Springfield is the third-largest city in Massachusetts, with an estimated population of 153,606, 12.6% of whom are aged 65 and over. The city is best known as the birthplace of basketball and Dr. Seuss. However, there is much more: Its attractions include the MassMutual Center, which regularly hosts ice hockey competitions, while seniors who prefer something more sedate can relax in Forest Park or shop in Eastfield Mall

Springfield’s assisted living facilities are comfortable and secure places for seniors who want to retain their autonomy but need help with daily chores, such as cleaning and preparing meals. According to the 2020 Genworth Cost of Care Survey, the average monthly fee is $5,750. Although this is above the national average of $4,300, it’s a saving of $335 per month when compared to the state average of $6,085.

This guide covers the average costs of assisted living in Massachusetts. It also discusses the advantages and disadvantages of living in Springfield, in addition to listing some of the resources available to seniors and families looking for the best care facilities.

Directory of Assisted Living Facilities in Springfield, MA

2020, 2022

The Wellington at Springfield

942 Grayson Dr, Springfield, MA, 01119

The Wellington at Springfield is located next to the beautiful Breckwood Park in Springfield, Massachusetts. Residents and visitors cite an engaging, caring and compassionate staff as a standout featu … (read more)
The Wellington at Springfield is located next to the beautiful Breckwood Park in Springfield, Massachusetts. Residents and visitors cite an engaging, caring and compassionate staff as a standout featu … (read more)

Mason Wright

74 Walnut St., Springfield, MA, 01105

Visitors to Mason Wright assisted living facility note the high level of professionalism of the knowledgeable staff. Several levels of care include independent living apartments and a secure memory ca … (read more)
Visitors to Mason Wright assisted living facility note the high level of professionalism of the knowledgeable staff. Several levels of care include independent living apartments and a secure memory ca … (read more)

Landmark at Monastery Heights

110 Monastery Avenue, West Springfield, MA, 01089

Landmark at Monastery Heights is situated in West Springfield, just blocks from the Connecticut River and Route 5. Loved ones are grateful for a kind and gracious staff that make residents feel safe, … (read more)
Landmark at Monastery Heights is situated in West Springfield, just blocks from the Connecticut River and Route 5. Loved ones are grateful for a kind and gracious staff that make residents feel safe, … (read more)

2015, 2019

Keystone Commons

460 West Street, Ludlow, MA, 01056

Keystone Commons is a memory care, assisted and independent living facility located in the small town of Ludlow, Massachusetts. Community residents have a variety of housing options, from companion su … (read more)
Keystone Commons is a memory care, assisted and independent living facility located in the small town of Ludlow, Massachusetts. Community residents have a variety of housing options, from companion su … (read more)

2022

The Reserve at East Longmeadow

741 Parker Street, East Longmeadow, MA, 01028

The Reserve at East Longmeadow, located in East Longmeadow, Massachusetts, is one of the finest assisted living communities in the state. The resort-like ambiance extends from the room appointments th … (read more)
The Reserve at East Longmeadow, located in East Longmeadow, Massachusetts, is one of the finest assisted living communities in the state. The resort-like ambiance extends from the room appointments th … (read more)

Orchard Valley at Wilbraham

2387 Boston Road, Wilbraham, MA, 01095

Orchard Valley is located in Wilbraham, Massachusettes, near Interstate 90, Westover Airport and Chicopee Memorial State Park. Loved ones praise the facility on the caring and gentle staff, and reside … (read more)
Orchard Valley is located in Wilbraham, Massachusettes, near Interstate 90, Westover Airport and Chicopee Memorial State Park. Loved ones praise the facility on the caring and gentle staff, and reside … (read more)

2015

Suffield by the River

7 Canal Road, Suffield, CT, 06078

My parents moved into Suffield by the River. My mom’s in assisted living, and my dad’s in independent living. Their activities are all exemplary. The staff was excellent. They have beautiful surroundi … (read more)
My parents moved into Suffield by the River. My mom’s in assisted living, and my dad’s in independent living. Their activities are all exemplary. The staff was excellent. They have beautiful surroundi … (read more)

Southwick Village

802 College Highway, Southwick, MA, 01077


Heritage Woods

462 Main Street, Agawam, MA, 01001

My mom has moved into Heritage Woods. The staff is knowledgeable and caring. From the executive director to the nursing staff to the aides, they have all helped my mom and made her feel welcome there. … (read more)
My mom has moved into Heritage Woods. The staff is knowledgeable and caring. From the executive director to the nursing staff to the aides, they have all helped my mom and made her feel welcome there. … (read more)

The Arbors at Westfield

40 Court Street, Westfield, MA, 01085

The Arbors Assisted Living at Westfield was beautiful, and we have friends who are there. We saw the bedrooms and apartments. Everybody seemed very friendly. The apartment that we looked at seemed to … (read more)
The Arbors Assisted Living at Westfield was beautiful, and we have friends who are there. We saw the bedrooms and apartments. Everybody seemed very friendly. The apartment that we looked at seemed to … (read more)

River Mills Assisted Living at Chicopee Falls

7 River Mills Dr, Chicopee, MA, 01020

River Mills Assisted Living was very beautiful and brand new. They’ve got beautiful rooms and friendly staff. The food smelled good, and they had tons of activities. They were planting in flower pots. … (read more)
River Mills Assisted Living was very beautiful and brand new. They’ve got beautiful rooms and friendly staff. The food smelled good, and they had tons of activities. They were planting in flower pots. … (read more)

East Village Place

50 Benton Dr, East Longmeadow, MA, 01028

East Village Place is located in East Longmeadow, Massachusetts, a city with convenient access to great shopping and attractions and offers assisted living and memory care, with housing options from a … (read more)
East Village Place is located in East Longmeadow, Massachusetts, a city with convenient access to great shopping and attractions and offers assisted living and memory care, with housing options from a … (read more)

Ruth’s House

780 Converse Street, Longmeadow, MA, 01106

Amid landscaped grounds and private walkways sits Ruth’s House, an assisted living and memory care facility located in Longmeadow, Massachusetts. Visitors often praise the caring staff and excellent … (read more)
Amid landscaped grounds and private walkways sits Ruth’s House, an assisted living and memory care facility located in Longmeadow, Massachusetts. Visitors often praise the caring staff and excellent … (read more)

The Arbors at Chicopee

929 Memorial Drive, Chicopee, MA, 01020

I toured The Arbors Assisted Living at Chicopee and I thought it was fantastic. It was very clean, the staff you see there were in there checking on the patients and just talking to them in general. I … (read more)
I toured The Arbors Assisted Living at Chicopee and I thought it was fantastic. It was very clean, the staff you see there were in there checking on the patients and just talking to them in general. I … (read more)

Life Care Center Of Wilbraham

2399 Boston Road, Wilbraham, MA, 01095

My grandmother was at this facility initially for short term rehab. The nursing staff was pleasant most of the time and the physical therapist was phenomenal but overall we had a very bad experience. … (read more)
My grandmother was at this facility initially for short term rehab. The nursing staff was pleasant most of the time and the physical therapist was phenomenal but overall we had a very bad experience. … (read more)

What to Consider About Assisted Living in Springfield

The Executive Office of Elder Affairs is ultimately responsible for ensuring assisted living facilities in the Commonwealth of Massachusetts comply with the standards of care demanded. The department has the authority to issue licenses and revoke them if a facility continually violates those standards.

Benefits and Drawbacks of Assisted Living in Springfield

  • According to Neighborhood Scout, the chances of being involved in a violent crime in Springfield is 1 in 109. The statistics for property crime are 1 in 38. Springfield tends to be a safe area, and assisted living facilities often have security systems and procedures in place to ensure residents’ safety. 
  • Springfield is one of the most affordable cities in Massachusetts. Sperling’s Best Places records the national average for cost of living at 100, while in Massachusetts, the figure is 127.2. However, in Springfield, the cost of living is 89.7. In most of the categories, the city comes out favorably, with the exception of groceries and utilities, both of which are above the national average but below the state average.
  • The health of Springfield’s seniors is in the hands of a very high number of Medicare registered physicians and facilities such as the Baystate Medical Center, ranked #5 in Massachusetts by U.S. News & World Report. Also, approximately 30 minutes away in Hartford, Connecticut, seniors can access the #2 and #3 ranked hospitals in the state.
  • Springfield’s climate is about average. Although the city’s seniors won’t experience year-round sunshine, they also won’t be subjected to extreme changes in weather. Lows in January tend to be around 15 degrees, while in the summer months, highs of 83 are considered normal. Snowfall averages 40 inches annually, compared to the national average of 28. 
  • There are several transportation services in Springfield that can assist the city’s older citizens and the disabled. Seniors who get MassHealth benefits are entitled to free transportation for medical appointments. Adults aged 60 and over can pay $3 for a pass to ride the PVTA (Pioneer Valley Transit Authority) city bus. PVTA also offers a door-to-door van service. 

Paying for Assisted Living in Springfield

Seniors can expect to pay in the region of $5,750 per month for assisted living in Springfield. This makes the city more affordable than many in the state, although still above the national average of $4,300. However, it should be noted that states in New England tend to be more costly than average.

The Cost of Living in Nearby Cities

As the following figures from the 2020 Genworth Cost of Care Survey show, costs can vary, sometimes greatly, between cities in Massachusetts. Springfield’s costs of $5,750 are almost the lowest, surpassed only by Worcester, where the average assisted living placement costs $5,488 per month. Pittsfield’s costs are $5,789, while in Boston, fees rise to $6,100. Compared to Manchester, New Hampshire, fees throughout Massachusetts are more affordable. Manchester’s seniors pay, on average, $7,560. 

$5750

Springfield

$6085

Massachusetts

$4300

The United States

$6100

Boston

$5488

Worcester

$5789

Pittsfield

$7560

Manchester, NH

The Cost of Other Types of Senior Care

Able-bodied seniors have the most affordable care option, with fees of $1,452 for adult day care. Homebound seniors tend to pay $5,015 for either home or home health care, while assisted living’s costs of $5,750 are the most affordable for care that includes accommodation. Nursing homes are the most costly, with an average fee of $11,568 for a semiprivate room and $12,298 for seniors to have a room of their own.

$5015

Home care

$5015

Home health care

$1452

Adult day health care

$5750

Assisted living

$11568

Nursing home (semiprivate room)

$12298

Nursing home (private room)

Financial Assistance for Assisted Living in Springfield

Eligible seniors in the Springfield area can apply for state-funded financial assistance to help pay for assisted living costs. Two government programs are offered: Group Adult Foster Care and Supplemental Security Income Category G.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Massachusetts page.

Financial Assistance for Assisted Living in Springfield

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Massachusetts page.

Free Assisted Living Resources in Springfield

Seniors preparing to move into assisted living facilities, and those who are already residents, may find the following resources useful. They can help with resolving issues and meeting some of the costs.

ResourceContactService
Assisted Living Ombudsman(617) 727-7750The Assisted Living Ombudsman is a division of the Executive Office of Elder Affairs. The ombudsman’s role is to ensure seniors residing in residential care facilities are fully aware of their rights and to be an advocate in disputes related to their care. Seniors, their families and third parties can register complaints about care violations to the ombudsman. Additionally, families can request information about assisted living communities they may be considering for their loved ones.
VA Aid and Attendance Benefits(800) 827-1000U.S. military veterans currently residing in senior living facilities are entitled to apply for the VA Aid and Attendance benefit. The spouses of vets can also apply. It’s a monthly payment included in the VA pension to help cover some assisted living costs. Payments are unique to the individual, with the maximum monthly payments being $1,881 for an individual vet, $2,230 for a couple and $1,209 for a surviving spouse. VeteranAid.org provides a useful online tool for vets to check if they qualify for the benefit.
Senior Care Options (SCO)(888) 885-0484SCO is a blend of Medicare and MassHealth (Massachusetts Medicaid program) that utilizes both services to fund assisted living for some seniors. Although MassHealth can’t cover the room and board costs in an assisted living facility, which Medicare can, for qualifying seniors, it can cover other aspects of their care, such as their medications. 
Serving the Health Insurance Needs of Everyone (SHINE)(800) 243-4636SHINE is a program managed by the Executive Office of Elder Affairs free of charge to seniors who are already Medicare beneficiaries and those who need assistance with enrolling. Counselors can help seniors understand their current coverage. They can also provide seniors with information and advice so they can make informed decisions to overcome possible shortfalls. Additionally, counselors may introduce seniors to health care options that can save them money on their insurance. Although this might include private health insurance, the counselors won’t try to sell products.

Assisted Living Laws and Regulations in Springfield

Springfield-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Massachusetts are required to follow. Visit our Assisted Living in Massachusetts page for more information about these laws.

Assisted Living Laws and Regulations in Springfield