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The 10 Best Nursing Homes in Chicopee, MA for 2024

Nursing Home Facilities in Chicopee, Massachusetts

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On this page:

  • Nursing Home Facilities in Chicopee, Massachusetts
  • Nursing Home Costs in Chicopee, MA
  • Financial Assistance for Nursing Home Care in Chicopee, MA
  • Free & Low-Cost Resources for Seniors in Chicopee, MA
  • Helpful Articles

Nursing Home Costs in Chicopee, MA

In Chicopee, seniors can receive a semiprivate nursing home room and care for a monthly average of $12,623, while private rooms average slightly more at $13,201 per month.

The Cost of Nursing Home Care in Nearby Cities

The cost of nursing home care in Chicopee is equal to the state average, but is significantly higher than the national average of $7,908, making it one of the most expensive areas to retire in the country. While care averages over $200 more in Barnstable Town and nearly $500 more in Boston, seniors retiring in Massachusetts can find more affordable care in many other areas. In Worcester, comparable nursing home care averages $760 less than in Chicopee, and in Pittsfield, prices for a semiprivate room drop further to $1,217 less than Chicopee’s.

Chicopee

$12,623

Massachusetts

$12,623

The United States

$7,908

Pittsfield

$11,406

Worcester

$11,863

Boston

$13,155

Barnstable Town

$12,836

The Cost of Other Types of Senior Care

Both in-home care and home health care are more affordable than nursing home care in Chicopee, costing respective monthly averages of $5,339 and $5,529. The increased cost of home health care brings light medical services to the senior’s home. Those looking for around-the-clock assistance with daily living tasks who don’t require skilled nursing care may opt for an assisted living facility, averaging $5,048 per month. Seniors seeking daytime services can receive adult day health care for $10,500 less per month than a semiprivate nursing home room and nearly $11,000 less than a private room. 

Home Care

$5,339

Home Health Care

$5,529

Adult Day Health Care

$2,123

Assisted Living

$5,048

Nursing Home (semiprivate room)

$12,263

Nursing Home (private room)

$13,201

Note: Data for Chicopee was unavailable, so data for the nearest city, Springfield, was used instead.

Financial Assistance for Nursing Home Care in Chicopee, MA

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free & Low-Cost Resources for Seniors in Chicopee, MA

Seniors in Chicopee may require more assistance than paying for care, and several programs are available to them that can lighten the financial burden on them as they age. The resources below can connect seniors to places where they can receive help while applying for benefits, connect to ombudsmen that can explain their rights and place fresh, hot meals at their tables. Seniors in need of assistance should contact these programs directly for more information and to apply.

ResourceContactService
Greater Springfield Senior Services(800) 649-3641Greater Springfield Senior Services can connect seniors with resources that can assist them with staying in their homes, provide referrals and locate nursing homes and other senior care solutions that suit their specific needs. It can also connect seniors with in-home services, connect seniors to local ombudsmen and accept reports of abuse or neglect.
Meals on Wheels(413) 781-8800Homebound seniors or those unable to make their own meals can receive hot, nutritious lunches through the Meals on Wheels program. Meals can be prepared to accommodate chronic health conditions, including heart disease and diabetes. As meals are delivered, drivers provide welfare checks for seniors and contact assistance if needed.
Low Income Home Energy Assistance Program(413) 552-1548Low-income seniors may qualify to have some of their heating costs during the winter paid for through LIHEAP. Some forms of heating covered include oil, electricity, natural gas and wood. Seniors whose incomes are above LIHEAP's limits may still qualify for other energy assistance programs and are encouraged to call.
Chicopee Veterans' Services(413) 594-3470This organization provides veterans and their families with both financial and medical assistance. It can also provide referrals to several programs that can assist with covering the costs of living at home or cover care for seniors aging in place, including access to survivors pensions and home and community services.
Massachusetts Senior Legal Helpline(866) 778-0939This state-run program assists eligible seniors 60 and older with civil legal issues over the telephone. This is free of charge for income-eligible seniors and can provide callers with answers to questions about issues such as Social Security benefits, guardianships, public benefits, veterans' benefits and powers of attorney.

Helpful Articles

Nursing Homes near Chicopee, MA

HolyokeSpringfieldAgawamWestfieldEast LongmeadowWilbraham

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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