Palm Coast is a picturesque beach community an hour south of Jacksonville on Florida’s Atlantic coast. It’s home to 89,258 people, 29% of whom are 65 and older. The benefits for older residents in Palm Coast include a year-round warm climate, lower-than-average cost of living and access to highly rated health care facilities such as AdventHealth Palm Coast. The city also offers a wide choice of assisted living facilities to help seniors receive the care they need in a comfortable residential setting.

Assisted living is a practical choice for seniors who struggle to live independently at home but don’t require a nursing home level of care. In an assisted living community, seniors receive personal care services and help with daily living activities such as cooking, dressing and transportation, all in a convenient residential community surrounded by other older adults. The median monthly cost of assisted living in Palm Coast is $3,975.

This guide discusses the cost of assisted living in Palm Coast and how it compares to other cities and other types of senior care. It also features information on paying for care and a list of free resources to help seniors transition from independent to assisted living.

Directory of Assisted Living Facilities in Palm Coast, FL

2014

The Windsor of Palm Coast

50 Town Court, Palm Coast, FL, 32164

The Windsor of Palm Coast is an upscale facility in Palm Coast, Florida, nestled away in a quiet area a short distance from numerous medical facilities, restaurants and shops. The facility offers pers … (read more)
The Windsor of Palm Coast is an upscale facility in Palm Coast, Florida, nestled away in a quiet area a short distance from numerous medical facilities, restaurants and shops. The facility offers pers … (read more)

2014

Brookdale Palm Coast

3 Club House Drive, Palm Coast, FL, 32137

Situated south of the Palm Coast Golf Club, Florida’s Brookdale Palm Coast offers independent and assisted living and memory care options just a few blocks west of the beach. Residents have fast and e … (read more)
Situated south of the Palm Coast Golf Club, Florida’s Brookdale Palm Coast offers independent and assisted living and memory care options just a few blocks west of the beach. Residents have fast and e … (read more)

2022

Grand Villa of Palm Coast

100 Magnolia Trace Way, Palm Coast, FL, 32164

Grand Villa of Palm Coast has a very nice layout. I was very comfortable with it, and it was set up very well. It’s very well done, very clean, and very well-maintained. There were a lot of things tha … (read more)
Grand Villa of Palm Coast has a very nice layout. I was very comfortable with it, and it was set up very well. It’s very well done, very clean, and very well-maintained. There were a lot of things tha … (read more)

Sabal Palms Assisted Living & Memory Care

2125 Palm Harbor Parkway, Palm Coast, FL, 32137

Sabal Palms Assisted Living and Memory Care is nestled in a quiet northern neighborhood of Palm Coast, just moments from shopping centers, golf courses and the many beaches on the Atlantic Ocean. Resi … (read more)
Sabal Palms Assisted Living and Memory Care is nestled in a quiet northern neighborhood of Palm Coast, just moments from shopping centers, golf courses and the many beaches on the Atlantic Ocean. Resi … (read more)

Gentle Care Assisted Living

66 Blare Castle Drive, Palm Coast, FL, 32137

Gentle Care Assisted Living is an assisted living facility nestled in the heart of Palm Coast, Florida. It has a low staff-to-resident ratio with a capacity of six residents, and offers private and se … (read more)
Gentle Care Assisted Living is an assisted living facility nestled in the heart of Palm Coast, Florida. It has a low staff-to-resident ratio with a capacity of six residents, and offers private and se … (read more)

Gold Choice Palm Coast

3830 Old Kings Rd, Palm Coast, FL, 32137

I toured Gold Choice Palm Coast. We looked at the assisted living and then we looked at both a studio with double occupancy and single occupancy. It was older and not as upgraded. It was still very cl … (read more)
I toured Gold Choice Palm Coast. We looked at the assisted living and then we looked at both a studio with double occupancy and single occupancy. It was older and not as upgraded. It was still very cl … (read more)

Brendlyn Assisted Living LLC

81 Buttonworth Drive, Palm Coast, FL, 32137


Tuscan Gardens of Palm Coast

650 Colbert Lane, Palm Coast, FL, 32137

We visited Tuscan Gardens of Palm Coast. It was all very nice and very well updated, but it was way over budget. It was like $4000 for what you got. But the facilities were very nice, but I didn’t thi … (read more)
We visited Tuscan Gardens of Palm Coast. It was all very nice and very well updated, but it was way over budget. It was like $4000 for what you got. But the facilities were very nice, but I didn’t thi … (read more)

Susie’s Home Assisted Living

28 Karat Path, Palm Coast, FL, 32164

My friend is at Susie’s Home. There are only eight residents. It is an assisted living facility, but it is in a private home. It is not a big community. My friend has been there for a month now. She h … (read more)
My friend is at Susie’s Home. There are only eight residents. It is an assisted living facility, but it is in a private home. It is not a big community. My friend has been there for a month now. She h … (read more)

Pampered Parents ALF, Inc.

6 Seton Court, Palm Coast, FL, 32164

The lady who ran Pampered Parents lives in the place even though she didn’t have to. She was absolutely fabulous and even won the assisted living last year for Palm Coast. It was an absolutely beautif … (read more)
The lady who ran Pampered Parents lives in the place even though she didn’t have to. She was absolutely fabulous and even won the assisted living last year for Palm Coast. It was an absolutely beautif … (read more)

The Azure of Palm Coast

144 Cypress Point Pkwy, Palm Coast, FL, 32164

My mother-in-law is going to The Azure of Palm Coast. We like that the facility itself is very clean and very new. The employees were very concerned, very knowledgeable, and very helpful with any ques … (read more)
My mother-in-law is going to The Azure of Palm Coast. We like that the facility itself is very clean and very new. The employees were very concerned, very knowledgeable, and very helpful with any ques … (read more)

MH Tender Care I

9 Wainwood Place, Palm Coast, FL, 32164

MH Tender Care is located in the small town of Palm Coast, Florida, close to several golf courses and a short distance from the beach. It offers care in a small, home-like setting with several differe … (read more)
MH Tender Care is located in the small town of Palm Coast, Florida, close to several golf courses and a short distance from the beach. It offers care in a small, home-like setting with several differe … (read more)

Golden House Assisted Living

102 Rae Drive, Palm Coast, FL, 32164


Good Samaritan Care Center

6 Reston Place, Palm Coast, FL, 32164

Good Samaritan Care Center is located in Palm Coast, Florida, and offers compassionate care in a residential setting. Residents praise the family-style environment that includes delicious home-cooked … (read more)
Good Samaritan Care Center is located in Palm Coast, Florida, and offers compassionate care in a residential setting. Residents praise the family-style environment that includes delicious home-cooked … (read more)

Gentle Care Assisted Living 3

27 Rolling Sands Dr, Palm Coast, FL, 32164


MH Tender Care IV

29 Prince John Ln, Palm Coast, FL, 32164

MH Tender Care IV is located in the western area of Palm Coast a few minutes from Old Kings Road, numerous golf courses and a pristine beach. The facility offers around-the-clock care, private bedroom … (read more)
MH Tender Care IV is located in the western area of Palm Coast a few minutes from Old Kings Road, numerous golf courses and a pristine beach. The facility offers around-the-clock care, private bedroom … (read more)

Lexelle Assisted Living

66 Patric Dr, Palm Coast, FL, 32164


MH Tender Care II

9 Ponderosa Lane, Palm Coast, FL, 32164


Home Sweet Home ALF – Palm Coast

36 Bronson Lane, Palm Coast, FL, 32137


COVID-19 Rules for Assisted Living in Palm Coast

Since most COVID-19 rules for Assisted Living Communities and other Senior Living Facilities are set at the state level, you can view the specific rules for your state on our Guide to Assisted Living in Florida. Keep in mind that every community has specific policies that they put in place to protect their residents, so you should contact your local community for more information. Additionally, you can contact your local Area Agency on Aging to learn more – find contact information here.

What to Consider About Assisted Living in Palm Coast

The Agency for Health Care Administration, Bureau of Health Facility Regulation, licenses and regulates assisted living communities in Florida. This agency conducts fire safety and sanitation inspections and reviews clinical records, policies and procedures. The agency can revoke facilities’ licenses in the event of unsatisfactory findings.

Benefits and Drawbacks of Assisted Living in Palm Coast

  • Florida is one of the most tax-friendly states in the country for retirees. Not only does Florida have no state income tax, but it doesn’t tax any form of retirement income, including pensions, IRAs, 401(k)s and Social Security. Florida doesn’t have an estate tax or inheritance tax, either. On the downside, Palm Coast has a higher-than-average sales tax of 7%, but this tax doesn’t apply to groceries, medication and many other essentials.
  • The cost of living in Palm Coast is about 3.4% lower than the national average. Housing costs in the area are particularly affordable, coming in at 7.2% less than those found in a typical U.S. city. Palm Coast also has cheaper-than-average utility costs, while health care, groceries and transportation all cost right at the national average.
  • Palm Coast’s violent crime rate index is 26.3, slightly higher than the national average of 22.7. The property crime index of 49.7 is significantly higher than the national index of 35.4. That said, assisted living facilities use safety measures such as security staff, surveillance cameras, alarms and single points of entry. These reinforcements shield residents from much of the crime in the area.
  • Palm Coast has year-round warm weather, with daily high temperatures averaging 66 degrees in January and 90 in July. While heavy rain is common during the summer months, winters tend to be dry, and snowfall in the city is almost nonexistent.
  • The air quality in Palm Coast ranks at 68 out of 100, which is 10 points better than the national average of 58. The city’s respiratory illness and cancer risks are significantly lower than the state and national averages.
  • Public transportation in Palm Coast is limited. However, Flagler County Public Transportation (FCPT) makes a concerted effort to reach out to seniors in need, providing door-to-door service from 6 a.m. to 6 p.m. weekdays and limited service between 8 a.m. and 6 p.m. on Saturdays.

Paying for Assisted Living in Palm Coast

Assisted living facilities in Palm Coast cost an average of $3,975 per month. However, the cost can vary based on the facility and level of services needed.

The Cost of Assisted Living in Nearby Cities

The monthly median cost of assisted living in Palm Coast is just $25 less than the Florida median of $4,000 but more than $500 less than the national median of $4,500. Across the state, most major metropolitan areas have higher median assisted living costs than Palm Coast, including Jacksonville at $4,660, Miami at $4,385 and Orlando at $4,000. With a monthly median rate of $3,350, Tampa has the lowest assisted living costs in the state by far.

$3975

Palm Coast

$4000

Florida

$4500

United States

$4660

Jacksonville

$4000

Orlando

$3350

Tampa

$4385

Miami

The Cost of Other Types of Senior Care

Seniors have several care options in Palm Coast. In-home care and home health care, which offer similar care to assisted living but are carried out in the home, each average $4,576 per month. Adult day health care is the lowest-priced option at $1,625 per month and is a good choice for seniors with limited care needs. The most expensive but most comprehensive option in terms of care is a nursing home, where a semiprivate room in Palm Coast averages $8,213 per month.

$4576

In-Home Care

$4576

Home Health Care

$1625

Adult Day Health Care

$3975

Assisted Living Facility

$8213

Nursing Home (semiprivate room)

Note: Care cost data for Palm Coast was not available, so data for the closest city, Deltona, was used instead.

Financial Assistance for Assisted Living in Palm Coast

Florida provides two state programs to help eligible seniors with the cost of services at assisted living facilities: Medicaid Long-Term Care and Assistive Care Services. The state also offers optional state supplementation (OSS) for residents who receive social security income. 

Learn more about these programs, plus who’s eligible, on our Assisted Living in Florida page.

Paying for Assisted Living Facilities in Florida

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Florida page.

Free Assisted Living Resources in Palm Coast

The Palm Coast area has a number of resources that can help seniors locate assisted living options and receive help paying for services. The following organizations and charities connect seniors with care counseling, legal services and financial planning.

Resource

Contact

Description

(386) 328-8361

Flagler County Elder Law Legal Aid provides pro bono legal services to seniors in Flagler County and the Palm Coast area. Seniors can receive free legal counseling and representation in the areas of health care, estate planning and consumer disputes.

(386) 313-4014

Palm Coast seniors who served in the U.S. Armed Forces can receive assistance from the Flagler County Veterans Services office. These services include help obtaining compensation and benefits, including for inpatient, outpatient and long-term care services. 

(386) 255-4568

Easterseals Northeast Central Florida is a local nonprofit located less than an hour south of Palm Coast in Daytona Beach that helps seniors and other disabled individuals obtain medical equipment such as wheelchairs, walkers, canes, crutches and bedside commodes.

(800) 963-5337

The Florida Department of Elder Affairs is a statewide program that offers a senior helpline older adults can use to connect with various assistance services and community-based resources.

(888) 242-4464

ElderSource is a nonprofit that offers free resources for both seniors and caregivers. Its platform provides counseling on a number of topics related to long-term care, including navigating health care providers and finding low- and no-cost ideas to support self-care.

Assisted Living Laws and Regulations in Palm Coast

Palm Coast Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Florida are required to follow. Visit our Assisted Living in Florida page for more information about these laws.

Assisted Living Laws and Regulations in Florida