Palm Coast is a fast-growing city with a population of 98,411 people. Of them, 29.1% are 65 or over, which is a high percentage of seniors compared to most American cities. An estimated 1 in 9 people in this age group have been diagnosed with Alzheimer’s, totaling 6.7 million people across the U.S. This is expected to rise to 12.7 million by 2050, and it’s estimated that the amount of dementia care professionals will need to triple to keep up. In Palm Coast, Alzheimer’s-related deaths rose by 65% between 2016 and 2020, a rate much faster than total deaths, which increased by only 25.65%. 

Residential memory care can help keep people with dementia safe and comfortable. Staff in these communities are trained to help residents handle mood swings, confusion and other behaviors associated with memory loss. These residences also provide support with activities of daily living such as personal hygiene, meal preparation and medication management.

Seniors considering memory care can use this guide to learn about its cost in Palm Coast, some of the pros and cons of living in the city and some of its dementia-focused programs. 

Directory of Memory Care Facilities in Palm Coast, FL

2014

The Windsor of Palm Coast

50 Town Court, Palm Coast, FL, 32164

The Windsor of Palm Coast is an upscale facility in Palm Coast, Florida, nestled away in a quiet area a short distance from numerous medical facilities, restaurants and shops. The facility offers pers … (read more)
The Windsor of Palm Coast is an upscale facility in Palm Coast, Florida, nestled away in a quiet area a short distance from numerous medical facilities, restaurants and shops. The facility offers pers … (read more)

2022, 2023

Grand Villa of Palm Coast

100 Magnolia Trace Way, Palm Coast, FL, 32164


Sabal Palms Assisted Living & Memory Care

2125 Palm Harbor Parkway, Palm Coast, FL, 32137

Sabal Palms Assisted Living and Memory Care is nestled in a quiet northern neighborhood of Palm Coast, just moments from shopping centers, golf courses and the many beaches on the Atlantic Ocean. Resi … (read more)
Sabal Palms Assisted Living and Memory Care is nestled in a quiet northern neighborhood of Palm Coast, just moments from shopping centers, golf courses and the many beaches on the Atlantic Ocean. Resi … (read more)

Sancerre at Palm Coast

144 Cypress Point Pkwy, Palm Coast, FL, 32164


Gold Choice Palm Coast

3830 Old Kings Rd, Palm Coast, FL, 32137


Tuscan Gardens of Palm Coast

650 Colbert Lane, Palm Coast, FL, 32137

I cannot express how grateful my family and I are for the care and compassion shown daily by the staff at Tuscan Gardens. My mom is thriving with renewed sense of purpose and joy in memory care. the s … (read more)
I cannot express how grateful my family and I are for the care and compassion shown daily by the staff at Tuscan Gardens. My mom is thriving with renewed sense of purpose and joy in memory care. the s … (read more)

Market Street Palm Coast

2 Corporate Dr, Palm Coast, FL, 32137

Mom is doing very well at Market Street Palm Coast. I chose them because they offer alternatives and help for aging in place. They’re very efficient and they do well. They’ve got 60 residents that the … (read more)
Mom is doing very well at Market Street Palm Coast. I chose them because they offer alternatives and help for aging in place. They’re very efficient and they do well. They’ve got 60 residents that the … (read more)

What to Consider About Memory Care in Palm Coast

In Palm Coast, the Department of Health and Human Services’ Bureau of Health Facility Regulation is responsible for the oversight of memory care facilities. This bureau maintains records of the licensed care communities in Florida and complaints registered against them. 

Benefits and Drawbacks of Memory Care in Palm Coast

  • Palm Coast’s cost of living is a little lower than state and national averages, at 96.9 points compared to Florida’s 103.1 and the United States’ 100. Some of the most affordable categories are housing and utilities. 
  • Seniors living in Florida pay no tax on pension and retirement income. Sales taxes are close to average, and the state has no inheritance or estate taxes. 
  • The beachside city gets hot summers with 225 sunny days per year, which is more than the U.S. average of 205. The city gets lots of rain and no snow. 
  • Health care costs in Palm Coast are a little higher than the U.S. midpoint. However, the city’s health care quality is high. The local AdventHealth Palm Coast health center provides award-winning orthopedic care. 
  • Palm Coast scores 27 on the Water Quality Index, which is worse than the nation’s average of 55. Conversely, the city’s air quality is 10 points above the U.S. median rating of 58. This makes Palm Coast a good place for people with respiratory and cardiac health issues. 
  • Florida has a high population of seniors and is a state member of the AARP’s Network of Age-Friendly Communities. This means that the state is committed to increasing livability for its older residents through intelligent community design. 

Paying for Memory Care in Palm Coast

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we’ve estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth’s 2021 Cost of Care Survey.

In Palm Coast, memory care costs about $4,969 per month. 

The Cost of Memory Care in Nearby Cities

Seniors in Palm Coast save a small amount per month on memory care compared to the Florida average of $5,000. These savings increase compared to the U.S. median price of $5,625. Memory care is more expensive in nearby Palm Bay, which averages $5,576. In The Villages, the same type of care costs $6,510. Florida’s most affordable memory care prices are in Gainesville, which averages only $2,938. In Tampa, memory care costs an average of $4,188 per month. 

$4969

Palm Coast

$5000

Florida

$5625

The United States

$4188

Tampa

$2938

Gainesville

$5576

Palm Bay

$6510

The Villages

The Cost of Other Types of Senior Care

In Palm Coast, memory care is one of the costliest long-term care options. Only nursing homes are more expensive, averaging $8,213 for a semiprivate room. Home health aides and in-home health care services average $4,576 per month. Assisted living costs less than memory care at $3,975 per month, and adult day health care costs even less at $1,625. 

$4969

Memory Care

$4576

In-Home Care

$4576

Home Health Care

$1625

Adult Day Health Care

$3975

Assisted Living Facility

$8213

Nursing Home Facility (semiprivate room)

Note: Data for Palm Coast was unavailable, so data for the nearest city, Deltona, was used instead.

Financial Assistance for Memory Care in Palm Coast

In Palm Coast there are options for seniors who need financial assistance paying for Memory Care. For more information about other options, who qualifies, and how to apply, visit our Memory Care in Florida page.

More Ways to Pay for Memory Care

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Florida page.

Free & Low-Cost Memory Care Resources in Palm Coast

Seniors in Palm Coast can take advantage of the following resources to help them navigate changes in their cognitive health. They range from social programs to education and advocacy.

Resource

Contact

Description

(850) 414-2323

Seniors considering long-term residential living can learn about their options here. This organization's volunteers inspect state care facilities to ensure they're adhering to Florida's senior care regulations. They also help people in long-term communities resolve concerns about their care.

(888) 242-4464

As the local Area Agency on Aging, ElderSource is a central source of information for Florida's seniors. Its helpline connects older adults with resources and services in their local community. 

(386) 313-4100

Flagler County's seniors can access low-cost and disability-accessible transportation services here. This organization runs a volunteer-based door-to-door ride service. Weekly trips out of the county are also available.

(800) 272-3900

People with memory loss can learn about the signs and stages of Alzheimer's disease here. This nonprofit provides social support and safety initiatives to people with the disease. It also runs a 24/7 helpline and offers cognitive health programs.

(561) 655-8944

Attorneys with this law firm offer free assistance and advice to older and low-income Floridians. Here, seniors can get public guardianship, estate planning and adult protective services. This organization can also help seniors gain access to benefits programs.

Memory Care Laws and Regulations in Palm Coast

Palm Coast Memory Care Communities must adhere to the comprehensive set of state laws and regulations that all Memory Care Facilities in Florida are required to follow. Visit our Memory Care in Florida page for more information about these laws.