Troy is a tight-knit suburban community with 26,281 residents, including 4,363 seniors aged 65 and older, which makes it Miami County’s most populous city. Nursing home residents enjoy a convenient location just 20 miles north of Dayton along the I-75 corridor. The community ranks well for its family-friendly amenities and competitive cost of living, which is 15% lower than the national average. Although Troy is a small town, it’s home to two hospitals, including the high-performing Upper Valley Medical Center.

The median cost of skilled nursing in Troy is $8,699 per month, which is $1,551 higher than the national average and $943 higher than other parts of the state. Nursing homes serve adults who need rehabilitative care or have complex medical needs that require around-the-clock monitoring. Assisted living facilities also provide 24-hour staffing to help with personal tasks, such as dressing, grooming and meals. In-home care is another alternative to consider for potential cost savings. These agencies can help with household tasks and medical care, such as medications and wound dressing.

This guide provides an overview of nursing home costs in Troy and compares those rates with fees charged in nearby cities and other types of senior care. It also provides information about local resources that serve seniors. 

Directory of Nursing Homes in Troy, OH

Koester Pavilion

3232 NORTH COUNTY ROAD 25A, Troy, OH, 45373

Koester Pavilion is a very nice place. They have nice staff and they provide very good services. They have a nice dining room, but mom takes her meals in her room. They have an activities room and the … (read more)
Koester Pavilion is a very nice place. They have nice staff and they provide very good services. They have a nice dining room, but mom takes her meals in her room. They have an activities room and the … (read more)

Troy Care and Rehabilitation Center

512 Crescent Drive, Troy, OH, 45373

My husband was admitted there about noon yesterday the 30th and last night I got a call at 1:20 that he was having chest pain and had rang for the nurse for over 40 minutes. so I called I had a hard … (read more)
My husband was admitted there about noon yesterday the 30th and last night I got a call at 1:20 that he was having chest pain and had rang for the nurse for over 40 minutes. so I called I had a hard … (read more)

Springmeade Healthcenter

4375 SOUTH COUNTY ROAD 25 A, Tipp City, OH, 45371

The Doctor on staff and a few nurses are overwhelmed . They do and can not give adequate individual care. I would and never will recommend this place to anyone…ever.
The Doctor on staff and a few nurses are overwhelmed . They do and can not give adequate individual care. I would and never will recommend this place to anyone…ever.

Heartland of Piqua

275 KIENLE DRIVE, Piqua, OH, 45356

RUN AND DONT STOP….. worst place on earth….. unsanitary on all levels haven’t cleaned his bathroom at all in over 2weeks. Sharps container has been full the whole time he has been there. So they … (read more)
RUN AND DONT STOP….. worst place on earth….. unsanitary on all levels haven’t cleaned his bathroom at all in over 2weeks. Sharps container has been full the whole time he has been there. So they … (read more)

Nursing Home Costs in Troy, Ohio

The average cost of nursing home care in Troy is $8,699 per month for a semiprivate room, while a private room costs $9,825 per month.

The Cost of Nursing Home Care in Nearby Cities

At $8,699 per month, nursing home care in Troy costs $1,551 more than the state median of $7,148, and rates are also high compared to other cities in the region. Seniors in Columbus pay $6,996 per month for care, a savings of $1,703, and Springfield is even more affordable with average rates of $6,083. In Cincinnati, the median cost of skilled nursing is $8,152 per month, which is $396 higher than the national average and $547 lower than Troy.

$8699

Troy

$7148

Ohio

$7756

The United States

$6083

Springfield

$6996

Columbus

$8152

Cincinnati

The Cost of Other Types of Senior Care

Skilled nursing costs significantly more than other forms of long-term care in Troy. A semiprivate room costs $8,699 per month, and private rooms average $9,825 per month. Assisted living costs $3,454 less per month at $5,245. In-home care is slightly cheaper. Seniors pay $4,763 for home care services and $4,767 for home health care, which includes light medical services, such as wound care and diabetes management. Adult day health care is another option to consider for those who wish to age in place. Although no cost data is available for adult day health care in Troy, the average cost for this level of care in Ohio is just $1,300 per month.

$4763

Home care

$4767

Home health care

$5245

Assisted living

$8699

Nursing home (semiprivate room)

$9825

Nursing home (private room)

Note: Data for Troy was unavailable, so data for the nearest city, Dayton, was used instead.

Financial Assistance for Nursing Home Care in Troy, Ohio

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in Troy, Ohio

Seniors who are in need of nursing home care qualify for a variety of programs sponsored by the government and nonprofit organizations. Learn more about some of these resources below.

ResourceContactService
Area Agency on Aging, PSA #2(800) 258-7277This Area Agency on Aging serves seniors in Troy and west-central Ohio. It helps seniors apply for Medicaid long-term care programs, such as Comcare and PASSPORT, and it provides services funded by the Older Americans Act, including transportation, nutrition assistance and caregiver supports. Residents can schedule a free in-home assessment to get started.
Troy Senior Citizens Center(937) 335-2810Located on North Market Street, the Troy Senior Citizens Center serves low-cost meals on Tuesdays, Wednesdays and Fridays, and it hosts a themed potluck on the third Thursday of each month. Ongoing events include cooking classes, bingo, book clubs, card games, line dancing, crafts and trivia. Social services are available to members who are facing personal challenges.
Senior Resource Connection(937) 223-8246Since 1956, Senior Resource Connection has been providing services to help older adults in Troy and the Miami Valley age independently. It offers Meals on Wheels deliveries and pet food to homebound seniors who are unable to prepare their own meals. Case management services, in-home care, chore assistance and emergency alert systems are also available through this organization.
Miami County Transit(937) 335-7433Miami County offers curb-to-curb demand response transportation to all residents. Rides start at $4 each way. Seniors aged 65 and older qualify for half-price fares, and free or discounted service is available to Medicaid beneficiaries and low-income residents who earn no more than 150% of the Federal Poverty Level. The service operates Monday through Friday, and rides must be scheduled at least 24 hours in advance.