it’s clean, the amenities that they offered, and the price. Her room is clean, no stains on the carpet and no smells. The staff was polite and profession … (read more)

Charter Senior Living of Oak Openings

6805 Sylvania Ave., Sylvania, OH, 43560

Charter Senior Living of Oak Openings was very nice. The staff was very friendly and knowledgeable. It’s fairly new, so it’s in a very good condition. The rooms were small but adequate. We were shown … (read more)
Charter Senior Living of Oak Openings was very nice. The staff was very friendly and knowledgeable. It’s fairly new, so it’s in a very good condition. The rooms were small but adequate. We were shown … (read more)

Kingston Residence of Perrysburg

333 E Boundary St, Perrysburg, OH, 43551

This facility provides daily, planned activities, weekly outings and a menu with much variety. The staff is sincere and caring. A significant problem is the lack of parking. Frequently only 2 – 4 spot … (read more)
This facility provides daily, planned activities, weekly outings and a menu with much variety. The staff is sincere and caring. A significant problem is the lack of parking. Frequently only 2 – 4 spot … (read more)

Orchard Villa

2841 munding drive, Oregon, OH, 43616

As a caregiver to someone with COPD, I spent a lot of time in the different facilities in Oregon. Orchard Villa is by far, the friendliest, the cleanest, and the only place that I would allow a repea … (read more)
As a caregiver to someone with COPD, I spent a lot of time in the different facilities in Oregon. Orchard Villa is by far, the friendliest, the cleanest, and the only place that I would allow a repea … (read more)

Vibrant Life Temperance- The Cottage

7340 Jackman Road, Temperance, MI, 48182

My wife is in Vibrant Life Temperance. They’ve got three buildings, and she’s on Jackman Road, which is The Cottage. She needs a lot of help, and they say she’s not supposed to put any weight on her f … (read more)
My wife is in Vibrant Life Temperance. They’ve got three buildings, and she’s on Jackman Road, which is The Cottage. She needs a lot of help, and they say she’s not supposed to put any weight on her f … (read more)

Little Sisters of the Poor

930 SOUTH WYNN ROAD, Oregon, OH, 43616


What to Consider About Assisted Living in Toledo

Assisted living facilities in Toledo that accommodate seventeen or more individuals must be licensed as residential care facilities (RCFs) by the Ohio Department of Health. These facilities must abide by strict standards relating to care provision, staffing, and health and safety, and pass regular inspections in order to maintain their licenses.

Benefits and Drawbacks of Assisted Living in Toledo

  • The cost of living in Toledo is 27.3% below the national average and slightly below the average for the state of Ohio. Seniors who are looking for a comfortable place to retire on a budget may find Toledo an appealing choice because of this.
  • The weather in Toledo is generally comfortable, with seasonal variations. Summers are warm, but winters can be quite cold, with an average of 9.7 inches of snow falling in January.
  • Ohio is a senior-friendly state in terms of tax policies, with Social Security retirement benefits being exempt from income tax. Pensions and retirement accounts are sometimes taxable, but there are some credit schemes to help seniors on lower incomes reduce their tax burdens.
  • Crime rates in Toledo are above the national average. This does not mean seniors must live in fear, however. Many assisted living facilities have security cameras and are gated communities with staff present day and night, giving residents peace of mind that they and their belongings are safe at all times.
  • The Water Quality Index for Toledo is 20, which is far lower than the US average of 55. This means drinking water quality is poor. Fortunately, this can easily be rectified through the use of water filters, and many assisted living facilities are willing to accommodate seniors who request this.
  • Health care in Toledo is more affordable than the national average, and there are 295 physicians per 100,000 people, which is above average. This could be helpful for seniors who are worried about being able to easily access specific health care services in the future.

Paying for Assisted Living in Toledo

Assisted living facilities in Toledo charge an average of $4,779 per month according to the Genworth Cost of Care Survey 2020. This is approximately 10% more than the national average of $4,300 and the state average of $4,350.

The Cost of Assisted Living in Nearby Cities

Toledo is among the most expensive cities in Ohio when it comes to assisted living. To the east, in Youngstown, average fees are much lower than the state average at $4,038 per month. Heading south, seniors can expect to pay $4,594 per month in Lima and $4,750 per month in Cincinnati. Dayton is one of the few cities with higher fees than Toledo, with average costs of $5,245 per month.

$4779

Toledo

$4350

Ohio

$4300

The United States

$4594

Lima

$5245

Dayton

$4750

Cincinnati

$4038

Youngstown

The Cost of Other Types of Senior Care

Assisted living is just one care option available to Toledo seniors. Those who can still live independently may wish to consider day care services, which are usually less than half the cost of assisted living. Homemaker services and home health care both cost an average of $4,553 per month. Those who require more constant medical supervision may find nursing home placement more suitable. The skilled nature of this care means fees are far higher, averaging $7,604 for a semiprivate room, or $8,456 for private rooms.

$4553

Homemaker Services

$4553

Home Health Aide

$4779

Assisted Living Facility

$7604

Nursing Home Facility (semiprivate room)

$8456

Nursing Home Facility (private room)

Financial Assistance for Assisted Living in Toledo

If you need help paying for the costs of assisted living in Toledo, you can apply for one of Ohio’s two financial assistance programs. The Nursing Facility Level of Care Waiver also helps pay for the costs of assisted living. It’s part of the state’s Medicaid program. Also, the state offers supplemental SSI payments for those who qualify for SSI payments from the Social Security Administration. You can apply for both of these through the Lucas County Department of Job and Family Services Office.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Ohio page.

Financial Assistance for Assisted Living in Toledo

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Ohio page.

Free Assisted Living Resources in Toledo

There are numerous sources available for seniors living in Toledo who are considering making the transition into long-term care or an assisted living community. Independent nonprofits and the local government both provide free services, advice, and support, as well as programs to help seniors in a more practical way, such as through meal provision or recreation and wellness activities.

ResourceContact Service
Area Office on Aging of Northwestern Ohio(800) 472-7277The Area Office on Aging of Northwestern Ohio helps older adults and those who care for them enjoy a better quality of life. It provides programs and services to help active, younger seniors remain fit and healthy for as long as possible and also offers services, advice, and support for frail older adults to maintain their quality of life and access the facilities they need. It offers practical advice and support and delivers many services directly.
The 60 Plus Program(419) 213-4100The 60 Plus program was developed by the Toledo-Lucas County Health Department as a health-promotion initiative to help older adults in the area stay active, fit, and healthy. It offers health assessments and advice about nutrition, exercise, the correct use of prescription medication, and other health-related issues. Where necessary, the program offers referrals to other health professionals.
Lucas County Veterans Service Commission(419) 213-6090The Lucas County Veterans Service Commission supports veterans and their surviving spouses through practical services and advice. It helps seniors apply for disability premiums, compensation, Aid and Attendance benefits, and other financial support and also assists with appeals for applications that have been denied. Seniors can also request information about veteran-friendly or veteran-run service providers in the area, health care options, and medical transportation services.

Assisted Living Laws and Regulations in Toledo

Toledo-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Ohio are required to follow. Visit our Assisted Living in Ohio page for more information about these laws.

Assisted Living Laws and Regulations in Toledo