Assisted Living Communities in Imlay City, Michigan

In Imlay City, assisted living facilities charge $4,215 per month for care. This rate lines up with Michigan’s average of $4,250, but it’s economical compared to the national norm of $4,500, as well as care costs in many other communities in southeastern Michigan. For example, in Flint, rates exceed Imlay City’s norm at $4,375, and in Monroe, residents pay $5,050 for care. Similarly, care costs in Ann Arbor are considerably higher at $6,093, although seniors in Jackson pay competitive monthly rates of $4,000.

Assisted living communities in Imlay City charge an average monthly rate of $4,215 for residential support.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Michigan page.

Assisted living facilities in Imlay City charge $4,215 per month for residential services. By comparison, seniors who need around-the-clock medical monitoring and services pay about twice as much for nursing home care, with rates averaging $8,882. Similarly, assisted living serves as a budget-friendly alternative to the $5,720 seniors pay for in-home care, which includes nonmedical personal care services from private attendants, and home health care, which includes skilled nursing services. On the other hand, seniors who opt for adult day health care, which doesn’t include housing but features daytime skilled nursing services and personal care in a community setting, pay $1,430 per month.

The Department of Licensing and Regulatory Affairs, licenses all assisted living communities in the Imlay City region, as well as the rest of Michigan. These facilities are officially called homes for the aged, and they comply with minimum standards for occupancy, care planning and staffing. The department also provides licensing information on all assisted living facilities in the state.

• Imlay City residents obtain medical services from McLaren Lapeer Region Hospital in Lapeer. This 222-bed major medical facility sits about 13 miles outside of Imlay City and serves as the primary care provider in Lapeer County. It houses a Level II Trauma Center and a 29-bed Emergency Center with specialized services for heart, cancer and orthopedic support.
• Lapeer County, where Imlay City is located, falls in the 50-75th percentile for health factors and outcomes compared to Michigan as a whole. The life expectancy in this city is 77.6, which is lower than the national norm of 78.5 but consistent with Michigan’s norm, although factors such as the high preventable hospitalization rate and limited number of primary care providers may be a consideration for seniors managing chronic health conditions. However, many assisted living communities have on-call physicians to support seniors' health. 
• Seniors in Imlay City can obtain county-funded transportation services through Lapeer County Senior Programs. This service, which leaves from the Imlay City Senior Center on weekdays, can help older adults attend medical appointments and errands, supplementing the transportation services they obtain through assisted living.
• Imlay City’s cost of living comes in about 3.5% below the national norm, benefiting seniors with limited financial resources. Although transportation services cost 15.7% more here than in a typical U.S. community, residents pay about 10% less for health care services, 7% less for housing and 13% less for food. Additionally, seniors who meet income guidelines have access to programs such as the MI Choice Waiver Program, which pays for some services residents receive in assisted living.
• Seniors in Imlay City qualify for deductions that reduce what they pay in state income taxes on their retirement income, depending on their birth year and the type of income they draw. Additionally, Michigan doesn’t tax Social Security benefits, helping many seniors afford assisted living expenses in Imlay City.
• Imlay City has an AARP Livability Index score of 55. Across the index’s seven metrics, the city rates strongest in Opportunity with a score of 72, indicating inclusive policies and a strong economic outlook.