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Assisted Living Communities in Springfield, Massachusetts

Located in the southwestern region of Massachusetts, the Hampden County community of Springfield sits on the eastern bank of the Connecticut River and has 2 assisted living facilities to choose from. These facilities, along with 14 more options in surrounding suburbs, charge a baseline monthly rate of $6,368 in 2024, offering about $750 in savings over the state median.

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Directory of Assisted Living in Springfield, MA

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The Cost of Assisted Living in Springfield, MA and Nearby Cities

According to the 2024 Genworth Cost of Care Survey, Springfield’s assisted living facilities charge around $6,368 monthly. While this exceeds the national norm by about $1,000, it compares favorably to Massachusetts’ median of $7,120 and monthly rates in nearby cities. For example, in Barnstable Town, residents pay about $3,400 more, and in Pittsfield, facilities charge approximately $9,825.

Springfield

$6,368

Massachusetts

$7,120

United States

$5,350

Pittsfield

$9,825

Worcester

$6,906

Boston

$6,750

Barnstable Town

$9,783

Paying for Assisted Living in Springfield

Financial Assistance for Assisted Living in Springfield

Eligible seniors in the Springfield area can apply for state-funded financial assistance to help pay for assisted living costs. Two government programs are offered: Group Adult Foster Care and Supplemental Security Income Category G.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Massachusetts page.

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Massachusetts page.

The Cost of Other Types of Senior Living in Springfield, MA

Assisted living residents in Springfield pay around $6,368 per month. This cost outpaces the projected monthly fee of $6,101 for in-home care and home health care, although this rate doesn’t account for added living expenses, such as housing and groceries. By contrast, nursing home fees run considerably higher than assisted living costs at roughly $13,231.

In-Home Care

$6,101

Home Health Care

$6,101

Assisted Living Facility

$6,368

Nursing Home Facility (semi-private room)

$13,231

Free Assisted Living Resources in Springfield

Seniors preparing to move into assisted living facilities, and those who are already residents, may find the following resources useful. They can help with resolving issues and meeting some of the costs.

ResourceContactService
Assisted Living Ombudsman(617) 727-7750The Assisted Living Ombudsman is a division of the Executive Office of Elder Affairs. The ombudsman’s role is to ensure seniors residing in residential care facilities are fully aware of their rights and to be an advocate in disputes related to their care. Seniors, their families and third parties can register complaints about care violations to the ombudsman. Additionally, families can request information about assisted living communities they may be considering for their loved ones.
VA Aid and Attendance Benefits(800) 827-1000U.S. military veterans currently residing in senior living facilities are entitled to apply for the VA Aid and Attendance benefit. The spouses of vets can also apply. It’s a monthly payment included in the VA pension to help cover some assisted living costs. Payments are unique to the individual, with the maximum monthly payments being $1,881 for an individual vet, $2,230 for a couple and $1,209 for a surviving spouse. VeteranAid.org provides a useful online tool for vets to check if they qualify for the benefit.
Senior Care Options (SCO)(888) 885-0484SCO is a blend of Medicare and MassHealth (Massachusetts Medicaid program) that utilizes both services to fund assisted living for some seniors. Although MassHealth can’t cover the room and board costs in an assisted living facility, which Medicare can, for qualifying seniors, it can cover other aspects of their care, such as their medications. 
Serving the Health Insurance Needs of Everyone (SHINE)(800) 243-4636SHINE is a program managed by the Executive Office of Elder Affairs free of charge to seniors who are already Medicare beneficiaries and those who need assistance with enrolling. Counselors can help seniors understand their current coverage. They can also provide seniors with information and advice so they can make informed decisions to overcome possible shortfalls. Additionally, counselors may introduce seniors to health care options that can save them money on their insurance. Although this might include private health insurance, the counselors won’t try to sell products.

What to Consider About Assisted Living in Springfield

The Executive Office of Elder Affairs is ultimately responsible for ensuring assisted living facilities in the Commonwealth of Massachusetts comply with the standards of care demanded. The department has the authority to issue licenses and revoke them if a facility continually violates those standards.

Benefits and Drawbacks of Assisted Living in Springfield

  • According to Neighborhood Scout, the chances of being involved in a violent crime in Springfield is 1 in 109. The statistics for property crime are 1 in 38. Springfield tends to be a safe area, and assisted living facilities often have security systems and procedures in place to ensure residents’ safety. 
  • Springfield is one of the most affordable cities in Massachusetts. Sperling’s Best Places records the national average for cost of living at 100, while in Massachusetts, the figure is 127.2. However, in Springfield, the cost of living is 89.7. In most of the categories, the city comes out favorably, with the exception of groceries and utilities, both of which are above the national average but below the state average.
  • The health of Springfield’s seniors is in the hands of a very high number of Medicare registered physicians and facilities such as the Baystate Medical Center, ranked #5 in Massachusetts by U.S. News & World Report. Also, approximately 30 minutes away in Hartford, Connecticut, seniors can access the #2 and #3 ranked hospitals in the state.
  • Springfield’s climate is about average. Although the city’s seniors won’t experience year-round sunshine, they also won’t be subjected to extreme changes in weather. Lows in January tend to be around 15 degrees, while in the summer months, highs of 83 are considered normal. Snowfall averages 40 inches annually, compared to the national average of 28. 
  • There are several transportation services in Springfield that can assist the city’s older citizens and the disabled. Seniors who get MassHealth benefits are entitled to free transportation for medical appointments. Adults aged 60 and over can pay $3 for a pass to ride the PVTA (Pioneer Valley Transit Authority) city bus. PVTA also offers a door-to-door van service. 

Assisted Living Laws and Regulations in Springfield

Springfield-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Massachusetts are required to follow. Visit our Assisted Living in Massachusetts page for more information about these laws.

Assisted Living Laws and Regulations in Springfield

Reviews of Communities Nearby

Assisted Living

Alice

I visited this facility

Review of Mason Wright

The walkthrough at Mason Wright was very pleasant. The place was very inviting. It didn't feel like assisted living honestly. It just felt like very homey for them. When you first enter, there's a...

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Assisted Living

Mark

I visited this facility

Review of The Wellington at Springfield

Our experience with The Wellington at Springfield was very good. It was very nice. The staff was good. The units were very nice. They showed us a room, and it was all furnished and very nice.

Provider response

We appreciate your feedback Mark. We strive daily to continuously train and support our team members to assure resident and family satisfaction is met.

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Assisted Living

Bubba1950

I am/was a resident of this facility

Review of Mason Wright

The facility is gorgeous, and the grounds are beautiful. Staff are friendly and respectful. Studio apartment is quite roomy and quiet. Open communication between the managers and residents.

Read more

Helpful Articles

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Other Options in Springfield, MA

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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