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The 5 Best Assisted Living Facilities in Caro, MI for 2024

 

Caro serves as the county seat of Tuscola County in Michigan's Thumb region, just over 90 miles north of Detroit. The city and surrounding area have 5 assisted living communities, and seniors pay $4,423 per month to live in one of these residences. Costs rank slightly higher than the state average of $4,250 but remain marginally cheaper than the $4,500 national norm.

Our directory includes 71 reviews reviews of assisted living residences in Caro, and these communities maintain an average rating of 4.66 out of 5 stars stars.

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Assisted Living Facilities in Caro, Michigan

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What to Consider About Assisted Living in Caro

The Department of Health and Human Services regulates assisted living communities in Caro and other cities throughout Michigan, setting standards for the quality of care and living conditions provided to residents. Seniors can contact the department to learn more about their care options or seek assistance through state-based long-term care programs.

Benefits and Drawbacks of Assisted Living in Caro

 

  • Caro offers a relatively low cost of living for seniors, with average expenses for retirees in good health ranking 17% below the U.S. norm. Living costs rise by one percentage point for seniors who need more extensive medical care, but this still results in them paying 16% less than the national norm.

 

  • Caro scores 55 on the AARP's Livability Index — higher than the average of 48 the AARP awards to most U.S. cities. Caro ranks exceptionally high in engagement and environmental metrics, highlighting the high degree of social involvement and the clean air and water available to seniors living in the city.

 

 

  • Michigan ranks as one of the more tax-friendly states for seniors, as it doesn't tax Social Security income. Seniors born before 1946 can also deduct pension income up to $54,404 from their taxes, while those born between 1946 and 1952 may deduct up to $20,000. Government pensions attract a higher deduction of up to $35,000 for single filers.

 

  • Property crime measures higher than the state average in Caro, as residents have a 1 in 26 chance of experiencing it in the city versus a 1 in 65 chance statewide. However, moving into an assisted living community offers improved security measures to deter this type of crime. Residents of Caro also only experience a 1 in 238 chance of falling victim to violent crime compared to a 1 in 217 chance statewide, so the city remains relatively safe overall.

Paying for Assisted Living in Caro

 

Assisted living costs $4,423 per month in Caro.

The Cost of Assisted Living in Nearby Cities

Assisted living residences charge $4,423 per month in Caro — $173 more than the state average but $77 less than the cost of care nationwide. Nearby cities are slightly more affordable. Assisted living communities charge $198 less in Saginaw and $208 less in Detroit than in Caro. However, seniors have to relocate farther away for more significant savings, with Battle Creek offering a reduction of $1,023 to monthly expenses. Ann Arbor ranks as one of the most expensive cities in Michigan, with assisted living costing $1,670 more than it does in Caro.

Caro

$4,423

Michigan

$4,250

United States

$4,500

Saginaw

$4,225

Detroit

$4,215

Ann Arbor

$6,093

The Cost of Other Types of Senior Care

Care costs vary in Caro, and assisted living is one of the most affordable options at $4,423 monthly. For seniors considering alternatives, in-home care and home health care both cost $534 more than assisted living but don't require moving. In-home care provides nonmedical services, whereas home health care focuses on skilled nursing. Adult day care costs $2,776 less than assisted living and offers similar support during business hours. Nursing homes provide higher levels of support than assisted living, including access to medical treatments and licensed nursing. A semi-private room in one of these residences costs $4,702 more than assisted living.

In-Home Care

$4,957

Home Health Care

$4,957

Adult Day Health Care

$1,647

Assisted Living Facility

$4,423

Nursing Home Facility (semiprivate room)

$9,125

Note: Data for Caro was unavailable, so data for the nearest city, Bay City, was used instead.

Financial Assistance for Assisted Living in Caro

Caro seniors who need assistance with the costs of assisted living have two options to choose from in Michigan.  The state offers a Medicaid waiver called the Choice Waiver Program, and MI Health Link for residents who live in certain Michigan counties and are already enrolled in Medicare and Medicaid.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Michigan page.

Financial Assistance in Michigan

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Michigan page.

Free Assisted Living Resources in Caro

Caro and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in Caro, please visit our Assisted Living in Michigan page.

Assisted Living Laws and Regulations in Caro

 

Caro Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Michigan are required to follow. Visit our Assisted Living in Michigan page for more information about these laws.

Laws and Regulations in Michigan

Reviews of Communities Nearby

Assisted Living

Joy

I am a friend or relative of a current/past resident

Review of Heritage Hills Assisted Living & Memory Care

The staff is well-trained, kind and always available for assistance. The facility is incredibly clean. Heritage Hill provides an endless amount of activities for their residence who are able to...

Read more

Assisted Living

Gina

I am a friend or relative of a current/past resident

Review of Heritage Hills Assisted Living & Memory Care

Mom moved to Heritage Hill and our experience has been wonderful. We've had good care and good help. The activities are wonderful, too. I have no complaints. Her room is clean and well-kept. She's...

Provider response

Hi Gina, Thank you for your review and positive feedback on your experience at our community. We're glad to hear that your mom is happy and well-cared for. Our team works hard to create a pleasant...

Read more

Assisted Living

Cihall

I am a friend or relative of a current/past resident

Review of Heritage Hills Assisted Living & Memory Care

The staff has been great helping us navigate the big changes in my mom’s life. Mom says the food is good but she would like it a bit warmer.

Provider response

Hi there, Thank you for your review. We are ecstatic to hear that you are finding the staff helpful during this transitional time. Our culinary team is always open to feedback, and we always...

Read more

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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