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Memory Care Communities in Saint Louis, Missouri

Our comprehensive listings and authentic reviews in Saint Louis, MO below include 95 memory...

Directory of Memory Care in Saint Louis, MO

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The Cost of Memory Care in Nearby Cities

The cost of memory care in Saint Louis, Missouri,  is well above the state average by $1,375 per month but is below the national average by $500. Nearby cities of Jefferson, Columbia and Cape Girardeau all offer more affordable memory care costs by $2,531, $1,625 and $1,952, respectively. 

Saint Louis

$5,125

Missouri

$3,750

The United States

$5,625

Jefferson City, MO

$2,594

Columbia, MO

$3,500

Cape Girardeau, MO

$3,173

Paying for Memory Care in Saint Louis

The average cost of memory care in the U.S. is 20-30% higher than the cost of assisted living. Therefore, for the purposes of this guide, we calculated the cost of memory care for Saint Louis, Missouri, based on the cost of assisted living in Saint Louis plus 25%. Per data from the Genworth Cost of Care Survey 2021, the median cost of memory care per month in Saint Louis, MO, is $5125. 

Financial Assistance for Memory Care in Saint Louis

In Saint Louis there are options for seniors who need financial assistance paying for Memory Care. For more information about other options, who qualifies, and how to apply, Memory Care in Missouri page.

More Ways to Pay for Memory Care

Using several strategies for memory care, including a mix of private and public pay options, promotes long-term financial viability for residents and families.

  • Medicaid: In 2024, Missouri Medicaid’s Supplement Nursing Care Program provides up to $292 monthly, depending on the type of memory care facility the individual lives in. Beneficiaries use this income to pay for room and board fees, personal care services and living expenses.
  • Medicare: Medicare doesn’t pay for a memory care resident’s nonmedical service fees, including housing and personal care. However, this health insurance program reduces out-of-pocket costs for qualified medically necessary services such as rehabilitative therapies and medication administration, leaving more money available for memory care fees.
  • VA Benefits: Qualified veterans may pay for their memory care fees through the Veterans Administration’s Geriatrics and Extended Care program. This program pays for services such as recreational activities, some or all of the beneficiaries’ meals, medication administration and help with daily living activities. Veterans may also be eligible for Aid and Attendance or Housebound benefits, which increase their monthly pension payments.
  • Private payments: Seniors and families cover memory care costs through proceeds from home sales, pension income, Social Security benefits and retirement savings. Private payments cover many memory care expenses, including housing, personal care and meals.

The Cost of Other Types of Senior Care

While memory care in Saint Louis, Missouri, costs $5,125, it’s notably more affordable than many other types of senior care in the city. It’s $357 cheaper per month than both homemaker services and hiring a home health aide. For those considering nursing home care for vulnerable seniors, a semi-private room runs $502 more per month than memory care, while a private room is a staggering $1,612 more per month than memory care in Saint Louis. However, assisted living is a more affordable senior care option than memory care, costing $1,025 less per month, while adult day health care is the most affordable senior care option in Saint Louis. It is $3,207 less than memory care per month. 

Homemaker Services

$5,482

Home Health Aide

$5,482

Adult Day Health Care

$1,918

Assisted Living Facility

$4,100

Memory Care

$5,627

Nursing Home Facility (semiprivate room)

$6,737

Free Memory Care Resources in Saint Louis

Seniors in Saint Louis and their families can benefit from access to free resources provided by the county and state of Missouri. Whether you need access to transportation for medical appointments or options for in-home care, it’s possible to connect with the resources you need through Missouri’s DHSS. Here are three free resources for seniors with Alzheimers in Saint Louis to get you started. 

ResourceContactService
The Missouri Care Options (MCO) Program866-835-3505The MCO program offers information to residents of Missouri regarding their available options for long term care, including in-home and community care center services. Agents can advise you on available supervised adult day care programs, 24-hour nursing care options, help with laundry and meal preparation and companion programs to offer relief to family caregivers. Qualifying seniors should be Medicaid eligible.
Alzheimer's Association, Greater Missouri Chapter800-272-3900The Greater Missouri chapter of the Alzheimer's Association serves Saint Louis County and surrounding cities, such as Columbia. They offer 24/7 helpline services in over 200 languages and valuable caregiver resources, including online or phone support and consultations.
Alzheimer's Buddies NorthSide Memories Program (978) 777-6497Alzheimer's Buddies, in collaboration with the Wesley House Association, launched this program in North Saint Louis in September of 2021. The free program allows your loved one with Alzheimer's or other forms of dementia to meet with a trained college student on Saturdays (under Wesley House staff supervision) to provide family caretakers with a break. The opportunity also provides your loved one with memory or thinking changes a chance to socialize and interact with the student Buddy.

What to Consider About Memory Care in Saint Louis

Memory care in Saint Louis, Missouri, is overseen by the Missouri Department of Health & Senior Services (DHSS). Through this government department, seniors and their families in Saint Louis and the rest of the state can access programs for abuse and neglect and services such as online reporting, home care, long term care, Medicaid and falls prevention. 

Benefits and Drawbacks of Memory Care in Saint Louis

Benefits

Drawbacks

  • Saint Louis seniors pay state income taxes on almost all forms of retirement income, including withdrawals from retirement accounts. However, as of 2024, those aged 62 and over no longer pay state income taxes on their Social Security benefits, providing significant savings for memory care residents who rely primarily on this form of income.
  • With hot, muggy summers and cold winters, Missouri’s weather may not appeal to seniors seeking pleasant outdoor conditions year-round. Fortunately, memory care communities organize indoor and outdoor activities throughout the year to accommodate varying preferences.

Memory Care Laws and Regulations in Saint Louis

Saint Louis Memory Care Communities must adhere to the comprehensive set of state laws and regulations that all Memory Care Facilities in Missouri are required to follow. Visit our Memory Care in Missouri page for more information about these laws.

Saint Louis Memory Care Services and Amenities

A memory care community’s services and amenities shape its culture and accommodate residents’ evolving needs. Many families prioritize activities programming, access to medical support and cleanliness as they research long-term care options for their loved ones.

  • Fitness Programs: Walking clubs and instructor-led classes encourage an active lifestyle while helping seniors preserve their motor skills.
  • Art and Music Therapy: Recreational therapies enable residents to participate in familiar activities that engage their senses and evoke memories.
  • On-Site Medical Care: Medical suites with visiting health care providers allow residents to receive regular health care services and monitoring without disruptive off-site appointments. According to the proprietary Caring.com database, nearly 30 memory care units in the region provide on-site physical therapy.
  • Family Support and Communication: Support groups, family engagement apps, social media platforms and community activities give family members opportunities to remain involved with their loved ones’ daily lives and care.
  • Housekeeping and Laundry Services: Regular housekeeping and laundry services promote a sanitary, peaceful environment for residents while reducing fall risks and the spread of germs.

A Caring.com Family Advisor specializes in helping seniors and families compare memory care communities and find options that best suit their needs. Contact one today to learn more about the amenities and services in Saint Louis’s memory care units.

Frequently Asked Questions about Memory Care in Saint Louis

Memory Care Facilities near Saint Louis, MO

Saint LouisCreve CoeurFlorissantTown And CountryGranite CityArnold

Other Options in Saint Louis, MO

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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