Memory Care Communities in Lapeer, MI

The monthly median rate for memory care services in Lapeer comes to $5,313. This runs $1,000 below Michigan’s norm and about $1,375 below the national baseline rate. It also compares favorably to rates in nearby cities. For example, in Saginaw, monthly fees trend higher at around $6,250, and in Bay City, residents pay around $6,344 for care. Similarly, care costs run about $1,560 higher in Lansing and $2,120 higher in Detroit.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2021 Cost of Care Survey.

Memory care residents in Lapeer pay a monthly median rate of $5,313 for housing and specialized support.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Michigan page.

In Lapeer, memory care services cost around $5,313 per month. This offers several hundred dollars of savings compared to the $5,720 seniors pay for in-home care services, such as companionship and help with household tasks, as well as home health care, which encompasses skilled nursing services at home and costs almost $1,000 more per month. Additionally, memory care costs about half as much as nursing home placement, an option that includes around-the-clock supervision and skilled nursing services for around $10,798. However, for seniors who don’t need memory support, assisted living costs around $4,250 and includes basic custodial services, meals and recreational activities.

All memory care communities in Lapeer report to the Michigan Bureau of Licensing and Regulatory Affairs, which sets minimum licensing standards for operation. This department officially recognizes these facilities as homes for the aged, and it requires them to obtain annual licensure and undergo regular inspections. It also provides online services, including a form for filing complaints against facilities.

• Individuals in Lapeer benefit from services available through Dementia Friends Michigan, the statewide dementia-friendly initiative. This program provides educational resources regarding dementia and what seniors living with memory loss experience, and it has community transition services for seniors moving to memory care facilities.
• Seniors in Lapeer don’t pay state income taxes on their Social Security benefits, and they’re eligible to claim a deduction on other forms of retirement income through the Lowering MI Costs Plan. This can help seniors afford to put more money toward local medical and long-term care expenses.
• McLaren Lapeer Region Hospital serves Lapeer seniors as a 222-bed acute care hospital and operates as the primary health care provider for the region. It has a 24-hour emergency department with an accredited clinical laboratory and a five-suite surgery department, and it specializes in numerous areas of medicine, including several senior programs for those facing age-related challenges, such as memory disorders.
• The cost of living in Lapeer runs about 5% higher than Michigan’s average but 4% lower than in the nation as a whole, indicating access to budget-friendly memory care services. Health care expenses run especially low here at 20% below the national benchmark. This, along with state-funded memory care financial assistance programs, such as the MI Choice Waiver Program, may support financial stability for seniors who choose long-term care in this city.
• Lapeer sees about 16 crimes per 1,000 people in a given year and reports lower rates of violent and property-related infractions than the state and nation, which appeals to seniors and families seeking safe memory care accommodations. To further protect residents and reduce instances of wandering, many memory care facilities have security gates and door alarms.
• Compared to the state and nation as a whole, Lapeer County shows subpar performance across health factors and outcomes. The average life expectancy falls shy of Michigan and U.S. norms at 76 years, and it only has one primary care provider for every 2,770 residents compared to 1,330 nationally. Fortunately, many memory care communities provide on-site wellness services to support seniors’ quality of life.