2 Assisted Living Facilities in Ladysmith, WI
The average cost of assisted living in Ladysmith is $4,200 per month. This is higher than the national median of $3,420. Cheaper nearby regions include Bloomer with an average starting cost of $4,000.
Caring.com has helped thousands of families find high-quality senior care. To speak with one of our Family Advisors about assisted living options and costs in Ladysmith, call (855) 863-8283.
What to Consider About Assisted Living in Ladysmith
Ladysmith, the seat of Rusk County located in northwest Wisconsin, was a thriving logging community from 1840 until 1915 when the farming industry took over. The city is also famous for being the home of the “Petrified Man,” a famous hoax from 1926 whereby a logger claimed to have found a clothed petrified man in the center of a tree, a myth that was disproven by the Wisconsin Historical Society.
Ladysmith has a thriving senior population — up to 23% of its population of 3,414 — who might enjoy exploring other interesting historical facts in this small-town before retiring to one of two assisted living facilities, both located within city limits.
In Ladysmith, and throughout Wisconsin, assisted living facilities are governed by the Wisconsin Department of Health Services.
Benefits and Drawbacks of Assisted Living in Ladysmith
- The Ladysmith area is home to world-class medical facilities, including Marshfield Medical Center, in the event of medical emergencies or illness.
- Seniors with respiratory issues may find that they breathe easier in Ladysmith. The city has an air quality rating of 73 on a 100-point scale where higher numbers mean better air quality. This is 15 points higher than the national average of 58.
- Wisconsin doesn’t tax Social Security benefits which could leave Ladysmith seniors with more money available to contribute toward their facility budgets.
- Ladysmith has low crime rates, which might make seniors feel safer when traveling the city. The city has a violent crime rate of 10.8, and a property crime rate of 30.1, both lower than the national averages of 22.7 and 35.4, respectively.
- The overall cost of living in Ladysmith is 81.6, lower than both the Wisconsin average of 97.8 and the U.S. average of 100. Seniors can also expect to pay less for groceries, housing and transportation. However, healthcare costs at 110.1 are higher than both the state and national averages. City seniors may want to allocate more money toward their healthcare expenses when preparing their monthly budgets.
- Year-round temperatures in Ladysmith range between 1 and 80 degrees. The city gets 22 inches of rain and 52 inches of snow annually, something seniors who appreciate the beauty of the winter season might enjoy.
Note: Data reported on this page was updated in 2019 and based on the latest 2018 figures.
Paying for Assisted Living in Ladysmith
Average Monthly Costs
Cities in Wisconsin
Assisted Living costs in Ladysmith start around $4,200 per month on average, while the nationwide average cost of assisted living is $4,000 per month, according to the latest figures from Genworth’s Cost of Care Survey.
It’s important to note that assisted living rates in Ladysmith and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.
Financial Assistance for Assisted Living in Ladysmith
Seniors with low-incomes in Ladysmith who need help paying for their assisted living expenses may be able to take advantage of the two programs offered in Wisconsin. One is a Medicaid waiver program called the Family Care program, and the other is part of the state’s general Medicaid program and is called the Personal Care program.
Learn more about these programs, plus who’s eligible, on our Assisted Living in Wisconsin page.
More Ways to Pay for Assisted Living
While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:
- Veterans Benefits
- Life Insurance Policy
- Long-Term Care Insurance
- Reverse Mortgage
For more information about different ways to finance assisted living, visit our Assisted Living in Wisconsin page.
Free Assisted Living Resources in Ladysmith
Ladysmith and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.
To see a list of free assisted living resources in Ladysmith, please visit our Assisted Living in Wisconsin page.
Assisted Living Laws and Regulations in Ladysmith
Ladysmith-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Wisconsin are required to follow. Visit our Assisted Living in Wisconsin page for more information about these laws.