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Assisted Living Communities in Owings Mills, Maryland

A suburb of Baltimore, Owings Mills covers a little less than 10 square miles in Baltimore County. The city contains 1 assisted living communities, and 100 more operate in nearby areas, providing diverse care options for seniors. As of 2024, assisted living in Owings...

Directory of Assisted Living in Owings Mills, MD

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The Cost of Assisted Living in Owings Mills, MD and Nearby Cities

The 2024 Genworth Cost of Care Survey reports that assisted living communities in the Owings Mills region charge around $6,650 per month. While this rate falls $250 below Maryland’s median, it outpaces costs in other surveyed cities throughout the state. For example, fees in Cumberland trend about $1,600 below local norms, and in Salisbury, seniors pay approximately $4,899.

Owings Mills

$6,650

Maryland

$6,900

The United States

$5,350

Cumberland

$5,027

Hagerstown

$5,800

Salisbury

$4,899

Paying for Assisted Living in Owings Mills, MD

Financial Assistance for Assisted Living in Owings Mill

The state of Maryland pays for assisted living services in Level II and Level III ALPs through the Medicaid 1915(c)Home and Community-Based Options Waiver Program. There is also a Senior Assisted Living Group Home Subsidy Program funded by the state.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Maryland page.

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Maryland page.

The Cost of Other Types of Senior Living in Owings Mills, MD

Assisted living fees in Owings Mills hover near $6,650 monthly. This amount offers around $200 in savings over in-home care and comes in well below nursing home rates of about $11,756 for shared rooms. However, seniors receiving home health care services spend around $360 less, and adult day health care facilities charge roughly $2,275.

In-Home Care

$6,864

Home Health Care

$6,292

Adult Day Health Care

$2,275

Assisted Living Facility

$6,650

Nursing Home Facility (semi-private room)

$11,756

Note: Since data for Owings Mills is unavailable, we used data for the nearest city, Baltimore, instead.

Free Assisted Living Resources in Owings Mill

Seniors in Owings Mills benefit from many free and low-cost programs and services designed to make their lives more comfortable. Through the following resources, seniors can get free advice about Medicare plans and other state and federal benefits, in addition to support if their care provider’s standards fall or if they need assistance obtaining medical equipment.

ResourceContactService
State Health Insurance Assistance Program (SHIP)(410) 887-2059Funded by the state and federal governments, the SHIP program provides seniors in Owings Mills with free and impartial counseling on all matters concerning Medicare. This includes explaining the pros and cons of each plan in relation to the senior's unique circumstances and advising on supplementary private healthcare insurance. As the counselors are unbiased, seniors needn't worry about being sold specific plans. Additionally, the counselors can help seniors file appeals for denied Medicare claims.
Long-Term Care Ombudsman Program(410) 887-4200Residents of assisted living communities who have issues about the quality of their care can file a complaint with the ombudsman, who will investigate and advocate on the senior's behalf to resolve the issue. Complaints can be of any nature, such as restricted dietary options in meals, but serious issues, such as elder abuse allegations, will be passed on to the appropriate authorities. The ombudsman can also supply copies of assisted living inspection reports so seniors can make more informed choices.
Maryland Department of Veterans Affairs(410) 230-4444Service officers with the Maryland Department of Veterans Affairs Service and Benefits Program are available to help senior veterans access the benefits they've earned through their military service. Officers can advise vets on available state and federal benefits and assist with their applications. Benefits may include VA disability compensation, pensions and the Aid and Attendance pension supplement, which can be put toward assisted living expenses.
Baltimore County Department of Aging Loan Closet(410) 887-2594Baltimore County DOA's loan closet provides durable medical equipment to residents aged 60 in Owings Mills and over throughout the county. For a refundable deposit of $25, the department loans a range of equipment, dependent on what's available at the time of application. Examples include wheelchairs, walkers, bath rails and crutches.

What to Consider About Assisted Living in Owings Mills

The Office of Health Care Quality — a division of the Maryland Department of Health — monitors assisted living facilities throughout the state and issues licenses to those that comply with the guidelines and regulations. It also certifies those authorized to accept Medicare and Medicaid by the Centers for Medicare and Medicaid Services.

Benefits and Drawbacks of Assisted Living in Owings Mills

  • The average cost of living in Owings Mills, although above the national average, is lower than normal for Maryland. According to Sperling’s Best Places, seniors in the area also enjoy below-average healthcare costs when compared to their peers across the country, although these costs are slightly above the state average.
  • The primary medical facility in Owings Mills is Northwest Hospital, but it’s not the only choice. Several of the country’s finest hospitals are within close range, such as Johns Hopkins, which is ranked fourth in the nation by U.S. News & World Report. Seniors in Owings Mills also benefit from a high number of Medicare-registered physicians working in most fields, including psychiatry, podiatry, orthopedic surgery, physical therapy and family medicine. 
  • Despite January temperatures averaging at a chilly 24 degrees, the climate in Owings Mills is generally senior-friendly. The area’s seniors enjoy 10 more sunny days than the U.S. average of 205 and July temperatures that regularly reach a pleasant 87 degrees. At 44 inches, the above-average rainfall is enough to nourish the rich landscape and decorate the wide streets with a variety of trees.
  • Crime in Owings Mills is a little above average, although not significantly so. The chances of being a victim of a violent crime, according to Neighborhood Scout, is one in 188, while the figure for property crime is one in 42. Seniors concerned about crime should know that many of the area’s assisted living communities provide 24-hour security and have at least one staff member available at all times.
  • CountyRide is a reduced-cost transportation program for Baltimore County residents aged 60 and over. Seniors can use the paratransit service for any purpose, including attending medical appointments, making shopping trips and visiting family and friends. All vehicles can accommodate wheelchairs and escorts can ride at no extra cost with seniors who need their assistance.

Assisted Living Laws and Regulations in Owings Mill

Owings Mill-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Maryland are required to follow. Visit our Assisted Living in Maryland page for more information about these laws.

Assisted Living Laws and Regulations in Maryland

Reviews of Communities Nearby

Assisted Living

Scott

I am a friend or relative of a current/past resident

Review of Atrium Village

I would not recommend this for your loved ones. My father had a stroke and was wheelchair bound. When we toured the place they talked all about the activities they had and assured me he would be...

Read more

Assisted Living

Barbara

I visited this facility

Review of Atrium Village

The Atrium Village was nice and clean. It was a beautiful place. Everybody there was very very friendly. The dining area was beautiful. The cooks were nice and clean. They had nice white...

Read more

Assisted Living

Stacy

I visited this facility

Review of Atrium Village

I went to Atrium Village. It was nice and clean. The staff were nice and pleasant. They gave me all kinds of information that they thought best suited my relative being a Vietnam vet, so that was...

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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