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The 10 Best Assisted Living Facilities in Port Charlotte, FL for 2024

Assisted Living Facilities in Port Charlotte, Florida

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What to Consider About Assisted Living in Port Charlotte

In Port Charlotte and all other Florida cities, assisted living facilities are licensed and regulated by the Agency for Health Care Administration’s Division of Health Quality Assurance. The Division also ensures that facilities stay in compliance with the state’s rules and regulations through on-site surveys.

Benefits and Drawbacks of Assisted Living in Port Charlotte

  • Port Charlotte residents are in close range of several major hospitals, the closest of which is Fawcett Memorial Hospital. U.S. News & World Report has rated Fawcett Memorial Hospital as high performing in hip replacements and treatment for COPD. 
  • Charlotte County Transit provides low-cost, curb-to-curb transportation in Port Charlotte, Englewood, Punta Gorda and the surrounding areas. Seniors can get a ride to almost any destination in the service area, including doctor’s appointments, grocery stores, banks, libraries and community centers.
  • Compared to the national cost of living index of 100, Port Charlotte is more affordable with an index of 88.4. Health care (94.3), housing (78.2), utilities (96.7) and transportation (77.9) are below the national norms, while groceries (103) are slightly more expensive.
  • Florida is one of the most tax-friendly states for seniors. The state has no income tax, so retirees don’t pay taxes on Social Security benefits and other kinds of retirement income. Additionally, Florida has no taxes on inheritances or estates.
  • Port Charlotte gets 262 sunny days per year, on average, compared to the U.S. average of 205. Despite this, rainstorms can occasionally be severe. The area receives 51 inches of rain annually, while the rest of the country gets an average of 38 inches. Winters are pleasant, with an average low temperature of 50 degrees in January. Summers are often hot and very humid, though, with an average high of 92 degrees in July.
  • Air quality in Port Charlotte is fairly good, scoring 65 out of 100 compared to the national average of 58. Water quality is a bit below average, however, with a rating of 50 compared to the U.S. average of 55.
  • Port Charlotte boasts relatively low violent and property crime rates, making it safer than 42% of U.S. cities. The community has a violent crime rate of just 2.34 per 1,000 residents, compared to Florida’s overall rate of 3.78. Port Charlotte’s property crime rate (12.38) is less than half of what it is statewide (21.46).

Paying for Assisted Living in Port Charlotte, FL

The Cost of Assisted Living in Nearby Cities

Assisted living facilities in Port Charlotte charge a monthly fee of approximately $3,724, according to the 2024 Genworth Cost of Care Survey. This expense falls over $1,000 below the state norm and saves seniors about $1,600 over the national baseline. It also compares favorably to rates in nearby cities, including Lakeland, where residents pay around $5,292 for services, and Cape Coral, where the median rate is $5,675.  

Port Charlotte

$3,724

Florida

$4,750

United States

$5,350

North Port

$4,965

Lakeland

$5,292

Sebring

$4,595

Cape Coral

$5,675

The Cost of Other Types of Senior Care

The monthly median cost for assisted living in Port Charlotte comes in at around $3,724. By comparison, home health care clients pay around $8,866. Assisted living costs also compare favorably to nursing home rates of approximately $10,676, making assisted living a budget-friendly option compared to intensive care.

Home Health Care

$8,866

Assisted Living Facility

$3,724

Nursing Home Facility (semi-private room)

$10,676

Note: Since data for Port Charlotte is unavailable, we used data for the nearest city, Punta Gorda, instead.

 

Financial Assistance for Assisted Living in Port Charlotte

Qualified seniors can receive assistance with the cost of services at assisted living facilities in Port Charlotte through the state’s Medicaid Long-Term Care (MLTC) and Assistive Care Services programs. Although the state’s programs do not set a cap on room-and-board fees, the MLTC plan does help to negotiate those costs with the provider.

The state also provides an optional state supplement (OSS) for those receiving Federal SSI benefits that can help with the costs of long-term care. Florida allows family supplementation to help cover the costs of assisted living without impacting Medicaid eligibility. 

Learn more about these programs, plus who’s eligible, on our Assisted Living in Florida page.

Financial Assistance for Assisted Living in Port Charlotte

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Florida page.

Free Assisted Living Resources in Port Charlotte

Residents of Port Charlotte have access to a range of programs, resources and services designed to help seniors currently residing in or considering a move to assisted living. These services are provided by government agencies and nonprofit organizations serving southwest Florida and Charlotte County.

ResourceContactService
Area Agency on Aging for Southwest Florida(239) 652-6900AAASWFL offers a variety of health and wellness programs for Charlotte County residents aged 60 and older. These include balance training, falls prevention education, arthritis-friendly exercise classes and lessons on managing chronic diseases. Its volunteers provide counseling on Medicare options and can assist seniors with claims and appeals. Seniors with questions about long-term care can call its Elder Helpline to speak with a counselor and find available resources.
Charlotte County Veteran Services(941) 764-5579Charlotte County Veteran Services helps former military members and their families access services and benefits they’re entitled to receive. These can include pensions and disability compensation, vocational rehabilitation and allowances to help pay for burial and funeral costs. Eligible senior veterans can also get help applying for VA Aid and Attendance benefits, which they can put toward the cost of assisted living care.
Florida Ombudsman Program(239) 338-2563Administered by the Florida Department of Elder Affairs, the Florida Ombudsman Program advocates for seniors in assisted living and other types of long-term care. Volunteer ombudsmen in the Southwest office work to ensure that facilities in Port Charlotte meet legal standards of care. They can also help resolve complaints regarding neglect, abuse, evictions, meal quality and proper administration of medication.
Florida Senior Legal Helpline(888) 895-7873Bay Area Legal Services operates the Florida Senior Legal Helpline that provides free civil legal assistance to low-income seniors aged 60 and older. Eligible Port Charlotte residents can get answers to questions about wills, probate, advance care directives, Social Security and other topics relevant to older adults.
Senior Friendship Center(941) 255-0723The Senior Friendship Center of Charlotte County provides free wellness services, educational programming, recreational activities and engaging social events. It also connects seniors with local volunteer opportunities based on their interests and skills, enabling them to give back to their community in a rewarding and meaningful way.

Assisted Living Laws and Regulations in Port Charlotte

Port Charlotte-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Florida are required to follow. Visit our Assisted Living in Florida page for more information about these laws.

Assisted Living Laws and Regulations in Port Charlotte

Frequently Asked Questions

Reviews of Communities Nearby

Assisted Living

Cynthia

I am a friend or relative of a current/past resident

Review of Brookdale Port Charlotte

My father is in Brookdale Port Charlotte. We chose it because of the location. It was a mile away from where he lived and he was familiar with the area. His banks and stores and everything that he...

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Assisted Living

Vivian

I am a friend or relative of a current/past resident

Review of Truewood by Merrill, Charlotte Center

Truewood by Merrill, Charlotte Center is very, very clean and very well-maintained. The staff is friendly. Mom is living in her own little place and they call them neighborhoods. There's like ten...

Provider response

Hi Vivian, thank you so much for taking the time to leave us this review! Please don't hesitate to reach out if you ever need anything.

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Assisted Living

Richard

I visited this facility

Review of Brookdale Port Charlotte

Everything about Brookdale Port Charlotte was phenomenal. The staff was phenomenal as well. They were all pleasurable and approachable people. They were very knowledgeable and seemed like they...

Read more

Helpful Articles

Assisted Living near Port Charlotte, FL

Punta GordaNorth PortEnglewoodArcadiaNokomisVenice

Other Options in Port Charlotte, FL

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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