
Charter Senior Living of Bay City
568 North Pine Road, Bay City, MI 48708
"Charter Senior Living of Bay City looked real nice. The people were friendly. Everything looked fine there. The staff...
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We’ve spent hundreds of hours compiling helpful information below these listings, ranging from assisted living costs statistics of in Bay City, to local laws & regulations in the area, to nearby services and programs that can help older adults in the community thrive, and more.

568 North Pine Road, Bay City, MI 48708
"Charter Senior Living of Bay City looked real nice. The people were friendly. Everything looked fine there. The staff...
734 Pine Rd., Bay City, MI 48708
"My brother is a resident. So far the people there are very nice and accommodating and they seem to get along with what...
4130 Shrestha Dr, Bay City, MI 48706
At Bay City Comfort Care, there are no compromises or hidden surprises when it comes to living life to the fullest. Our...
3932 Monitor Road, Bay City, MI 48706
"Bayfield is an amazing place to live. It all starts at the top of the leadership with Emily, the Executive Director, her...
5275 Mackinaw Road, Saginaw, MI 48603
"Bickford of Saginaw is very, very nice. In fact, they're building on, and they're going to have 16 or 18 more rooms...
110 N Auburn Rd, Auburn, MI 48611
"Auburn Heights Senior Care was wonderful. I liked it. It's a smaller group of people, and they all eat together. It's...
2325 Rockwell Drive, Midland, MI 48642
"Story Point is amazing! I was so happy to have found it! My husband was very happy here. I can’t say enough about the...
4124 Waldo Ave, Midland, MI 48642
"I am a resident of Candlestone Assisted Living. I have been here approximately six months. I like the people who work...
4004 Waldo Ave, Midland, MI 48642
"My wife was here. It was for respite care. The size is good because it's small. They're a pretty close group. The staff...
101 Joseph Dr., Midland, MI 48642
"Bickford of Midland was a friendly, very homey, and nice facility. I thought the people were very well-cared for, they...
5830 Frankenmuth Rd, Vassar, MI 48768
"We visited Vassar Fields, and it seemed very good. There were people my parents knew who were living there so they were...
628 E Main St, Sebewaing, MI 48759
We are an Independent, Assisted Living and Memory Care building. We are very involved with engaging in our community. We...
13515 N Genesee, Clio, MI 48420
"Everything was very nice over at Living Waters Buell Lake. The person in charge was very good. The place was clean. I...

1805 S Raymond St, Bay City, MI 48706
"I visited Close To Home Assisted Living which was a remodeled school. It's kind of an average place. The staff members...

581 North Scheurmann Road, Bay City, MI 48708
"I visited Close To Home Assisted Living Hampton. I thought there were too many people in wheelchairs for my dad and that...

668 North Pine Rd., Bay City, MI 48708
"New Hope Bay has provided my mom with a great sense of community. She’s now engaged, active and thriving in her senior...

5113 Reinhardt Lane, Bay City, MI 48706
"Bay Valley AFC Inc is like two blocks from my house. So that was a big factor in choosing it for my mom. I would highly...

4471 Sheffield Place, Bay City, MI 48706
"Our father was a resident at the Sheffield. It was Beautiful inside including the rooms and it was always clean. We were...
2394 Midland Road, Bay City, MI 48706
"First thing my husband noticed was the cleanliness of the facility. Staff was was great. My father-in-law was only there...

6700 Westside Saginaw Rd, Bay City, MI 48706
"My mom was in Caretel Inns of Tri-Cities. The food was outstanding, and their gourmet chef was better than any...
Assisted Living
Niece
5.0
Review of Bayfield Assisted Living & Memory Care
When I visit my aunt, she is always happy, well cared for, and smiling. That is more than I could ask for! The people are friendly, the rooms are spacious and clean, and the food always looks...
Provider response
Hello, We’re so glad to hear that your aunt is happy and well cared for during your visits. It’s wonderful to know that her smile reflects the positive environment created by our community. We...
Assisted Living
Jerry
4.0
Review of Symphony Tri-Cities
My friend moved into Symphony Tri-Cities. Her apartment was fine. She likes the space. She didn't want a bigger space, and she didn't want a smaller space. They have two separate dining rooms. They...
Assisted Living
Kimberly
5.0
Review of Bayfield Assisted Living & Memory Care
Bayfield is a wonderful place!! The rooms are beautiful and spacious! The facility overall is gorgeous and very well maintained!! We moved my mother and mother-in-law in ten months ago and...
Provider response
Hello Kimberly, Thank you for your thoughtful review! We're delighted to hear that both your mother and mother-in-law are enjoying their time with us. It’s wonderful to know that the spacious...
Bay City’s median fee for assisted living is at the costlier end of the spectrum for the area, although not as expensive as Midland’s $4,460. However, fees are typically more affordable in the nearest cities included in the 2021 Genworth Cost of Care Survey. These include Saginaw ($4,225), Flint ($4,375) and Detroit ($4,215).
Bay City
$4,423
Michigan
$4,250
The United States
$4,500
Midland
$4,460
Flint
$4,375
Saginaw
$4,425
Detroit
$4,215
Although Bay City’s median monthly fee for assisted living of $4,423 is a little above the state midpoint of $4,250, it’s below the country’s average cost of $4,500. Consequently, the typical Bay City resident saves about $924 annually when compared to the typical American.
Eligible Bay City seniors will find several federal and state programs to help them pay for assisted living. These include Healthy Michigan, MI Choice and Supplemental Security Income Category G.
Learn more about these programs, plus who’s eligible, on our Assisted Living in Michigan page.
While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:
For more information about different ways to finance assisted living, visit our Assisted Living in Michigan page.
Assisted living is possibly the best value senior care option in Bay City because its median fee of $4,423 pays for personal care services, meals, accommodations and organized social events within the facility. In comparison, home care costs around $4,957, but seniors must still pay for their homes. Home health care’s median fee is also $4,957, although this covers basic medical assistance. Adult day care has the most affordable median fee at $1,647 per month, while nursing home care is the costliest at $9,125 for a standard semiprivate room.
In-Home Care
$4,957
Home Health Care
$4,957
Assisted Living Facility
$1,647
Assisted Living Facility
$4,423
Nursing Home (semiprivate room)
$9,125
Bay City seniors don’t need to handle problems on their own, as there are numerous government agencies and nonprofit organizations operating locally that can help. The following list includes those that specialize in legal issues, durable medical equipment loans, dispute resolutions with care providers and veterans’ benefits.
| Resource | Contact | Service |
|---|---|---|
| Michigan Long-Term Care Ombudsman Program | (866) 485-9393 | The Michigan Long-Term Care Ombudsman Program is a state-sponsored advocate for seniors residing in licensed residential care facilities, such as homes for the aged and adult foster homes. Its ombudsmen educate residents about their rights and investigate complaints, ensuring the complainant's anonymity at all times. |
| Bay County Department of Veteran Affairs | (989) 895-4108 | The Bay County Department of Veteran Affairs provides information and support services to U.S. military vets and their dependents. These include helping vets get the state and federal benefits they're entitled to and some military-related allowances, such as the burial benefit. |
| Medical Loan Closet | (989) 895-5444 | The Disability Services Resource Center operates a medical loan closet that provides durable equipment to needy Bay City residents for free. As the center relies on donated equipment, there may be a delay before the senior can get what they need. Common equipment includes wheelchairs, crutches, walkers and canes. |
| Lakeshore Legal Aid | (888) 783-8190 | Funded by a grant from Bay County, Lakeshore Legal Aid provides free advice to Bay City residents of all income levels who are aged 60+. Appointments take place at Bay City's Department of Aging main office twice per month. Lakeshore Legal Aid can assist in civil law matters only. |
| Bay County Volunteer Program | (989) 895-4100 | Bay County's Volunteer Program helps older adults use their free time to support others in the community. Some roles allow seniors to use existing skills, while others require training. They include providing tax assistance, delivering meals to homebound seniors, assisting in a senior center and supporting special events. |
Bay City Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living facilities in Michigan are required to follow. Visit our Assisted Living in Michigan page for more information about these laws.