Owings Mills is an unincorporated community about 30 minutes northwest of downtown Baltimore. According to the 2020 census, seniors aged 65 and older account for about 11.3% of the community’s 35,674 residents. The area’s appeal to older adults is enhanced by its below-average cost of living, excellent healthcare facilities, senior-friendly climate and the reduced-fee paratransit services available throughout Baltimore County. The area’s sparse population also makes it easier for seniors to get around and enjoy its wealth of parks, shops and restaurants.

Assisted living facilities in Owings Mills charge $5,000 per month on average, which is also the statewide median for Maryland. The fees typically include comfortable accommodation regularly cleaned by housekeeping staff and nutritious meals prepared by chefs. Facilities also tend to arrange activities and events for residents, which is why assisted living is best suited for semi-independent seniors who need assistance with some daily chores, such as cooking, but are otherwise able to enjoy physical pursuits without support.

This guide compares assisted living and other senior care costs in the region, discusses the pros and cons of living in Owings Mills and lists some of the area’s free and low-cost resources for seniors.

Directory of Assisted Living Facilities in Owings Mills, MD

2014, 2015, 2016

Atrium Village

4720 Atrium Ct, Owings Mills, MD, 21117

I went to Atrium Village. It was nice and clean. The staff were nice and pleasant. They gave me all kinds of information that they thought best suited my relative being a Vietnam vet, so that was real … (read more)
I went to Atrium Village. It was nice and clean. The staff were nice and pleasant. They gave me all kinds of information that they thought best suited my relative being a Vietnam vet, so that was real … (read more)
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2014, 2015, 2016

2013

Charter Senior Living of Woodholme Crossing

1840 Reisterstown Road, Pikesville, MD, 21208

We chose Charter Senior Living of Woodholme Crossing for my sister. We thought the floorplan and the facilities were much better than the other place, because it’s more like an apartment setting inste … (read more)
We chose Charter Senior Living of Woodholme Crossing for my sister. We thought the floorplan and the facilities were much better than the other place, because it’s more like an apartment setting inste … (read more)

2016

Sunrise of Pikesville

3800 Old Court Road, Pikesville, MD, 21208

I toured Sunrise of Pikesville. That was nice. The person who came out, she’s like the sales coordinator, and she talked about every aspect of the facility. Then she took us on a nice tour. We talked … (read more)
I toured Sunrise of Pikesville. That was nice. The person who came out, she’s like the sales coordinator, and she talked about every aspect of the facility. Then she took us on a nice tour. We talked … (read more)

Charter Senior Living of Towson

6451 N. Charles St, Baltimore, MD, 21212

We toured Charter Senior Living of Towson. I liked the person that did the interview, she was wonderful and a very compassionate person. The location was a little too far for me to travel to visit, bu … (read more)
We toured Charter Senior Living of Towson. I liked the person that did the interview, she was wonderful and a very compassionate person. The location was a little too far for me to travel to visit, bu … (read more)

Shangrila Senior Living

4475 Montgomery Road, Ellicott City, MD, 21043

Shangrila Senior Living was a very nice facility. The rooms were nice. The amenities were great. I was very impressed with the director. He was very generous with his time. He seemed very kind, knowle … (read more)
Shangrila Senior Living was a very nice facility. The rooms were nice. The amenities were great. I was very impressed with the director. He was very generous with his time. He seemed very kind, knowle … (read more)

Woodholme Gardens

1700 Woodholme Avenue, Pikesville, MD, 21208

We really liked Woodholme Gardens. It was located in a really nice wooded type area. The accommodations were beautiful, and their sizes vary. They all had refrigerators and all the bathrooms were spac … (read more)
We really liked Woodholme Gardens. It was located in a really nice wooded type area. The accommodations were beautiful, and their sizes vary. They all had refrigerators and all the bathrooms were spac … (read more)

College Manor

300 W Seminary Ave, Lutherville Timonium, MD, 21093

College Manor was a beautiful facility. There were some very beautiful furniture. I thought it was a really large place. It just didn’t seem to be as well kept as some of the other ones we looked at. … (read more)
College Manor was a beautiful facility. There were some very beautiful furniture. I thought it was a really large place. It just didn’t seem to be as well kept as some of the other ones we looked at. … (read more)

The Waterfalls of Catonsville

305 N. Rolling Road, Catonsville, MD, 21228

The Waterfalls of Catonsville was pretty clean. It was a big house that they converted. Their staff was nice. I think you have to bring your own appliances. They have a shared kitchen and shared showe … (read more)
The Waterfalls of Catonsville was pretty clean. It was a big house that they converted. Their staff was nice. I think you have to bring your own appliances. They have a shared kitchen and shared showe … (read more)

Mabel’s House Assisted Living

4205 Liberty Heights Ave, Baltimore, MD, 21207


Symphony Manor at Roland Park

4301 Roland Avenue, Baltimore, MD, 21210

My brother-in-law was at Symphony Manor for almost 2 years. EVERYDAY he got extraordinary care at every level. This is a place where staff took the time to get to know him (He had had a stroke), found … (read more)
My brother-in-law was at Symphony Manor for almost 2 years. EVERYDAY he got extraordinary care at every level. This is a place where staff took the time to get to know him (He had had a stroke), found … (read more)

#1 Adoring Adult Care

4303 Liberty Heights Ave, Gwynn Oak, MD, 21207

#1 Adoring Adult Care, is a wonderful place! Our sister have been under their care for almost a year. The staff is great, the facility is always nice kept, clean and the home cooked meals are AMAZING. … (read more)
#1 Adoring Adult Care, is a wonderful place! Our sister have been under their care for almost a year. The staff is great, the facility is always nice kept, clean and the home cooked meals are AMAZING. … (read more)

Springhouse of Pikesville

8911 Reisterstown Rd, Pikesville, MD, 21208

I toured Springhouse of Pikesville. It was really nice. Everything was clean. The staff there helped me a lot. They answered all my questions. The units that I saw were nice and spacious. They were ni … (read more)
I toured Springhouse of Pikesville. It was really nice. Everything was clean. The staff there helped me a lot. They answered all my questions. The units that I saw were nice and spacious. They were ni … (read more)

Dulaney Valley Assisted Living at Hunt Valley

10815 Powers Avenue, Cockeysville, MD, 21030

I toured Dulaney Valley Assisted Living at Hunt Valley for my mother-in-law. The facility is a little bit more on the smaller side, and I was expecting more. But once I’ve learned about the primary go … (read more)
I toured Dulaney Valley Assisted Living at Hunt Valley for my mother-in-law. The facility is a little bit more on the smaller side, and I was expecting more. But once I’ve learned about the primary go … (read more)

Nova Springs

2261 Old Westminster Pike, Finksburg, MD, 21048

I toured Nova Springs. They were my first pick, and they still are. It was very clean, very functional, very open, and very cozy. I don’t think they had kitchenettes in the rooms, but the rooms were s … (read more)
I toured Nova Springs. They were my first pick, and they still are. It was very clean, very functional, very open, and very cozy. I don’t think they had kitchenettes in the rooms, but the rooms were s … (read more)

Optimum Care Homes LLC

1906 Cecil Avenue, Baltimore, MD, 21218

My mother has stayed there now for almost a year. Clean environment. Friendly staff. Happy we were able to get her in this place.
My mother has stayed there now for almost a year. Clean environment. Friendly staff. Happy we were able to get her in this place.

Up & About Care

2902 Lyndhurst Avenue, Baltimore, MD, 21216

Up & About Care was really clean. The backyard was pretty big, so if they want to do activities there is plenty of space. The only downfall I didn’t like was how far off it was. If a person got on … (read more)
Up & About Care was really clean. The backyard was pretty big, so if they want to do activities there is plenty of space. The only downfall I didn’t like was how far off it was. If a person got on … (read more)

Paradise Assisted Living

6348 Frederick Road, Catonsville, MD, 21228

I went to Paradise Assisted Living and toured both assisted living and memory care. I had a meeting with their manager and he was so knowledgeable. I learned a lot from just sitting with him for an ho … (read more)
I went to Paradise Assisted Living and toured both assisted living and memory care. I had a meeting with their manager and he was so knowledgeable. I learned a lot from just sitting with him for an ho … (read more)

Serenity Garden Manor

2311 Roslyn Avenue, Baltimore, MD, 21216

I went to Serenity Garden Manor and visited the assisted living, but they also provided memory care. I liked everything about it. I liked the neighborhood and how they had things set up. I had no nega … (read more)
I went to Serenity Garden Manor and visited the assisted living, but they also provided memory care. I liked everything about it. I liked the neighborhood and how they had things set up. I had no nega … (read more)

Commonwealth Senior Living at Cockeysville

10881/10883 York Road, Cockeysville, MD, 21030

I visited Commonwealth Senior Living at Cockeysville. It was a great location on a very busy York road, but it was tucked behind a row of trees. It was like a rural setting, but it was right in the mi … (read more)
I visited Commonwealth Senior Living at Cockeysville. It was a great location on a very busy York road, but it was tucked behind a row of trees. It was like a rural setting, but it was right in the mi … (read more)

Ebenezer House LLC

5008 Walther Avenue, Baltimore, MD, 21214

We toured Ebenezer House. It was clean and bright. It was kind of tight but roomy enough for the residents. The level of care seemed to be okay. They only had one caretaker there for like eight people … (read more)
We toured Ebenezer House. It was clean and bright. It was kind of tight but roomy enough for the residents. The level of care seemed to be okay. They only had one caretaker there for like eight people … (read more)

What to Consider About Assisted Living in Owings Mills

The Office of Health Care Quality — a division of the Maryland Department of Health — monitors assisted living facilities throughout the state and issues licenses to those that comply with the guidelines and regulations. It also certifies those authorized to accept Medicare and Medicaid by the Centers for Medicare and Medicaid Services.

Benefits and Drawbacks of Assisted Living in Owings Mills

  • The average cost of living in Owings Mills, although above the national average, is lower than normal for Maryland. According to Sperling’s Best Places, seniors in the area also enjoy below-average healthcare costs when compared to their peers across the country, although these costs are slightly above the state average.
  • The primary medical facility in Owings Mills is Northwest Hospital, but it’s not the only choice. Several of the country’s finest hospitals are within close range, such as Johns Hopkins, which is ranked fourth in the nation by U.S. News & World Report. Seniors in Owings Mills also benefit from a high number of Medicare-registered physicians working in most fields, including psychiatry, podiatry, orthopedic surgery, physical therapy and family medicine. 
  • Despite January temperatures averaging at a chilly 24 degrees, the climate in Owings Mills is generally senior-friendly. The area’s seniors enjoy 10 more sunny days than the U.S. average of 205 and July temperatures that regularly reach a pleasant 87 degrees. At 44 inches, the above-average rainfall is enough to nourish the rich landscape and decorate the wide streets with a variety of trees.
  • Crime in Owings Mills is a little above average, although not significantly so. The chances of being a victim of a violent crime, according to Neighborhood Scout, is one in 188, while the figure for property crime is one in 42. Seniors concerned about crime should know that many of the area’s assisted living communities provide 24-hour security and have at least one staff member available at all times.
  • CountyRide is a reduced-cost transportation program for Baltimore County residents aged 60 and over. Seniors can use the paratransit service for any purpose, including attending medical appointments, making shopping trips and visiting family and friends. All vehicles can accommodate wheelchairs and escorts can ride at no extra cost with seniors who need their assistance.

Paying for Assisted Living in Owings Mills

On average, seniors in Owings Mills pay $5,000 per month for care in assisted living communities, according to the 2020 Genworth Cost of Care Survey. This is also the statewide average, although the U.S. median is $700 less at $4,300 per month.

The Cost of Assisted Living in Nearby Cities

The cost of assisted living in Owings Mills is about midrange compared to other communities across Maryland. Rates are lower in Hagerstown and Cumberland, where the respective averages are $4,500 and $4,665 per month. Costs are higher in Salisbury at $5,500, and even more expensive in California, where seniors pay $6,200, on average.

$5000

Owings Mills

$5000

Maryland

$4300

The United States

$4500

Hagerstown

$6200

California

$5500

Salisbury

$4665

Cumberland

The Cost of Other Types of Senior Care

Costs for other types of senior care vary significantly in Owings Mills. Home care averages $4,671 per month for 44 hours of weekly assistance, while home health care services cost $4,957. Adult day health care provided on weekdays in a group setting has the lowest cost at $1,896 per month. Nursing homes offer the most intensive care and therefore charge the highest fees. Here, seniors can expect to pay an average of $11,984 for shared accommodations and $12,805 for private rooms.

$4671

Home care

$4957

Home health care

$1896

Adult day health care

$5000

Assisted living

$11984

Nursing home (semiprivate room)

$12805

Nursing home (private room)

Note: Data for Owings Mills was unavailable, so data for the nearest city, Baltimore, was used instead.

Financial Assistance for Assisted Living in Owings Mill

The state of Maryland pays for assisted living services in Level II and Level III ALPs through the Medicaid 1915(c)Home and Community-Based Options Waiver Program. There is also a Senior Assisted Living Group Home Subsidy Program funded by the state.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Maryland page.

Paying for Assisted Living Facilities in Maryland

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Maryland page.

Free Assisted Living Resources in Owings Mill

Seniors in Owings Mills benefit from many free and low-cost programs and services designed to make their lives more comfortable. Through the following resources, seniors can get free advice about Medicare plans and other state and federal benefits, in addition to support if their care provider’s standards fall or if they need assistance obtaining medical equipment.

Resource

Contact

Service

(410) 887-2059

Funded by the state and federal governments, the SHIP program provides seniors in Owings Mills with free and impartial counseling on all matters concerning Medicare. This includes explaining the pros and cons of each plan in relation to the senior's unique circumstances and advising on supplementary private healthcare insurance. As the counselors are unbiased, seniors needn't worry about being sold specific plans. Additionally, the counselors can help seniors file appeals for denied Medicare claims. 

(410) 887-4200

Residents of assisted living communities who have issues about the quality of their care can file a complaint with the ombudsman, who will investigate and advocate on the senior's behalf to resolve the issue. Complaints can be of any nature, such as restricted dietary options in meals, but serious issues, such as elder abuse allegations, will be passed on to the appropriate authorities. The ombudsman can also supply copies of assisted living inspection reports so seniors can make more informed choices. 

(410) 230-4444

Service officers with the Maryland Department of Veterans Affairs Service and Benefits Program are available to help senior veterans access the benefits they've earned through their military service. Officers can advise vets on available state and federal benefits and assist with their applications. Benefits may include VA disability compensation, pensions and the Aid and Attendance pension supplement, which can be put toward assisted living expenses.

(410) 887-2594

Baltimore County DOA's loan closet provides durable medical equipment to residents aged 60 in Owings Mills and over throughout the county. For a refundable deposit of $25, the department loans a range of equipment, dependent on what's available at the time of application. Examples include wheelchairs, walkers, bath rails and crutches.

Assisted Living Laws and Regulations in Owings Mill

Owings Mill-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Maryland are required to follow. Visit our Assisted Living in Maryland page for more information about these laws.

Assisted Living Laws and Regulations in Maryland